Coastal Credit Union Cary NC | Quick Personal Loans & Business Banking

Introduction

Welcome to Coastal, your trusted partner in financial well-being located at Cornerstone 122, Cary, NC 27519. Since our establishment in 1967, we have proudly served our community and fostered a culture of growth and support for over 334,816 members. Our commitment to you is reflected in our robust financial health, boasting total assets of $5,351,199,898 and total deposits reaching $770,735,693. With a dedicated team of 624 employees, we strive to provide personalized service that meets the diverse needs of our members. At Coastal, we believe in building lasting relationships with our members. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Our lending options are designed to empower individuals and families on their financial journeys. As part of our promise to the community, we also manage a net worth of $538,304,315, ensuring that your investments are secure with us. While members can visit us at our branch location in Cary, official correspondence should be sent to Cornerstone #122, Cary, NC 27519. We invite you to experience the difference that comes with being part of a credit union that truly cares about its members. Under the leadership of CEO Tyler Grodi and Board President Joan Nelson, we are committed to transparency and accessibility. We encourage you to reach out with any questions or visit us during our lobby hours from 8:30 AM - 5:30 PM on weekdays or between 7:00 AM - 7:00 PM for teller services. Call us at 919-657-1060 or explore more about what we offer at Coastal's website. Join us today and let's achieve your financial goals together!

Branch History & Mission

At Coastal, we are proud to share our story of growth and community commitment that began in 1967. Our branch, located at Cornerstone 122 in Cary, NC, has been serving our members for over five decades. With a current membership of 334,816 and total assets amounting to an impressive $5,351,199,898, we have evolved into a cornerstone of financial support for the residents of Cary and beyond. From our humble beginnings, Coastal has prioritized member service and community engagement. We have witnessed significant milestones along the way, from expanding our product offerings to embracing digital advancements that make banking easier for everyone. Today, we proudly provide personal banking services such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. Our mission is simple yet powerful: to empower our members through accessible financial services while fostering a spirit of community support. We believe that strong financial health leads to stronger communities. This commitment drives us to participate in local outreach programs and initiatives that benefit those around us. For correspondence purposes, please note that while you can visit us at our branch address (Cornerstone 122 Cary NC 27519), any official mail should be directed to Cornerstone #122, Cary, NC 27519. At Coastal, we understand the importance of convenience in today's busy world. That's why we offer ATM access and robust online and mobile banking options to ensure our members can manage their finances anytime and anywhere. While we do not currently have drive-thru services or shared service centers available at this location, our friendly staff is always ready to assist you during lobby hours: Monday through Friday from 8:30 AM to 5:30 PM and teller hours from 7:00 AM to 7:00 PM. We invite you to join the Coastal family and experience firsthand the benefits of being a member of our credit union. Whether you're looking for a new checking account or seeking advice on loans, we're here for you every step of the way. Visit us today at Cornerstone 122 in Cary or give us a call at 919-657-1060. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Coastal Credit Union, we prioritize accessibility. Our location offers convenient parking with ADA-compliant features ensuring that everyone can easily visit us. Ramps are available for those who may need them, making your experience comfortable from the moment you arrive.

Getting Here

Our branch address is Cornerstone 122, Cary, NC 27519. If you need to send us any official correspondence, please use our mailing address: Cornerstone #122, Cary, NC 27519. We're situated near popular local spots that make finding us a breeze just a short drive from Davis Drive and close to parks and shops.

Operating Hours

We understand that life can be busy, so we strive to accommodate your schedule. Our lobby is open Monday through Friday from 8:30 AM to 5:30 PM. For your convenience, our tellers are available every day of the week from 7:00 AM to 7:00 PM. Whether you need assistance during regular business hours or later in the day, we've got you covered!

Services Offered

Coastal Credit Union provides a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we offer solutions designed just for you. Plus, enjoy hassle-free ATM access right here at our branch.

Visit Us Today!

We invite you to come by Coastal Credit Union at Cornerstone 122 in Cary. Our friendly team is eager to help you explore our offerings and find the right financial solutions for your lifestyle. Have questions? Feel free to give us a call at 919-657-1060. We look forward to welcoming you soon!

Member Eligibility

At Coastal, we believe that everyone deserves a chance to be part of a community that truly cares. If you're looking to become a member, you'll be pleased to know that joining us is straightforward and welcoming. Whether you live, work, worship, or attend school in our local area, you can easily qualify for membership. We take pride in serving our members with personalized financial solutions and resources tailored just for you. Being part of Coastal means gaining access to exclusive benefits like competitive rates on loans and savings accounts, along with friendly support from our team. To learn more about the specific eligibility criteria or to see if you meet the requirements, feel free to check out our detailed information at . When you're ready to open an account, the process is simple! Just reach out to us at (919) 657-1060, and we'll guide you through the steps. Come visit us at Cornerstone 122 Cary Nc 27519 and discover how being a member of Coastal can enhance your financial journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $173,769,737, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your operations smoothly with merchant services that simplify payments. Our solutions are designed for everyday transactions, allowing you to focus on what matters most growing your business. From easy credit card processing to online payment options, we provide the tools you need to enhance customer experiences while keeping your cash flow steady. At Coastal, located at Cornerstone 122 Cary Nc 27519 in Cary, NC, we're dedicated to empowering local businesses with the financial resources they need. Let's build a brighter future together!

Comprehensive List Of Services

Business Banking Services

For small business owners in Cary, Coastal offers comprehensive business banking solutions, including merchant services and business loans. We understand the unique challenges businesses face and are here to support your growth with tailored financial products.

Credit Card Benefits

Don't forget about our credit cards with rewards! Earn points on every purchase that can be redeemed for exciting rewards. It's an easy way to get more from your everyday spending while building your credit history.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's why we provide robust online and mobile banking services. With features like mobile payments, person-to-person transfers, e-statements, and more, managing your money has never been easier. Our branch also has an ATM available for quick cash withdrawals and balance checks whenever you need them making banking convenient wherever life takes you.

Get Started Today!

Experience the difference at Coastal by exploring our full suite of services designed just for you! Visit us at Cornerstone 122 Cary Nc 27519, call us at (919) 657-1060, or check out our website at http://www.coastal24.com to learn more about how we can help you achieve your financial goals. We're here to assist you every step of the way!

Personal Banking Solutions

Managing your personal finances can be a challenge, but with our personal banking services, it doesn't have to be. We offer checking and savings accounts designed to help you reach your financial goals. Whether you're saving for a special occasion or just need a reliable account for everyday transactions, we've got you covered. If you're considering purchasing a vehicle, look no further than our auto loans and vehicle financing options. We understand that buying a car is an important decision, and we're here to make the process as smooth as possible with competitive rates and flexible terms. For those looking to invest in their dream home, our mortgage loans and refinancing options are tailored just for you. Our team will guide you through every step of the mortgage process, ensuring you find the right loan that fits your budget. Additionally, if you're dealing with debt or unexpected expenses, our personal loans and debt consolidation services can provide the financial relief you need. We're committed to helping you regain control over your finances.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper statements! Enjoy the ease of e-statements with Yes. This eco-friendly option not only saves trees but also helps keep your information secure and organized. You can view your statements whenever you need them without worrying about storage space. For those who prefer banking on their mobile devices, our mobile application is here for you! Available for download, it offers all the essential features including mobile payments through Yes and person-to-person transfers via Yes. Sending money to friends or family is just a tap away!

Security You Can Trust

We take your security seriously. Our online banking services are equipped with advanced security features to protect your personal information. You can rest easy knowing that your data is safe while you manage your accounts from the comfort of home or while you're out and about. At Coastal, we believe in making banking as straightforward as possible. With our comprehensive digital services, you'll have everything you need to manage your finances efficiently and securely whenever and wherever you choose. Join us today and experience the future of banking!

Financial Strength

At Coastal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health stands strong, ensuring you can trust us with your hard-earned money. With a net worth of $538,304,315, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,403,279,584 in share certificates and $848,787,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is reflected in our $526,293,082 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Additionally, with $75,739 in used auto loans and $4,082,665,436 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our efficient operations have led to a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 610 full-time employees and 14 part-time employees who are always ready to assist you with knowledgeable and dedicated service. Our net shares (funds available for lending and investments) stand at $13,398,518, showcasing our ability to support your financial needs effectively. With a total of 644,262 share accounts, it's clear that more members are choosing Coastal as their trusted partner for all their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal is your trusted partner. Visit us at Cornerstone 122 Cary Nc 27519 or call (919) 657-1060 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have facilitated over $1,496,324,067 in used vehicle loans and $408,641,783 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing options can help you drive away with confidence.

Credit Lines and Business Loans

For those looking for flexibility in borrowing, we provide credit lines totaling $1,274,746,090. Additionally, business owners can benefit from our outstanding commercial loans amounting to $173,769,737, providing the capital needed to grow and expand your business endeavors. At Coastal, we believe in making borrowing accessible and straightforward. If you're considering refinancing or want to explore eligibility options for any of our loan products, don't hesitate to contact us. We're here to guide you through every step of your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Come visit us at Coastal today and discover how our loan offerings can help you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $491,798,047. This means you can find a mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $82,284,792 in loans helping members manage their finances effectively, our credit cards come with competitive rates and benefits designed for your convenience.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, having a reliable tool like LendMesh can save you time and help you make informed choices. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that the offers you see are fair and transparent, coming from legitimate lenders who adhere to established regulations. One of the standout features of LendMesh is its commitment to verified data. All loan offers are sourced from credible financial institutions, guaranteeing that users receive trustworthy information. Furthermore, LendMesh does not engage in sponsored listings; lenders are not prioritized based on paid promotions. This approach allows users to access unbiased results that reflect true market conditions. Additionally, LendMesh provides real-time rate comparisons. This feature ensures that users can view up-to-date loan rates from multiple institutions at any given moment, empowering them to make decisions backed by current data. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the value and reliability of using this platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Coastal

Type of Loan Offerings

Mortgage Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Getting Here

Operating Hours

Services Offered

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Credit Card Benefits

Digital Banking Convenience

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

E-Statements and Mobile Features

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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