Coastal Credit Union Cary NC | Top Business Banking & Auto Loans

Introduction

Welcome to Coastal, your trusted partner in financial wellness, located at 1900 Kildaire Farm Rd, Cary, NC 27518. Established in 1967, we have grown to serve 334,816 members and have amassed total assets of over $5.3 billion. With a strong commitment to our community and a focus on member satisfaction, we offer a range of services designed to meet your personal and business banking needs. At Coastal, we're not just about numbers; we're about people. Our dedicated team of 624 employees, led by our CEO Tyler Grodi and Board President Joan Nelson, is here to guide you every step of the way. We proudly provide a variety of services, including checking and savings accounts, auto loans, mortgage options, and business banking solutions. While members can visit us at our branch address, official correspondence should be sent to the same location: 1900 Kildaire Farm Rd, Cary, NC 27518. Our members enjoy a robust array of financial products with total deposits reaching $770 million and an impressive net worth of $538 million. We invite you to experience the Coastal difference where your financial goals are our priority. Feel free to reach out by phone at 919-882-0616, or explore our services online at coastal24.com. Your journey towards achieving financial stability starts here!

Branch History & Mission

Community Engagement

Community involvement is integral to our mission at Coastal. We actively seek partnerships and engage in outreach efforts that uplift those around us. By participating in local events and supporting various initiatives, we strive to make a positive impact in Cary and beyond. As we look toward the future, we invite you to join the Coastal family. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization committed to your success. Together, let's build a brighter financial future! If you're interested in becoming a member or learning more about what we offer, don't hesitate to reach out at 919-882-0616 or visit us online at Coastal's website.

Our Mission

At the heart of Coastal's mission is a simple yet powerful goal: to improve the financial well-being of every member we serve. We believe that everyone deserves access to affordable financial services and support. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. We pride ourselves on being accessible and customer-centric. Whether you prefer visiting us in person or using our online and mobile banking options, we are here to meet you where you are. Our branch operates Monday through Friday from 8:30 AM to 5:30 PM, ensuring convenient access for all members. While members can visit us at 1900 Kildaire Farm Rd, official correspondence should be sent to 1900 Kildare Farm Rd, Cary, NC 27518 if different. Our facility features an ATM for easy transactions and is fully compliant with ADA standards to ensure accessibility for everyone.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for our members. Our branch is ADA compliant and features ramps and ample parking to ensure everyone can visit us with ease. We strive to make your banking experience as comfortable as possible.

Operating Hours

Our lobby hours are designed to fit into your busy schedule. You can visit us Monday through Friday from 8:30 AM to 5:30 PM. Whether you're stopping by before work or after lunch, we're here to assist you.

Services Available

At Coastal, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our team is ready to help you find the right solutions. Plus, we have an ATM available for quick cash withdrawals or balance checks whenever you need it. While members can visit us at 1900 Kildaire Farm Rd, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to give us a call at 919-882-0616. We invite you to stop by and see how we can support your financial journey today!

Member Eligibility

Becoming a member of Coastal feels like joining a close-knit family dedicated to supporting your financial journey. At our branch located at 1900 Kildaire Farm Rd Cary Nc 27518, we invite individuals who live, work, or worship in the community to join us. If you have a desire to be part of a supportive organization that prioritizes your needs, you are already on the right path! You can find more about specific eligibility criteria by visiting our website at . Opening an account with us is simple and welcoming, ensuring that you feel right at home from the start. Whether you're looking for personal banking services, auto loans, or even mortgage options, being a member of Coastal means you'll enjoy personalized service tailored to your needs. Plus, our friendly team is always here to help just give us a call at (919) 882-0616 if you have any questions! We can't wait to welcome you into our community.

Business Banking & Commercial Services

Business Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $173,769,737, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, our merchant services are designed to streamline your operations. Imagine easily accepting payments from customers through various platforms while managing your cash flow effortlessly. Our services ensure that you can focus on what matters most growing your business. Let us be a part of your journey. Reach out today at (919) 882-0616 or visit us to learn more about how we can support your business goals!

Comprehensive List Of Services

Business Banking Solutions

Business owners will find support in our business banking services, which include merchant services and business loans tailored to help your company thrive. Whether you're starting up or expanding, think of us as an ally in achieving your business goals.

Credit Cards with Rewards

For those who enjoy rewards while they spend, our credit cards come with attractive benefits designed just for you. Imagine earning points on everyday purchases that can lead to travel rewards or cashback it's like getting rewarded for living your life!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Coastal, we offer robust online and mobile banking options. Access your accounts anytime, anywhere transfer funds, pay bills, or check balances right from your smartphone! Plus, our ATM services make cash withdrawals easy whenever you need them. With so many services available at Coastal, we're here to ensure that whatever your financial needs may be, we've got the right tools and resources for you. For more information about how we can assist you on your financial journey, please give us a call at (919) 882-0616 or visit us online at http://www.coastal24.com. Join us today and experience the difference with personalized service that truly cares about your financial well-being!

Home Financing

If owning a home is on your list, our mortgage loans and refinancing options can turn that dream into reality. We guide you through the process, ensuring you understand each step along the way. Think about settling into a space that's truly yours it's more than just a house; it's where memories are made.

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your day-to-day finances easily. Imagine being able to set aside money for that dream vacation or having quick access to funds when unexpected expenses arise. With us, your financial goals become achievable.

Personal Loans & Debt Consolidation

Need extra cash? Our personal loans and debt consolidation services are here to help lighten your financial load. Whether you're planning a big purchase or looking to combine multiple debts into one manageable payment, we provide flexible solutions that fit your life.

Vehicle Financing

When it's time to hit the road in a new car, our auto loans and vehicle financing options make it simple and stress-free. Whether you're buying new or used, our competitive rates mean you can drive away happy without breaking the bank. Picture yourself cruising in your new ride, knowing you've made a smart financial choice.

Digital & Online Banking

At Coastal, we understand that managing your finances should be convenient and secure. Our digital and online banking services are designed to give you easy access to your accounts anytime, anywhere. With just a few clicks or taps, you can take charge of your financial life without the hassle of traditional banking. One of the standout features is our 24/7 online banking service, accessible at http://www.coastal24.com. Whether you want to check your balance, transfer funds, or pay bills, everything is right at your fingertips. Plus, with the option for electronic signatures, signing documents has never been easier or more secure. You can complete transactions without needing to visit us in person. For those who prefer mobile banking, our user-friendly mobile application allows you to manage your accounts on the go. You can make mobile payments with ease, ensuring that paying for items is as simple as a tap on your smartphone. Additionally, sending money to friends or family is seamless with our person-to-person transfer feature. Another great advantage is our e-statements availability. Instead of waiting for paper statements in the mail, you can view your statements online anytime you need them. This not only saves time but also helps reduce paper clutter. Security is always a priority at Coastal. We utilize advanced measures to ensure that your information stays safe while you enjoy all these conveniences. From secure logins to encryption technologies, we strive to keep your financial data protected. In summary, our digital and online banking services at Coastal offer accessibility and ease-of-use that fit into your busy lifestyle. With real-time account management and enhanced security features, managing your finances has never been more straightforward. Visit us at http://www.coastal24.com today and experience the difference!

Financial Strength

Growing Member Base

Our strength is also evident in our member engagement; we have a robust total of 644,262 share and deposit accounts. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal is your trusted partner. Visit us at 1900 Kildaire Farm Rd Cary Nc 27518 or call (919) 882-0616 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,403,279,584 in share certificates and $848,787,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our operations. Although our net income stands at $0, it underscores our focus on long-term sustainability rather than short-term gains. We also take pride in having 610 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $526,293,082 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $75,739 in used auto loans and $4,082,665,436 in total loans and leases.

Solid Financial Health

With a net worth of $538,304,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,496,324,067 in used vehicle loans and $408,641,783 in new vehicle loans already helping members get on the road. Whether you want a brand-new model or a reliable pre-owned vehicle, we have options that can work for you.

Commercial Loans

If you're a business owner seeking growth opportunities, we offer outstanding commercial loans totaling $173,769,737. These loans can provide the necessary capital to expand your operations or invest in new projects. At Coastal, we're dedicated to making borrowing straightforward and accessible. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, feel free to reach out to us at (919) 882-0616 or visit us at our branch located at 1900 Kildaire Farm Rd Cary Nc 27518 in Cary, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help you take control of your financial future today!

Credit Lines

For those who require additional financial flexibility, our credit lines totaling $1,274,746,090 can be an excellent solution. They provide access to funds when needed without the hassle of applying for a loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $491,798,047, make buying or refinancing simple. We can help guide you through the process, ensuring that you find the right fit for your budget and future plans.

Unsecured Credit Card Loans

Managing everyday expenses is essential for maintaining financial health. We also offer flexible terms on unsecured credit card loans, with a total of $82,284,792 in loans helping members manage their finances effectively. These cards can provide the convenience and flexibility you need for both planned purchases and unexpected expenses.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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Coastal

Type of Loan Offerings

Mortgage Loans

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Available

Member Eligibility

Business Banking & Commercial Services

Business Loans that Fuel Growth

Merchant Services for Everyday Needs

Comprehensive List Of Services

Business Banking Solutions

Credit Cards with Rewards

Digital Banking Features

Home Financing

Personal Banking

Personal Loans & Debt Consolidation

Vehicle Financing

Digital & Online Banking

Financial Strength

Growing Member Base

Member-Centric Savings

Operational Efficiency

Reinvestment for Growth

Solid Financial Health

Loan Offering

Auto Loans

Commercial Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

No Sponsored Listings

Real-Time Rate Comparisons

Verified Data

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