Coastal Credit Union Cary NC | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Coastal, your trusted financial partner located at 2024 Kildaire Farm Rd, Cary, NC 27518. Since our establishment in 1967, we have proudly served our community with a commitment to providing personalized banking solutions. With a robust membership base of over 334,816 members and total assets exceeding $5.3 billion, we are dedicated to fostering financial well-being for everyone we serve. At Coastal, we understand the importance of community and strive to make a positive impact. Our team is led by CEO Tyler Grodi and Board President Joan Nelson, who both share a passion for helping our members achieve their financial goals. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, our experienced staff is here to guide you every step of the way. We take pride in our solid financial foundation, boasting total deposits of $770,735,693 and net worth of $538,304,315. This stability allows us to offer competitive rates on loans and a range of services designed to meet your needs. With cash reserves of $40,591,743 and total loans amounting to 158,660, we're equipped to support your financial journey. While members can visit us at our branch location in Cary, official correspondence should be sent to the same address: 2024 Kildaire Farm Rd, Cary, NC 27518-6614. You can reach us at 919-882-6090 for any inquiries or assistance you may need. Join us today and experience the Coastal difference! Visit our website at www.coastal24.com or come by our branch during our lobby hours: Monday through Friday from 8:30 AM to 5:30 PM. Our teller hours extend even further for your convenience from 7:00 AM to 7:00 PM. We look forward to welcoming you into the Coastal family!

Branch History & Mission

At Coastal, our journey began in 1967, rooted in a desire to serve the community of Cary, NC. Since opening our doors at 2024 Kildaire Farm Rd, we have grown from a small credit union into a trusted financial partner for over 334,000 members. Our mission has always been clear: to provide accessible and affordable financial services while fostering a strong sense of community. Over the years, we have witnessed remarkable growth and change. With total assets now exceeding $5.35 billion, we have consistently reinvested in our offerings to better serve our members' needs. We pride ourselves on being more than just a financial institution; we are a part of the fabric of Cary and its surrounding areas. Our commitment to community service is reflected in various outreach programs and partnerships aimed at supporting local initiatives. We believe that by empowering individuals with the right tools and resources, we can uplift our entire community. This vision guides us as we continue to expand our services, from personal banking options like checking accounts and auto loans to business banking solutions. While members can visit us at our main branch location, official correspondence should be sent to our mailing address: 2024 Kildaire Farm Rd, Cary, NC 27518-6614. We understand that convenience matters in today's fast-paced world. That's why we offer a variety of digital services including online banking and mobile payments. Our ATM availability ensures you can access your funds whenever needed, even though we currently do not have drive-thru services. At Coastal, our operating hours are designed with your schedule in mind: Lobby Hours run Monday through Friday from 8:30 AM to 5:30 PM, while teller services are available from 7:00 AM to 7:00 PM every day of the week. This flexibility allows us to serve you better. As we look forward to the future, we invite you to join us on this journey. Experience firsthand how Coastal is dedicated not only to your financial well-being but also to enhancing the community around us. Together, we can build a brighter tomorrow for everyone in Cary and beyond!

Branch Location & Accessibility

Call to Action

We invite you to visit us at Coastal's Crescent Commons branch today! If you have any questions or would like more information about our services before stopping by, feel free to give us a call at 919-882-6090. We look forward to helping you achieve your financial goals!

Convenient Access

Finding us is simple, and we offer ample parking right outside our doors for your convenience. Our location is designed with accessibility in mind, featuring ADA-compliant facilities to ensure everyone can visit us comfortably. While members can visit us at 2024 Kildaire Farm Rd, official correspondence should be sent to our mailing address: 2024 Kildaire Farm Rd, Cary, NC 27518-6614.

Operating Hours

We understand that life can be busy, which is why we offer flexible banking hours. Our lobby is open Monday through Friday from 8:30 AM to 5:30 PM, giving you plenty of time to stop by after work or during your lunch break. For those who need to handle their banking tasks earlier or later in the day, our tellers are available from 7:00 AM until 7:00 PM every day of the week!

Services and Features

At Coastal, we pride ourselves on offering a wide variety of services that cater to your personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, mortgage financing, or credit cards with rewards, we've got you covered! Plus, enjoy the ease of ATM access right here at our branch. While we don't have drive-thru banking available at this location, our team is ready and waiting inside to assist you with any questions or transactions you may need help with.

Member Eligibility

Joining Coastal is like stepping into a welcoming community where your financial needs are understood and valued. At our branch located at 2024 Kildaire Farm Rd Cary Nc 27518, we believe in making banking accessible for everyone. If you're looking to become a member, you'll be pleased to know that eligibility is open to individuals who live, work, worship, or attend school in our service areas. This means whether you're just starting out or looking for a supportive place for your financial journey, we're here for you! Becoming a member at Coastal not only gives you access to a range of services like checking and savings accounts, auto loans, and more but it also connects you with a community that cares about your financial well-being. The process of opening an account is straightforward and friendly. For more details on eligibility criteria, feel free to check out our dedicated page at . If you're ready to join us or have any questions, don't hesitate to reach out at (919) 882-6090. We're excited to welcome you into our family!

Business Banking & Commercial Services

Merchant Services that Matter

In today's fast-paced world, having the right tools can make all the difference. Our merchant services simplify payment processing, allowing you to focus on what matters most growing your business. Imagine easily accepting payments from customers, managing transactions online, and gaining insights into your sales all at your fingertips. Visit us at 2024 Kildaire Farm Rd Cary Nc 27518 in Cary, NC, or call us at (919) 882-6090 to learn how our business banking services can empower your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $173,769,737, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer tailored solutions under our Business Banking category, including vital Merchant Services and various types of Business Loans. Whether you're starting a new venture or expanding an existing one, we understand the challenges businesses face and are here to support you every step of the way.

Convenient Access with ATMs

Accessing cash is simple with our ATM & Cash Withdrawal Services, available at multiple locations for your convenience. We also provide basic ATM access for withdrawals and balance checks, ensuring you can manage your money without hassle. At Coastal, we believe in making banking personal and accessible. Our commitment is reflected in everything we do from the services we offer to the friendly staff ready to assist you. If you have any questions or need help deciding which service is right for you, please reach out at (919) 882-6090. Join us today and experience all that we have to offer! Visit us at Crescent Commons #133 or check out more details online at http://www.coastal24.com. We look forward to serving you!

Credit Cards That Reward You

Don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases. This means your routine spending can lead to exciting rewards perfect for those who love traveling or shopping!

Flexible Loan Options

If you're considering purchasing a new car, our Auto Loans & Vehicle Financing options offer competitive rates that fit any budget. We also provide Mortgage Loans & Refinancing solutions for those ready to buy their dream home or refinance their current mortgage for better terms. For unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services can help lighten your financial load.

Personal Banking Made Easy

Our personal banking services include various options such as Checking & Savings Accounts, designed to help you manage your day-to-day finances effortlessly. Imagine having the ability to access your funds anytime through our user-friendly Online & Mobile Banking platforms. With features like e-statements and mobile payments, you can stay on top of your finances from anywhere, making it easier than ever to track your spending and savings.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the ease of electronic signature authorization, which means no more waiting around for paperwork. Just sign digitally and get things done faster! For those who prefer paperless options, we offer e-statements that keep your account details organized without the clutter of physical documents. This not only saves trees but also helps you manage your finances in real-time.

Mobile Banking Made Easy

With our mobile application, you can take control of your banking right from your phone. Whether you're making person-to-person transfers or setting up mobile payments for quick purchases, everything is streamlined for your convenience. Need to deposit a check? Simply snap a photo and submit it through the app it's that easy! At Coastal, we're committed to providing secure services that are accessible whenever you need them. Our robust security measures ensure that your information remains protected while you enjoy the benefits of modern banking. Explore all these features and more by visiting http://www.coastal24.com today! Your financial management should be simple and secure, and with our digital banking options, it truly is.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 644,262, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $13,398,518 further underline our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal is your trusted partner. Visit us at 2024 Kildaire Farm Rd Cary Nc 27518 or call (919) 882-6090 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 610 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Future

With $526,293,082 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $75,739 in used auto loans and $4,082,665,436 in total loans and leases.

Secure Savings Options

Members' savings are secured through $1,403,279,584 in share certificates and $848,787,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $538,304,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,496,324,067 in used vehicle loans and $408,641,783 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle.

Credit Lines

If you're looking for additional flexibility in managing your finances, our credit lines totaling $1,274,746,090 are designed to give you easy access to funds whenever you need them. At Coastal, we prioritize making financing accessible and straightforward for our members. If you're considering refinancing or have questions about eligibility options for any of our loan products, don't hesitate to reach out! You can contact us at 919-882-6090 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to assist you every step of the way as you embark on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $491,798,047, we are here to guide you through the process of securing a home loan that works for you.

Unsecured Credit Card Loans

Managing everyday expenses has never been easier with our unsecured credit card loans. We offer flexible terms on these loans, with a total of $82,284,792 available to help members manage their finances effectively.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information presented is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you get a clear view of all available options without any hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Whether you're looking for a mortgage or an auto loan, you can easily compare what different lenders have to offer. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the platform in helping borrowers secure better deals. Take control of your financial future today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions, allowing you to see accurate rates tailored to your needs.

Coastal

Type of Loan Offerings

Mortgage Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Call to Action

Convenient Access

Operating Hours

Services and Features

Member Eligibility

Business Banking & Commercial Services

Merchant Services that Matter

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking Solutions

Convenient Access with ATMs

Credit Cards That Reward You

Flexible Loan Options

Personal Banking Made Easy

Digital & Online Banking

Key Features

Mobile Banking Made Easy

Financial Strength

Growing Member Base

Operational Efficiency

Reinvesting for Your Future

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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