Coastal Credit Union Cary NC | Affordable Vehicle Loans & Mortgage Refinancing

Introduction

At Coastal, we believe in building strong relationships with our members and the community. Located at 401 N Harrison Ave, Cary, NC 27513, our branch has been serving the financial needs of local residents since 1967. With a commitment to trust and reliability, we are proud to be part of a credit union that boasts over 334,816 members and total assets exceeding $5.3 billion. Our leadership team, led by CEO Tyler Grodi and Board President Joan Nelson, works tirelessly to ensure that each member feels valued and supported. We offer a variety of services tailored to meet your personal and business banking needs whether it's checking and savings accounts, auto loans, or mortgage refinancing. While you can visit us at our Cary location for in-person services, official correspondence should be sent to the same address: 401 N Harrison Ave, Cary, NC 27513. Our dedicated staff is here for you every day of the week, with lobby hours from 8:30 AM to 5:30 PM on weekdays and extended teller hours until 7:00 PM. With total deposits of $770 million and cash in hand amounting to $40.6 million, Coastal is well-positioned to assist you with your financial goals. Our range of offerings includes personal loans, credit cards with rewards, business banking solutions, online services, and much more. We invite you to experience the Coastal difference today! Call us at 919-447-7005 or visit our website at coastal24.com for more information. Join us in making your financial dreams a reality!

Branch History & Mission

Welcome to Coastal, a credit union with a rich history and a mission dedicated to serving the community of Cary, NC. Since our opening in 1967 at 401 N Harrison Ave, we have grown significantly, now proudly supporting over 334,816 members. Our journey began with a vision of providing accessible financial services while fostering strong community ties. As we evolved over the years, Coastal has consistently focused on meeting the needs of our members. With total assets reaching an impressive $5,351,199,898, we have established ourselves as a reliable partner in personal banking. Our offerings include checking and savings accounts, auto loans, mortgage refinancing, personal loans, credit cards with rewards, and business banking services. We are here to help our members achieve their financial goals. Our mission is simple yet profound: to empower our members through exceptional financial services while actively contributing to the well-being of our community. We believe that by supporting local initiatives and organizations, we can create a positive impact that extends beyond banking. Whether it's through partnerships or community outreach efforts, our commitment remains unwavering. While you can visit us at our branch location in Cary for all your banking needs, please note that official correspondence should be sent to the same address: 401 N Harrison Ave, Cary, NC 27513. Our team is always ready to assist you during our operating hours: Monday to Friday from 8:30 AM to 5:30 PM for lobby services and from 7:00 AM to 7:00 PM for teller services. In addition to traditional banking options, Coastal embraces technology with features like online banking and mobile payments to make your experience even more convenient. Our drive-thru service provides quick access for deposits and withdrawals without leaving your vehicle. We invite you to join us on this journey at Coastal. Experience firsthand how we can support your financial aspirations while being an active part of the Cary community. Discover the benefits of membership today by calling us at 919-447-7005 or visiting us online at coastal24.com. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility and Features

At our North Harrison branch, we prioritize accessibility for all members. The facility is ADA compliant, featuring ramps and spacious areas that make it easy for everyone to navigate. Plus, there's ample parking available, so you won't have to worry about finding a spot when you visit us. Our operating hours are designed to fit your busy schedule. The lobby is open Monday through Friday from 8:30 AM to 5:30 PM, while teller hours extend from 7:00 AM to 7:00 PM every day of the week. This means you can stop by before work or after dinner whatever works best for you!

Services Offered

We offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards, there's something for everyone. Our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle, making your banking experience as smooth as possible. And if you need cash on the go, our ATM is always available. While members can visit us at 401 N Harrison Ave, official correspondence should be sent to the same address. If you have any questions or would like more information about our services, feel free to call us at 919-447-7005. Come see how Coastal can support your financial journey today! We look forward to welcoming you at our North Harrison branch!

Member Eligibility

At Coastal, we believe that joining our community should feel like a warm welcome into a supportive family. Becoming a member is easy and open to many! If you live, work, worship, or attend school in our vibrant local area, you're likely eligible to join us. We also embrace those related to current members, making it even easier for friends and family to benefit from our services. For more specific details on eligibility requirements, feel free to visit this resource. Opening an account at Coastal is a simple process that can set you on the path to great financial opportunities. With us, you gain access to a range of services designed with your needs in mind from checking and savings accounts to loans and credit cards tailored just for you. If you're ready to take the next step or have any questions, don't hesitate to call us at (919) 447-7005. We can't wait to welcome you through our doors at 401 N Harrison Ave Cary Nc 27513!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $173,769,737, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services designed to make transactions easier for you. Imagine being able to accept payments seamlessly from your customers, whether they pay by card or mobile app. This means faster sales and happier customers, giving you more time to focus on what matters most growing your business. Located conveniently at 401 N Harrison Ave Cary Nc 27513, Cary, NC NC, our team is ready to assist you in navigating the financial landscape of your business. Reach out today at (919) 447-7005 to learn how we can help turn your vision into reality!

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for simple transactions like deposits and withdrawals, making banking even more convenient for our members on the go. With access to basic ATM services for balance checks and cash withdrawals, managing your finances has never been easier. At Coastal, we're committed to helping you achieve financial success through personalized service and innovative solutions. For any questions or further assistance, feel free to reach out at (919) 447-7005 or visit us at our branch in Cary. We look forward to serving you!

Business Banking

For business owners, we understand the unique challenges you face. Our Business Banking solutions include essential services such as Merchant Services & Business Loans, ensuring your business has the support it needs to thrive.

Digital Access

In today's fast-paced world, convenience matters. That's why we prioritize offering robust Online & Mobile Banking features. You can easily access your accounts, transfer funds, pay bills, and even deposit checks right from your smartphone or computer. Need cash? Our ATM & Cash Withdrawal Services are readily available for quick access to your funds whenever you need them.

Financial Solutions

Life can bring unexpected expenses, and that's where our Personal Loans & Debt Consolidation come into play. We provide flexible loan options to help you manage your finances better. Additionally, if you're looking for a way to earn rewards while spending, check out our Credit Cards with Rewards, which offer benefits tailored to your lifestyle.

Personal Banking

Whether you're opening a new checking account or looking to save for the future, our Personal Banking options are here for you. We offer various Checking & Savings Accounts that fit different lifestyles, ensuring you can manage your money effortlessly. If you're dreaming of a new vehicle, explore our Auto Loans & Vehicle Financing options that make purchasing your dream car a reality. For those considering homeownership, our Mortgage Loans & Refinancing services can help you navigate the process with ease.

Digital & Online Banking

Enhanced Features

Need to send money to a friend? Our person-to-person transfer feature allows you to easily send or receive funds in real-time, making splitting bills or sending gifts a breeze. And if you're looking for quick and secure payment options, our mobile payments feature lets you make purchases directly from your smartphone. Your security is our priority. We employ robust measures to keep your information safe while providing an easy-to-navigate experience. Whether you're accessing your account from home or using our mobile app at your favorite coffee shop, rest assured that your data is protected. In summary, with Coastal, enjoy the freedom of managing your finances conveniently and securely through our digital banking services. Start today by visiting http://www.coastal24.com and discover how easy banking can be!

Key Services

Visit us at http://www.coastal24.com to explore a range of features tailored just for you. Enjoy the flexibility of 24/7 online banking services that allow you to check your account balances, transfer funds, and pay bills with just a few clicks. Our mobile application makes it simple to bank on the go, ensuring you have access to your financial information right in your pocket. We also offer electronic signature authorization, so you can complete transactions securely without needing to visit a branch. Plus, with e-statements available, you'll stay organized and environmentally friendly by reducing paper clutter.

Financial Strength

At Coastal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in where you keep your money, which is why we're proud to share our strong financial standing. With a net worth of $538,304,315, we maintain robust financial health. This allows us to offer better rates, lower fees, and enhanced member services that cater directly to your needs. Our net worth ratio of 10.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,403,279,584 in share certificates and $848,787,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $526,293,082 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $75,739 in used auto loans and a total of $4,082,665,436 in loans and leases. Our operational efficiency is reflected in our $9,937,840, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 610 full-time employees and 14 part-time employees who are dedicated to serving you with a knowledgeable and committed team. In terms of net shares (funds available for lending and investments), we stand strong at $13,398,518. The confidence of our growing member base is shown by the fact that we have a total of 644,262 share accounts, highlighting the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal is your trusted partner. Visit us at 401 N Harrison Ave Cary Nc 27513 or call (919) 447-7005 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,496,324,067 in used vehicle loans and $408,641,783 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget, making it easier than ever to drive home in the vehicle you desire.

Credit Lines and More

For those looking for additional flexibility, our total credit lines amount to $1,274,746,090. This can be an excellent resource for managing cash flow or funding projects as they arise. At Coastal, we prioritize your financial well-being and offer refinancing options and eligibility checks to ensure you find the best product for your needs. If you're ready to explore our loan offerings further or need assistance deciding which option is right for you, please don't hesitate to reach out. You can contact us at (919) 447-7005, visit us at 401 N Harrison Ave Cary Nc 27513, Cary, NC, or check out our website at http://www.coastal24.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to being your trusted partner in navigating your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $491,798,047, make buying or refinancing simple. We're here to guide you through every step of the process, ensuring you feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $82,284,792 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses or make purchases without depleting your savings.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring complete transparency. You can trust that the information provided reflects real offers available in the market. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Instead, it focuses on delivering unbiased results so that you can choose the best option for your needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly and effectively. This means you won't miss out on competitive offers as they change. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this underscore the reliability and effectiveness of using LendMesh for finding loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

COASTAL FEDERAL CREDIT UNION - Cary, NC

Type of Loan Offerings

Mortgage Loans

Compare Loan Rates Near You

Loan rates in Cary, NC (27513)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Features

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Options That Fuel Growth

Practical Merchant Services

Comprehensive List Of Services

Additional Services

Business Banking

Digital Access

Financial Solutions

Personal Banking

Digital & Online Banking

Enhanced Features

Key Services

Financial Strength

Loan Offering

Auto Loans

Credit Lines and More

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Customers Also Interested In: