Coastal Credit Union Carrboro NC | Best Auto Loans & Business Banking

Introduction

Welcome to Coastal, your trusted financial partner right here in Carrboro, NC! Located at 310 E Main St Ste 110, our branch has been serving the community since 1967. With a strong commitment to our members, we pride ourselves on offering a range of services designed to help you achieve your financial goals. Whether you're looking for personal banking solutions, auto loans, or business financing, we've got you covered. At Coastal, we understand the importance of community and connection. With over 334,816 members and total assets exceeding $5.35 billion, we strive to provide not just financial products but also support and guidance tailored to your unique needs. Our dedicated team of 624 employees is led by CEO Tyler Grodi and Board President Joan Nelson, who are both passionate about ensuring that our members receive the best possible service. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 310 E Main St Ste 110, Carrboro, NC 27510-2274. We invite you to explore our services online at Coastal's Website or give us a call at 919-869-8520. With total deposits of $770,735,693 and net worth standing strong at $538,304,315, Coastal is committed to safeguarding your money while helping it grow. We believe in transparency and integrity; that's why we keep our cash reserves robust at $40,591,743. Join us today and experience firsthand how Coastal can make a difference in your financial journey! Whether you're opening an account or seeking advice on loans our doors are always open for you.

Branch History & Mission

At Coastal, we take pride in our rich history and unwavering commitment to serving the Carrboro community. Since opening our doors in 1967, our branch has grown alongside the vibrant town of Carrboro, North Carolina. Located at 310 E Main St Ste 110, we are just a stone's throw away from local landmarks like the Carrboro Farmer's Market and the charming shops of downtown. Over the years, Coastal has become more than just a financial institution; we are a trusted partner in the lives of our members. With a total membership of 334,816 and assets exceeding $5.3 billion, we have built a strong foundation that reflects our dedication to providing exceptional financial services. Our mission is clear: to empower our members through accessible banking solutions while actively supporting community initiatives. We believe that when our members thrive, so does our community. Our branch offers various services tailored to meet your needs from personal checking and savings accounts to auto loans and mortgage refinancing. Whether you're looking for competitive rates on loans or convenient online banking options, Coastal is here to help you achieve your financial goals. Plus, with ATM availability and extended teller hours from 7:00 AM to 7:00 PM every day of the week, accessing your funds has never been easier. As part of our mission, we also prioritize community engagement and outreach. We regularly partner with local organizations to support initiatives that enhance the quality of life for all residents in Carrboro. This commitment reflects our belief that being a good neighbor goes hand-in-hand with being a good bank. While members can visit us at 310 E Main St Ste 110 Carrboro Nc 27510, official correspondence should be sent to 310 E Main St Ste 110, Carrboro, NC 27510-2274. Our team is eager to assist you during our lobby hours from 8:30 AM to 5:30 PM on weekdays. Join us at Coastal and discover how we can support your financial journey while making a positive impact in our beloved Carrboro community. Together, let's create a brighter future! For more information, please call us at (919) 869-8520 or visit us online at Coastal.

Branch Location & Accessibility

Welcome to the Coastal Carrboro Branch, your friendly neighborhood credit union located at 310 E Main St Ste 110 in beautiful Carrboro, NC. We pride ourselves on being a convenient spot for all your banking needs, right in the heart of the community. Whether you're heading to the nearby Carrboro Farmers' Market or just enjoying a stroll downtown, we're here to serve you. At our branch, accessibility is key. We have ample parking available, and our facilities are ADA-compliant, ensuring that everyone can easily visit us. While you're here, feel free to take advantage of our ATM services for quick cash withdrawals and balance checks no need to wait in line! Our lobby hours are designed with your busy schedule in mind. We're open from 8:30 AM to 5:30 PM, Monday through Friday. If you need assistance with teller services, you can drop by any day of the week from 7:00 AM to 7:00 PM. This flexibility allows you to manage your finances when it's most convenient for you. For those who prefer online interactions, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and even business banking solutions. Our goal is to make your banking experience as smooth as possible. If you have any questions or need assistance, don't hesitate to give us a call at 919-869-8520. We're always happy to help! So why wait? Stop by Coastal's Carrboro Branch today and discover how we can support your financial journey!

Member Eligibility

At Coastal, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the area or have family members who are already part of our Coastal family, you're likely eligible to join us. This connection creates a stronger community where we can help each other thrive. For more detailed information about the eligibility criteria, feel free to check out our website at . Once you're ready to take this exciting step, opening an account is just as easy. You can start the process online or visit us at our branch located at 310 E Main St Ste 110 Carrboro Nc 27510. Our friendly team is here to assist you with any questions you might have along the way. If you'd like to speak with someone directly, don't hesitate to call us at (919) 869-8520. We can't wait for you to join our community and enjoy the many benefits that come with being a member of Coastal!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services simplify payment processing for your business. Imagine seamlessly accepting card payments from customers at your storefront or online, making transactions quick and easy. This not only enhances customer satisfaction but also helps you manage sales more effectively. Located at 310 E Main St Ste 110 Carrboro Nc 27510 in Carrboro, NC, we're here to provide the tools you need for financial success. Reach out to us today at (919) 869-8520 to learn more about how we can help your business thrive!

Tailored Loan Options for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $173,769,737, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For small business owners, Coastal offers comprehensive business banking services that include merchant services and business loans. We understand that running a business comes with its own set of challenges, and we're here to support your growth every step of the way.

Community Focused Service

We pride ourselves on being more than just a bank; we are part of the community. Our team is always ready to assist you with any questions or concerns. You can reach us at (919) 869-8520 during lobby hours from 8:30 AM to 5:30 PM Monday through Friday or take advantage of our teller hours from 7:00 AM to 7:00 PM daily. In conclusion, whether you're looking for personal banking solutions, business support, or convenient digital services, Coastal is here to help you achieve your financial goals. Visit us today at 310 E Main St Ste 110 Carrboro Nc 27510 in Carrboro, NC, or explore more about what we offer at our website. Your financial journey starts here!

Credit Cards and Rewards

Don't forget about our credit cards with rewards! These cards not only give you the purchasing power you need but also earn you points on everyday spending. Imagine getting cash back or rewards for things you buy regularly it's like earning money just for using your card!

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. With easy access to account balances, transaction history, and bill payment options through our mobile application, banking has never been simpler. Additionally, our ATM services ensure that cash withdrawal is quick and hassle-free.

Personal Banking Solutions

Start with our personal banking options. We offer various checking and savings accounts designed to help you manage your day-to-day transactions and save for what matters most. If you're considering purchasing a new car or upgrading your current vehicle, our auto loans and vehicle financing solutions can help you drive away in style without breaking the bank. When it comes to securing your dream home, our mortgage loans and refinancing options provide the financial support you need. Plus, if you're facing unexpected expenses or planning a big purchase, our personal loans and debt consolidation services are here to help you get back on track with manageable payments.

Digital & Online Banking

At Coastal, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, our online platform makes it simple to handle your banking needs anytime, anywhere. One of the standout features is our comprehensive online banking service, available 24/7. You can access your accounts, check balances, transfer money, and pay bills with just a few clicks at http://www.coastal24.com. It's all about giving you control over your finances when it's convenient for you. For those who prefer using their mobile devices, our dedicated mobile application is here to help. Not only can you manage your accounts right from your phone, but you also have the ability to make mobile payments easily. Plus, our person-to-person transfer feature allows you to send money to friends and family without any hassle. We prioritize security and convenience. With electronic signature authorization available, signing documents online is safe and straightforward. You can also opt for e-statements to keep track of your transactions without the clutter of paper statements. All these features are designed with you in mind, ensuring that managing your finances is smooth and efficient. At Coastal, we're committed to providing accessible banking solutions that empower you to manage your money effectively. Explore our digital offerings today and experience how easy banking can be!

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 610 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts stand at 644,262, showcasing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments totaling $13,398,518, we have the resources needed to meet your needs today and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal is your trusted partner. Visit us at 310 E Main St Ste 110 Carrboro Nc 27510 or call (919) 869-8520 to learn more about how we can help you achieve your financial goals.

Investment in Our Members

With $526,293,082 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $75,739 in used auto loans and $4,082,665,436 in total loans and leases to support members' financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $1,403,279,584 in share certificates and $848,787,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $538,304,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,496,324,067 in used vehicle loans and $408,641,783 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to your budget, ensuring you find a payment plan that works for you.

Business Financing

For business owners, our outstanding commercial loans totaling $173,769,737 provide the capital needed to grow and expand your enterprise. We work closely with local businesses to understand their unique needs and offer tailored solutions that drive success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $491,798,047, make buying or refinancing simple. We understand that purchasing a home is a significant step, and our team is dedicated to guiding you through each part of the process.

Refinancing Options

If you're considering refinancing existing loans or looking for eligibility options, our knowledgeable staff can assist you in exploring potential savings. Refinancing could lead to lower monthly payments or reduced interest rates let us help you determine if it's right for you. Whether it's an auto loan, mortgage, unsecured credit card loan, or commercial financing, we strive to be your trusted partner in every financial endeavor. Feel free to contact us at (919) 869-8520 or visit us at 310 E Main St Ste 110 Carrboro Nc 27510 in Carrboro, NC. We're ready to help you take the next step!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $82,284,792 in loans helping members manage their finances effectively. These cards come with various rewards and benefits designed to fit your lifestyle while giving you access to funds when you need them.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users can expect fair and transparent offers every time they compare rates. Each lender featured on LendMesh has been thoroughly vetted to ensure reliability, giving you peace of mind as you navigate your loan options.

Coastal

Type of Loan Offerings

Mortgage Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Options for Your Business

Comprehensive List Of Services

Business Banking Support

Community Focused Service

Credit Cards and Rewards

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Efficient Operations

Growing Member Base

Investment in Our Members

Secure Savings Opportunities

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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