Coastal Credit Union Apex NC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Coastal at Olive Chapel Village #131 in Apex, NC! Since our establishment in 1967, we have been committed to serving our community with trust and reliability. Our branch is more than just a place for financial transactions; it's a hub where members currently numbering over 334,816 come together to achieve their financial goals. At Coastal, we understand the importance of community support. With total assets exceeding $5.35 billion, and total deposits reaching $770,735,693, we work diligently to ensure your money is secure while also being available for loans when you need them. We proudly offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. While you can visit us at Olive Chapel Village 131, we kindly ask that any official correspondence be sent to our mailing address at 5330 Apex Peakway, Apex, NC 27502. Our leadership team, led by CEO Tyler Grodi and Board President Joan Nelson, ensures that we maintain the highest standards in service and integrity. With a strong net worth of $538,304,315 and cash reserves of $40,591,743, Coastal is equipped to provide you with the best financial products tailored to your needs. Whether you're looking for an auto loan or seeking assistance with debt consolidation, our dedicated staff is here to help you navigate your options. We invite you to experience the Coastal difference. Feel free to contact us at 919-290-8040 or visit our website at www.coastal24.com for more information. Join us in building a brighter financial future together!

Branch History & Mission

At Coastal, we take great pride in our history and the journey we've shared with the community of Apex, NC. Since our founding in 1967, we have grown from a small local credit union into a thriving financial institution that serves over 334,000 members. Our branch, located at Olive Chapel Village 131, Apex, NC 27502, is a cornerstone of the community, dedicated to providing exceptional financial services tailored to meet the needs of our members. Over the years, Coastal has achieved significant milestones. With total assets now standing at an impressive $5,351,199,898, we have consistently prioritized the financial well-being of our members. Our mission is simple yet profound: to empower individuals and families by offering accessible financial products and services while fostering a strong sense of community. We believe that everyone deserves a chance to succeed financially. Our commitment goes beyond just banking; it's about building relationships and supporting local initiatives. We actively engage in community outreach programs and partnerships that uplift those around us. Whether it's through financial literacy workshops or sponsoring local events, we strive to make a positive impact in Apex and its neighboring areas. While members can visit us at Olive Chapel Village 131 for all their banking needs, official correspondence should be sent to our mailing address at 5330 Apex Peakway, Apex, NC 27502. Our branch offers convenient operating hours Lobby Hours from Monday to Friday from 8:30 AM to 5:30 PM and Teller Hours from 7:00 AM to 7:00 PM every day of the week. For those on the go, we also provide ATM access for quick cash withdrawals. At Coastal, we are dedicated to embracing modern technology while ensuring ADA compliance for all our members. Our digital advancements include online banking and mobile payments that make managing finances easier than ever. We are proud to offer a full range of personal and business banking services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and more. We invite you to join us at Coastal Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a vibrant community-focused organization. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Coastal at Olive Chapel Village! Located at Olive Chapel Village 131 in the heart of Apex, North Carolina, our branch is designed for your convenience. Nestled near local favorites and community hotspots, you can easily find us while enjoying a day out. Just a stone's throw away from the vibrant shopping areas and parks, we're here to serve you with all your banking needs. While members can visit us at Olive Chapel Village 131, official correspondence should be sent to our mailing address at 5330 Apex Peakway, Apex, NC 27502. Our branch is fully accessible, featuring ADA-compliant facilities to ensure everyone can comfortably access our services. We also provide ample parking space right outside for an easy visit. At Coastal, we pride ourselves on being available when you need us. Our lobby hours are from Monday to Friday, opening at 8:30 AM and closing at 5:30 PM. Need to handle transactions outside regular hours? Our tellers are ready to assist you daily from 7:00 AM to 7:00 PM! In addition to our welcoming atmosphere, we offer a range of services tailored to meet your financial needs whether it's personal banking like checking and savings accounts or more specialized options such as auto loans and mortgages. Plus, enjoy the convenience of our ATM services available right on-site. We invite you to stop by or give us a call at 919-290-8040. Let us help you navigate your financial journey with ease!

Member Eligibility

Joining the Coastal community at Coastal is more than just opening an account; it's about becoming part of a supportive family. If you live, work, or attend school in the area surrounding our branch at Olive Chapel Village 131 Apex Nc 27502, you're likely eligible to become a member! We welcome individuals from various walks of life, and our goal is to provide you with the financial tools and resources you need to thrive. Becoming a member means gaining access to personalized services, competitive rates, and a community that genuinely cares about your financial well-being. The process to join us is straightforward and inclusive. If you're ready to take the next step, we invite you to check out the detailed eligibility criteria at . You can also call us at (919) 290-8040 for any questions or assistance. Once you're set on joining, find all the details about opening your account online. We're excited to welcome you into our Coastal family!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to loans, we offer merchant services that make transactions easy and efficient. Imagine being able to accept payments from customers seamlessly whether it's through credit cards or mobile payments. This convenience not only improves customer satisfaction but also enhances your bottom line. At Coastal, we're dedicated to equipping you with the tools you need for financial success. Visit us at Olive Chapel Village 131 Apex Nc 27502 in Apex, NC or call us at (919) 290-8040 to learn more about how we can assist your business today!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $173,769,737, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Need cash? Our convenient ATM services allow for easy withdrawals and balance checks whenever you need it. Plus, with locations across town and beyond, you'll always find an ATM near you. At Coastal, we are committed to making banking as easy as possible for our members. Ready to take control of your financial future? Give us a call at (919) 290-8040, visit us at Olive Chapel Village 131 Apex Nc 27502, or explore more online at http://www.coastal24.com. We look forward to serving you!

Business Banking

For our entrepreneurial members, we have a suite of business banking solutions including merchant services and business loans designed to support your company's growth. Whether you're just starting out or looking to expand an established business, we're here to help navigate the financial landscape.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! They not only provide convenience but also allow you to earn points on your purchases that can be redeemed for travel, merchandise, or even cashback. It's a smart way to maximize your spending while enjoying added benefits.

Digital Banking Convenience

In today's fast-paced world, having access to your finances at any time is crucial. That's why we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, pay bills, and more all from the comfort of your own home or on-the-go.

Mortgage Solutions

Homeownership can be one of the biggest achievements in life, and at Coastal, we offer comprehensive mortgage loans and refinancing options. Our team is here to guide you through the process, making it easier than ever to turn your dream home into reality.

Personal Banking

For individuals, we provide various checking and savings accounts that help you manage your everyday finances effortlessly. Imagine having a checking account that not only keeps your money safe but also allows you to earn interest over time! Our savings accounts are designed to help you save for those important life events, whether it's a vacation, a new car, or even a down payment on a house. If you're thinking about buying a vehicle, our auto loans and vehicle financing services can help get you behind the wheel without breaking the bank. We offer competitive rates and flexible terms to fit your budget. Additionally, if you've ever found yourself in need of extra cash, our personal loans and debt consolidation options can provide the support you need to regain control over your finances.

Digital & Online Banking

Accessibility and Ease of Use

In addition to these features, we're committed to making banking accessible for everyone. The tools provided by Coastal allow for real-time account management so that you always know where your money stands. Our goal is to provide you with everything you need right at your fingertips. Ready to experience hassle-free banking? Visit us online at http://www.coastal24.com today and discover how our digital banking services can enhance your financial life!

Key Features

One of the standout features is the ability to send money directly to friends and family through person-to-person transfers. No more worrying about cash or checks just a few taps on your smartphone will do! And when it comes to keeping track of your statements, we offer e-statements that are easy to access and environmentally friendly. Security is our top priority. Our platform utilizes electronic signature authorization, ensuring that your transactions are safe and verified. You can also enjoy the flexibility of making purchases with mobile payments, letting you pay quickly without needing cash or cards.

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 610 full-time employees and 14 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 644,262, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $13,398,518 further highlights our ability to support community needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal is your trusted partner. Visit us at Olive Chapel Village 131 Apex Nc 27502 or call (919) 290-8040 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $1,403,279,584 in share certificates and $848,787,286 in money market shares, offering stable and rewarding financial growth opportunities. This focus on secure savings options reflects our dedication to your financial well-being.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to you goes beyond numbers; it's about creating value in every service we provide.

Reinvestment for Growth

With $526,293,082 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy helps us adapt to your evolving needs while maintaining the highest standards of service.

Solid Financial Foundation

With a net worth of $538,304,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. We have $75,739 in used auto loans and $4,082,665,436 in total loans and leases available for you. This means whether you're purchasing a new car or planning a home renovation, we're here to help you achieve your aspirations.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,496,324,067 in used vehicle loans and $408,641,783 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to your situation, making it easier than ever to drive home in your desired vehicle.

Credit Lines and Other Options

In addition to our auto and mortgage offerings, we provide personal lines of credit totaling $1,274,746,090. These lines can give you quick access to funds when you need them most, whether for unexpected bills or planned purchases. At Coastal, our goal is to provide personalized service and financial solutions that work for you. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at Olive Chapel Village 131 Apex Nc 27502 or call us at (919) 290-8040 to learn more about how our loan products can help you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $491,798,047, make buying or refinancing simple. We also offer refinancing options to help you lower your monthly payments or access equity in your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $82,284,792 in loans helping members manage their finances effectively. These cards can be a great way to handle unexpected expenses without the stress of high-interest rates.

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Coastal

Type of Loan Offerings

Mortgage Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Real-World Merchant Services

Supporting Your Business Growth

Comprehensive List Of Services

ATM Services

Business Banking

Credit Cards with Rewards

Digital Banking Convenience

Mortgage Solutions

Personal Banking

Digital & Online Banking

Accessibility and Ease of Use

Key Features

Financial Strength

Commitment to Excellence

Growing Together

Member Savings Security

Member-Centric Approach

Reinvestment for Growth

Solid Financial Foundation

Supporting Your Financial Goals

Loan Offering

Auto Loans

Credit Lines and Other Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

No Sponsored Listings

Real-Time Rate Comparisons

Verified Data

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