Coastal Community Credit Union La Marque TX | Best Auto Loans & Business Banking

Introduction

Welcome to Coastal Community, your trusted financial partner located at 6708 Gulf Fwy, La Marque, TX 77568. Established in 1957, we have proudly served our community for over six decades, building a strong foundation of trust and support among our 12,308 members. With total assets of $93,333,535 and deposits reaching $4,180,967, we are dedicated to providing a range of financial services tailored to meet your needs. At Coastal Community, we understand that every member's financial journey is unique. That's why our offerings include everything from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our CEO, Carol Gaylord, along with Board President Gilbert Robinson, lead a team of 28 dedicated employees who are committed to helping you achieve your financial goals. While members can visit us at our branch location for personalized service, official correspondence should be sent to our mailing address at 2302 Church St, Galveston, TX 77550. With a focus on community impact and member satisfaction, we take pride in offering competitive loan options with a total of 5,762 loans and leases currently active. Our commitment extends beyond just numbers; it's about fostering relationships and creating opportunities for all. Whether you're looking to open an account or inquire about loans, our friendly staff is here to assist you. Feel free to give us a call at (409) 765-6067 or visit our website at Coastal Community FCU for more information. Join us today and experience the difference that a community-focused credit union can make in your financial life!

Branch History & Mission

Commitment to Innovation and Accessibility

As we have evolved through the decades, we have embraced technology without losing sight of our core values. Today, members can access their accounts online or via our mobile app, making banking more convenient than ever. We also ensure ADA compliance so everyone can enjoy our services comfortably. With features like electronic signatures and online banking options available 24/7, we continue to prioritize convenience for all our members.

Community Engagement

Beyond banking services, Coastal Community actively participates in various community outreach initiatives. We understand that being a good neighbor means more than just providing financial products; it involves building lasting relationships and supporting local causes that matter most to our members. Our partnerships with schools and organizations allow us to give back meaningfully.

Join Us!

With total assets exceeding $93 million and ongoing growth in member services, Coastal Community is here for you now and into the future. Whether you're looking for personal banking solutions or business support, we invite you to become part of our family. Visit us today or explore more about membership opportunities on our website: Coastal Community FCU. Experience firsthand how we blend community spirit with robust financial services designed just for you!

Our Mission

Our mission at Coastal Community is simple yet profound: we aim to provide exceptional financial services while making a positive impact in our community. We believe in empowering individuals and families by offering accessible banking solutions tailored to their needs. From checking and savings accounts to auto loans and mortgage financing, we strive to support our members' financial journeys every step of the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to 2302 Church St, Galveston, TX 77550. This allows us to manage communications efficiently while ensuring that your experience with us remains seamless.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We have ADA-compliant features including ramps and designated parking spaces so everyone can enjoy a seamless banking experience. You can easily find ample parking when you arrive, making your visit as hassle-free as possible.

Get in Touch

If you have any questions or would like more information about our services, don't hesitate to give us a call at 409-765-6067. Our friendly staff is eager to assist you! So why wait? Stop by today and discover how Coastal Community can make your banking experience better!

Operating Hours

We want to be there for you when you need us! Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. If you prefer using our drive-thru service, it's available Monday through Thursday from 8:00 AM to 5:00 PM and Friday from 8:00 AM to 6:00 PM. We're also open on Saturdays from 9:00 AM to 1:00 PM for your convenience.

Services Offered

At Coastal Community, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing our team is here to help. Plus, with ATM availability and basic drive-thru banking services, managing your finances has never been easier!

Member Eligibility

Joining the family at Coastal Community is a wonderful way to enhance your financial journey while being part of a supportive community. To become a member, you simply need to meet some friendly eligibility criteria. If you live, work, worship, or go to school in Galveston County or surrounding areas, you're likely already eligible! We believe in making banking accessible and beneficial for everyone, so we welcome individuals from various backgrounds and walks of life. You can find more detailed information about our membership requirements by visiting this link. Once you know you're eligible, opening an account is a breeze! Just head over to our website to start the process, or feel free to give us a call at (409) 765-6067 if you have any questions. Our dedicated team is here to help guide you every step of the way. Become part of something special at Coastal Community, located at 6708 Gulf Fwy La Marque Tx 77568, where your financial goals and dreams can thrive!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loan options, we provide comprehensive merchant services that help streamline your payment processes. Imagine being able to accept payments seamlessly from customers while focusing on what you do best running your business. This practical support allows you to enhance customer satisfaction and improve cash flow. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in La Marque, TX. Let us partner with you on your path to success! Visit us at 6708 Gulf Fwy La Marque Tx 77568 or call us at (409) 765-6067 today!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also offer flexible financing solutions with $0 in non-member commercial loans.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick access to cash? Our ATM and cash withdrawal services ensure you can get what you need anytime. Plus, our basic drive-thru banking services make deposits, withdrawals, and simple transactions quick and convenient without leaving your car.

Business Banking

For our business members, we provide tailored solutions including merchant services and business loans that support your growth. Our goal is to help local businesses thrive with the right financial tools.

Credit Cards & Rewards

With our credit cards featuring rewards programs, every purchase can earn you points toward something special. Enjoy flexibility while building your credit history with a card designed for everyday spending.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Coastal Community, we offer robust online and mobile banking features that allow you to manage your accounts from anywhere. With options like mobile payments, person-to-person transfers, and e-statements, staying on top of your finances has never been easier.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your finances effortlessly. If you're dreaming of a new car or need funds for a special purchase, our auto loans and vehicle financing options are here to assist you. We also offer mortgage loans and refinancing to help you secure the home of your dreams at an affordable rate. For those unexpected expenses, personal loans and debt consolidation can provide the financial relief you need.

Shared Branch Transactions

If you're a member of another participating credit union, you can enjoy shared branch transactions at Coastal Community. This means you can conduct deposits and withdrawals just as if you were at your own branch. No matter what service you need, our friendly staff is here to guide you through every step. For more information about any of these offerings or to become a member today, call us at (409) 765-6067 or visit us at 6708 Gulf Fwy La Marque Tx 77568. We look forward to serving you!

Digital & Online Banking

Key Features

Our online banking system provides you with 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills all from one user-friendly interface. You can also enjoy the convenience of electronic signatures for your transactions, making it easy and safe to authorize payments without needing to visit a branch in person yes, we offer Yes! If you're looking to keep track of your finances efficiently, opt for our e-statements. With Yes, you can view your statements digitally, saving paper and ensuring easy access whenever you need it.

Mobile Banking Made Easy

Stay connected with our mobile application, available for download on both Android and iOS devices. This means you can manage your accounts right from your smartphone! Our app supports mobile payments, letting you make purchases quickly and securely. Plus, if you want to send money to friends or family, our person-to-person transfer feature makes it simple and fast just another way we put convenience at your fingertips. With all these features combined, managing your finances has never been easier or more secure. Join us at Coastal Community today and take advantage of our modern banking services that prioritize accessibility and ease-of-use. Your financial well-being is just a click away!

Financial Strength

Commitment to Member Service

With $7,415,481 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our $54,817,578 in total loans and leases includes $990 in used auto loans that support your financial goals across various sectors. Our operational efficiency is reflected by our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Opportunities

Members' savings are secured through $15,642,385 in share certificates and $10,384,488 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundations

With a net worth of $9,398,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Growth

Total Share Accounts stand at 19,337, showing a strong and growing member base that trusts us with their finances. This trust allows us to grow as a community-oriented institution dedicated to enhancing the financial well-being of each member. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal Community is your trusted partner. Visit us at 6708 Gulf Fwy La Marque TX 77568 or call 409-765-6067 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,855,437 in used vehicle loans and $10,127,539 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our competitive rates and flexible terms make financing straightforward and accessible.

Credit Lines and Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $2,487,524 in loans helping members manage their finances effectively. Additionally, our credit lines provide peace of mind with access to $5,000,000 when you need it most. These options can help you cover unexpected expenses or manage your cash flow smoothly.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $70,041, making buying or refinancing simple. We strive to provide you with personalized service and guidance throughout the entire process, ensuring you find the right fit for your housing needs.

Refinancing Options

If you're considering refinancing your existing loans for better rates or terms, we have options available that can help you save money and make your payments more manageable. Our team is here to assist you in exploring eligibility criteria so that you can take advantage of these opportunities. Our commitment to providing exceptional service extends beyond just our loan offerings. If you're ready to start your application or want more information about our services including personal banking solutions like checking and savings accounts please feel free to contact us at 409-765-6067 or visit us at 6708 Gulf Fwy La Marque TX 77568. For performance insights and financial data regarding our offerings, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With Coastal Community by your side, achieving your financial goals has never been easier!

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COASTAL COMMUNITY FEDERAL CREDIT UNION - La Marque, TX