Coast360 Credit Union Maite GU | Affordable Auto Loans & Business Banking

Introduction

Welcome to Coast360, your trusted financial partner in the heart of Maite, GU. Nestled at 450 Route 8, our member center has been serving the community since 1962. With a commitment to supporting our nearly 50,000 members, Coast360 stands as a beacon of trust and reliability in financial services. At Coast360, we take pride in our robust financial health, boasting total assets of $555,247,694 and total deposits amounting to $31,224,225. Our net worth of $72,303,562 reflects our dedication to stability and growth for our members. We understand that everyone's financial journey is unique; that's why we offer a diverse range of services including personal banking accounts, auto loans, mortgages, and business banking solutions. Our team of 133 employees, led by CEO Gener Deliquina and Board President Paul Leon Guerrero, is here to provide personalized service tailored to your needs. Whether you're looking for assistance with loans having issued over 14,011 loans and leases or simply want to explore your savings options with our competitive share accounts totaling 74,067, we are dedicated to helping you achieve your financial goals. While you can visit us at our branch for all your banking needs, official correspondence should be directed to the same address: 450 Route 8, Maite, GU 96910. Ready to take the next step in your financial journey? Give us a call at 671-477-8736 or visit our website at Coast360 for more information. We're excited to help you thrive!

Branch History & Mission

Our Journey

Our journey began over six decades ago when a group of forward-thinking individuals recognized the need for accessible and reliable financial services in our area. As we opened our doors at 450 Route 8, Maite, GU 96910, we set out with a vision to empower our members through education and personalized service. Today, Coast360 stands as a testament to that vision a vibrant credit union where each member is valued and supported. Over the years, we have embraced change and innovation while remaining rooted in our core values. Our commitment to community outreach has led us to form partnerships with local organizations, allowing us to contribute positively to various initiatives that enhance the quality of life in Guam. Whether it's sponsoring educational programs or supporting local events, we believe in giving back to those who support us.

Our Mission

At Coast360, our mission is clear: we aim to provide our members with exceptional financial products and services while fostering a sense of belonging within our community. We are dedicated not only to helping you achieve your financial goals whether it's saving for a new home or managing everyday expenses but also to ensuring that you feel connected and supported every step of the way. We offer a wide range of services designed with you in mind, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Additionally, we understand the importance of convenience; that's why we provide online and mobile banking options along with ATM access for your ease. While you can visit us at our branch for face-to-face support during our operating hours Monday through Thursday from 9:00 AM to 4:00 PM, Friday from 10:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM we also encourage members to reach out by phone at 671-477-8736 for any inquiries or assistance. If you're looking for personalized financial guidance combined with community spirit, we invite you to join Coast360. Experience firsthand how we can help you navigate your financial journey while being part of something bigger a credit union that cares deeply about its members and their well-being. Together, let's build a brighter future! For more information about joining us or our services, visit our website or check out how you can become a member today!

Branch Location & Accessibility

Welcome to Coast360, your friendly neighborhood credit union located at 450 Route 8 in Maite, Guam! Our branch is conveniently situated, making it easy for you to access all the financial services you need. Whether you're heading from nearby landmarks or just passing through, we're here to assist you with a smile. At Coast360, we understand that accessibility matters. Our branch features ADA-compliant facilities, including ramps and ample parking space to ensure everyone can visit us comfortably. While members can visit us at our physical address, official correspondence should be sent to the same location at 450 Route 8, Maite, GU 96910. We offer a range of services designed to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our dedicated team is ready to help you navigate your financial journey. If you're looking for convenience, we also provide ATM services right here at the branch. You'll find that our operating hours are set to accommodate your busy lifestyle. Join us Monday through Thursday from 9:00 AM to 4:00 PM and on Fridays from 10:00 AM to 6:00 PM. For those who prefer Saturdays, we are open from 9:00 AM until 1:00 PM as well. While we do not have drive-thru banking at this location, our shared service center allows you to perform basic transactions even if you're a member of another participating credit union. If you have any questions or need assistance, please don't hesitate to call us at 671-477-8736. We invite you to come by and see how Coast360 can support your financial goals. We look forward to welcoming you soon!

Member Eligibility

At Coast360, we believe that joining our community is not just about opening an account; it's about becoming part of a family that supports one another. If you're looking to become a member of Coast360, the process is simple and welcoming. We invite anyone who lives, works, worships, or goes to school in Guam to apply for membership. This means that whether you're a longtime resident or new to the area, there's a place for you here with us. Plus, our members enjoy great benefits like competitive rates on loans and savings accounts, personalized service, and access to our convenient online banking tools. To learn more about the specific eligibility requirements, feel free to check out our detailed guidelines at Coast360 Membership. When you're ready to take the next step toward opening your account, simply visit this link or give us a call at (671) 477-8736. We can't wait to welcome you into the Coast360 family at our branch located at 450 Route 8 Maite Gu 96910!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine your customers seamlessly paying with their cards while you focus on what matters most running your business. Our merchant services offer you the tools needed to accept payments effortlessly, whether online or in-person. This not only enhances customer satisfaction but also streamlines your operations. Located at 450 Route 8 Maite Gu 96910 in Maite, GU, we're here to help you navigate your business banking needs. Reach out to us at (671) 477-8736 for personalized service tailored to your financial goals.

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $80 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $46,112,327, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide merchant services and business loans aimed at helping you thrive in a competitive market. Whether you're just starting out or looking to expand, our business banking solutions are here to support your ambitions.

Convenient Access

We know how busy life can get, which is why we offer convenient ATM access for cash withdrawals and balance checks. Additionally, if you're a member of partner credit unions, basic shared branch transactions like deposits and withdrawals are available too. If you'd like more information about any of these services or need assistance with your account, don't hesitate to give us a call at (671) 477-8736. At Coast360, we're committed to helping you achieve financial wellness every step of the way. Explore our full suite of offerings today by visiting us or reaching out online! Your financial future starts here!

Credit Solutions

We also offer personal loans for those times when unexpected expenses arise or when you're looking to consolidate debt. Our credit cards come with rewards programs that allow you to earn points while making everyday purchases turning spending into savings.

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing options make it easier than ever to secure the perfect property. Our knowledgeable team will guide you through the process, ensuring you find a loan that meets your specific needs. You'll appreciate having someone in your corner as you navigate this important investment.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that cater to both your everyday needs and long-term goals. Imagine easily managing your finances from the comfort of your home through our online and mobile banking platforms. With features such as e-statements and mobile payments, you can track your spending, pay bills, and transfer money seamlessly. When it comes to financing your next vehicle, our auto loans are designed with competitive rates to help you hit the road without breaking the bank. We understand that purchasing a car can be a big step; that's why we offer flexible loan terms that fit within your budget.

Digital & Online Banking

Key Features

Our mobile application takes this convenience a step further. Available for download, it allows you to perform all your banking tasks right from your smartphone. You can even make mobile payments, making it easier than ever to shop and pay bills without carrying cash or cards. For those who prefer electronic statements, we're happy to offer e-statements at Coast360. This not only helps you stay organized but also enhances security by reducing paper clutter and keeping your sensitive information safe. While we currently do not support person-to-person transfers or electronic signature authorization, we're committed to continuously improving our services based on member feedback. In summary, Coast360's digital and online banking features ensure that you can manage your finances easily and securely. To explore all that we have to offer, visit us at coast360fcu.com. Your financial journey deserves the best tools available!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts stand at 74,068, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $8,759,299, reinforcing our ability to support your needs today and tomorrow. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coast360 is your trusted partner. Visit us at 450 Route 8 Maite Gu 96910 or call (671) 477-8736 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

Our commitment to serving you is reflected in our $71,028,074 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $838 in used auto loans and $396,460,322 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $185,799,037 in share certificates and $16,559,298 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our focus on operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 133 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $72,303,562, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,299 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,472,797 in used vehicle loans and $62,788,953 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $46,112,327 provide the capital needed to grow and expand your operations. Whether you're starting a new venture or looking to invest in equipment, our commercial loan options can support your business aspirations.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,026,471, allowing you to invest in a place you can truly call home. If you're considering refinancing your existing mortgage, our team is ready to discuss eligibility options tailored just for you.

Other Loan Products

In addition to these primary offerings, we also have credit lines available with a total value of $121,564,591, which can be an excellent resource for managing cash flow or unexpected expenses. At Coast360, we're committed to providing personalized service and comprehensive solutions that meet your unique needs. For more details on how we can assist you with financing options or if you're interested in exploring refinancing opportunities, don't hesitate to reach out! You can visit us at 450 Route 8 Maite Gu 96910, or call us at 671-477-8736 during our operating hours: Monday through Thursday from 9:00 AM to 4:00 PM; Friday from 10:00 AM to 6:00 PM; and Saturday from 9:00 AM to 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take that next step toward financial success!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $8,621,922 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power you need without the burden of collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help users navigate the lending landscape with ease, ensuring they have access to the most favorable loan options available. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This data is based on the latest results (Source: https://www.ncua.gov ), which guarantees that users receive fair and transparent offers. By using verified data from legitimate financial institutions, LendMesh prioritizes transparency in every comparison. One significant advantage of LendMesh is its commitment to unbiased results. Unlike many platforms that prioritize lenders based on paid promotions, LendMesh does not engage in sponsored listings. This means users can trust that they are seeing a true representation of available loan offers without any hidden agendas. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. This feature empowers users to make informed decisions quickly, as they can see the most up-to-date loan rates at a glance. Thousands of users have already benefited from this service; one member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you are ready to take control of your financial future and find the best loan rates tailored to your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

COAST360 FEDERAL CREDIT UNION - Maite, GU