Coast Central Credit Union Willow Creek CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Coast Central, your trusted financial partner located at 39007 Highway 299, Willow Creek, CA 95573. Since our establishment in 1974, we have been dedicated to serving our community, providing a range of financial solutions tailored to meet the unique needs of our 78,350 members. With a strong commitment to our members' financial well-being, we pride ourselves on being more than just a credit union; we are a supportive community that helps individuals and families thrive. At Coast Central, we understand that each member's journey is different. That's why we offer various services, including personal banking, auto loans, mortgage financing, and business banking options. Our total assets have grown to an impressive $2.11 billion, with total deposits reaching $364 million. This solid foundation allows us to provide competitive rates and personalized service that you can trust. Our leadership team, headed by CEO Fred Moore and Board President Ron Rudebock, is committed to maintaining the highest standards of service and integrity. With a dedicated staff of 269 employees, we're here to ensure your experience is seamless and satisfying. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 956, Willow Creek, CA 95573. For any inquiries or assistance, feel free to call us at 530-629-3128. Join us in building a brighter financial future together! Whether you're looking for a new loan or simply want to discuss your options, Coast Central is here for you every step of the way. Visit our website at www.coastccu.org today and discover how we can help you achieve your financial goals!

Branch History & Mission

At Coast Central, we take pride in our rich history and unwavering commitment to our members and community. Established in 1974, our Willow Creek branch has been a cornerstone of financial support and community engagement for nearly five decades. Nestled at 39007 Highway 299 in the scenic town of Willow Creek, California, we have grown alongside our members, adapting to their needs while maintaining our core values. Over the years, Coast Central has evolved significantly. From our humble beginnings, we have expanded to serve over 78,000 members, with total assets now exceeding $2.1 billion. This growth reflects not just our financial success but also the trust and loyalty of our community. Our branch operates Monday through Friday from 9:30 AM to 5:30 PM, providing convenient access to personal banking services, auto loans, mortgages, and more. For those on the go, we offer ATM services to ensure easy access to your funds. Our mission is simple yet profound: We are dedicated to providing exceptional financial services while enhancing the quality of life in our community. We believe that banking should be about people, not profits. This philosophy drives us to support local initiatives and partnerships that uplift our neighbors and foster economic growth in Humboldt County. While members can visit us at 39007 Highway 299 for all their banking needs, official correspondence should be sent to P.O. Box 956, Willow Creek, CA 95573. We are committed to providing accessible services for everyone; this includes digital advancements like online banking and mobile payments that make managing finances easier than ever. As we look towards the future, Coast Central remains devoted to serving our community with integrity and compassion. We invite you to join us on this journey experience firsthand the benefits of being a member of Coast Central Credit Union. Together, we can build a brighter future for Willow Creek and beyond! If you're ready to become part of our family or want more information about what we offer, please give us a call at (530) 629-3128 or visit us online at Coast Central.

Branch Location & Accessibility

Welcome to Coast Central at Willow Creek, your friendly neighborhood credit union! Conveniently located at 39007 Highway 299 in the heart of Willow Creek, CA, we pride ourselves on providing accessible financial services to our community. Whether you're coming from nearby landmarks or simply passing through, our location is easy to find and offers ample parking for your convenience. For any official correspondence, please note that you can send mail to P.O. Box 956, Willow Creek, CA 95573. We want to ensure that all your needs are met seamlessly. Our branch is designed with accessibility in mind. We comply with ADA standards, making it easy for everyone to visit us. From ramps to spacious interiors, we ensure a welcoming environment for all members. We understand that life gets busy, which is why our operating hours are tailored to fit your schedule. You can stop by Monday through Friday from 9:30 AM to 5:30 PM. If you can't make it during these hours, don't worry! We also offer ATM access for quick cash withdrawals and balance checks whenever you need them. Although we don't have drive-thru banking available at this location, our dedicated team is ready to assist you inside the branch with a range of services including personal banking, auto loans, mortgage options, and much more. Feel free to reach out to us at (530) 629-3128 if you have any questions or need assistance before visiting. We look forward to welcoming you into Coast Central and helping you achieve your financial goals!

Member Eligibility

Becoming a member of Coast Central is like joining a close-knit family that truly cares about your financial well-being. If you're looking for a supportive community in Willow Creek, CA, you'll be pleased to know that eligibility is open to those who live, work, worship, or attend school in Humboldt County. It's that simple! This means if you're part of our local community, we want you with us. As a member, you'll enjoy numerous benefits like personalized service, competitive rates on loans, and access to a variety of financial products tailored just for you. Ready to take the next step? Opening an account at Coast Central is an easy and welcoming process. For more information on how to join us, check out our detailed eligibility criteria at https://www.coastccu.org/become-a-member/. If you have any questions or need assistance, don't hesitate to give us a call at (530) 629-3128. We're here for you!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced market, efficient payment processing is crucial for success. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Imagine being able to accept payments seamlessly from customers, whether they prefer cash, credit cards, or mobile payments. This convenience not only enhances customer satisfaction but also boosts your sales potential. Visit us at 39007 Highway 299 Willow Creek Ca 95573, Willow Creek, CA, or call us at (530) 629-3128 to learn how our business banking and commercial services can empower your enterprise!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $586 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $106 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $139,613,125, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we offer comprehensive Business Banking services. From Merchant Services to help streamline transactions, to various types of Business Loans designed for growth and expansion, we're here to support your business journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that give you access to your accounts anytime, anywhere. You can easily manage your finances through our user-friendly mobile application, set up direct deposits, or make transfers on the go. Plus, our ATM & Cash Withdrawal Services ensure you have cash when you need it most. Our basic ATM access allows for quick withdrawals and balance checks without any hassle. You can even send money to friends and family with our convenient Person-to-Person payment options, making managing money simpler than ever. At Coast Central, we're committed to ensuring that each member feels supported and empowered in their financial journey. Whether you're stepping into personal finance for the first time or looking for business solutions that fit your vision, we've got the tools and resources you need. Ready to take the next step? Visit us at 39007 Highway 299 Willow Creek Ca 95573, explore our offerings on our website Willow Creek, or give us a call at (530) 629-3128 today!

Lending Solutions

Life can bring unexpected expenses, and sometimes you need a little extra help. Our Personal Loans & Debt Consolidation services provide flexible options that can ease your financial burden. Want to earn rewards while spending? Our Credit Cards with Rewards allow you to get more from your everyday purchases, turning them into valuable benefits.

Personal Banking

We know that everyone's banking needs are different, which is why our personal banking options are tailored just for you. Whether you're looking to open a checking or savings account, we have the right solutions to help you manage your daily expenses and savings goals effectively. For those who dream of owning a new car, our Auto Loans & Vehicle Financing make it easier to drive off in the vehicle you love. And if you're thinking about buying a home, our Mortgage Loans & Refinancing options offer competitive rates that suit your budget.

Digital & Online Banking

E-Statements and Mobile Payments

Say goodbye to paper clutter! With our e-statements feature, you can view and manage your account statements digitally. This not only keeps your information organized but also helps the environment. Additionally, our mobile payments feature lets you make purchases directly from your phone making shopping more efficient than ever.

Mobile Application

For those on the go, our mobile application ensures that banking is always at your fingertips. Available for download now, this app offers all the essential features to manage your accounts effectively.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer option makes it easy. You can quickly send money with just a few taps on your screen. At Coast Central, we prioritize security in all our online services. Enjoy peace of mind knowing that your information is protected while you manage your finances anytime, anywhere. We're committed to providing you with an accessible and user-friendly banking experience tailored to fit your lifestyle.

Financial Strength

At Coast Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your financial institution is solid and reliable is vital. That's why we are proud to share our financial strength with you. With a net worth of $250,137,229, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $540,623,798 in share certificates and $538,340,914 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $237,651,643 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your financial goals with $9,873 in used auto loans and over $1 billion in total loans and leases, demonstrating our commitment to helping you achieve your dreams. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 240 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) stand at $24,944,373, while our growing member base trusts us with their finances across 179,414 total share accounts. At Coast Central Credit Union located at 39007 Highway 299 Willow Creek Ca 95573, we ensure that our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coast Central is your trusted partner. Visit us or call us at 530-629-3128 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $168,241,955 in used vehicle loans and $75,487,414 in new vehicle loans already helping members get on the road. Whether it's a reliable used vehicle or the latest model from your favorite brand, we can help make it happen.

Business Loans

For business owners, our outstanding commercial loans totaling $139,613,125 provide the capital needed to grow and expand. Whether you're launching a new venture or need support for an existing business, our tailored solutions can help you succeed. At Coast Central located at 39007 Highway 299 Willow Creek CA 95573, we prioritize your financial well-being. If you're interested in learning more about our loan offerings or exploring eligibility options for refinancing or other services, please don't hesitate to reach out at 530-629-3128. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your journey toward financial stability and success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $30,069,914, make buying or refinancing simple. We offer competitive rates and terms that fit your budget. If you're considering refinancing your current mortgage, our team can guide you through eligibility options to find the right solution for you.

Unsecured Credit Card Loans

Managing daily expenses can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $12,748,353 in loans helping members manage their finances effectively. Enjoy the freedom to make purchases while keeping track of your budget.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in your options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Get up-to-date loan rates from multiple institutions. This helps users make informed decisions quickly and confidently. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your financial future today. Compare real-time loan offers at LendMesh and find the best rates tailored to your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory standards guarantees fair and transparent offers for consumers.

COAST CENTRAL CREDIT UNION - Willow Creek, CA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Compare Loan Rates Near You

Loan rates in Willow Creek, CA (95573)

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Digital Banking Convenience

Lending Solutions

Personal Banking

Digital & Online Banking

E-Statements and Mobile Payments

Mobile Application

Person-to-Person Transfers

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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