Coast Central Credit Union Mckinleyville CA | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Coast Central, your trusted financial partner right here in Mckinleyville, CA. Established in 1974, we have proudly served our community for nearly five decades, growing to a robust membership of over 78,350 individuals. Located at 1968 Central Ave, we are dedicated to providing personalized banking solutions that fit the unique needs of our members. At Coast Central, we believe that banking should be accessible and beneficial. Our total assets stand at an impressive $2.11 billion, reflecting our commitment to fostering financial health in our community. We currently manage total deposits of $364,136,930 and offer loans and leases totaling 30,118 ensuring you have the support you need when it matters most. Led by our experienced CEO, Fred Moore, and Board President, Ron Rudebock, we pride ourselves on maintaining strong leadership that prioritizes member satisfaction. Our team of 269 employees is here to assist you with a variety of services, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1968 Central Ave, Mckinleyville, CA 95519. Whether you're looking for a new vehicle loan or simply want to explore your savings options, our knowledgeable staff is ready to help. Experience the difference with Coast Central Credit Union today! Feel free to give us a call at 707-445-8801 or visit our website at CoastCCU.org for more information about how we can serve you better. Your financial journey starts here!

Branch History & Mission

Commitment to Innovation

As technology advances, so do we. Coast Central embraces digital solutions that enhance your banking experience. Our online and mobile banking platforms allow you to manage your finances conveniently from anywhere. Whether it's checking your balance or making payments on-the-go, we ensure you have the tools you need at your fingertips. Our branch is also designed with accessibility in mind, ensuring that all members can easily use our services. While we currently do not offer drive-thru banking or shared service centers, we are committed to providing exceptional customer service during our operating hours: Monday through Friday from 9:30 AM to 5:30 PM and Saturday from 10 AM to 3 PM.

Join Us Today!

Coast Central isn't just a bank; it's a community partner invested in your success. If you are looking for a credit union that prioritizes its members' needs while giving back to the community, look no further than Coast Central. Experience firsthand how we can help you achieve your financial dreams by visiting us at 1968 Central Ave or calling us at 707-445-8801. We invite you to become part of our family today! For more information about membership and services, check out our website here. Together, let's build a brighter financial future!

Our Mission

At Coast Central, our mission is simple yet powerful: to provide accessible financial services while fostering strong community ties. We believe that everyone deserves a chance to achieve their financial goals, whether that means opening a checking account, securing an auto loan, or investing in a home. We aim to offer personalized banking solutions that cater specifically to your needs. We understand the importance of being there for our members not just financially but also as part of the community. Through partnerships with local organizations and initiatives, we actively contribute to local causes and events that make Mckinleyville a better place for all residents.

Branch Location & Accessibility

Accessibility Features

At Coast Central, we prioritize making banking accessible for everyone. Our branch is designed with ADA compliance in mind, featuring ramps and spacious parking options to ensure ease of access. Whether you're visiting for personal banking or exploring our loan options, we're here to help every step of the way.

Call to Action

We invite you to come visit us at Coast Central in McKinleyville! If you have any questions or would like more information about our services, feel free to call us at 707-445-8801. Our friendly team looks forward to assisting you with all your financial needs!

Operating Hours

We're open Monday through Friday from 9:30 AM to 5:30 PM, and on Saturdays from 10:00 AM to 3:00 PM. This schedule allows you plenty of opportunities to stop by after work or during your weekend errands.

Services Offered

Our Coast Central branch offers a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we provide comprehensive solutions that fit your lifestyle. Plus, with ATM availability right on-site, accessing cash has never been easier. If you prefer banking on the go, don't forget about our online and mobile banking options! They allow you to manage your finances anytime and anywhere.

Member Eligibility

Joining the family at Coast Central is a wonderful step towards securing your financial future! We believe that everyone deserves access to a supportive community that prioritizes their needs. To become a member, you just need to meet some friendly eligibility criteria. If you live, work, or worship in our service area, you're likely eligible to join us! We welcome individuals and families who want to experience the benefits of personalized banking. For more detailed information about the eligibility requirements, feel free to check out this helpful resource: https://www.coastccu.org/become-a-member/. Opening an account is simple and straightforward. You can start your journey with us by visiting our branch located at 1968 Central Ave Mckinleyville Ca 95519, or give us a call at (707) 445-8801 for any questions. Our dedicated team is here to assist you every step of the way, ensuring your transition into membership is smooth and welcoming. Don't hesitate to explore all that Coast Central has to offer your path to better banking starts today!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to our loan offerings, we provide essential merchant services designed to simplify transactions and enhance customer experiences. Picture running your business smoothly with payment solutions that allow you to accept various payment methods effortlessly. This means more satisfied customers and potentially higher sales. Located at 1968 Central Ave, Mckinleyville, CA 95519, Coast Central is here to partner with you on your journey toward success. For more information about our services or to get started, call us at 707-445-8801. Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $586 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $106 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $139,613,125, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer dedicated business banking services, including merchant services and business loans. We know how important it is to have reliable financial support when running a business, so we strive to empower local enterprises with the tools they need to succeed.

Credit Cards

With our credit cards featuring rewards, you can earn points on everyday purchases while managing your spending effectively. It's like getting paid back for shopping! Enjoy benefits like cashback options and travel rewards that make every swipe count.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage all these services right from your smartphone or computer. Need cash? Use our ATMs for quick withdrawals or balance checks without stepping into the branch. In summary, at Coast Central, we are committed to providing personalized service while ensuring access to essential financial tools that empower our members. If you're ready to explore how we can help you achieve your financial goals, don't hesitate to reach out! Call us at 707-445-8801 or visit us at our branch in Mckinleyville today! For more information about becoming a member or opening an account, visit our website.

Home Loans

For those looking to buy a home or refinance an existing mortgage, our mortgage loans are tailored to suit various needs. We work closely with you to ensure the process is clear and straightforward. Whether it's your first home or an investment property, we're here to guide you every step of the way.

Personal Banking

We understand that managing your money should be straightforward and accessible. That's why we offer a range of personal banking services including checking and savings accounts designed to help you save for your goals. Imagine having an account that not only keeps your money safe but also earns interest over time. With our easy online and mobile banking options, you can check balances, transfer funds, and pay bills from anywhere.

Personal Loans

Life can throw unexpected expenses your way. Our personal loans offer quick access to cash when you need it most, whether it's for debt consolidation or other personal projects. This means less stress and more freedom to focus on what truly matters in life.

Vehicle Financing

If you're in the market for a new car or need financing for a vehicle purchase, our auto loans and vehicle financing options are here to assist you. We provide competitive rates and flexible terms to make your journey towards owning a vehicle as smooth as possible. Picture yourself driving off in your dream car with manageable monthly payments that fit your budget.

Digital & Online Banking

Key Services for You

When you visit us online at https://www.coastccu.org/, you'll discover features that make banking simple and efficient. Our 24/7 Online Banking service allows you to check your balances, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, you'll have real-time access to your accounts. Need to send money to a friend? With our Person-to-Person Transfers, sending cash is as easy as a few taps on your phone or clicks on your computer. Plus, with our Mobile Payments feature, you can pay for purchases directly from your mobile device without any hassle.

Security and Convenience

We prioritize your security with services like Electronic Signature Authorization, which lets you complete transactions safely online. Additionally, our E-Statements provide a secure way to access your account statements digitally, reducing clutter while ensuring you stay informed about your finances. Our user-friendly Mobile Application enhances the banking experience further by allowing you to manage everything from deposits to loan applications right from the palm of your hand. At Coast Central, we believe that banking should be accessible and straightforward. Join us today and explore how our digital services can simplify your financial life!

Financial Strength

At Coast Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reassuring you of our commitment to safeguarding your investments and providing reliable services. With a net worth of $250,137,229, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $540,623,798 in share certificates and $538,340,914 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $237,651,643 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $9,873 in used auto loans and an impressive $1,003,749,151 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 240 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $24,944,373. Total Share Accounts: 179,414, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Coast Central is your trusted partner. Visit us at 1968 Central Ave Mckinleyville Ca 95519 or call 707-445-8801 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $168,241,955 in used vehicle loans and $75,487,414 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles to ensure you find an option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $139,613,125 provide the capital needed to grow and expand. Whether you're launching a startup or looking to enhance your existing operations, our tailored solutions can help you reach your business objectives.

Credit Lines

In addition to these offerings, we have robust credit line options available totaling $219,249,070. This flexibility allows you to access funds as needed while only paying interest on what you use. We are committed to providing not just loans but also support throughout the borrowing process. Whether it's refinancing or exploring eligibility options for different loan products, our team is here to assist you every step of the way. If you're interested in learning more about our loan offerings or how we can help you achieve your financial goals, please contact us at (707) 445-8801 or visit us at our branch located at 1968 Central Ave Mckinleyville Ca 95519, Mckinleyville, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $30,069,914, make buying or refinancing simple. We offer guidance through every step of the process so that you can focus on making your house a home.

Unsecured Credit Card Loans

For those looking for additional financial flexibility, we also offer unsecured credit card loans with a total of $12,748,353 in loans helping members manage their finances effectively. These cards come with rewards that can enhance your purchasing power while keeping your expenses manageable.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers, allowing them to compare options confidently. LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

COAST CENTRAL CREDIT UNION - Mckinleyville, CA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Compare Loan Rates Near You

Loan rates in Mckinleyville, CA (95519)

Introduction

Branch History & Mission

Commitment to Innovation

Join Us Today!

Our Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Credit Cards

Digital Banking Convenience

Home Loans

Personal Banking

Personal Loans

Vehicle Financing

Digital & Online Banking

Key Services for You

Security and Convenience

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

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