Coast Central Credit Union Hoopa CA | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Coast Central, your trusted financial partner located at 12700 Highway 96, Hoopa, CA 95546. Since our establishment in 1974, we have proudly served our community, fostering a culture of trust and reliability. With a robust membership of over 78,350 individuals, our commitment to providing exceptional service is unwavering. At Coast Central, we understand the importance of making sound financial decisions. Our total assets stand at an impressive $2,114,048,017, which reflects our stability and dedication to supporting you through life's financial journey. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. While members can visit us at our branch location, official correspondence should be directed to P.O. Box 339, Hoopa, CA 95546. We are here to help you achieve your financial goals, offering total deposits of $364,136,930 and total loans amounting to 30,118. Led by our experienced CEO Fred Moore and Board President Ron Rudebock, our team of 269 employees is dedicated to ensuring your needs are met with care and professionalism. We are proud to have a net worth of $250,137,229 and cash in hand totaling $16,394,558, which enables us to provide the financial support you deserve. Explore our services today by visiting our website at Coast Central. For any inquiries or assistance, feel free to reach out at (530) 625-4208 during our operating hours from Monday to Friday, 9:30 AM to 5:30 PM. Join us as we continue to make a positive impact in the lives of our members and the community!

Branch History & Mission

Community Commitment

Coast Central is more than just a credit union; we are an integral part of the Hoopa community. Our commitment extends beyond financial transactions as we actively engage in various outreach programs aimed at uplifting local residents. We believe in giving back and regularly participate in initiatives that support education, health, and economic development within our area. As technology advances, we strive to meet modern banking needs by offering online and mobile banking options. This allows our members to manage their finances conveniently while ensuring ADA compliance and a customer-centric approach throughout all interactions.

Join Us Today

We invite you to become part of Coast Central's rich history and bright future! Whether you're looking for personal banking solutions like checking accounts or loans, or seeking business banking services, we have something for everyone. Experience firsthand how we're dedicated not only to your financial success but also to the betterment of our community. For more information about joining us or exploring our services, please call us at 530-625-4208 or visit our website. Together, let's build a brighter tomorrow!

Our Journey

Since our inception, Coast Central has focused on creating meaningful relationships with our members. Our mission is to offer accessible financial services while supporting the community we serve. We have always believed in building a stronger future for everyone through responsible banking practices and community involvement. As we evolved, we've embraced technology to enhance member experience without losing sight of personal connections. Our branch operates Monday through Friday from 9:30 AM to 5:30 PM, making it convenient for members to visit us for their banking needs. We are proud to offer an ATM for quick access to funds but currently do not provide drive-thru services or shared service centers. While you can visit us at our branch address, official correspondence should be sent to P.O. Box 339, Hoopa, CA 95546.

Branch Location & Accessibility

Accessibility Features

At Coast Central, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can access our services comfortably. We want every visit to be welcoming and hassle-free.

Connect With Us

Have questions or need assistance? Feel free to call us at 530-625-4208. We're here to help! Visit us today at Coast Central in Hoopa your trusted partner for all your financial needs.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 9:30 AM to 5:30 PM, offering plenty of time for you to come in for your banking needs. If you can't make it during those hours, remember that you can always take advantage of our ATM services available on-site.

Services Offered

Our branch offers a variety of personal and business banking services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more. While we don't have drive-thru banking at this location, our friendly staff is always ready to assist you inside. If you need official correspondence sent our way, please use our mailing address: P.O. Box 339, Hoopa, CA 95546.

Member Eligibility

At Coast Central, we believe that everyone deserves a place to thrive, which is why we're excited to welcome you into our community! Becoming a member of Coast Central is easy and open to anyone who lives, works, worships, or attends school in Humboldt County. We also extend membership to immediate family members of current members. This inclusive approach means that whether you're just starting out on your financial journey or looking for better banking options, we've got you covered. By joining Coast Central, you'll gain access to personalized service and a range of benefits designed to help you succeed financially. If you're ready to take the next step towards membership, simply visit us at 12700 Highway 96 in Hoopa, CA. Our friendly team is here to assist you with the account opening process. You can also give us a call at 530-625-4208 for more information. For detailed eligibility criteria, don't forget to check out our website at https://www.coastccu.org/become-a-member/ . We look forward to welcoming you aboard and helping you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $586 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $106 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $139,613,125, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, effective payment solutions are crucial. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Whether you're a local shop or a growing enterprise, our services help streamline payments so you can enhance customer experiences and boost sales. Visit us at 12700 Highway 96 Hoopa, CA 95546 or call us at 530-625-4208 to learn more about how Coast Central can partner with you for success!

Comprehensive List Of Services

Business Services

For business owners, Coast Central offers tailored services including merchant services and business loans. We understand that running a business involves many financial decisions, and we're here to support you with solutions designed for growth.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide comprehensive online and mobile banking services. You can easily check balances, deposit checks using your phone, and even make person-to-person payments without needing to visit a branch. If you ever need cash on the go, our ATM services allow for easy withdrawals and balance checks whenever necessary.

Get Started Today!

With so many options available at Coast Central, we invite you to explore how our services can benefit you today! Visit us in person at 12700 Highway 96 Hoopa Ca 95546 or give us a call at (530) 625-4208. Your financial journey starts here let's take the next step together!

Loans and Financing

For those looking to finance their dreams, our auto loans and vehicle financing options can help you get behind the wheel of a new car without breaking the bank. Need a larger investment? Our mortgage loans and refinancing services can guide you toward owning your home or lowering your monthly payments. If you're facing unexpected expenses or want to consolidate debt, our personal loans can provide the cash flow you need. Plus, our credit cards come with rewards that make every purchase more rewarding.

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed to fit your lifestyle. Imagine having a checking account that helps you track your spending while providing easy access to your funds through our online and mobile banking platforms. You can manage your money from anywhere, making it simple to pay bills or transfer funds with just a few taps on your smartphone.

Digital & Online Banking

Convenient Online Services

Our online banking platform, available at https://www.coastccu.org/ , offers a user-friendly experience that makes banking a breeze. You can check your balances, review transactions, and transfer funds with ease. Plus, our 24/7 online banking services mean you can manage your money whenever it suits you best.

Mobile Banking Made Easy

For those who prefer banking on their mobile devices, our mobile application is here for you! It not only supports mobile payments but also lets you make person-to-person transfers quickly and securely. Whether you're splitting a bill with friends or sending money to family, our app simplifies the process. With all these features combined, Coast Central makes it easier than ever to take charge of your financial life. Enjoy the convenience of modern banking while feeling secure in every transaction you make!

Secure Transactions and Features

Security is our top priority. We offer electronic signature authorization, so you can sign documents digitally without any hassle. If you're looking to go paperless, our e-statements are available to help you keep track of your finances while reducing clutter. You'll always have access to important information right at your fingertips.

Financial Strength

Growing Together

With 24,944,373 net shares available for lending and investments, we are positioned to meet the needs of our growing member base currently totaling 179,414 share accounts. This demonstrates the trust our community places in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coast Central is your trusted partner. Visit us at 12700 Highway 96 Hoopa Ca 95546 or call 530-625-4208 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Growth

Our commitment to reinvesting in our community is clear with $237,651,643 in undivided earnings. This allows us to enhance our banking tools and strengthen lending options while improving security measures for all members. We support your financial goals across various sectors with $9,873 in used auto loans and over $1 billion in total loans and leases.

Member-Focused Savings

We believe in securing our members' savings. Currently, we have $540,623,798 in share certificates and $538,340,914 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, our resources are focused entirely on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our net income of $0 reflects our operational efficiency as we continuously work towards offering competitive loan rates and solid financial products tailored for you. We also take pride in having 240 full-time employees and 29 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Position

With a net worth of $250,137,229, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.83% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $168,241,955 in used vehicle loans and $75,487,414 in new vehicle loans already helping members get on the road. We provide flexible terms for both new and used vehicles to ensure that you can drive away with a payment that fits your budget.

Business Loans

For business owners seeking capital to grow and expand their operations, our outstanding commercial loans totaling $139,613,125 can provide just what you need. We understand the unique challenges faced by businesses and are committed to offering solutions that help them thrive. If you're interested in any of our loan products or want more information about refinancing options and eligibility requirements, feel free to reach out! You can contact us at 530-625-4208, visit us at our branch located at 12700 Highway 96 Hoopa CA 95546, or explore more details on our website at Coast Central. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Coast Central be your partner in achieving financial success!

Credit Lines and Unsecured Loans

For those looking for additional flexibility in their finances, we offer credit lines totaling $219,249,070. This option allows members to borrow as needed while only paying interest on what they use. Additionally, we also provide flexible terms on unsecured credit card loans, with a total of $12,748,353 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We have Junior Lien 1-4 Family Residential Properties loans totaling $30,069,914 available for those ready to take the step toward owning their own home. Whether it's your first home or an investment property, our experienced team is here to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions about their financing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. By pulling information directly from verified institutions, LendMesh guarantees that all comparisons are accurate and up-to-date.

COAST CENTRAL CREDIT UNION