Coast Central Credit Union Fortuna CA | Affordable Vehicle Loans & Checking Accounts

Introduction

Welcome to Coast Central in the heart of Fortuna, California! Located at 1814 Main St, our credit union has been a trusted financial partner for the community since 1974. With over 78,350 members and assets totaling an impressive $2,114,048,017, we are dedicated to providing personalized financial services that cater to your unique needs. At Coast Central, we pride ourselves on being more than just a financial institution; we are a vital part of the community. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or business banking solutions, we are here to help you every step of the way. With total deposits reaching $364,136,930 and net worth standing strong at $250,137,229, our commitment to your financial well-being is unwavering. Our team of 269 employees, led by CEO Fred Moore and Board President Ron Rudebock, works tirelessly to ensure that our members receive exceptional service. We understand that navigating finances can sometimes feel overwhelming; that's why we're here to provide guidance and support. While you can always visit us at our Fortuna branch for assistance or to discuss your financial goals, please note that official correspondence should be directed to our mailing address: 1814 Main St, Fortuna, CA 95540. Ready to take control of your financial future? Feel free to call us at 707-725-6195 or explore more about our offerings by visiting our website at Coast Central. Your journey toward financial success starts here!

Branch History & Mission

Join Us Today!

Our doors are open Monday through Friday from 9:30 AM to 5:30 PM for you to explore how we can help meet your financial needs. With features like drive-thru banking and friendly service from our team of professionals, we are here for you every step of the way. If you're looking for a place that values community spirit while providing exceptional financial services, look no further than Coast Central. Join us today and discover the benefits of becoming a member! For more information or assistance, feel free to contact us at (707) 725-6195 or visit our website at coastccu.org.

Our Mission

At Coast Central, our mission goes beyond just providing financial products; it's about creating a positive impact in the lives of our members and the wider community. We strive to offer personal banking solutions such as checking and savings accounts, auto loans, mortgages, personal loans, and more all designed with your needs in mind. We believe in giving back to the community that has supported us throughout the years. Through various partnerships and outreach programs, we engage with local organizations to promote financial literacy and provide assistance where it's needed most. Whether it's sponsoring local events or offering educational workshops, we are dedicated to nurturing a vibrant community. While members can visit us at 1814 Main St Fortuna Ca 95540, official correspondence should be sent to 1814 Main St, Fortuna, CA 95540 if it differs from our branch address. We invite you to experience firsthand what makes Coast Central unique.

Our Story

Over the years, Coast Central has evolved significantly. From our humble beginnings, we've grown into a trusted credit union with over 78,350 members and total assets exceeding $2.1 billion. Our branch is conveniently located at 1814 Main St, right in the heart of Fortuna. This prime location allows us to serve our community effectively while being close to local landmarks that residents know well. As we expanded our services, we embraced technology to make banking easier for everyone. Our commitment to modern conveniences includes online banking, mobile payments, and ATM access ensuring that members can manage their finances anytime and anywhere. We are also proud of our ADA compliance efforts, making our facilities accessible to all.

Branch Location & Accessibility

Welcome to Coast Central, your friendly neighborhood credit union located at 1814 Main St, Fortuna, CA 95540. Nestled in the heart of Humboldt County, our branch is conveniently situated near local landmarks that make it easy for you to stop by. Whether you're heading to the nearby Fortuna River Lodge or enjoying a day out at Rohner Park, we're just a quick drive away! At Coast Central, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and ample parking spaces to ensure everyone can easily visit us. If you prefer the convenience of banking from your car, take advantage of our drive-thru service for quick deposits and withdrawals. Our dedicated team is here to assist you during our welcoming operating hours from Monday to Friday, 9:30 am to 5:30 pm. If you have questions or need assistance outside these hours, feel free to reach out at 707-725-6195 we're always happy to help! For those who prefer digital banking options, we offer ATM services that are readily available for your cash withdrawal needs. You can also enjoy the benefits of online and mobile banking right from your smartphone. While members can visit us at our Fortuna location for all their financial needs from checking and savings accounts to auto loans official correspondence should be sent to the same address: 1814 Main St, Fortuna, CA 95540. So why wait? Stop by Coast Central today and discover how we can help you achieve your financial goals!

Member Eligibility

At Coast Central, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in our service area, you're likely eligible to join us. We aim to create an inclusive environment where everyone can benefit from our personal banking services, including checking accounts, auto loans, and more. For the most detailed and up-to-date eligibility criteria, you can check out this resource. Once you're ready to take the next step toward membership at Coast Central, opening an account is easy! You can get started right away by visiting us at our branch located at 1814 Main St Fortuna Ca 95540 or give us a call at (707) 725-6195 for assistance. Our team is here to guide you through every step of the process and help you access all the great benefits of being part of our credit union family.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $586 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $106 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $139,613,125, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a local café that uses our merchant services to accept payments effortlessly. Our solutions not only speed up transactions but also allow business owners to focus on what they do best serving their customers. By partnering with us, you gain access to tools that make everyday banking easier so you can invest more time into growing your business. Visit us at 1814 Main St, Fortuna, CA 95540 or call us at 707-725-6195 to learn how we can support your business goals today!

Comprehensive List Of Services

Business Banking

For our local business owners, Coast Central provides comprehensive business banking services. From merchant services to business loans, we have the right solutions to help your business thrive in today's competitive market.

Digital Banking Convenience

In today's fast-paced world, managing your finances should be easy and accessible. That's why we offer robust online and mobile banking platforms. With features like mobile payments, person-to-person transfers, and electronic statements, you can handle your banking from anywhere at any time. Our ATM services ensure that cash is always within reach, whether you're making withdrawals or checking balances.

Drive-Thru and ATM Services

We know that sometimes you need quick access to your funds without stepping inside the branch. That's why our drive-thru service allows for simple transactions like deposits and withdrawals right from your car. Plus, with basic ATM access available 24/7, you can manage your cash needs with ease. With all these services under one roof at Coast Central, we aim to make banking as convenient as possible for you. If you're ready to experience personalized service and comprehensive financial solutions, give us a call at (707) 725-6195 or visit us today! Join us at Fortuna your trusted partner in achieving financial success!

Loans and Credit Options

Managing debt can be overwhelming, but at Coast Central, we offer personal loans and debt consolidation options to help simplify your finances. Plus, our credit cards come with rewards that let you earn while you spend. Whether you're planning a vacation or need extra cash for unexpected expenses, we've got you covered.

Personal Banking

Our personal banking services include checking and savings accounts that fit your lifestyle. We understand that everyone has different savings goals, so we offer various account options tailored just for you. When it comes time to make a big purchase, our auto loans and vehicle financing solutions can help you get behind the wheel without breaking the bank. If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans provide competitive rates and flexible terms.

Digital & Online Banking

Always Available

At Coast Central, we understand that life doesn't always happen during business hours. That's why our 24/7 online banking services are designed for your busy lifestyle. Whether it's day or night, you can take control of your finances whenever it suits you best. Join us at Coast Central today and discover how our digital banking services can simplify your financial life while keeping it secure!

Key Features

One of the standout features of our digital banking is the ability to use electronic signatures for transactions. This means you can approve documents and agreements from the comfort of your home, making processes quicker and more convenient for you. Plus, we offer e-statements, allowing you to receive your financial statements electronically. It's not only eco-friendly but also keeps your information secure and organized. For those who prefer managing their finances on-the-go, our mobile application is available for download. With this app, you'll have access to all the features of our online banking right in your pocket. You can even make mobile payments seamlessly, whether you're shopping or splitting a bill with friends through our person-to-person transfer feature.

Financial Strength

A Committed Team

We also take pride in having 240 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Your satisfaction is our priority.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment allows us to reinvest back into the credit union for the benefit of all members.

Growing Member Base

Total Share and Deposit Accounts: 179,414, showing a strong and growing member base that trusts us with their finances. This growth reflects our dedication to providing reliable service tailored to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coast Central is your trusted partner. Visit us at 1814 Main St Fortuna Ca 95540 or call 707-725-6195 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $540,623,798 in share certificates and $538,340,914 in money market shares, offering stable and rewarding financial growth opportunities. This means that your savings not only remain secure but also have the potential to grow over time.

Reinvesting for Growth

With $237,651,643 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach helps us stay competitive while ensuring that our services meet your needs effectively.

Strong Financial Health

With a net worth of $250,137,229, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $9,873 in used auto loans and an impressive $1,003,749,151 in total loans and leases. Whether you're looking to finance a new vehicle or make other significant purchases, we're here to help make those dreams a reality.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $168,241,955 in used vehicle loans and $75,487,414 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you can find an option that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $30,069,914, enabling you to take the next step toward owning your dream home. Whether you're looking for your first home or considering refinancing an existing loan, our team is here to guide you through the process.

Other Financing Options

In addition to these key products, we have competitive credit lines totaling $219,249,070 available for those who prefer greater flexibility in managing their finances. Our commercial loans are also noteworthy; with outstanding commercial loans totaling $139,613,125, we help business owners secure the capital needed to grow and expand. If you're interested in any of our loan offerings or would like more information on refinancing options and eligibility requirements, please don't hesitate to reach out! You can contact us at 707-725-6195, or visit us at our branch located at 1814 Main St Fortuna Ca 95540. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Coast Central, we're committed to providing accessible and affordable financial solutions that make a real difference in your life.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,748,353 in loans helping members manage their finances effectively. These cards provide the convenience of cashless transactions while giving you the purchasing power you need for everyday expenses.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh offers users a clear view of their options without the clutter of promotional bias. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users can trust the offers displayed on the platform as fair and transparent. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. Additionally, LendMesh operates without sponsored listings; lenders are not prioritized based on paid promotions, allowing users to receive truly unbiased results. The platform provides real-time rate comparisons from multiple institutions, enabling users to make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in helping consumers secure better loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

COAST CENTRAL CREDIT UNION - Fortuna, CA