COAST CENTRAL CREDIT UNION

At Coast Central, we believe that strong communities are built on trust, support, and shared values. Located at 1551 Giuntoli Ln, Arcata, CA 95521, our branch has been serving the financial needs of our members since 1974. With a commitment to helping our 78,350 members achieve their financial goals, we're proud to offer a range of services tailored to your needs from personal banking and auto loans to mortgage financing. As a member of Coast Central, you can feel confident knowing that your finances are in capable hands. Our total assets have grown to an impressive $2.11 billion, reflecting our dedication to sound financial management and member satisfaction. With $364 million in deposits and a net worth of $250 million, we ensure that your money is secure while providing competitive loan options for everything from vehicles to home improvements. Led by our experienced CEO, Fred Moore, and Board President, Ron Rudebock, we have a dedicated team of 269 employees ready to assist you. Whether you visit us in person or connect with us through our online services, we prioritize your experience and aim to make banking as seamless as possible. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 1551 Giuntoli Ln, Arcata, CA 95521. We invite you to explore how Coast Central can enhance your financial journey. Feel free to reach out at (707) 445-8801 or visit us online at Coast Central. Your community credit union is here for you let's build a brighter financial future together!

Welcome to Coast Central, a cornerstone of the Arcata community since 1974. Located at 1551 Giuntoli Ln, Arcata, CA 95521, our branch has grown alongside the vibrant local landscape, embodying a rich history dedicated to serving our members and fostering financial well-being. Since opening our doors nearly five decades ago, Coast Central has evolved significantly. What began as a small credit union has blossomed into a trusted financial institution with over 78,000 members and total assets reaching an impressive $2.11 billion. This growth reflects not only our commitment to providing exceptional service but also the trust that our members place in us. At Coast Central, we believe in empowering our members through accessible financial services. Our mission is simple yet profound: to enhance the lives of those we serve by offering personalized banking solutions while actively supporting our community's growth and prosperity. Whether it's through competitive loan offerings or convenient digital banking options like online and mobile banking, we strive to meet the diverse needs of our membership. Our operating hours are designed with you in mind Monday through Friday from 9:30 am to 5:30 pm so you can easily reach us for all your banking needs. Plus, with an ATM available on-site and drive-thru banking options, managing your finances has never been easier or more convenient. Coast Central is not just about transactions; it's about relationships. We pride ourselves on being deeply rooted in Arcata and actively engage in community outreach initiatives that make a difference. Through partnerships with local organizations and participation in events, we work tirelessly to contribute positively to the neighborhoods we serve. While members can visit us at our branch address for their banking needs, official correspondence should be sent to 1551 Giuntoli Ln, Arcata, CA 95521 if different from the branch address. Our friendly team is always here to help answer any questions you may have; feel free to reach out at 707-445-8801. Join us today at Coast Central and experience firsthand how we're committed to your financial success and community support. Together, let's build a brighter future!

At Coast Central, we believe that everyone deserves a chance to be part of a supportive and friendly financial community. If you're wondering how to become a member, it's easier than you might think! Our membership is open to individuals who live, work, or worship in the areas we serve. This means that if you're a resident of Humboldt County or nearby, you're likely eligible to join us. We offer a variety of services tailored to meet your needs, from checking and savings accounts to auto loans and credit cards with rewards. You can learn more about the specific eligibility criteria on our website at https://www.coastccu.org/become-a-member/ . Joining is as simple as reaching out! If you're ready to take the next step, just give us a call at (707) 445-8801 or visit our branch located at 1551 Giuntoli Ln Arcata Ca 95521. We're here Monday through Friday from 9:30 am to 5:30 pm, ready to help you open your account and start enjoying the benefits of being part of Coast Central. Whether you have questions about membership or want to explore our offerings further, we look forward to welcoming you into our community!

At Coast Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, providing you with the confidence you need in your banking partner. With a net worth of $250,137,229, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.83% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $540,623,798 in share certificates and $538,340,914 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $237,651,643 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $9,873 in used auto loans and a total of $1,003,749,151 in loans and leases across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 240 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $24,944,373. Total Share and Deposit Accounts: 179,414, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coast Central is your trusted partner. Visit us at 1551 Giuntoli Ln Arcata Ca 95521 or call 707-445-8801 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.