CME Credit Union Westerville OH | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Cme, your trusted partner in financial well-being, located at 428 S State St, Westerville, OH 43081. Since our establishment in 1935, we have proudly served the community by providing exceptional financial services tailored to meet the needs of our 38,804 members. With a strong commitment to personal banking, auto loans, mortgage solutions, and business banking, we strive to enhance your financial journey every step of the way. At Cme, we understand that trust is built through transparency and reliability. Our total assets stand at an impressive $449,831,883, with total deposits reaching $19,728,395. We also have a robust net worth of $37,650,378, which reflects our stability and dedication to serving our members effectively. With a dedicated team of 91 employees, including leadership from CEO Brian Warner and Board President Nichole Brandon, we are here to support you with friendly service and expert advice. While you can visit us at our Westerville branch for all your banking needs, please note that official correspondence can be sent to the same address: 428 S State St, Westerville, OH 43081. Our door is always open during lobby hours from Monday to Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. Join us today and experience how Cme can help you achieve your financial goals! Whether you're looking for a new vehicle loan or need assistance with personal savings accounts, we're just a phone call away at 614-224-8890. Visit our website at cmefcu.org for more information about our services and membership eligibility. Your financial success is our priority!

Branch History & Mission

Welcome to Cme, the Westerville Branch of our community-focused credit union, located at 428 S State St, Westerville, OH 43081. Since opening our doors in 1935, we have proudly served our members and fostered financial growth within our vibrant community. Cme has grown significantly over the years. Today, we boast a membership of over 38,000 individuals who trust us with their financial needs. Our total assets have reached an impressive $449,831,883, reflecting our commitment to providing secure and reliable services. We have navigated through economic changes and challenges while remaining dedicated to our mission: to empower our members with accessible financial services and support their aspirations. At Cme, we believe that banking is more than just transactions; it's about building relationships and giving back to the community. Our mission statement emphasizes this belief: we strive to enhance the financial well-being of our members while actively contributing to the growth and development of Westerville and surrounding areas. While members can visit us at 428 S State St Westerville Oh 43081, official correspondence should be sent to 428 S State St, Westerville, OH 43081. Whether you need assistance with personal banking, auto loans, or business services, we're here for you during our operating hours from Monday to Friday, 8:30 AM to 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. In addition to traditional banking services, we embrace technology for a better member experience. From online banking and mobile payments to e-statements and person-to-person transfers, we make it easy for you to manage your finances on your terms. We also take pride in ensuring accessibility for all members through ADA compliance initiatives. Our community outreach efforts are a cornerstone of who we are. We partner with local organizations and charities, providing support where it's needed most. Through these initiatives, we work together with our neighbors to strengthen Westerville as a whole. We invite you to join Cme today! Experience the difference that comes from being part of a credit union that truly cares about its members and the community. For more information about becoming a member or exploring our services further, please visit our website or give us a call at (614) 224-8890. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Cme, we prioritize accessibility for everyone. Our branch is fully ADA compliant, featuring ramps and designated parking spots to ensure that all members can easily access our services. You'll find ample parking available right outside, making your visit hassle-free.

Get in Touch

If you have any questions or need assistance before your visit, don't hesitate to reach out! You can call us at 614-224-8890. We're here to help you with all your financial needs and look forward to welcoming you soon at the Cme Westerville Branch!

Operating Hours & Services

We understand that life can get busy, which is why we offer flexible hours. Visit us Monday through Friday from 8:30 AM to 5:30 PM or stop by on Saturday from 9:00 AM to 1:00 PM. During these hours, our team is ready to assist you with a range of services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. For quick transactions, take advantage of our drive-thru banking option. It's perfect for deposits, withdrawals, and other simple banking tasks without leaving your vehicle. Plus, we have an ATM on-site for your convenience available whenever you need it.

Member Eligibility

At Cme, we believe that everyone deserves the opportunity to be part of a community-focused financial family. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to join us at our branch located at 428 S State St Westerville Oh 43081. We aim to include as many people as possible, so whether you're just starting your financial journey or looking for a supportive place to grow your wealth, we're here for you. For more detailed eligibility criteria, feel free to check out our page at https://www.cmefcu.org/become-a-member. Once you know you qualify, opening an account with us is a breeze! You can start your membership journey online by visiting https://my.cmefcu.org/enroll or give us a call at (614) 224-8890 if you have any questions. We're excited to welcome you into the Cme family where you'll find not only great services but also the support of people who care about your financial well-being.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $75 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,243,329, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine having the ability to accept various forms of payment seamlessly whether it's credit cards or mobile payments allowing you to focus more on what matters: growing your business. By partnering with us, you're not just gaining access to funds; you're joining a community dedicated to your success. Ready to elevate your business? Visit us at 428 S State St Westerville Oh 43081 or give us a call at (614) 224-8890 today!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our business banking services are tailored just for you. From merchant services that streamline transactions to business loans that help fuel your growth, we're dedicated to supporting your entrepreneurial journey.

Convenient Access

Accessing your accounts has never been easier with our ATM and cash withdrawal services available throughout the region. Need assistance? Our drive-thru banking offers quick deposits, withdrawals, and simple transactions without leaving your car. In today's fast-paced world, convenience is key. That's why Cme ensures all members can enjoy basic ATM access for quick withdrawals and balance checks whenever needed. Whether you're exploring options for personal finance or managing a business account, Cme at Westerville Branch is here for all your financial needs. Feel free to reach out at (614) 224-8890 or visit us during operating hours: M-F 8:30 AM - 5:30 PM and Sat 9:00 AM - 1:00 PM. Let us help you achieve financial peace of mind today!

Credit Options

For those unexpected expenses or projects around the house, our personal loans and debt consolidation options can help simplify your financial life. Plus, don't forget about our credit cards with rewards! They not only offer convenience but also allow you to earn points for every purchase you make perfect for those who love to travel or shop.

Home Financing

Thinking about buying a home or refinancing? Our mortgage loans provide tailored solutions to help you navigate the home-buying process with confidence. We understand that purchasing a home is one of the biggest decisions you'll ever make. That's why our team is here to guide you through every step, ensuring you find the right loan for your needs.

Personal Banking Solutions

Our personal banking services are designed to meet your everyday needs. With checking and savings accounts that suit various lifestyles, you can easily manage your money while earning interest. Imagine having easy access to your funds through our online and mobile banking platforms this means you can check balances, make transfers, and pay bills anytime, anywhere. When it comes to financing your dream car, our auto loans and vehicle financing options offer competitive rates and flexible terms. Picture driving off with your new vehicle knowing that you've secured a great deal that fits your budget.

Digital & Online Banking

Key Services

With our 24/7 online banking services, you can check your account balances, transfer funds, and pay bills anytime you need to. No more waiting in line or rushing to the bank before it closes. You can also take advantage of e-statements for quick access to your financial records, eliminating the clutter of paper statements. Plus, with electronic signature authorization, signing documents is easier than ever just a few clicks and you're done! For those who love using their mobile devices, our mobile application provides all the tools you need right at your fingertips. You can enjoy mobile payments for easy transactions and person-to-person transfers that let you send money to friends and family instantly.

Security and Accessibility

Your security is our priority. We use top-notch technology to keep your information safe while providing a user-friendly experience. Our digital banking features are designed with you in mind, ensuring that accessing your accounts is straightforward and hassle-free. At Cme, we believe that banking should fit into your lifestyle not the other way around. With our comprehensive digital offerings, you have everything you need to manage your finances effectively, all from the comfort of your own home or wherever life takes you!

Financial Strength

Commitment to Growth

Our commitment to our members is reflected in our $34,779,255 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures. With $4,566 in used auto loans and $362,564,589 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Trust

Total Share Accounts stand at 76,219, showing a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments) totaling $34,529,839, we demonstrate our readiness to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cme is your trusted partner. Visit us at 428 S State St Westerville Oh 43081 or call (614) 224-8890 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $93,328,534 in share certificates and $93,102,977 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,586,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $783,972 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 86 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $37,650,378, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,024,752 in used vehicle loans and $28,425,413 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our competitive rates can make it easier for you to drive away with confidence.

Credit Lines

For those who prefer having a safety net for unexpected expenses, our total credit lines reach $106,708,120, providing you with access to funds when you need them most. This option allows for more flexibility as it helps cover costs without the immediate pressure of repayment.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,748,757, make buying or refinancing simple. We work closely with our members to help them navigate the process and find the best solution for their circumstances.

Refinancing Options

If you're considering refinancing an existing loan, we invite you to explore our options. Refinancing could potentially lower your monthly payments or free up funds for other expenses. Please reach out to us for personalized advice on eligibility and how we can assist you through the refinancing process. Our dedicated team is here to guide you every step of the way. If you have any questions or need assistance, don't hesitate to call us at (614) 224-8890. You can also visit us at our branch located at 428 S State St Westerville Oh 43081 in Westerville, OH during our operating hours: M-F 8:30AM - 5:30PM and Sat 9:00AM - 1:00PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial goals!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $23,325,596 in loans helping members manage their finances effectively. These cards come with various benefits that can help you build credit while enjoying rewards and convenience.

Loan Aggregator

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CME FEDERAL CREDIT UNION - Westerville, OH

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