CME Credit Union Delaware OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Cme, your trusted financial partner located at 6459 Artesian Run, Delaware, OH 43035. Established in 1935, we take pride in serving our community with integrity and commitment. With a total membership of 38,804 and assets exceeding $449,831,883, we stand strong as a pillar of support for our members. At Cme, we understand that everyone's financial journey is unique. That's why we offer a variety of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our dedicated team of 91 employees, led by CEO Brian Warner and Board President Nichole Brandon, is here to provide the personalized service you deserve. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 6459 Artesian Run, Delaware, OH 43035. We are also equipped with convenient services such as an ATM and drive-thru banking for easy access to your funds. With total deposits amounting to $19,728,395 and a net worth of $37,650,378, Cme is well-positioned to help you achieve your financial goals. Plus, with over 28,273 loans currently offered, we have the resources available to assist you every step of the way. We invite you to explore what we can do for you whether it's opening a new account or discussing loan options. Feel free to reach out at 614-224-8890 or visit our website at cmefcu.org for more information. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

Cme has a rich history of serving the community since it opened its doors in 1935. Nestled in the heart of Delaware, OH, at 6459 Artesian Run, this credit union has grown alongside its members, fostering strong relationships and supporting local families and businesses. Over the years, Cme has evolved into a trusted financial partner, currently boasting a total membership of 38,804 and total assets amounting to $449,831,883. The mission of Cme is straightforward yet powerful: to provide accessible financial services that empower individuals and strengthen our community. This commitment is reflected not just in our competitive offerings like personal banking, auto loans, mortgages, and business services but also in our dedication to community outreach. We believe that when our members thrive, so does the entire community. While members can visit us at our branch location on Artesian Run, official correspondence should be sent to the same address. Our branch operates with convenient hours Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM making it easy for you to access the services you need. At Cme, we understand the importance of staying current with technology while maintaining a personal touch. That's why we've embraced digital banking solutions such as online banking and mobile payments. Our facilities are ADA compliant to ensure everyone can access our services comfortably. Additionally, we offer ATM services and drive-thru banking for added convenience. Our community involvement doesn't stop at banking; we actively participate in various local initiatives and partnerships aimed at improving lives in Delaware and beyond. By supporting local events and charities, we strive to create a positive impact that resonates with our mission. Join us at Cme and experience firsthand how we can help you achieve your financial goals while being an integral part of your community. Visit us today or learn more about becoming a member by visiting our website. Together, let's build a brighter financial future!

Branch Location & Accessibility

ATM Availability

Need cash on the go? Our branch offers ATM services that are always available for your convenience. You can quickly access your funds and check balances anytime you need. While members can visit us at 6459 Artesian Run, official correspondence should be sent to the same address. If you have any questions or would like more information about our services, don't hesitate to call us at 614-224-8890. We invite you to come by and see how we can help meet your financial needs!

Nearby Landmarks and Accessibility

Nestled close to local favorites and essential amenities, you'll find us just a short drive from vibrant community spots. Parking is ample, making it easy for you to pop in without any hassle. We take pride in providing an accessible environment for all members, including ADA-compliant features like ramps and designated parking spaces.

Operating Hours and Services

We're here for you during convenient hours: Monday through Friday from 8:30 AM to 5:30 PM, and on Saturdays from 9:00 AM to 1:00 PM. Whether you're looking to open a checking account or inquire about auto loans, our knowledgeable staff is ready to assist you with personalized service. Plus, our drive-thru banking allows you to handle simple transactions without leaving your vehicle.

Member Eligibility

At Cme, we believe that everyone deserves a chance to be part of a community that truly cares. Joining us is simple and welcoming! If you're a resident, employee, or member of the family of someone living in the area, you're likely already eligible to become a member. We pride ourselves on being inclusive and supportive, so whether you're looking for personal banking solutions or financial advice, we're here to help you every step of the way. To learn more about our specific eligibility criteria, feel free to visit our website at https://www.cmefcu.org/become-a-member . Opening an account with us is just as straightforward. You can easily get started online by visiting https://my.cmefcu.org/enroll , or if you prefer, give us a call at (614) 224-8890. Our friendly team at our branch located at 6459 Artesian Run Delaware Oh 43035 is always ready to assist you during our operating hours. Join us today and experience the benefits of being part of the Cme family!

Business Banking & Commercial Services

Lending Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $75 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,243,329, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine having a payment processing solution that simplifies your transactions and enhances customer experiences. Our merchant services allow you to accept payments seamlessly, whether online or in-person. This not only saves you time but also boosts your cash flow, giving you the freedom to focus on what matters most growing your business. Located at 6459 Artesian Run Delaware Oh 43035 in Delaware, OH, we're here to partner with you for success. Reach out at (614) 224-8890 during our operating hours of M-F 8:30 AM - 5:30 PM and Sat 9:00 AM - 1:00 PM to discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For small business owners, our business banking services include merchant services and business loans tailored to help your company grow. You can focus on running your business while we take care of the banking side.

Convenient Access

Accessing your account has never been simpler with our ATM and cash withdrawal services available at various locations. Plus, if you're in a hurry, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle.

Credit Cards

To help you make purchases easier, we offer credit cards with rewards that give you something back every time you use them. Whether it's cash back or points for travel, it's a great way to benefit from everyday spending.

Digital Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features like person-to-person payments and electronic statements. Need to send money to a friend? Just use our mobile app! Want to track your spending? Our online platform makes it easy. With all these services tailored just for you, we're confident that you'll find everything you need under one roof at Cme. If you're interested in becoming a member or want to learn more about what we offer, feel free to reach out at (614) 224-8890 or visit us in person during our operating hours: M-F 8:30 AM - 5:30 PM and Sat 9:00 AM - 1:00 PM. Join us today at Delaware Branch and take the first step towards achieving all your financial goals!

Loans and Financing

When it comes to financing, our auto loans and vehicle financing options make purchasing a new car simple and affordable. Picture driving off in your dream car without breaking the bank! For those interested in homeownership or refinancing, our mortgage loans can guide you through the process smoothly. We also provide personal loans for debt consolidation or unexpected expenses because life can sometimes throw surprises your way.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that help you manage your day-to-day finances easily. Imagine having a safe place for your funds while also earning interest on your savings! Our accounts come with online and mobile banking options, allowing you to check balances, transfer funds, and pay bills right from your phone or computer.

Digital & Online Banking

Key Services

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. Whether you're at home or on the go, managing your money has never been easier. Plus, with the option for electronic signature authorization, signing documents is quick and hassle-free. E-statements are also available, providing you with an eco-friendly way to stay updated on your account activity without the clutter of paper statements. This feature not only helps the environment but ensures that you always have easy access to your financial information. For those who prefer mobile banking, our mobile application brings all these features right to your fingertips. You can make mobile payments seamlessly and even perform person-to-person transfers with just a few taps on your smartphone. Whether you're splitting a bill with friends or sending money to family members, it's all possible in a matter of seconds. Security is our top priority at Cme. We use advanced technology to protect your personal information while ensuring that you have full control over your finances. Our easy-to-navigate platform makes it simple for anyone to manage their accounts without stress. At Cme, we believe that banking should fit into your life effortlessly. Enjoy the freedom of real-time account management and take advantage of our innovative digital banking solutions today!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 76,219, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $34,529,839 further illustrate our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cme is your trusted partner. Visit us at 6459 Artesian Run Delaware Oh 43035 or call (614) 224-8890 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $93,328,534 in share certificates and $93,102,977 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,586,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 86 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Improvement

With $34,779,255 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,566 in used auto loans and $362,564,589 in total loans and leases.

Solid Financial Health

With a net worth of $37,650,378, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $837 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners looking for growth opportunities, our outstanding commercial loans totaling $2,243,329 provide the capital needed to expand operations or invest in new projects. At Cme, we prioritize transparency and accessibility in all our financial offerings. To learn more about eligibility options or if you're interested in refinancing any existing debts, please don't hesitate to reach out. You can contact us at (614) 224-8890 during our operating hours from Monday to Friday, 8:30 AM - 5:30 PM, or Saturday from 9:00 AM - 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan products can help enhance your financial well-being today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,024,752 in used vehicle loans and $28,425,413 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates for both new and used vehicles to fit your budget. Whether you're considering a compact car or an SUV, our dedicated team is here to assist you through every step of the financing process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,748,757, make buying or refinancing simple. We aim to streamline your mortgage experience by offering personalized service and guidance tailored to your unique situation. If you're considering refinancing your current mortgage, we have options available that could lower your monthly payments or help you access cash for other needs.

Unsecured Credit Card Loans

Managing everyday expenses is essential, and we also offer flexible terms on unsecured credit card loans, with a total of $23,325,596 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and features designed to give you peace of mind as you handle day-to-day purchases.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing ensures fair and transparent offers, allowing users to compare loans without worrying about hidden fees or misleading information.

CME FEDERAL CREDIT UNION