CME Credit Union Columbus OH | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Cme, your trusted financial partner located at 365 S 4th St, Columbus, OH 43215. Since our establishment in 1935, we've been dedicated to supporting our community and providing exceptional service to our 38,804 members. At Cme, we believe that financial empowerment starts with understanding your options and having access to resources tailored just for you. Under the leadership of CEO Brian Warner and Board President Nichole Brandon, we've grown to manage a robust $449,831,883 in assets while maintaining a net worth of $37,650,378. Our commitment is reflected in our impressive total loans of 28,273, which represent the trust our members place in us. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, or business banking services, we have something for everyone. We understand that each member has unique needs; that's why we offer personalized services designed to help you achieve your financial goals. With total deposits amounting to $19,728,395, we're well-equipped to serve you with stability and confidence. While you can visit us at our branch for all your banking needs, any official correspondence should be sent to the same address: 365 S 4th St, Columbus, OH 43215. You can reach us at (614) 224-8890 during our operating hours from Monday to Friday between 8:30 AM - 5:30 PM and Saturday from 9:00 AM - 1:00 PM. At Cme, your financial success is our mission. Explore our services today by visiting cmefcu.org or call us directly. Let's work together towards achieving your financial dreams!

Branch History & Mission

Welcome to Cme, a credit union that has proudly served the Columbus community since 1935. Located at 365 S 4th St, Columbus, OH 43215, our branch has witnessed significant growth and transformation over the years. With a commitment to providing exceptional financial services, we have built a legacy that reflects our dedication to our members and the community. Cme began its journey with a handful of members who believed in the power of cooperative banking. Over time, we have expanded our services and membership base, now supporting over 38,800 members and managing total assets of $449,831,883. Our mission is simple yet powerful: to empower individuals and families in our community through accessible financial solutions while fostering a spirit of cooperation and support. At Cme, we understand that banking is about more than just numbers; it's about people. Our mission emphasizes not only providing excellent financial services such as personal banking, auto loans, mortgage financing, and business banking but also giving back to our local community. Through various outreach initiatives and partnerships with local organizations, we strive to make a positive impact in the lives of those around us. While members can visit us at our branch location, official correspondence should be sent to the same address: 365 S 4th St, Columbus, OH 43215. We are proud to offer convenient operating hours from Monday through Friday from 8:30 AM to 5:30 PM and on Saturdays from 9:00 AM to 1:00 PM. Our facilities include ATM availability for your convenience. In today's digital world, Cme is committed to staying ahead with advancements that enhance your banking experience. We offer online and mobile banking services that allow you to manage your finances anytime and anywhere. Whether it's checking your balance or applying for a loan, we've made it easier than ever for you to stay connected. As we look ahead, we remain focused on our mission and values. We invite you to join our growing family at Cme. Experience firsthand the benefits of being part of a credit union that prioritizes your needs while actively contributing to the betterment of our community. For more information about membership or to open an account today, please visit our website or call us at 614-224-8890. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Cme, your trusted credit union located in the heart of Columbus at 365 S 4Th St. We pride ourselves on being conveniently situated near popular landmarks, making it easy for you to drop by for all your banking needs. Whether you're heading to a local café or shopping nearby, our branch is just a short walk away. At Cme, we understand the importance of accessibility. Our branch features ADA-compliant facilities, ensuring that everyone can enjoy a hassle-free visit. Parking is available nearby, allowing you to quickly stop in without any stress. We're here to serve you during our friendly operating hours: Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. Need assistance? Give us a call at 614-224-8890; our team is always ready to help. For your convenience, we also offer ATM services right at our branch, making it easy for you to manage your cash needs anytime. Unfortunately, we do not have drive-thru banking available, but we assure you that our lobby is welcoming and efficient. If you need to send us any official correspondence, please note that while members can visit us at our physical address, mail should be directed to the same address: 365 S 4th St, Columbus, OH 43215. Come visit Cme today! We look forward to welcoming you into our community and helping you with personal banking solutions tailored just for you.

Member Eligibility

At Cme, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member is easy and welcoming! If you live, work, or go to school in the Columbus area, you're likely eligible to join us. We're proud to serve individuals and families who are looking for a place that truly cares about their financial well-being. Whether you're looking for personal banking options, loans, or simply a friendly face to help with your finances, Cme is here for you. To get started on your journey with us, simply visit our website at https://www.cmefcu.org/become-a-member for more detailed information on membership requirements. Once you're ready to open an account, check out our easy online process at https://my.cmefcu.org/enroll . If you have any questions or need assistance, don't hesitate to give us a call at (614) 224-8890. We're excited to welcome you into the Cme family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $75 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,243,329, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify transactions for your business. Whether you're accepting credit card payments at a local farmer's market or processing online orders, our services make it easy for you to focus on what you do best running your business. Visit us at 365 S 4Th St Columbus Oh 43215 in Columbus, OH, or call us at (614) 224-8890 to learn how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple to drive away in the vehicle you want. With competitive rates and flexible terms, we work with you to find a plan that fits your budget and lifestyle.

Business Banking Solutions

For small business owners, we offer specialized business banking services, including merchant services and business loans. We know how crucial it is for businesses to have access to reliable funding and tools that streamline operations.

Cash Withdrawal Services

Need cash? Our ATM services allow you easy access for withdrawals and balance checks whenever you need them. Plus, with locations throughout the community, getting cash has never been easier. At Cme, we are dedicated to making your banking experience as smooth as possible. If you're ready to explore these services further or have any questions about how we can assist you on your financial journey, don't hesitate to reach out! Call us at (614) 224-8890 or visit us at 365 S 4Th St Columbus Oh 43215 in Columbus, OH today!

Credit Cards with Rewards

Enjoy shopping rewards with our credit cards that come with exciting benefits! From cash back offers to travel points, using your card can be rewarding in more ways than one.

Home Financing Made Easy

If you're considering purchasing a home or refinancing your current mortgage, look no further than our mortgage loans and refinancing options. We understand that buying a home is one of the biggest decisions you'll ever make, which is why we're here to guide you every step of the way.

Online & Mobile Banking Convenience

In today's fast-paced world, managing your finances should be convenient. That's why we provide robust online and mobile banking features. With secure access from anywhere, you can check balances, transfer money, pay bills, and even use person-to-person payment features all from your smartphone or computer.

Personal Banking Solutions

Whether you're looking to open a new checking account or save for a rainy day, we offer various personal banking options. Our checking and savings accounts are tailored to help you manage your money effectively. Imagine easily accessing your funds online or through our mobile app banking is at your fingertips!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but we're here to help with our personal loans and debt consolidation services. Whether it's for medical bills, home repairs, or other emergencies, our loan options provide the financial support you need when it matters most.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your account information, allowing you to check balances, view transaction history, and pay bills with just a few clicks. You can also take advantage of our electronic signature authorization feature, making it simple to sign documents securely without the need for paper or in-person visits. For those who prefer going green, e-statements are available, ensuring you receive your account statements electronically and can easily manage them without cluttering your mailbox. Plus, if you're always on the go, our mobile application lets you carry your credit union in your pocket. It's user-friendly and packed with features like mobile payments that let you make purchases quickly and securely using your smartphone. Sending money to friends or family is made easy with our person-to-person transfer option. Whether you're splitting a bill or sending a gift, you can do it all from the comfort of your home or while out and about. In a world where time is precious, our digital banking services at Cme put control back in your hands. Experience real-time account management and enjoy peace of mind knowing that your information is protected with top-notch security measures. Join us today and see how easy banking can be!

Financial Strength

Commitment to Growth

With $34,779,255 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $4,566 in used auto loans and a total of $362,564,589 in loans and leases across various sectors.

Growing Member Base

We have 76,219 total share accounts, showing a strong and growing member base that trusts us with their finances. This highlights our commitment to building lasting relationships with each member. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cme is your trusted partner. Visit us at 365 S 4Th St Columbus Oh 43215 or call (614) 224-8890 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $93,328,534 in share certificates and $93,102,977 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,586,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 86 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $37,650,378, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $837 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,024,752 in used vehicle loans and $28,425,413 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options tailored for you.

Business Loans

If you're a business owner, our outstanding commercial loans totaling $2,243,329 provide the capital needed to grow and expand your business. We understand that every business has unique needs, and our team is here to work with you to find the right solution. At Cme, we're committed to making borrowing easier for our members. If you're considering refinancing or would like more information about eligibility options for any of our loans, don't hesitate to reach out. You can contact us at (614) 224-8890, visit us at 365 S 4Th St Columbus Oh 43215, or explore more details online at our website. Let us help you take the next step towards achieving your financial aspirations!

Credit Lines

For those looking for additional flexibility, our total credit lines amounting to $106,708,120 can assist with unexpected expenses or planned purchases without the need for a traditional loan application each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,748,757, make buying or refinancing simple. We provide flexible terms to ensure that you find a mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $23,325,596 in loans helping members manage their finances effectively. These cards can help you make purchases while building your credit history without needing collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each loan listing is verified, allowing you to make informed decisions without worry.

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reflects our commitment to delivering accurate information and empowering users in their financial choices.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CME FEDERAL CREDIT UNION