Cloverbelt Credit Union Wausau WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Cloverbelt, your trusted financial partner located at 110 Mcindoe St, Wausau, WI 54403. Established in 1936, Cloverbelt has been dedicated to serving our community for over 85 years. With a strong commitment to our members, we proudly serve 16,400 members and manage total assets of $309,728,834. At Cloverbelt, we understand that your financial needs are unique. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgages, we have the tools and expertise to help you achieve your goals. Our total deposits stand at $2,470,842, showcasing the trust our members place in us. We also offer business banking services tailored to meet the needs of local entrepreneurs. While members can visit us at our main office location, official correspondence should be sent to PO Box 659, Wausau, WI 54402-0659. We invite you to explore our website at www.ccuwausau.com for more information about our services. Under the leadership of CEO Lisa Hieronimus and Board President Eldon Pagel, our team of 51 employees is dedicated to providing exceptional service and support. With a net worth of $39,410,179 and cash in hand amounting to $3,107,176, we are well-positioned to support your financial journey. We believe in building lasting relationships with our members by offering competitive loan options our total loans reach up to 79,532 and ensuring that you have access to convenient services like online banking and ATMs. Ready to take the next step? Give us a call at 715-842-5693 or visit us today! Your future starts here at Cloverbelt.

Branch History & Mission

At Cloverbelt, located at 110 Mcindoe St in the heart of Wausau, WI, we have built a strong legacy since our inception in 1936. Our journey began with a simple but powerful idea: to provide financial services that empower our community. Over the years, we have grown and adapted, serving over 16,400 members and accumulating total assets of $309,728,834. This growth reflects our commitment to the people we serve and our dedication to their financial well-being. Cloverbelt's mission is to deliver exceptional financial services while fostering a spirit of community support and engagement. We believe that banking should be more than just transactions; it should be a partnership that uplifts individuals and families. Our services range from personal banking options like checking and savings accounts to vehicle financing, mortgages, and business loans. Each product is designed with our members' needs in mind, ensuring they receive the guidance and resources necessary for their financial journeys. While members can visit us at our branch address, official correspondence should be sent to PO Box 659, Wausau, WI 54402-0659. Our location is conveniently situated near local landmarks that make it easy for you to stop by and see us. We are proud to offer ATM availability as well as drive-thru banking services for your convenience. Cloverbelt embraces digital advancements to make banking accessible for everyone. Our online banking platform allows members to manage their accounts anytime, anywhere. We also provide mobile applications for easy account access on the go. Additionally, we ensure ADA compliance so all members can engage with us comfortably. Community outreach is at the heart of what we do. We partner with local organizations and schools to give back and support those in need. Whether through educational programs or charitable donations, we aim to create positive impacts in Wausau and beyond. We invite you to join Cloverbelt today! Experience firsthand how our dedicated team can help you achieve your financial goals while being part of a community-focused institution. For more information or to open an account online, visit us at Cloverbelt or call us at 715-842-5693. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Cloverbelt, your friendly credit union located at 110 Mcindoe St in Wausau, WI! Our branch is ideally situated in the heart of Marathon County, making it easy for you to access all of our banking services. Whether you're coming from nearby landmarks like the historic downtown area or the beautiful River Edge Parkway, getting to us is a breeze. At Cloverbelt, we understand that convenience matters. That's why we offer ample parking and have made sure our location is accessible for everyone, including features like ADA-compliant ramps. You can also take advantage of our drive-thru service for quick transactions without leaving your car. We provide ATM availability so you can withdraw cash or check your balance any time of day. Our lobby hours are designed to fit your busy schedule: we're open Monday through Thursday from 7:30 AM to 5:00 PM, Fridays until 5:30 PM, and Saturdays from 8:30 AM to 12:00 PM. Feel free to call us at 715-842-5693 if you have questions about our services or need assistance! While members can visit us at 110 Mcindoe St, please send any official correspondence to our mailing address at PO Box 659, Wausau, WI 54402-0659. We look forward to welcoming you into our branch and helping you with all your personal banking needs from checking and savings accounts to auto loans and mortgages. Stop by today or give us a call; we're here for you!

Member Eligibility

Becoming a member of Cloverbelt is like joining a warm, welcoming family where your financial well-being is our top priority. If you live, work, or attend school in the Marathon County area, you're already eligible to open an account with us! We believe that everyone deserves access to excellent financial services and support. As a member of Cloverbelt, you'll enjoy benefits such as competitive rates on loans and savings, personalized service, and a range of products tailored to fit your needs. Opening your account is easy! Just visit us at our branch located at 110 Mcindoe St Wausau Wi 54403, or check out our online enrollment process at https://my.ccuwausau.com/enroll . If you have any questions or need assistance, don't hesitate to reach out to us at (715) 842-5693. For more detailed eligibility criteria, feel free to explore our website at http://www.ccuwausau.com/our-nistory-and-membership . We can't wait to welcome you into the Cloverbelt community!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that make transactions easy. Imagine accepting payments from customers seamlessly, whether they're paying with credit cards or mobile wallets. Our tools help streamline your payment processes, allowing you to focus on what matters most growing your business. Visit us at 110 Mcindoe St Wausau Wi 54403 in Wausau, WI, or call us at (715) 842-5693 to learn more about how our business banking solutions can support your goals. Together, we can build a brighter future for your business!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $28 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,671,184, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer essential banking services like merchant services and business loans. We understand the challenges small businesses face, so we aim to provide the financial tools necessary for growth and stability.

Convenient Access

We know how important convenience is in today's busy world. That's why we provide ATM access for quick cash withdrawals and balance checks, along with basic drive-thru banking for easy deposits and withdrawals without leaving your vehicle. Our branch is open Monday through Saturday, making it easy for you to visit us during hours that work with your schedule.

Credit Cards and Rewards

Our credit cards come with rewarding features that allow you to earn points on everyday purchases. This means that whether you're grocery shopping or dining out, you can accumulate rewards that benefit you in the long run.

Get Started Today!

With so many services available at Cloverbelt, there's something for everyone. If you're ready to take control of your finances or need assistance with any of our offerings, don't hesitate to reach out! Call us at (715) 842-5693 or visit us online at Main Office to learn more about how we can help you today. Your journey toward better financial health starts here!

Personal Banking Solutions

Managing your personal finances should be simple and stress-free. That's why at Cloverbelt, we offer various options such as checking and savings accounts that fit any lifestyle. Imagine having the flexibility to access your funds whenever you need them through our convenient online and mobile banking platforms. You can easily check balances, transfer money, and pay bills right from your smartphone or computer. If you're thinking about purchasing a new car, our auto loans provide competitive rates to help you get behind the wheel sooner. For those planning to buy a home, our mortgage loans and refinancing options ensure that you'll find the best fit for your budget. We also have personal loans available for debt consolidation, allowing you to simplify your payments into one manageable monthly bill.

Digital & Online Banking

Key Features

For those who prefer a paperless approach, we provide e-statements to keep your financial documents organized and accessible. You can also enjoy the convenience of electronic signature authorization, making transactions even simpler without the need for paperwork. Need to send money to a friend or family member? Our person-to-person transfer feature lets you do just that with ease. And if you're out shopping, you can use our mobile payments feature through our app though please note that this service is not currently available. Security is always a top priority for us. You can feel safe knowing that your personal information is protected while you enjoy all the benefits of online banking. At Cloverbelt, we're dedicated to making banking accessible and straightforward for all our members. Explore all that our digital banking services have to offer today!

Financial Strength

Commitment to Growth

With $39,335,139 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as we have $53,059 in used auto loans and $246,618,168 in total loans and leases, supporting your financial goals across various sectors.

Growing Member Base

We are honored to serve a growing member base with a total of 28,628 share accounts, showcasing the trust placed in us by our community. Our available funds for lending and investments stand at $2,000,076, demonstrating our ability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cloverbelt is your trusted partner. Visit us at 110 Mcindoe St Wausau Wi 54403 or call (715) 842-5693 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operations reflect efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 49 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $75,028,559 in share certificates and $52,939,272 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $39,410,179, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,272 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,836,069 in used vehicle loans and $13,792,663 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your vehicle easier than ever.

Business Financing

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $6,671,184 provide the necessary resources to help your business thrive. We understand that running a business comes with its own set of challenges and are committed to supporting local entrepreneurs. If you're considering refinancing any existing debts or would like more information about eligibility options for our various loan products, don't hesitate to reach out. We're dedicated to helping you explore your options and find solutions that fit your budget. You can contact us at 715-842-5693 or visit us at our branch located at 110 Mcindoe St Wausau WI 54403. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Take the first step towards securing your financial future with Cloverbelt today!

Credit Lines and Unsecured Loans

For those needing additional flexibility, our credit lines are an excellent option. With a total of $59,617,455 available in credit lines, you can access funds when you need them most. Additionally, we offer flexible terms on unsecured credit card loans; however, currently there are no unsecured credit card loans issued.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,117,962, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, we're here to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that you receive fair and transparent offers tailored to your needs.

CLOVERBELT CREDIT UNION