Clifford-Jacobs Employees CU Champaign IL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Clifford Jacobs Employee Credit Union, your trusted financial partner located at 2410 N 5th St, Champaign, IL 61822. Since our establishment in 1956, we've been dedicated to serving our community with reliable banking solutions and personalized service. With a total membership of 183 and assets amounting to an impressive $1,200,700, we pride ourselves on being a member-focused institution that puts your needs first. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. BOX 830, Champaign, IL 61824. At Clifford Jacobs, we understand the importance of financial stability. Our total deposits stand at $165,344, ensuring that your money is secure with us. We also offer various loan options 99 loans and leases currently in place tailored to help you achieve your goals, whether you're looking for an auto loan or personal financing. Under the leadership of our dedicated CEO, Kathy Lewis, and Board President Terry Bates, our team of two employees is committed to providing top-notch service every time you walk through our doors. Our focus extends beyond transactions; we strive to build lasting relationships with every member. If you're looking for a credit union that truly cares about its members and community impact, look no further! Give us a call today at 217-356-0081 or stop by during our lobby hours on Tuesdays and Thursdays from 2:00 PM to 4:00 PM. We are excited to serve you and help you achieve your financial dreams!

Branch History & Mission

Community Focus

We take pride in being more than just a financial institution; we are a vital part of the Champaign community. Through various outreach efforts and partnerships with local organizations, we work tirelessly to promote financial literacy and provide resources that help individuals achieve their goals. Though we currently do not offer ATM or drive-thru services, our dedicated team is always ready to assist you in person or over the phone. For official correspondence, please send mail to P.O. BOX 830, CHAMPAIGN, IL 61824.

Join Us!

If you're looking for a credit union that truly cares about its members and the community, consider becoming part of the Clifford-jacobs family. Experience the benefits of personalized service tailored just for you. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings at 2410 N 5Th St, Champaign, IL 61822, we have seen tremendous growth. We currently boast a membership of 183 individuals who benefit from our array of services. With total assets amounting to an impressive $1,200,700, we continue to strengthen our foundation in personal banking, auto loans, mortgages, and business banking solutions. Our unique approach focuses on personal relationships rather than profits, allowing us to prioritize the needs of those we serve.

Our Mission

At Clifford-jacobs Employees, our mission is clear: we strive to empower our members through accessible financial services while actively supporting local initiatives that enhance community life. We believe that when individuals thrive financially, they contribute positively to the community around them. Our commitment goes beyond transactions; we aim to build lasting relationships with each member. While you can visit us at our branch location for personalized service during lobby hours on Tuesdays and Thursdays from 2:00 PM to 4:00 PM, we also encourage members to reach out via phone at 217-356-0081 for any inquiries or assistance.

Branch Location & Accessibility

Get in Touch!

If you have any questions or would like to learn more about how we can assist you, feel free to give us a call at 217-356-0081. Our friendly staff is here to help! We invite you to visit us soon at the Clifford-jacobs Employees branch your trusted partner for all your banking needs!

Operating Hours

We understand that life can be busy, which is why we've tailored our operating hours to fit your schedule. Our lobby is open on Tuesdays and Thursdays from 2:00 PM to 4:00 PM, giving you dedicated time to meet with our team and get the services you need.

Parking and Accessibility

At our branch, we prioritize your convenience with ample parking available nearby. Our location is designed to be accessible for everyone, featuring ADA-compliant ramps and pathways that ensure all members can visit without any hassle.

Services Offered

At Clifford-jacobs Employees, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans and refinancing options, personal loans for debt consolidation, as well as credit cards with rewards. For business needs, we also provide merchant services and business loans.

Member Eligibility

Becoming a member of Clifford-jacobs Employees is like stepping into a welcoming community where your financial well-being matters. If you live or work in the Champaign area, you're likely eligible to join us! We believe that everyone deserves access to the benefits of credit union membership, and at Clifford-jacobs Employees, we offer a variety of services designed to support our members' needs. Whether you're looking for personal banking solutions, auto loans, or even mortgage financing, we have you covered. To learn more about our eligibility criteria, feel free to visit our website at , where you'll find all the details you need. Joining is easy and can be done in just a few simple steps. If you have any questions or need assistance, don't hesitate to call us at (217) 356-0081. Our friendly team is here to help you start your journey with Clifford-jacobs Employees and enjoy all the advantages that come with being a member!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to making transactions seamless, our merchant services are here to help you thrive. Imagine being able to process payments quickly and efficiently while offering your customers a variety of options. From credit card processing to online payment solutions, we make it easier for you to focus on what you do best running your business. Located at 2410 N 5Th St Champaign Il 61822 in Champaign, IL, we're just a call away at (217) 356-0081. Let's work together to fuel your business ambitions!

Comprehensive List Of Services

Business Banking Services

For our business members, Clifford-jacobs Employees provides comprehensive business banking services including merchant services and business loans. We know how important it is for local businesses to thrive, and we're here to help you succeed.

Credit Card Rewards

We also offer credit cards with rewards programs that allow you to earn while you spend. Imagine accumulating points for every purchase, which you can later redeem for exciting perks or cash back.

Digital Banking Convenience

In today's fast-paced world, having access to online and mobile banking is crucial. While currently we do not offer these features directly, we encourage all members to stay connected with us during branch hours on Tuesdays and Thursdays from 2:00 PM to 4:00 PM by calling (217) 356-0081. Our team is always ready to assist with any questions or concerns regarding your accounts. At Clifford-jacobs Employees, our commitment is to provide services that fit seamlessly into your life. We invite you to visit us at 2410 N 5Th St Champaign Il 61822 or give us a call at (217) 356-0081 so we can discuss how we can best serve your financial needs today!

Home Financing Options

When it comes to homeownership, Clifford-jacobs Employees offers mortgage loans and refinancing options that can help turn your dream into reality. Whether you're buying your first home or looking to refinance for better terms, we have the expertise to guide you through every step of the process.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options cater to all your day-to-day needs. With straightforward account management, you can easily keep track of your finances and reach your savings goals. If you're considering purchasing a vehicle, our auto loans and vehicle financing solutions make it simple and affordable. Imagine driving off the lot in your new car, knowing that you secured an excellent rate tailored just for you.

Personal Loans for Every Need

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. If you're facing medical bills or planning a big event, our team is ready to provide you with the financial support necessary to manage those costs effectively.

Digital & Online Banking

Accessibility and Real-Time Management

Even without extensive online features today, members can still enjoy the peace of mind that comes with knowing their financial information is managed securely. As we evolve, we aim to introduce tools that make real-time account management even easier. For any questions or assistance regarding your banking needs, don't hesitate to reach out to us at (217) 356-0081. We're here to support you every step of the way!

Security and Ease of Use

We prioritize your security while providing user-friendly features. You can rest assured that any updates or new services will be implemented with your safety in mind. Our goal is to create a smooth experience where managing your accounts feels straightforward and secure.

Financial Strength

A Solid Foundation

With a net worth of $621,321, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $5,175 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

As your trusted partner in finance, we have grown significantly over the years. With a total of 182 share accounts reflecting a strong member base that trusts us with their finances, we remain committed to nurturing this community spirit. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Clifford-jacobs Employees is your trusted partner. Visit us at 2410 N 5Th St Champaign Il 61822 or call (217) 356-0081 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $593,905 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $29 in used auto loans and $745,148 in total loans and leases, we are well-equipped to support our members' financial goals across various sectors.

Member-Centric Approach

Members' savings are secured through our sound practices. Though we currently have $0 in share certificates and $0 in money market shares, our focus remains on enhancing your experience rather than attracting non-member deposits. This means that every dollar is dedicated to serving you better through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $27,416, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $390,170 in used vehicle loans and $220,972 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our flexible terms and competitive rates make it easier than ever.

Credit Lines and Unsecured Loans

For those seeking additional flexibility, we also offer credit lines and unsecured credit card loans. Although we currently have no unsecured credit card loans issued, our commitment to helping our members manage their finances effectively remains steadfast. If you're considering refinancing any existing loans or exploring eligibility options for our products, feel free to reach out. We're here to guide you through every step and ensure you find the best solution for your unique situation. At Clifford-jacobs Employees, our goal is to empower our members with the tools they need for financial success. For more information on our loan offerings or to discuss your options, contact us at (217) 356-0081. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We provide personalized assistance to help you navigate the mortgage process smoothly.

Loan Aggregator

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CLIFFORD JACOBS EMPLOYEES CREDIT UNION