Cleveland-Bradley Cty Teacher CU Cleveland TN | Best Auto Loans & Mortgage Rates

Introduction

Welcome to the Cleveland Bradley County Teachers Federal Credit Union, your trusted partner in financial growth since 1961. Located at 137 Ocoee Xing NW, Cleveland, TN 37312, we are dedicated to serving our community with integrity and care. With a strong membership base of over 4,000 individuals, we take pride in being a member-focused institution that prioritizes your needs. While you can visit us at our branch for all your banking needs, please direct official correspondence to our mailing address: P.O. Box 4168, Cleveland, TN 37320. At Cleveland Bradley County Teachers Federal Credit Union, we believe in fostering financial wellness. Our total assets stand impressively at $65,002,095, and we currently manage total deposits of $7,528,354. This reflects our commitment to providing you with a secure place for your savings and investments. Our experienced team of 10 employees, led by CEO Leslie Sims and Board President Ritchie Stevenson, is here to support you every step of the way. Whether you're looking for personal loans, auto financing options, or business banking services, we have tailored solutions just for you. With over 1,850 loans and leases issued and a solid net worth of $8,692,330, we are not just another credit union; we are your partner in achieving financial success. We also boast a robust cash reserve of $442,123, ensuring that we can meet your needs whenever they arise. Explore our range of services today! Visit us online at cbctfcu.com or give us a call at 423-479-6392 during our operating hours: Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. We look forward to welcoming you into our family!

Branch History & Mission

Join Us Today

As we continue this journey together, we invite you to become part of the Cleveland Bradley County Teachers Federal Credit Union family. Experience firsthand the benefits of membership from personalized service to competitive rates on loans and deposits. Contact us at 423-479-6392 or visit our website at cbctfcu.com for more information about how we can serve you better. Together, let's build a stronger community through shared success!

Our Journey

The journey of Cleveland Bradley County Teachers Federal Credit Union began with a simple mission: to provide quality financial services tailored to the needs of educators and their families. Over the years, we have expanded our offerings and grown alongside our community, adapting to changing times while remaining true to our core values. Located at 137 Ocoee Xing NW, Cleveland, TN 37312, we are easily accessible for all members. Our branch features a drive-thru service for quick transactions and an ATM available for your convenience. As we reflect on our history, we celebrate key milestones that have shaped us. We have continually invested in technology and customer service enhancements to ensure that our members receive the best possible experience. Our commitment to accessibility includes ADA compliance and various digital banking options such as online banking and mobile payments.

Our Mission

At the heart of our mission is the belief that everyone deserves access to financial resources that empower them. We aim not only to provide traditional banking services like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards but also to support our community through outreach initiatives and partnerships with local organizations. While members can visit us at 137 Ocoee Xing NW, official correspondence should be sent to P.O. Box 4168, Cleveland, TN 37320 if it differs from your branch address. Our team is dedicated to fostering a supportive environment where members feel valued and understood. We strive for excellence in every interaction and take pride in being a part of your financial journey.

Branch Location & Accessibility

Welcome to the Cleveland-Bradley County Teachers Federal Credit Union, your friendly neighborhood financial partner! Conveniently located at 137 Ocoee Xing NW in Cleveland, TN, our branch is here to serve you with a smile. Whether you're popping in for a quick transaction or looking for guidance on your financial journey, our location is easily accessible and designed with your needs in mind. While visiting us at this address, you'll find that we're close to several local landmarks, making it easy to stop by while you're out and about. Plus, we offer ample parking right outside the branch for your convenience. Our facility is fully ADA compliant, ensuring that everyone can access our services without any hassle. If you need to get in touch with us, feel free to call at 423-479-6392. Our dedicated team is ready to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to noon. We know your time is valuable, so we've made sure that banking with us is as straightforward as possible. For those who prefer doing things on the go, we provide ATM services right here at our branch and offer drive-thru banking for quick deposits and withdrawals. While members can visit us directly at our branch address, official correspondence should be sent to P.O. Box 4168, Cleveland, TN 37320 if needed. At Cleveland-Bradley County Teachers Federal Credit Union, we pride ourselves on delivering personal banking services tailored just for you whether it's checking and savings accounts or various loan options. We invite you to stop by or give us a call today; we're excited to help you achieve your financial goals!

Member Eligibility

At Cleveland-bradley Cty Teacher, we believe that everyone deserves to be part of a supportive community where their financial needs are understood and valued. To become a member, you simply need to live, work, or worship in the area around us, making it easy for you to join our family. Membership is open to individuals who meet these criteria, ensuring that our services can truly benefit those in our local community. By joining us at Cleveland-bradley Cty Teacher, you'll gain access to a range of financial products designed to help you thrive, from checking and savings accounts to loans tailored for your specific needs. If you're ready to take the next step toward becoming a member, the process is straightforward! You can find detailed information about eligibility and how to open an account on our website at . If you have any questions or need assistance, feel free to reach out to us at (423) 479-6392. We're here to help you every step of the way at our branch located at 137 Ocoee Xing Nw Cleveland Tn 37312. Welcome aboard!

Business Banking & Commercial Services

Merchant Services for Everyday Transactions

Imagine having a reliable way to handle payments that enhances customer experience. With our merchant services, businesses can process transactions smoothly, making it easier for customers to pay and for you to manage sales. This means less time worrying about finances and more time focusing on what you do best growing your business. We invite you to visit us at 137 Ocoee Xing Nw Cleveland Tn 37312 in Cleveland, TN or give us a call at (423) 479-6392 to learn how we can help your business flourish!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we believe that every entrepreneur deserves a chance to thrive. That's why we're dedicated to providing flexible financing solutions when the need arises.

Comprehensive List Of Services

Business Banking Solutions

At Cleveland-bradley Cty Teacher, we also recognize the importance of supporting local businesses. Our Business Banking services include tailored Merchant Services & Business Loans that can help your company thrive. We're committed to helping entrepreneurs achieve their dreams with financial products designed specifically for business needs.

Credit Cards and Rewards

For those who like to earn while they spend, our Credit Cards with Rewards program allows you to enjoy benefits with every purchase. From cashback options to travel rewards, there's something for everyone.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions but still value efficiency, our Basic Drive-Thru Banking offers quick access for deposits, withdrawals, and simple transactions without leaving your vehicle. We also provide basic ATM access for withdrawals and balance checks whenever you need it. With all these services at your fingertips, we're dedicated to making banking easier for you. If you're interested in learning more about how we can assist you with any of these financial solutions, please don't hesitate to reach out at (423) 479-6392 or visit us online at Cleveland Bradley County Teachers Federal Credit Union. We look forward to serving you!

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking solutions that allow you to manage your finances anytime, anywhere. You can easily check balances, transfer funds, and pay bills from your smartphone or computer. Plus, our ATM & Cash Withdrawal Services ensure that accessing your money is always simple and hassle-free.

Personal Banking

We understand that personal banking is about more than just transactions; it's about building a secure financial future. Our Checking & Savings Accounts offer competitive interest rates and flexible options to suit your lifestyle. If you're considering purchasing a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing services make it easy and affordable. With quick approvals and competitive rates, you can hit the road in no time. When it comes to home ownership, our Mortgage Loans & Refinancing options are designed to guide you through the process smoothly. We offer personalized assistance and tailored solutions to help you find the right fit for your budget. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services provide the support you need.

Digital & Online Banking

Effortless Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfers make it easy to send cash directly from your account to theirs quickly and securely. At Cleveland-bradley Cty Teacher, we're committed to providing accessible banking solutions that fit your lifestyle. Join us today and experience the convenience of modern banking!

Mobile Banking on Your Terms

Our mobile application makes it even simpler to bank on the go. Whether you're making payments or checking your accounts, everything is designed to be quick and straightforward. Plus, with our mobile payments feature, you can make purchases right from your phone no wallet needed!

Online Banking Made Easy

With our 24/7 online banking services, available at https://cbctfcu.com/ , you can check balances, transfer money, and pay bills without ever stepping foot in a branch. Everything you need is just a click away! Our user-friendly platform allows for real-time account management, ensuring that you're always in control of your finances.

Safe and Secure Transactions

We prioritize your security. While we currently do not offer electronic signature authorization, you can trust that all transactions through our online platforms are protected with top-notch security measures. Your peace of mind is important to us.

Stay Connected with E-Statements

Say goodbye to paper clutter! With e-statements available at Cleveland-bradley Cty Teacher, you can access your statements digitally and securely. This not only helps the environment but also lets you keep track of your finances more efficiently.

Financial Strength

Committed Team

We also take pride in having 9 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The trust placed in us by our member base is evident with 6,351 total share accounts, showcasing a strong community that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cleveland-bradley Cty Teacher is your trusted partner. Visit us at 137 Ocoee Xing Nw Cleveland Tn 37312 or call 423-479-6392 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Members' savings are secured through $10,910,954 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $5,893,316 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.

Solid Foundation

With a net worth of $8,692,330, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1337 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Needs

Our lending capacity supports members' financial needs across various sectors. We have provided $6,470 used auto loans and maintain a total of $27,013,234 in loans and leases to help you reach your dreams. Additionally, our net income of $621,458 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,178,236 in used vehicle loans and $2,873,384 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget so you can drive away with confidence.

Credit Lines

Need extra funds for unexpected expenses? Our total credit lines amounting to $2,500,000 can provide you with quick access to cash when you need it most. Whether it's for home repairs or medical bills, having a credit line gives you peace of mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,803,166, make buying or refinancing simple. We guide you through every step of the mortgage process to ensure that you find the best solution for your home financing needs.

Refinancing Options

If you're considering refinancing any existing loans or mortgages to lower your monthly payments or secure better terms, we have options available that can be tailored to fit your financial situation. Our commitment to serving our community is reflected not only in our loan offerings but also in our willingness to work with you on eligibility and refinancing options. For more information about any of these products or to discuss your unique financial situation further, don't hesitate to reach out. You can contact us at 423-479-6392. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $334,050 in loans helping members manage their finances effectively. These credit cards come with rewards and no hidden fees, making it easier for you to manage your everyday purchases.

Loan Aggregator

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CLEVELAND BRADLEY CTY TEACHER FEDERAL CREDIT UNION