Cleveland Selfreliance Credit Union Parma OH | Affordable Auto Loans & Quick Personal Loans

Introduction

At Cleveland Selfreliance, we understand that every dollar counts and that a supportive community can make all the difference in your financial journey. Located at 6108 State Rd, Parma, OH 44134, our credit union has been a trusted partner for families and businesses since 1994. With a strong commitment to our members, we proudly serve over 3,300 individuals, providing access to a variety of financial services tailored to meet their unique needs. While you can visit us at our branch for personal assistance, please note that official correspondence should be directed to our mailing address: 6108 State Rd, Parma, OH 44134-3702. Our dedicated team is here to help you navigate your financial goals with confidence. With total assets exceeding $100 million, we have built a solid foundation that allows us to offer competitive rates on loans and deposits. Currently, our total deposits stand at $23,748,224, reflecting the trust our members place in us. We are also proud to have provided 669 loans and leases, helping our community thrive through various financing options. Under the leadership of CEO Orest Liscynesky and Board President Anna Barrett, Cleveland Selfreliance is focused on enhancing the member experience while maintaining a net worth of $18,740,910. Our committed staff of 13 employees is ready to assist you with everything from checking and savings accounts to auto loans and mortgages. Join us in making a difference in your financial life! Whether you're looking for straightforward banking solutions or personalized loan options, we invite you to visit our website at Cleveland Selfreliance or give us a call at 440-884-9111. Together, let's build a brighter financial future!

Branch History & Mission

Community Engagement

Our roots run deep in the Parma area. Cleveland Selfreliance actively participates in community outreach initiatives that support local charities and educational programs. By partnering with various organizations, we work towards enhancing the quality of life for all residents in our community. While members can visit us at 6108 State Rd for all their banking needs, official correspondence should be sent to our mailing address: 6108 State Rd, Parma, OH 44134-3702. As we continue to embrace digital advancements offering online banking and person-to-person payment options we remain dedicated to maintaining accessibility for all members. We ensure that our facilities are ADA compliant so everyone can benefit from our services. With operating hours designed for your convenience Monday through Thursday from 9 AM to 5 PM; Fridays from 9 AM to 7 PM; and Saturdays from 9 AM to 1 PM we're always here when you need us. Join Cleveland Selfreliance today and experience the difference that comes from being part of a community-focused credit union! Your journey towards better financial health starts here. For any inquiries or assistance, don't hesitate to call us at 440-884-9111 or visit our website at Cleveland Selfreliance.

Our Mission

Cleveland Selfreliance operates under a mission that transcends mere banking. We believe in supporting our members not just financially but also as vital parts of the community. Our commitment is to provide excellent customer service while fostering financial literacy and inclusivity. We aim to build strong relationships with each member, ensuring they feel valued and understood. We understand that every member's journey is unique. This drives us to tailor our services to meet individual needs whether it's helping someone secure their first auto loan or providing resources for small businesses looking to grow. We take pride in being a part of your financial journey and helping you reach your goals.

Branch Location & Accessibility

Convenient Access and Parking

At our Parma branch, you'll find ample parking right outside our doors, ensuring easy access for everyone. We take pride in providing an inclusive environment with features that support all our members, including ADA-compliant entrances and ramps for those who need them.

Operating Hours That Fit Your Schedule

We understand that life can get busy, which is why we offer flexible operating hours designed to accommodate your schedule. You can visit us Monday, Tuesday, and Thursday from 9 AM to 5 PM; Friday from 9 AM to 7 PM; and Saturday from 9 AM to 1 PM. Please note that we are closed on Wednesdays. If you have questions or need assistance, feel free to give us a call at 440-884-9111 during these hours.

Services Tailored Just for You

Cleveland Selfreliance offers a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, enjoy the convenience of drive-thru banking for quick deposits and withdrawals. While we currently do not have ATM services available at this location, our friendly staff is always ready to assist you with cash withdrawal requests.

Your Local Credit Union Awaits

While members can visit us at our branch address, any official correspondence should be sent to the same address: 6108 State Rd, Parma, OH 44134-3702. We invite you to stop by and experience the personalized service that sets Cleveland Selfreliance apart from other financial institutions. We look forward to welcoming you! Whether you're a long-time member or considering joining us for the first time, our dedicated team is here to provide support every step of the way. Come see us soon!

Member Eligibility

Joining the Cleveland Selfreliance community is an exciting step towards better financial well-being! To become a member, you simply need to meet a few friendly eligibility criteria. Typically, if you live, work, worship, or attend school in the Parma area, you are welcome to apply. We value inclusivity and aim to support anyone looking for a reliable financial partner. Once you're ready to open your account, our process is straightforward and welcoming. You can find all the details on how to get started by visiting this link. If you have any questions or need assistance, don't hesitate to reach out to us at 440-884-9111. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,837,225, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Running a business involves numerous transactions, and managing those payments shouldn't be a hassle. Our merchant services streamline your payment processing, allowing you to focus on what matters most growing your business. From accepting credit cards to managing payroll, we provide tools that make everyday operations easier. Visit us at 6108 State Rd Parma Oh 44134 in Parma, OH, or call us at (440) 884-9111 to learn more about how our business banking and commercial services can elevate your success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't have ATMs on-site, our members can utilize cash withdrawal services through our drive-thru banking. It's designed for quick deposits and withdrawals so you can get in and out efficiently.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options provide competitive rates to help you get behind the wheel without breaking the bank. Imagine cruising in your dream car while knowing you've made a smart financial choice!

Business Banking

For entrepreneurs and business owners, our Business Banking services include merchant services and business loans. We know how vital it is to have reliable support when running a business, and we're here to help it thrive.

Credit Cards with Rewards

Why not earn rewards while spending? Our Credit Cards with Rewards let you enjoy benefits for purchases you already make. Imagine receiving cash back or points towards travel just for using your card!

Drive-Thru Banking

Our basic Drive-Thru Banking offers simplicity for deposits, withdrawals, and other straightforward transactions. It's perfect for those who appreciate efficiency without compromising service quality. At Cleveland Selfreliance, we believe in making banking more personal and accessible. If you're ready to explore any of these services further or if you have questions about how we can assist you financially, don't hesitate to visit us at our Parma branch or call us today at 440-884-9111!

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, we offer tailored Mortgage Loans & Refinancing solutions. Picture moving into your new home, knowing that you secured favorable terms that suit your budget.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. Whether you're paying bills or transferring funds on the go, we ensure banking is always within reach.

Personal Banking

We understand that managing your personal finances can be challenging. That's why we offer robust Personal Banking options, including checking and savings accounts designed to fit your lifestyle. Whether you're saving for a rainy day or planning for a big purchase, our accounts come with features that make banking simple and accessible.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation services, you can manage those costs effectively. Whether it's consolidating debt or funding a personal project, we're here to support you every step of the way.

Digital & Online Banking

Accessibility and Real-Time Management

With Cleveland Selfreliance's online banking services, you don't have to wait until business hours to take care of your financial needs. Our platform allows for real-time account management so you can stay on top of your finances whenever it suits you best. Join us in embracing the future of banking with Cleveland Selfreliance's digital services, where ease-of-use meets reliable security!

Security and User-Friendly Features

Your security is important to us. Our online banking features are built with robust security measures to protect your personal information while providing an easy-to-use interface. Although we do not currently support electronic signature authorization or mobile payments, rest assured that managing your accounts remains safe and straightforward.

Financial Strength

Commitment to Operational Efficiency

Our net income of $755,029 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Member Base

Total Share Accounts stand at 6,862, showing a strong and growing member base that trusts us with their finances. Our commitment to you remains unwavering; we strive to provide an environment where your financial goals can be achieved comfortably. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cleveland Selfreliance is your trusted partner. Visit us at 6108 State Rd Parma OH 44134 or call 440-884-9111 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $32,478,406 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $12,683,490 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $21,476,205 in total loans and leases.

Solid Financial Foundation

With a net worth of $18,740,910, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1862 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,373 in used vehicle loans and $463,709 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,837,225 provide the capital needed to grow and expand. We work closely with local businesses to tailor financing solutions that meet their specific needs. If you're interested in any of these loan products or want to explore refinancing options, feel free to reach out. You can contact us at 440-884-9111 or visit us at our branch located at 6108 State Rd Parma OH 44134. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Cleveland Selfreliance, we're committed to helping you succeed financially with personalized service and competitive rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,754, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team will guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $228,769 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that cater to your spending habits.

Loan Aggregator

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CLEVELAND SELFRELIANCE FEDERAL CREDIT UNION - Parma, OH