CLEARWATER FEDERAL CREDIT UNION

Welcome to Clearwater, your trusted credit union located at 2610 N Reserve St, Missoula, MT 59808. Since our establishment in 1956, we've been dedicated to serving our community with reliable financial solutions tailored to your needs. With a strong membership base of 62,859 and total assets exceeding $1,093,213,713, we pride ourselves on being a pillar of support for both individuals and businesses alike. At Clearwater, we believe that financial health is the cornerstone of a thriving community. That's why we offer a wide range of services from personal banking options like checking and savings accounts to vehicle loans and mortgage refinancing. In addition, our commitment to business banking includes merchant services and business loans, ensuring that local entrepreneurs have the support they need to succeed. While members can visit us at our branch address, official correspondence should be sent to 3600 Brooks St, Missoula, MT 59801. Our experienced team, led by CEO Jack Lawson and Board President Anthony Boote, is here to guide you through your financial journey with personalized service and expertise. With total loans amounting to 32,455 and deposits over $45,786,495, Clearwater stands as a reliable partner in your financial endeavors. We also maintain a net worth of $131,566,756, showcasing our stability and commitment to responsible growth. Ready to take the next step towards achieving your financial goals? Visit us today or give us a call at 406-523-3300. Let Clearwater be your trusted ally in navigating the path to financial success!

Joining the Clearwater community means stepping into a world of support and shared values. At Clearwater, we warmly welcome individuals who live, work, worship, or attend school in our vibrant community. If you're a member of our local associations or have family members who are already part of our credit union, you're also eligible to join us. Becoming a member opens up a range of benefits tailored just for you, from competitive loan rates to personalized financial services designed to help you thrive. Ready to get started? Opening an account with us is easy and straightforward. You can find all the details you need about eligibility and how to become a member at . If you have any questions or need assistance along the way, don't hesitate to reach out at (406) 523-3300. We're here for you!

At Clearwater, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to offer the best services possible while ensuring your savings are safe. With a net worth of $131,566,756, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1203 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $149,937,465 in share certificates and $104,046,370 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,266,836, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $113,766,756 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,216 in used auto loans and $783,741,231 in total loans and leases. Our operations reflect our commitment to excellence with $0 net income, showcasing our focus on sustainable practices rather than short-term profits. We also take pride in having 187 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) amount to $2,575,473, while the total number of share accounts stands at 136,218, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Clearwater is your trusted partner. Visit us at 2610 N Reserve St Missoula MT 59808 or call 406-523-3300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.