CLEARWATER FEDERAL CREDIT UNION

Welcome to Clearwater, your trusted financial partner in the heart of Missoula, Montana. Established in 1956, our commitment to serving our members has made us a cornerstone of this community. With 62,859 members and total assets exceeding $1,093,213,713, we pride ourselves on delivering personalized banking solutions that truly meet your needs. Our branch is conveniently located at 2237 34th St, Missoula, MT 59801, where we offer a range of services designed to help you achieve your financial goals. From checking and savings accounts to auto loans and mortgages, we are dedicated to providing you with exceptional service every step of the way. We also understand that effective communication is essential; that's why you can reach us at (406) 523-3300 for any inquiries or assistance. Under the leadership of CEO Jack Lawson and Board President Anthony Boote, our team works tirelessly to create a welcoming environment for all members. We believe in building strong relationships within the community, fostering trust and support that go beyond traditional banking. While members can visit us at our branch location, all official correspondence should be sent to our mailing address if it's different from the branch address. Our team is available during lobby hours from Monday to Friday, making it easy for you to get the help you need when you need it. Join us today and discover how Clearwater can help you navigate your financial journey with confidence. Visit our website at clearwatercreditunion.org for more information or simply drop by our branch we're here to serve you!

Welcome to Clearwater, your friendly neighborhood credit union located at 2237 34th St in Missoula, MT! Our branch is not just a spot on the map; it's a hub of convenience for all your banking needs. Nestled close to local favorites and easily accessible from major roads, we are here to serve you with a smile. While members can visit us at our physical location, we want you to know that we also provide a reliable mailing address for official correspondence. Our operating hours are designed with your busy life in mind: our lobby is open Monday through Friday from 9:00 AM to 4:30 PM, and our drive-thru service is available from 7:30 AM to 6:00 PM on weekdays. Finding us is easy! Whether you're coming from downtown or nearby neighborhoods, our branch is situated conveniently for quick access. Parking is plentiful and designed for easy entry and exit, ensuring that your visit is as smooth as possible. We also take accessibility seriously our branch features ADA-compliant entrances and ramps so everyone can enjoy our services. At Clearwater, we believe in offering more than just traditional banking. You can take advantage of our ATM availability right on-site and enjoy the ease of drive-thru banking for simple transactions like deposits and withdrawals. Plus, if you're part of a partner credit union, feel free to use our shared service center for basic transactions as well! If you have any questions or need assistance, don't hesitate to call us at 406-523-3300. We can't wait to welcome you into our Clearwater family!

Becoming a member of Clearwater is like joining a close-knit family that truly cares about your financial well-being. At our branch located at 2237 34Th St Missoula Mt 59801, we welcome anyone who lives, works, worships, or attends school in the Missoula area. Whether you're just starting out on your financial journey or looking for a supportive partner to help you reach your goals, we believe everyone deserves access to the services and benefits we offer. Membership provides you with personalized banking options, competitive rates, and a community-focused approach that sets us apart. To learn more about our eligibility requirements, visit for detailed information. Ready to join? Opening an account is simple! Just check out the easy steps outlined at http://clearwatercreditunion.org/home-loans/home-buying-center/get-started/ , or give us a call at (406) 523-3300 if you have any questions. We can't wait to welcome you into the Clearwater family!

At Clearwater, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to providing reliable services and support to our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $131,566,756, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1203 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $149,937,465 in share certificates and $104,046,370 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,266,836, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $113,766,756 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $8,216 in used auto loans and a total of $783,741,231 in loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our performance currently showing $0 in net income which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 187 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts stands at 136,218, showcasing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $2,575,473, indicating our ability to provide support when you need it most. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Clearwater is your trusted partner. Visit us at 2237 34Th St Missoula Mt 59801 or call 406-523-3300 to learn more about how we can help you achieve your financial goals.