Clearwater Credit Union Great Falls MT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Clearwater, your trusted partner in financial wellness, located at 111 5Th St N, Great Falls, MT 59401. Established in 1956, we have proudly served our community for over six decades. With a total membership of 62,859 and assets exceeding $1,093,213,713, we are dedicated to providing personalized banking solutions tailored to meet the needs of our members. At Clearwater, we understand that financial decisions can be overwhelming. That's why our team of 192 dedicated employees is here to guide you every step of the way. Led by our CEO Jack Lawson and Board President Anthony Boote, we strive to create a welcoming environment where your financial goals are within reach. Whether you're looking for checking accounts, auto loans, or mortgage refinancing, we offer a variety of services designed with you in mind. While members can visit us at our Great Falls branch, official correspondence should be sent to 3600 Brooks St, Missoula, MT 59801. We invite you to explore our offerings further through our website at http://clearwatercreditunion.org . With total deposits of $45,786,495 and a net worth of $131,566,756, Clearwater stands strong as a pillar of support in the community. Our commitment to helping individuals and businesses alike is reflected in the 32,455 loans and leases we've provided to date. We encourage you to reach out! Call us at 406-523-3300 during our lobby hours from Monday to Friday between 9 AM - 12 PM & 1 PM - 5 PM. Discover how Clearwater can help you achieve your financial dreams today!

Branch History & Mission

Commitment to Innovation

As we move forward into the future, Clearwater remains committed to innovation and excellence in customer service. Our digital advancements allow for online banking options such as mobile payments and e-statements, making managing your finances easier than ever before. We are also proud to be ADA compliant so that all members can access our services comfortably.

Join Us Today!

We invite you to experience the benefits of being part of the Clearwater family. Whether you're looking for personal banking options or business solutions, we're here for you every step of the way. Join us today and become part of a community-focused credit union that puts people first! For more information or assistance, feel free to call us at (406) 523-3300 or visit us online at Clearwater Credit Union.

Our Journey

Since opening our doors, Clearwater has focused on building lasting relationships with our members. We started as a small credit union dedicated to providing personalized banking services. Through dedication and hard work, we've expanded our offerings and enhanced our technology to meet the needs of our diverse membership. Today, we provide a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Our location in Great Falls is not just about banking; it's about being part of the community. We believe in supporting local initiatives and contributing to the well-being of our neighbors. From sponsoring community events to partnering with local organizations, Clearwater is committed to making a positive impact where it matters most.

Our Mission

Our mission is simple yet powerful: to empower individuals and families by providing accessible financial services while fostering a sense of community. We strive to create an inclusive environment where everyone feels valued and supported. We understand that financial health is vital for personal growth and stability, which is why we focus on delivering products tailored to meet your unique needs. While members can visit us at 111 5Th St N Great Falls Mt 59401, official correspondence should be sent to 3600 Brooks St, Missoula, MT 59801. Our branch operates Monday through Friday from 9 AM to 12 PM and 1 PM to 5 PM, ensuring that you can access our services when you need them most. For added convenience, we offer ATM availability right here at our branch.

Branch Location & Accessibility

Welcome to Clearwater's Great Falls branch, conveniently located at 111 5Th St N, Great Falls, MT 59401. We pride ourselves on being easily accessible to our members, making your banking experience as smooth as possible. Nestled in the heart of Cascade County, our branch is just a stone's throw away from popular landmarks like the Great Falls Civic Center and the scenic Missouri River. For your convenience, we offer ample parking and ensure that our facilities are ADA compliant, featuring ramps and accessible entrances for all our members. Whether you're visiting us for personal banking needs or exploring options for auto loans and credit cards with rewards, we are here to serve you. Our friendly staff is ready to assist you during our operating hours, Monday through Friday from 9 AM to 12 PM and 1 PM to 5 PM. If you have any questions or need assistance outside these hours, feel free to give us a call at 406-523-3300. While members can visit us at the branch for all their financial needs, official correspondence should be sent to our mailing address: 3600 Brooks St, Missoula, MT 59801. Additionally, we are proud to provide ATM services for quick cash withdrawals and balance checks right at your convenience. Although we currently do not offer drive-thru banking or shared service centers, we strive to deliver personalized service that meets your needs directly inside the branch. We invite you to stop by and discover how Clearwater can help you achieve your financial goals!

Member Eligibility

Becoming a member of Clearwater is like joining a warm, welcoming family that supports you in achieving your financial dreams. At our branch located at 111 5Th St N Great Falls Mt 59401, we believe that everyone deserves access to the benefits of credit union membership. To join us, you simply need to meet a few eligibility requirements that are designed to ensure our community thrives together. If you live, work, worship, or attend school in the area or have a family member who is already a member, you're likely eligible! For more specific details on the criteria and to see if you qualify, feel free to visit this resource: . Opening an account with us is straightforward and can open up a world of financial services tailored just for you. With offerings like personal loans, auto financing, and even business banking options, you'll find what you need right here. Plus, as a member of Clearwater, you'll enjoy lower fees and better rates than traditional banks. Ready to get started? Check out the details on how to open your account here: http://clearwatercreditunion.org/home-loans/home-buying-center/get-started/ . If you have any questions or want to learn more about membership, don't hesitate to reach out at (406) 523-3300 we're here to help!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $304 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $134,634,645, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine having a reliable partner that simplifies your transactions. Our merchant services allow businesses to accept payments seamlessly, whether through credit cards or mobile payments. This not only enhances customer satisfaction but also streamlines your cash flow essential for any thriving business. Located at 111 5Th St N, Great Falls, MT 59401, we invite you to visit us or call 406-523-3300 to learn more about how Clearwater can help your business flourish!

Comprehensive List Of Services

Accessing Your Funds

Our branch is equipped with an ATM for cash withdrawals and balance checks, giving you easy access when you need it most. We understand that sometimes banking needs arise outside regular hours; that's why our ATM service is available 24/7. At Clearwater, we're not just about transactions; we're about building relationships with our members in Great Falls. We encourage you to visit us or give us a call at (406) 523-3300 if you'd like more information about any of our services or how we can assist you further. Explore all the ways Clearwater can support your financial journey today!

Auto Loans and Vehicle Financing

Thinking about upgrading your vehicle? We know how important reliable transportation is for many of our members. That's why we offer competitive rates on auto loans and vehicle financing options. Whether you're buying a new car or refinancing an existing loan, our friendly staff will guide you through the process, making it simple and straightforward.

Business Banking Support

We also recognize the importance of supporting local businesses. Our business banking services include merchant services and business loans tailored to help your company thrive. Whether you're just starting out or looking to expand, our team is here to provide guidance every step of the way.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With options like mobile payments and person-to-person transfers, accessing your funds has never been easier.

Home Financing Solutions

Buying a home is a significant milestone, and at Clearwater, we're committed to making it easier for you. Our mortgage loans are designed to fit various budgets and circumstances. If you're already a homeowner and considering refinancing, we can help you navigate that process too.

Personal Banking Made Easy

Whether you're looking to open a new checking or savings account, or you need assistance with personal loans, our team is here to help. At Clearwater, we offer personal banking solutions designed with your lifestyle in mind. For instance, if you're planning a big purchase or consolidating debt, our personal loans can give you the flexibility you need. Our credit cards come with rewards that can benefit you every time you spend.

Digital & Online Banking

Convenience and Security

We prioritize your security with electronic signature authorization for hassle-free transactions. This means you can approve important documents without needing to be physically present saving you time while keeping your information safe. Additionally, e-statements are available for those who prefer a paperless approach, letting you manage your finances more sustainably. To enhance your experience further, our mobile application provides a user-friendly interface that makes banking on the go effortless. From checking your balance to transferring funds between accounts, it's all right in the palm of your hand. At Clearwater, we are committed to making banking accessible and straightforward. Whether you're at home or out and about in Great Falls, our digital banking services ensure that managing your finances is quick and convenient. Join us today and discover how easy banking can be!

Key Services

Our online banking services, available at Clearwater's website, offer everything you need for real-time account management. You can easily check balances, pay bills, and transfer funds all from the comfort of your home or on the go. Need to send money quickly? Our person-to-person transfer feature makes it simple to send money to friends or family with just a few clicks. Plus, if you're out shopping or dining, our mobile payments option allows you to make secure transactions directly from your smartphone.

Financial Strength

Commitment to Excellence

Our $0 net income reflects our operational efficiency during challenging times but reinforces our dedication to providing quality service without compromising your needs. We also take pride in having 187 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, the funds available for lending and investments amount to $2,575,473, showing that we're equipped to support your ambitions whether it's buying a home or financing a new vehicle. The strength of our organization is further highlighted by the fact that we manage a total of 136,218 share accounts, demonstrating the trust placed in us by our growing member base. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Clearwater is your trusted partner. Visit us at 111 5Th St N Great Falls Mt 59401 or call 406-523-3300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investments in Your Future

Our commitment to your financial well-being is evident in our $113,766,756 in undivided earnings. This allows us to reinvest in innovative banking tools and stronger lending options while enhancing security measures to serve you better. With $82,216 in used auto loans and over $783 million in total loans and leases supporting our members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $149,937,465 in share certificates and $104,046,370 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,266,836, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $131,566,756, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1203 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

We also provide various credit lines for those looking for extra flexibility in their finances. With a total of $370,691,608 in credit lines available, you can access funds when you need them without hassle. If you're interested in refinancing options or eligibility criteria for any of our loan products, feel free to reach out. You can call us at 406-523-3300 or visit us at 111 5Th St N Great Falls MT 59401 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you take control of your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $107,020,130 in used vehicle loans and $39,112,611 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have flexible terms to fit your budget.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $134,634,645 provide the capital needed to expand operations or invest in new ventures. We are committed to supporting local businesses and fostering economic development in our community.

Credit Card Loans

Managing finances can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $23,801,187 in loans helping members navigate their spending effectively. With our credit cards, you get rewards and benefits that can enhance your financial experience.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,738,147, make buying or refinancing simple. We are here to guide you through every step of the process.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. By relying on verified data from legitimate financial institutions, LendMesh prioritizes transparency in every comparison.

CLEARWATER FEDERAL CREDIT UNION