Class Act Credit Union Louisville KY | Low Mortgage Rates & Business Banking

Introduction

Welcome to Class Act, where your financial well-being is our top priority! Located at 9600 Old Six Mile Ln, Louisville, KY 40299, we have been serving our community since 1954. With a strong commitment to our members, we proudly support over 21,926 members and manage total assets of $313,845,762. At Class Act, we understand the importance of building lasting relationships with our members. Our dedicated team of 84 employees, led by CEO Lynn Huether and Board President Ruth Ann Reteneller, is here to provide personalized service and expert guidance. We offer a variety of financial products including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking services. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 3620 Fern Valley Rd, Louisville, KY 40219-1917. We are proud to maintain a solid financial foundation with net worth standing at $33,361,880 and total deposits reaching $22,943,354. We invite you to discover how Class Act can help you achieve your financial goals. Whether you're looking for a new vehicle loan or need assistance with personal finance management, we are here for you every step of the way. Feel free to call us at 502-964-7575 or visit our website at classact.org for more information. Join us today and experience the Class Act difference!

Branch History & Mission

Welcome to Class Act, where we proudly serve the Louisville community with a rich history that dates back to 1954. Since our founding, we have dedicated ourselves to providing exceptional financial services while fostering strong relationships within our community. Our branch is located at 9600 Old Six Mile Ln, Louisville, KY 40299, a convenient spot for our members. For any official correspondence, please send mail to our mailing address at 3620 Fern Valley Rd, Louisville, KY 40219-1917. Over the years, Class Act has grown significantly and currently serves over 21,926 members. With total assets of $313,845,762, we are committed to offering reliable financial products designed to meet the diverse needs of our community. Our mission is simple: to empower individuals and families by providing them with the tools they need for financial success while supporting local initiatives that strengthen our neighborhood. We believe in a customer-first approach, which is evident in every service we offer from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Our commitment extends beyond just banking; we actively engage in community outreach programs that enrich lives and support those in need. At Class Act, we embrace modern technology to ensure accessibility for all members. We offer online and mobile banking services so you can manage your finances conveniently from anywhere. Additionally, our branch is fully compliant with ADA standards, ensuring everyone can access our facilities without barriers. While we do not have ATM or drive-thru services currently available at this location, our friendly team is always ready to assist you during our operating hours: Monday through Friday from 9 AM to 5 PM. As part of our mission to enhance community well-being, we continuously seek partnerships that align with our values. Whether it's organizing local events or sponsoring educational programs, Class Act aims to be a pillar of support in Louisville. If you're looking for a credit union that values its members and prioritizes community growth, look no further than Class Act. Join us today and discover how we can help you achieve your financial goals while making a positive impact in your neighborhood! For more information or to open an account, visit us at classact.org or call us at 502-964-7575.

Branch Location & Accessibility

Welcome to Class Act, your friendly neighborhood credit union located at 9600 Old Six Mile Ln in beautiful Louisville, Kentucky. We're proud to serve our members in Jefferson County and beyond with a convenient spot that's easy to reach. Just a stone's throw away from local landmarks, such as the Jeffersontown High School, our branch is perfectly situated for both students and families alike. At Class Act, we understand that accessibility matters. Our branch features ramps and ADA-compliant facilities to ensure everyone can visit us comfortably. Plus, we offer ample parking, making it simple for you to stop by whether you're on your way to work or running errands. Our doors are open Monday through Friday from 9 AM to 5 PM, so you can choose a time that fits your busy schedule. If you need assistance outside of these hours or have questions about our services, feel free to give us a call at 502-964-7575. Our team is here to help! While members can visit us at 9600 Old Six Mile Ln for all their banking needs, official correspondence should be sent to our mailing address at 3620 Fern Valley Rd, Louisville, KY 40219-1917. At Class Act, we offer a range of personal and business banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Plus, our online and mobile banking options make managing your finances easier than ever. We look forward to welcoming you into our branch! Stop by soon or give us a call if you have any questions we're excited to assist you!

Member Eligibility

At Class Act, we believe that everyone deserves to be part of a welcoming community where financial growth and support come together. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in Jefferson County, Kentucky. If you share these connections, you're already on your way to joining us! The benefits of membership include access to great financial products, personalized service, and a commitment to help you achieve your financial goals. To learn more about the specific eligibility criteria or if you have any questions, feel free to visit our website or give us a call at (502) 964-7575. When you're ready to take the next step, opening an account is just as straightforward. Simply head over to our account opening page at https://classact.symapp.jhahosted.com/ and follow the easy instructions. You'll soon discover how being part of Class Act can make a difference in your financial journey. We're excited to welcome you into our family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer robust merchant services that simplify your payment processes. Picture this: your customers easily make purchases using their preferred methods while you enjoy seamless transactions and quick deposits into your account. These services not only enhance customer satisfaction but also streamline your operations, allowing you to focus on what matters most growing your business. Located at 9600 Old Six Mile Ln Louisville Ky 40299 in Louisville, KY, we're ready to partner with you on your journey toward success. If you're interested in learning more about how we can support your business needs, give us a call at (502) 964-7575 or visit our website at https://www.classact.org/. Let's build a prosperous future together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member commercial loans or non-member commercial loans available, we are dedicated to exploring future opportunities to provide flexible financing solutions for all types of businesses in our community.

Comprehensive List Of Services

Business Banking

For our members who are entrepreneurs or small business owners, we provide robust Business Banking services including essential Merchant Services & Business Loans. Our goal is to support your business journey with financial solutions tailored specifically for you.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking features that allow you to manage your accounts anytime and anywhere. From checking balances to transferring money through Person-to-Person payments, accessing your finances has never been simpler. At Class Act, we understand that banking should fit seamlessly into your lifestyle. Our services include easy access to cash through ATM & Cash Withdrawal Services, ensuring that you can always get what you need when you need it. If you have questions about any of these services or want to explore how we can help you today, don't hesitate to reach out! Call us at (502) 964-7575 during our operating hours from Monday to Friday, 9 AM to 5 PM. We're here to assist you every step of the way and look forward to welcoming you as a member of the Jeffersontown High School family! Explore more about what we offer by visiting us online at https://www.classact.org/. Your financial journey starts here!

Flexible Loan Options

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. Whether it's funding a special project or consolidating debt for easier management, we've got your back. Additionally, if you're looking for flexibility in spending, check out our Credit Cards with Rewards, which offer great benefits on everyday purchases.

Personal Banking

Our personal banking services are designed with you in mind. We offer Checking & Savings Accounts that cater to all lifestyles and savings goals. For those who are ready to take the leap into car ownership, our Auto Loans & Vehicle Financing options make it easy to find the right vehicle without breaking the bank. If you're dreaming of owning a home or refinancing your current mortgage, our Mortgage Loans & Refinancing solutions can help you navigate this important step.

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services available at https://www.classact.org/, you can check your balances, transfer funds, and view transaction history whenever it suits you. No more rushing to the bank before closing time; everything you need is just a click away.

Mobile Banking at Your Fingertips

Take banking with you wherever life leads. With our mobile application, available for download now, you can make deposits, pay bills, and even send money to friends through person-to-person transfers. Our mobile payments feature allows you to shop securely without needing cash or cards just your smartphone!

Secure Transactions Made Simple

Security is our top priority. Our electronic signature authorization feature ensures that your transactions are safe and legitimate, giving you peace of mind as you manage your money online. Plus, if you prefer going paperless, e-statements are readily available for all members helping you keep track of your finances in a modern way.

User-Friendly Experience

Every service we offer is designed with you in mind. Whether you're tech-savvy or new to digital banking, navigating our online platform is straightforward and intuitive. You'll appreciate how easy it is to handle day-to-day banking tasks from the comfort of your home or while on the move. In short, at Class Act, our digital and online banking services put control back into your hands making it simple to stay on top of your financial life whenever and wherever you choose!

Financial Strength

At Class Act, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you and meeting your needs. With a net worth of $33,361,880, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $61,812,891 in share certificates and $57,669,686 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $33,113,980 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive with $3,683 in used auto loans and $219,709,030 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $1,157,248, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 72 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $5,979,055. Total Share and Deposit Accounts: 48,114, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Class Act is your trusted partner. Visit us at 9600 Old Six Mile Ln Louisville Ky 40299 or call (502) 964-7575 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $58,514,677 in used vehicle loans and $27,436,188 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is ready to assist you through the process.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing expenses, we also provide total credit lines amounting to $45,341,954. This option allows you to access funds as needed without the hassle of reapplying each time. Additionally, our unsecured credit card loans total $5,114,684, offering you an easy way to manage everyday purchases while building your credit history.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,611,693, make buying or refinancing simple. We're committed to helping you navigate the complexities of mortgages so that you can focus on what truly matters making your house a home.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for new ones, our knowledgeable staff can guide you through various choices available at Class Act. We aim to provide solutions that fit your financial situation and help lower your monthly payments when possible. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage financing, or personal credit lines, Class Act is dedicated to providing you with tailored solutions that meet your needs. Visit us today or call us at 502-964-7575 to learn more about how we can assist you on your financial journey!

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers when comparing loans.

CLASS ACT FEDERAL CREDIT UNION - Louisville, KY

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