Class Act Credit Union Louisville KY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Class Act, your trusted financial partner located at 3711 Diann Marie Rd, Louisville, KY 40241. Established in 1954, we have proudly served our community for decades, building a strong foundation of trust and reliability. With over 21,926 members and total assets amounting to $313,845,762, we are dedicated to helping you achieve your financial goals. At Class Act, we understand that each member's journey is unique. That's why we offer a wide range of services tailored to fit your needs from personal banking options like checking and savings accounts to auto loans and mortgage financing. Our commitment extends beyond just transactions; it's about fostering relationships that empower you financially. Led by our CEO, Lynn Huether, and Board President, Ruth Ann Reteneller, our team of 84 employees is here to provide exceptional service every step of the way. We take pride in maintaining a strong net worth of $33,361,880 and ensuring the security of your deposits with total deposits reaching $22,943,354. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address. We invite you to explore our website at www.classact.org for more information or call us at 502-415-7777 during our operating hours: Monday through Friday from 9 AM to 5 PM. Join us at Class Act and experience the difference that personalized service can make in your financial journey!

Branch History & Mission

At Class Act, we take pride in our rich history and unwavering commitment to serving the Louisville community. Established in 1954, our branch has grown from humble beginnings to a vital financial institution with a total membership of over 21,000. Located at 3711 Diann Marie Rd, Louisville, KY 40241, we are easily accessible for all your banking needs. Our journey began with a simple mission: to empower our members by providing affordable financial services that foster personal and community growth. Over the years, we've seen significant milestones, including reaching total assets of over $313 million. This growth reflects not only our dedication to sound financial practices but also the trust placed in us by our members. Class Act is more than just a credit union; we are a part of the fabric of Louisville. Our mission emphasizes not only financial success but also community support. We believe in giving back and actively engage in local outreach efforts that uplift those around us. Whether through educational programs or partnerships with local organizations, we strive to make a positive impact in our community. As we embrace modern advancements, our commitment to member convenience is evident. We offer digital banking services that include online banking, mobile payments, and e-statements all designed to make managing your finances easier than ever. Additionally, our branch features an ATM and drive-thru service for quick transactions. While members can visit us at 3711 Diann Marie Rd, official correspondence should be sent to the same address. We welcome you to reach out via phone at 502-415-7777 during our operating hours of Monday through Friday from 9 AM to 5 PM. Join us at Class Act and experience firsthand how we can help you achieve your financial goals while being a part of something bigger a community-focused credit union dedicated to serving its members with heart and integrity. Let's grow together!

Branch Location & Accessibility

Easy Access and Parking

At Class Act's East Branch, we prioritize accessibility for everyone. Our facility is ADA compliant, featuring ramps and ample parking spaces so that all members can navigate our branch with ease. You'll find our parking lot spacious and convenient, allowing you to park right outside the entrance without hassle.

Operating Hours Tailored for You

We know your time is valuable! That's why our lobby hours are set from Monday to Friday, 9 AM to 5 PM. These hours allow you to stop by before or after work or during lunch breaks. If you're unable to visit us inside the branch, take advantage of our drive-thru banking services for quick transactions like deposits and withdrawals.

Services Designed for Members

Class Act offers a range of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with ATM access available on-site and online banking options at your fingertips, managing your finances has never been easier. While members can visit us at 3711 Diann Marie Rd, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, don't hesitate to give us a call at 502-415-7777. Come experience the warm welcome and dedicated service at Class Act's East Branch today! We look forward to assisting you with all your banking needs!

Member Eligibility

At Class Act, we believe that everyone deserves access to financial services that are tailored to their needs. Becoming a member is simple and welcoming; if you live, work, or worship in the Louisville area, you're likely eligible! We invite individuals and families from various backgrounds to join our community. Membership opens the door to a range of benefits, including personalized banking solutions, competitive loan rates, and a supportive network dedicated to your financial success. To explore the specific eligibility criteria and see if you qualify, please visit this page. Once you're ready to take the next step, opening an account is a breeze just follow the instructions provided here. If you have any questions or need assistance, don't hesitate to call us at (502) 415-7777. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed to simplify transactions for you and your customers. Imagine being able to accept payments seamlessly, whether online or in-store, allowing you to focus on what matters most growing your business. With tools tailored for efficiency and ease, you can manage sales, track inventory, and provide excellent customer service all in one place. Explore how Class Act can empower your business today! For more information, call us at (502) 415-7777 or visit our website at https://www.classact.org/.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash? Our ATM services allow for easy withdrawals and balance checks without stepping inside the branch. For those quick transactions like deposits or withdrawals, our drive-thru service offers a simple solution without leaving your vehicle. At Class Act, we strive to provide not just services but genuine support for all your financial needs. Our dedicated team is always ready to assist you with questions or guidance feel free to reach out at (502) 415-7777 during our operating hours of Monday through Friday from 9 AM to 5 PM. Ready to experience personalized banking? Visit us at 3711 Diann Marie Rd Louisville Ky 40241 or explore more about what we have to offer by checking out our website at East Branch. Join us today and let us help you achieve your financial goals!

Business Banking

For those who are business-minded, our business banking services include merchant services and business loans designed to support your entrepreneurial journey. We know how important it is for local businesses to thrive, so we aim to provide solutions that cater specifically to your needs.

Credit Cards and Rewards

To make spending more rewarding, we also offer credit cards with rewards that allow you to earn points on purchases. Whether it's for everyday shopping or special occasions, using our credit card can help you save while enjoying the benefits.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With just a few clicks or taps on your phone, you can manage your accounts from anywhere at any time. Our platform supports everything from bill payments to person-to-person transfers, making it easier than ever to handle your finances on the go.

Personal Banking

We understand that managing your finances can be challenging, which is why our personal banking services are designed with you in mind. From checking and savings accounts that help you manage your day-to-day expenses to auto loans and vehicle financing options that make purchasing a car easier, we've got you covered. If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans provide competitive rates and flexible terms. Plus, if you're facing unexpected expenses or want to consolidate your debt, our personal loans offer quick access to cash without the stress.

Digital & Online Banking

Key Features for Your Convenience

With our mobile application, managing your accounts has never been simpler. You can view your balances, make deposits, and even set up e-statements to receive your account statements electronically. This not only saves paper but also helps keep your information secure and organized. Need to send money quickly? Our person-to-person transfers feature makes it easy to send funds to friends or family with just their email or phone number no hassle involved! Plus, if you're someone who loves the convenience of mobile payments, you'll be happy to know that we support this feature too. Security is a top priority at Class Act. Our platform includes electronic signature authorization, ensuring that all your transactions are safe and verified. You can rest assured that your sensitive information is protected while you enjoy the benefits of modern banking. In short, our digital and online banking services at Class Act are designed for accessibility and ease-of-use. You can manage your finances in real-time from the comfort of your home or while out and about. Embrace the future of banking with us today!

Financial Strength

A Solid Foundation

With a net worth of $33,361,880, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Efficient Operations

Our operational efficiency shines through with a net income of $1,157,248, which enables us to continue offering competitive loan rates and solid financial products for our members. We also employ a dedicated team of 72 full-time employees and 12 part-time employees who are ready to assist you with their expertise.

Growing Together

With a total of 48,114 accounts held by our members, it's clear that many have placed their trust in us. Our net shares of $5,979,055 represent funds available for lending and investments, further underscoring our commitment to fostering a thriving community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Class Act is your trusted partner. Visit us at 3711 Diann Marie Rd Louisville Ky 40241 or call (502) 415-7777 to learn more about how we can help you achieve your financial goals.

Investing Back into You

We take pride in our $33,113,980 in undivided earnings as these resources help us reinvest in innovative banking tools, stronger lending options, and enhanced security measures designed to serve you better. Our lending capacity is substantial; with $3,683 in used auto loans and $219,709,030 in total loans and leases, we support our members' financial goals across various sectors.

Member-Centric Savings

Your savings are secure with us. Members' funds are backed by $61,812,891 in share certificates and $57,669,686 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members over profits. With non-member deposits at $0, our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Additional Options

For those considering refinancing their current loans or exploring eligibility options, we have various programs to assist you in finding better rates or adjusting your payment plans to fit your budget. At Class Act, we're committed to providing personalized service and support throughout your borrowing journey. For more information about our loan products or to speak with a representative, please call us at (502) 415-7777. We're here to help you take the next step towards achieving your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $58,514,677 in used vehicle loans and $27,436,188 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your next vehicle straightforward and affordable.

Credit Lines

If you need extra cash flow for unexpected expenses or projects, our credit lines are designed for flexibility and convenience, with a total amount of $45,341,954 available for our members. You can access funds as needed without the hassle of reapplying each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,611,693, make buying or refinancing simple. We are here to guide you through the process and help you secure the best possible terms for your new home.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $5,114,684 in loans helping members manage their finances effectively. Our credit card options come with rewards and benefits that fit your lifestyle.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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CLASS ACT FEDERAL CREDIT UNION - Louisville, KY

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