Class Act Credit Union Louisville KY | Top Checking & Auto Loans

Introduction

Welcome to Class Act, your trusted financial partner located at 8620 Preston Hwy, Louisville, KY 40219. Established in 1954, we have proudly served our community for decades, fostering a welcoming environment for all our 21,926 members. Our dedication to providing exceptional service and robust financial solutions sets us apart in the industry. At Class Act, we understand that every member has unique needs. With total assets of $313,845,762 and total deposits reaching $22,943,354, we ensure that your money is safe and well-managed. Our range of services includes personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. We are committed to empowering our members through financial education and personalized guidance. Led by our CEO, Lynn Huether, and Board President, Ruth Ann Reteneller, our team of 84 dedicated employees is here to support you. Whether you're looking for a new vehicle loan or need advice on saving for the future, we're ready to help you achieve your goals. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: Class Act Federal Credit Union, 3620 Fern Valley Rd, Louisville, KY 40219-1917. We invite you to explore how Class Act can make a positive impact on your financial journey. Feel free to reach out at 502-964-7575 or visit our website at classact.org for more information. Join us today and experience the Class Act difference!

Branch History & Mission

At Class Act, our journey began in 1954 with a vision to empower our community in Louisville, KY. Located at 8620 Preston Hwy, we have established ourselves as a cornerstone of support and service for our members over the decades. With a proud history that spans nearly seven decades, we have grown from a small credit union to a thriving financial institution with over 21,900 members and total assets reaching an impressive $313,845,762. Our mission is simple yet profound: to provide personalized financial services while fostering community growth and well-being. We believe that everyone deserves access to quality banking options and financial education. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our commitment extends beyond just transactions; we strive to uplift our members through financial literacy programs and community outreach initiatives. While members can visit us at our branch address on Preston Highway, official correspondence should be sent to Class Act Federal Credit Union at 3620 Fern Valley Rd, Louisville, KY 40219-1917. This ensures that all communications are efficiently handled as we prioritize member satisfaction. As technology advances, we remain dedicated to providing services that meet the needs of our modern members. Our online banking platform offers convenience for managing accounts anytime, anywhere. Additionally, features like mobile payments and electronic signatures simplify transactions while ensuring security. We take pride in being fully ADA compliant and committed to making banking accessible for everyone. Although we do not currently offer ATM or drive-thru services at this location, our focus remains on creating an inviting atmosphere inside the branch where every member feels valued. Community involvement is at the heart of what we do. We actively seek partnerships with local organizations and schools to promote financial literacy among young people and help build a strong foundation for their future. We invite you to join us at Class Act, where your financial success is our priority. Experience the benefits of membership by visiting us during our lobby hours from Monday to Friday between 8:00 AM and 1:00 PM. Let's work together towards your financial goals! For any inquiries or assistance, feel free to call us at 502-964-7575.

Branch Location & Accessibility

Get in Touch

Have questions or want to learn more? Feel free to give us a call at 502-964-7575. Our friendly team is ready to assist you with any inquiries you may have. We invite you to visit us today at Class Act Federal Credit Union where your financial well-being is our priority!

Operating Hours

Our doors are open Monday through Friday from 8:00 AM to 1:00 PM, so you can stop by during your busy day. Please note that we are closed on school holidays, but rest assured that we're here to assist you on regular business days.

Parking and Accessibility

We understand that accessibility is important for all our members. That's why our branch features ample parking and is fully ADA compliant, ensuring that everyone can easily access our services. We also have ramps available for those who may need assistance.

Services Offered

At Class Act Federal Credit Union, we pride ourselves on offering a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans and refinancing options, personal loans for debt consolidation, as well as rewarding credit cards. Our business banking options include merchant services and business loans too! While we currently do not offer ATM or drive-thru services at this location, our online and mobile banking platforms make it simple for you to manage your finances from anywhere.

Member Eligibility

At Class Act, we believe that joining our community is about more than just opening a bank account; it's about becoming part of a supportive family that looks out for each other. If you're interested in membership, you'll be pleased to know that eligibility is designed to be inclusive! Anyone who lives, works, worships, or attends school in the Jefferson County area can join us. This means whether you're a teacher at Southern High School or simply reside nearby, you're welcome here. To get started and learn more about what makes being a member special, please visit our website at www.classact.org. Opening an account with us is simple! Just head over to our account opening page at classact.symapp.jhahosted.com and follow the easy steps outlined there. If you have any questions along the way, feel free to call us at 502-964-7575. We're excited to help you take this step towards better banking!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

But financing is just one piece of the puzzle. Our merchant services streamline payment processing so you can focus on what matters running your business. Imagine a busy Saturday at your shop; every second counts when customers are ready to pay. With our reliable payment solutions, you can ensure smooth transactions, keeping your customers happy and coming back for more. Whether you're just starting or looking to expand, Class Act has the tools you need to thrive in today's competitive market. Visit us at 8620 Preston Hwy Louisville Ky 40219, Louisville, KY, or call us at (502) 964-7575 to learn how we can help your business grow!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local entrepreneurs and business owners, we provide tailored Business Banking solutions including Merchant Services & Business Loans. We understand the challenges of running a business and aim to support you with financial products that help foster growth and success.

Credit Cards

Looking for rewards on your everyday purchases? Our Credit Cards with Rewards program allows you to earn points for every dollar spent. Use those points for travel, cash back, or even gift cards it's all about rewarding you for being a valued member.

Digital Banking Features

We know that convenience is important in today's fast-paced world. That's why we offer robust Online & Mobile Banking services that let you manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier. While we currently do not have ATM services at this branch location, our online banking capabilities ensure that accessing your funds remains quick and straightforward. In summary, whether you're taking your first steps into banking or managing complex financial needs, Class Act is here for you. Our friendly staff is ready to assist with any questions or guidance you may need along the way. Feel free to reach out by calling us at (502) 964-7575, or visit us during lobby hours from Monday to Friday between 8:00 AM and 1:00 PM (closed on school holidays). We look forward to serving you!

Personal Banking

Our personal banking services are designed with you in mind. You can open Checking & Savings Accounts that fit your lifestyle, whether you're saving for a big purchase or managing daily expenses. Imagine having a checking account that offers competitive interest rates and no monthly fees, allowing you to keep more of your money. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing options make it easier than ever. With competitive rates and flexible terms, we help you drive away in your dream vehicle without breaking the bank. For those looking to buy a home or refinance an existing mortgage, we offer comprehensive Mortgage Loans & Refinancing solutions tailored to meet your unique situation. Our team is here to guide you through the process, ensuring you understand every step along the way.

Personal Loans

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. Whether it's an emergency repair or consolidating multiple debts into one manageable payment, we're here to help you find the right solution.

Digital & Online Banking

Mobile Applications and Payments

Want to pay for groceries or send money to a friend? Our mobile application makes mobile payments easy and secure. You can also take advantage of person-to-person transfers, letting you send money directly to someone else's account in just a few taps. At Class Act, we believe that banking should be straightforward and accessible. With our comprehensive digital banking options, managing your finances has never been easier. Dive into the world of online banking today by visiting https://www.classact.org/ and see how we can help you take control of your financial journey!

Online Banking Services

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you're checking your balance or transferring money, you can do it all from the comfort of your home or on the go. Our user-friendly platform is designed to keep things simple so that you can manage your finances without hassle.

Security First

We understand how important it is to keep your information safe. That's why we offer electronic signature authorization, allowing you to sign documents securely online. Plus, with e-statements available, you can view your account statements digitally, reducing paper clutter while keeping sensitive information protected.

Financial Strength

Commitment to Growth

With $33,113,980 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $3,683 in used auto loans and $219,709,030 in total loans and leases. Our $1,157,248 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 72 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $33,361,880, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $61,812,891 in share certificates and $57,669,686 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Trusted Partnership

Net Shares (Funds available for lending and investments): $5,979,055. Total Share and Deposit Accounts: 48,114, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Class Act is your trusted partner. Visit us at 8620 Preston Hwy Louisville Ky 40219 or call (502) 964-7575 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $58,514,677 in used vehicle loans and $27,436,188 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new vehicle or a reliable used option, we've got solutions that fit your budget.

Credit Lines

For those looking for additional financial flexibility, we provide credit lines totaling $45,341,954. This option allows you to borrow as needed while only paying interest on what you use perfect for managing both planned and unplanned expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Property loans totaling $29,611,693. This means more opportunities for you to secure a place to call home with favorable terms designed for our members.

Refinancing Options

If you're interested in refinancing your current loans for better terms or lower rates, our team can guide you through the process. We want to ensure you're getting the best deal possible tailored specifically for your situation. If you have any questions about our loan products or want to discuss your eligibility options, feel free to reach out at 502-964-7575. Our dedicated staff is available during lobby hours from Monday to Friday between 8:00 AM and 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us online at Class Act for more information on how we can help you succeed financially!

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $5,114,684 in loans available, you can handle unexpected expenses with ease and confidence.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data ensures that you receive fair and transparent offers tailored to your financial needs.

CLASS ACT FEDERAL CREDIT UNION - Louisville, KY

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