Class Act Credit Union Louisville KY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Class Act, your trusted financial partner located at 7601 Saint Andrews Church Rd, Louisville, KY 40214. Since our establishment in 1954, we have been dedicated to providing exceptional service and support to our community, helping over 21,926 members achieve their financial goals. With total assets reaching an impressive $313,845,762, we are committed to maintaining a strong foundation that benefits our members. At Class Act, we believe in the power of community and work tirelessly to make a positive impact. Our diverse range of services includes personal banking options like checking and savings accounts, auto loans, mortgages, and even business banking solutions. We are proud to offer personalized assistance through our team of 84 dedicated employees, led by our CEO, Lynn Huether, and Board President, Ruth Ann Reteneller. While you can visit us at our branch for face-to-face service during our convenient hours (Monday, Tuesday, Thursday, and Friday from 10:05 AM to 1:05 PM; Wednesday from 10:35 AM to 1:20 PM), we also understand that life can be busy. That's why we provide online and mobile banking options so you can manage your finances anytime, anywhere. If you have any questions or need assistance, don't hesitate to reach out at 502-964-7575. We're here for you! For official correspondence, please send mail to Class Act Federal Credit Union, 3620 Fern Valley Rd, Louisville, KY 40219-1917. Join us as we continue to build a brighter financial future together! Visit us today or check out more about what we offer at classact.org.

Branch History & Mission

Join Us!

As we look forward to the future, we invite you to become part of our family. Experience firsthand how Class Act prioritizes your needs through personalized service and innovative solutions. Visit us during our operating hours Monday through Tuesday and Thursday through Friday from 10:05 AM to 1:05 PM, and Wednesday from 10:35 AM to 1:20 PM (note that we are closed during school vacations). Together, let's build a brighter financial future! For more information or assistance, feel free to call us at 502-964-7575 or explore more on our website Class Act. Join us today!

Our Evolution

From our humble beginnings over six decades ago, Class Act has evolved into a trusted financial partner. We opened our doors with the mission to provide accessible banking solutions tailored to the needs of our community. As we celebrate our history, we also embrace innovation. Our dedication to enhancing member experience includes offering online banking and mobile payment options that make managing finances easier than ever. Our headquarters in Louisville, KY drives our commitment to local outreach and community support. We believe in giving back, which is evident through various partnerships and initiatives aimed at uplifting those around us. Over the years, we've collaborated with local organizations to provide scholarships, financial education programs, and resources that empower our community members.

Our Mission

At Class Act, our mission is clear: we strive to improve the financial well-being of our members while actively contributing to the growth of our community. We offer a range of services including personal banking accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions all designed with our members' best interests in mind. We understand that financial health extends beyond just numbers; it's about building trust and relationships. Whether it's assisting you with your first auto loan or helping you plan for retirement, we're here every step of the way. While members can visit us at 7601 Saint Andrews Church Rd, official correspondence should be sent to Class Act Federal Credit Union, 3620 Fern Valley Rd, Louisville, KY 40219-1917.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on being accessible for everyone. Our branch includes ADA-compliant features such as ramps for easy entry, ensuring that all members can comfortably access our services. Plus, ample parking is available right outside our doors for added convenience.

Nearby Landmarks

Our branch is easily accessible and nestled near local landmarks that make your visit even more convenient. Just a short drive from the beautiful Iroquois Park and close to various shopping areas, you can easily fit your banking needs into your daily routine.

Operating Hours

We understand that life gets busy! That's why we're here for you during our lobby hours: Monday, Tuesday, Thursday, and Friday from 10:05 AM to 1:05 PM, and Wednesday from 10:35 AM to 1:20 PM. Please note that we are closed during school vacations, so plan your visit accordingly.

Services Offered

At Class Act, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans and refinancing options, personal loans for debt consolidation, and credit cards with rewards. We also provide business banking solutions like merchant services and business loans. With online and mobile banking options available, managing your finances has never been easier. Feel free to give us a call at 502-964-7575 if you have any questions or need assistance before visiting us. We look forward to seeing you soon at Class Act!

Member Eligibility

At Class Act, we believe that everyone deserves to be part of a friendly and supportive community. Joining us as a member is simple! If you live, work, or attend school in the Louisville area, you're likely eligible. We welcome individuals from various backgrounds, making it easy for you to connect with others while enjoying exclusive benefits tailored just for you. Membership opens the door to a range of financial services designed to help you thrive, whether it's through competitive loan rates or personalized banking solutions. To kickstart your journey with Class Act, visit us at 7601 Saint Andrews Church Rd, Louisville, KY 40214. You can also give us a call at 502-964-7575 if you have any questions about eligibility or the application process. For more detailed information on eligibility criteria, check out our resource at . Ready to become a member? Opening an account is just a click away; find all the details you need here: https://classact.symapp.jhahosted.com/ . Join us today and experience the difference!

Business Banking & Commercial Services

Business Loan Options

Imagine you're a small business owner in Louisville, KY. You have a vision for growth but need the right financial backing to turn it into reality. Our commercial lending programs can be the solution you're looking for. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing, allowing you to focus on what matters most growing your business. Imagine accepting payments quickly and securely, giving your customers more ways to pay while streamlining your operations. Whether you're at the counter or online, our tools help you manage transactions efficiently, ensuring that cash flow remains steady and your business thrives. Visit us at 7601 Saint Andrews Church Rd Louisville Ky 40214 or call us at (502) 964-7575 to explore how our business banking services can help you achieve your goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. We offer competitive rates and flexible terms, making it easier for you to drive off in your dream car. Plus, our online application process means you can apply from the comfort of your home.

Business Banking

Running a business comes with its own set of challenges. That's why we provide specialized business banking services, including merchant services and business loans. Whether you need assistance managing cash flow or funding for expansion, we're here to support your entrepreneurial journey.

Convenience at Your Fingertips

Our commitment to convenience doesn't end with great products; we also prioritize ease of access through digital solutions like mobile payments and person-to-person transfers. You can manage all aspects of your finances on-the-go without any hassle. At Class Act, we pride ourselves on being more than just a financial institution; we are a part of the community dedicated to helping our members thrive financially. If you'd like to learn more about any of these services or if you're ready to take the next step in your financial journey, don't hesitate to reach out! Give us a call at (502) 964-7575, or visit us today at 7601 Saint Andrews Church Rd Louisville Ky 40214. Your financial future starts here!

Credit Cards with Rewards

For those who enjoy using credit cards responsibly, we offer credit cards with rewards. Earn points for every purchase you make and redeem them for travel, merchandise, or even cashback! It's an excellent way to get more out of everyday spending.

Mortgage Loans & Refinancing

If you're ready to buy a house or refinance your current mortgage, look no further than our mortgage loans. We simplify the process so that you can focus on finding the perfect home. With personalized service from our knowledgeable staff, we ensure that you receive guidance tailored to your unique situation.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts that cater to both your short-term and long-term needs. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that make banking easy. You can access your funds anytime through our online and mobile banking platforms. Imagine checking your balance or transferring money while waiting in line at the grocery store it's that convenient!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans provide quick access to cash when you need it most. Additionally, if you're struggling with multiple debts, our debt consolidation services can help streamline your payments into one manageable loan, making budgeting easier.

Digital & Online Banking

Key Services

Our online banking platform, accessible at https://www.classact.org/ , lets you handle everyday banking tasks effortlessly. You can check your account balances, transfer funds, and pay bills with just a few clicks. Plus, with 24/7 online banking services, you're never far from your money whether it's early morning or late at night. Need to send money to a friend? Our person-to-person transfer feature makes it simple and instant. Just enter their details, and the funds are transferred quickly no more waiting for checks to clear! For added convenience, our mobile application is available for download, bringing all these features right to your fingertips.

Security and Convenience

We prioritize your security with electronic signature authorization. This means that signing important documents online is not only easy but also safe. Additionally, e-statements are available so you can keep track of your transactions without cluttering up your inbox with paper statements. And if you like using mobile payments, you're in luck! Our services support mobile payments, allowing you to make purchases directly from your smartphone while keeping everything secure. With Class Act's digital banking options, managing your finances has never been easier or more secure. Enjoy real-time account management wherever life takes you!

Financial Strength

A Dedicated Team

We also take pride in having 72 full-time employees and 12 part-time employees. Our knowledgeable team is always ready to serve you with dedication and expertise, ensuring you receive the best possible support whenever you need it.

Focused on Our Members

Unlike traditional banks, we put our members first. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored specifically for our members.

Growing Together

Total Share Accounts: 48,114 demonstrate a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. In conclusion, whether you're saving, borrowing, or planning for the future, Class Act is your trusted partner. Visit us at 7601 Saint Andrews Church Rd Louisville Ky 40214 or call (502) 964-7575 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Reinvestment for Improvement

With $33,113,980 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improving our services means that every dollar you invest with us helps build a brighter future for the entire community.

Secure Savings Opportunities

We prioritize your savings. Members' funds are secured through $61,812,891 in share certificates and $57,669,686 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to security means you can save with confidence knowing your money is protected.

Solid Financial Health

With a net worth of $33,361,880, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid standing is further reflected in our net worth ratio of $1,062, which demonstrates a robust capital foundation. It ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports your financial goals across various sectors with $3,683 in used auto loans and $219,709,030 in total loans and leases. Whether you're looking to finance a new car or need assistance with other personal loans, we're here to help make those goals achievable.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $58,514,677 in used vehicle loans and $27,436,188 in new vehicle loans already helping members get on the road, you can trust us for your auto financing needs. We also provide refinancing options for those looking to lower their monthly payments or reduce interest rates.

Credit Lines and Credit Cards

For those who need flexible borrowing solutions, we offer credit lines totaling $45,341,954. These lines can provide additional security for unexpected expenses or planned purchases. We also have unsecured credit card loans available, with a total of $5,114,684 in loans helping members manage their finances effectively. With competitive terms and rewards options, our credit cards are designed to fit your lifestyle.

Member Support

At Class Act, we pride ourselves on being more than just a lender. Our team is here to assist you with any questions about eligibility or the application process. You can reach us at (502) 964-7575 during our lobby hours or visit us at our branch located at 7601 Saint Andrews Church Rd Louisville Ky 40214, Louisville, KY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your financing options today! Let us help you take the next step towards achieving your financial dreams with the right loan products for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,611,693, make buying or refinancing simple. We help you navigate the process with ease, ensuring you understand all your options along the way.

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CLASS ACT FEDERAL CREDIT UNION