Class Act Credit Union Louisville KY | Best Auto Loans & Business Banking

Introduction

Welcome to Class Act, your trusted partner in financial well-being, located at 331 W Cardinal Blvd, Louisville, KY 40208. Since our establishment in 1954, we have proudly served our community, growing to a membership of over 21,926 individuals who count on us for their banking needs. With a strong foundation built on trust and reliability, we manage total assets of $313,845,762, ensuring that your finances are in capable hands. At Class Act, we believe in the power of community. Our commitment goes beyond just banking; we strive to make a positive impact in the lives of our members. Whether you're looking to finance a new vehicle with one of our competitive auto loans or seeking personalized advice on mortgages and refinancing options, we're here to help you every step of the way. Our leadership team is dedicated to providing exceptional service. Under the guidance of CEO Lynn Huether and Board President Ruth Ann Reteneller, our staff of 84 employees is ready to assist you. We take pride in offering a range of services tailored to meet your financial goals, from personal banking accounts to business solutions. While members can visit us at our branch address for any inquiries or services, please note that official correspondence should be sent to the same address: 331 W Cardinal Blvd, Louisville, KY 40208-1822. With a solid net worth of $33,361,880 and total deposits reaching $22,943,354, we are well-equipped to support your financial journey. Ready to take the next step? Give us a call at 502-852-7321 or explore more about what we offer by visiting our website at classact.org. Your financial future starts here!

Branch History & Mission

Community Commitment

We understand that true success goes beyond numbers; it's about people. That's why we take pride in supporting local initiatives that foster growth and opportunity within Louisville. Our team is always ready to assist you with not just transactions but also guidance on how to make informed decisions for your financial future.

Join Us

Ready to experience the Class Act difference? Visit us during our operating hours Monday from 9:00 AM to 7:00 PM and Tuesday through Friday from 9:00 AM to 5:00 PM. Feel free to reach out at 502-852-7321 if you have any questions or need assistance. We invite you to join our growing family today and discover how Class Act can help you thrive financially! Together, let's build a brighter tomorrow for everyone in our community!

Our Journey

Our history is woven into the fabric of the Louisville community. From our humble beginnings as a small credit union to becoming one of the prominent financial institutions in the area, Class Act has continuously evolved to meet the changing needs of our members. With total assets now exceeding $313,845,762, we pride ourselves on our stability and commitment to responsible banking practices. In addition to our robust membership base, we are proud to offer a range of services tailored for every stage of life. Whether you need personal banking solutions like checking and savings accounts or loans for your next vehicle or home, we are here to support you with integrity and care.

Our Mission

At Class Act, our mission is simple yet profound: to empower our members by providing accessible financial services while promoting community development. We believe that strong communities build strong futures. That's why we actively engage in outreach programs and partnerships that uplift those around us. While members can visit us at 331 W Cardinal Blvd, official correspondence should be sent to 331 W Cardinal Blvd, Louisville, KY 40208-1822. We are also committed to enhancing your experience with features like online banking and mobile payments making it easier than ever to manage your finances from anywhere.

Branch Location & Accessibility

Welcome to Class Act, your friendly neighborhood credit union located at 331 W Cardinal Blvd in the heart of Louisville, Kentucky. Whether you're coming from downtown or nearby areas, our branch is conveniently situated near local landmarks, making it easy for you to stop by. We're proud to serve Jefferson County and are dedicated to providing a welcoming space for all your banking needs. At Class Act, we understand the importance of accessibility. Our location is equipped with features that ensure everyone can easily access our services. Parking is ample and convenient, and we've made sure that our facilities are ADA compliant, allowing for easy entry and navigation throughout the branch. Our operating hours are designed to fit your busy schedule. You can visit us on Mondays from 9:00 AM to 7:00 PM and Tuesday through Friday from 9:00 AM to 5:00 PM. If you have any questions or need assistance, don't hesitate to give us a call at 502-852-7321 we're here to help! For those who prefer cash transactions, we offer ATM services right on-site for quick withdrawals and balance checks. While we currently do not have drive-thru banking available, our friendly staff is always ready to assist you inside. If you need to send official correspondence, please note that while members can visit us at 331 W Cardinal Blvd, official mail should be sent to the same address. We invite you to come by Class Act today and discover how our personal banking services from checking accounts and auto loans to mortgage financing can support your financial goals. Join us in making banking a more accessible and enjoyable experience!

Member Eligibility

At Class Act, we believe that becoming a member is more than just opening an account it's about joining a community that truly cares. If you're looking to experience personalized banking and a supportive environment, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the area surrounding 331 W Cardinal Blvd Louisville Ky 40208. This means that whether you're a local resident or just passing through, there's a place for you here with us. Joining our credit union comes with fantastic benefits like competitive rates on loans and savings, access to helpful financial tools, and friendly service from our dedicated team. The application process is straightforward and can be completed online; just visit this link to get started. If you have any questions or need assistance along the way, don't hesitate to call us at (502) 852-7321. For detailed eligibility criteria, feel free to check out our website for the latest updates and information. Welcome to the family at Class Act!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Managing day-to-day operations involves making transactions smooth for both you and your customers. Our merchant services provide practical tools that streamline payment processing. Imagine being able to accept payments from anywhere whether at your storefront or on-the-go. This means happier customers and more sales opportunities. If you're ready to take your business to the next level, come visit us at 331 W Cardinal Blvd Louisville Ky 40208, Louisville, KY. Let's discuss how we can support your goals together!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. Our aim is to support local businesses by providing the financial tools necessary for growth and success.

Credit Solutions

Don't forget about our Credit Cards with Rewards, designed for members who want to earn while they spend. Whether you're shopping for groceries or planning a getaway, these cards offer great benefits that can enhance your spending power.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Class Act, we prioritize digital banking features that allow you to manage your finances on-the-go. With our Online & Mobile Banking, accessing your accounts has never been easier. You can check balances, transfer funds, and even make payments from anywhere using your smartphone or computer. Additionally, our ATM services provide basic access for withdrawals and balance checks whenever you need cash without any hassle.

Final Thoughts

We invite you to visit us at 331 W Cardinal Blvd Louisville Ky 40208 or call us at (502) 852-7321 for more information about how our services can benefit you. At Class Act, your financial well-being is our top priority. Join us today and experience personalized service with every interaction! For further details on any of our offerings, don't hesitate to reach out or explore more on our website at https://www.classact.org/.

Home Financing

For those looking to purchase their first home or refinance an existing mortgage, our Mortgage Loans & Refinancing options offer personalized assistance every step of the way. We understand that buying a home is one of the biggest financial decisions you'll ever make, and we're here to ensure it's as smooth as possible.

Personal Banking

When it comes to personal banking, we offer various options that fit your lifestyle. Our Checking & Savings Accounts provide you with easy access to your funds while helping you save for future goals. Whether you're budgeting for a family trip or planning for retirement, we have the right account for you. If you're considering buying a car, our Auto Loans & Vehicle Financing can make that dream a reality. With competitive rates and flexible terms, we'll help you get behind the wheel without breaking the bank. Maybe you're looking to consolidate debt? Our Personal Loans & Debt Consolidation services can simplify your finances and help you manage monthly payments more effectively.

Digital & Online Banking

Convenience at Your Fingertips

Imagine being able to make mobile payments directly from your phone; that's right! Our mobile payments feature allows you to pay for goods and services quickly and safely without fumbling for cash or cards. With all these options at Class Act, managing your money has never been more accessible or efficient. We're committed to providing user-friendly tools that put you in control of your financial journey. Explore all our digital services today, and experience banking that works around your schedule!

Key Features

Our 24/7 online banking services give you real-time access to your accounts. You can check balances, transfer funds, and pay bills with just a few clicks. Plus, our mobile application makes it even easier to manage your finances right from your smartphone. With features like person-to-person transfers, sending money to friends or family has never been simpler! Security is a top priority for us. We provide electronic signature authorization so you can sign documents securely without the hassle of printing and mailing them. Additionally, you can opt for e-statements to keep track of your financial activity while reducing paper clutter it's both convenient and eco-friendly.

Financial Strength

A Strong Foundation for Your Future

Net Shares (Funds available for lending and investments): $5,979,055. Total Share and Deposit Accounts: 48,114, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Class Act is your trusted partner. Visit us at 331 W Cardinal Blvd Louisville Ky 40208 or call (502) 852-7321 to learn more about how we can help you achieve your financial goals.

Committed Team

We also take pride in having 72 full-time employees and 12 part-time employees. Our knowledgeable and dedicated team is always ready to assist you with any questions or needs you may have.

Investing Back into Our Community

With $33,113,980 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication helps us support your financial goals effectively. Our lending capacity is significant, with $3,683 in used auto loans and $219,709,030 in total loans and leases. We are here to help you achieve your dreams whether it's buying a car or financing other important life milestones.

Member-Centric Savings

Members' savings are secured through $61,812,891 in share certificates and $57,669,686 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $33,361,880, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth demonstrates our commitment to safeguarding your assets while providing you with valuable financial products. Our net worth ratio of $1,062 showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Your peace of mind is our priority.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $58,514,677 in used vehicle loans and $27,436,188 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a pre-owned one, our flexible terms make it easier than ever to drive away with the car you want.

Credit Lines

For those who need extra flexibility, our credit lines totaling $45,341,954 provide quick access to funds when you need them most. This option allows you to borrow only what you need without having to take out a full loan. At Class Act, we're committed to supporting our members' financial journeys every step of the way. If you're interested in any of our loan products or have questions about refinancing options, don't hesitate to reach out! You can contact us at (502) 852-7321 for more information or visit us at our location: 331 W Cardinal Blvd Louisville Ky 40208 in Louisville, KY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you with all your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,611,693, make buying or refinancing simple. We provide various mortgage solutions to accommodate first-time homebuyers and seasoned homeowners alike. Plus, if you're considering refinancing your existing mortgage, our team is here to discuss eligibility options that could save you money over time.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,114,684 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can help you make the most of your spending while maintaining control over your budget.

Loan Aggregator

Ensuring Accurate Comparisons

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Key Benefits of Using LendMesh

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CLASS ACT FEDERAL CREDIT UNION