Clarity Credit Union Middleton ID | Affordable Auto Loans & Business Banking

Introduction

Welcome to Clarity, your trusted financial partner located at 3 W Main St, Middleton, ID 83644. Since our establishment in 1948, we've dedicated ourselves to fostering financial well-being within our community. With a membership of over 18,437 individuals, we pride ourselves on offering personalized banking solutions that cater to your unique needs. At Clarity, we understand that financial security is vital for you and your family. That's why we manage a robust portfolio with total assets amounting to $204,976,789 and total deposits of $14,629,488. Whether you're looking for an auto loan or a savings account, our goal is to provide you with the best options available. We currently hold 9,718 loans and leases designed to support various financial goals. Our commitment goes beyond numbers. Led by our CEO Wendy Edwards and Board President Brett Spencer, our team of 53 employees is here to ensure you receive the highest quality of service. We believe in building strong relationships with our members based on trust and transparency. While members can visit us at 3 W Main St, official correspondence should be sent to the same address for clarity. If you have any questions or need assistance, feel free to reach out at (208) 585-6606 or explore more about us on our website: Clarity Credit Union. Join us in shaping a brighter financial future together!

Branch History & Mission

Innovative Services

In this digital age, we recognize the importance of convenience. That's why Clarity offers online banking options along with mobile access so you can manage your finances anytime and anywhere. Our branch is equipped with ADA-compliant facilities to ensure everyone can access our services without barriers. Plus, with features like ATM availability and drive-thru service for quick transactions, we've made banking easier than ever. While members can visit us at 3 W Main St, official correspondence should be sent to 3 W Main ST, Middleton, ID 83644 if it differs from the branch address. We invite you to experience all that Clarity has to offer! Join us today and discover how we can help you reach your financial aspirations while being part of a caring community focused on your success. For more information or assistance, feel free to contact us at 208-585-6606. Together, let's build a brighter financial future!

Our Mission

At Clarity, our mission is simple yet profound: to empower individuals and families by providing them with the financial tools they need to achieve their dreams. We believe that financial success should be within everyone's reach. From personal banking services like checking and savings accounts to auto loans and mortgages, we are here to support you every step of the way. We also offer business banking solutions because we understand how vital local businesses are to the fabric of our community. Our commitment goes beyond just banking; it extends into community outreach. We actively participate in various initiatives aimed at improving the lives of those around us. Whether through partnerships with local organizations or events designed to give back, we aim to uplift our neighbors while fostering a strong sense of unity.

Branch Location & Accessibility

Welcome to Clarity's Middleton Branch, located at 3 W Main St, Middleton, ID 83644! Our branch is easily accessible and conveniently situated in the heart of Middleton, just a stone's throw away from local landmarks like the beautiful Middleton City Park. Whether you're running errands or taking a leisurely stroll, stopping by our branch is a breeze. At Clarity, we prioritize your convenience. Our branch offers ample parking right outside, making it easy for you to pop in and out. Plus, we are proud to be ADA compliant, ensuring that all members of our community can access our services comfortably. If you need assistance or have questions, our friendly staff is always ready to help. We know that banking hours can be crucial when planning your visit. That's why we are open Monday through Thursday from 9:00 AM to 5:30 PM and on Fridays from 9:00 AM to 6:00 PM. This gives you plenty of time during the week to manage your banking needs. In addition to standard banking services such as checking and savings accounts, we offer auto loans and mortgage refinancing options. Need cash? We have an ATM available for your convenience, and if you're looking for quick service, don't forget about our drive-thru banking option for deposits and withdrawals. While members can visit us at 3 W Main St, official correspondence should be sent to the same address. With shared service center availability, our branch also provides basic transactions for partner credit union members. So why wait? We invite you to visit Clarity's Middleton Branch today or give us a call at 208-585-6606 if you have any questions! Experience banking that's designed with you in mind.

Member Eligibility

At Clarity, we believe in building a strong community where everyone feels welcome and supported. If you're looking to become a member of our Middleton branch located at 3 W Main St, Middleton, ID 83644, you'll be pleased to know that joining us is simple and inclusive! Our membership is open to anyone who lives, works, worships, or attends school in the area. Whether you're looking for personal banking services, loans, or just a place to grow your savings, being a member gives you access to fantastic benefits tailored to meet your needs. To get started on your journey with us, simply visit our website for more details on eligibility at . When you're ready to open an account, the process is just a click away at https://auth.claritycu.com/create-bid/personal-details?redirect=https://banking.claritycu.com. If you have any questions or need assistance along the way, feel free to give us a call at (208) 585-6606. We can't wait to welcome you into our Clarity family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services offer practical tools that make daily operations smoother. Imagine having a payment processing solution that integrates seamlessly with your sales system, allowing you to focus on what you do best running your business. From credit card processing to e-commerce solutions, we're here to help you thrive in today's competitive marketplace. Located at 3 W Main St Middleton Id 83644 in Middleton, ID, we invite you to visit us or call (208) 585-6606 to explore how our business banking services can help your enterprise flourish.

Comprehensive List Of Services

Accessing Your Accounts

We know convenience is key in today's busy world. That's why we provide multiple ways for you to access your accounts. Use our ATM services for quick cash withdrawals or utilize our basic drive-thru banking for deposits and simple transactions without leaving your vehicle. If you're a member of a partner credit union, enjoy basic shared branch transactions too!

Business Banking

For entrepreneurs and business owners, we offer comprehensive business banking solutions including merchant services and business loans. Our team understands the unique challenges businesses face and is committed to helping you thrive with tailored financial products.

Credit Solutions

When it comes to managing expenses or making a big purchase, our personal loans and debt consolidation services can provide much-needed relief. Plus, with our credit cards featuring rewards, you can earn while you spend. Whether it's for everyday purchases or special occasions, we have a card that aligns with your lifestyle.

Digital Features

In this digital age, staying connected is crucial. Our online banking platform allows members to manage their accounts at any time while mobile banking provides flexibility on-the-go. You can even send money quickly with our person-to-person payment feature. As part of our commitment to making your financial life easier, our friendly staff is always ready to assist you with any questions or concerns you may have about our offerings. Ready to explore these services? Reach out today at (208) 585-6606, visit us at 3 W Main St Middleton Id 83644, or check out more information on our website: Middleton Branch. We look forward to serving you!

Home Financing

Dreaming of owning a home? Our mortgage loans and refinancing options can help turn that dream into reality. With competitive rates and personalized service, we guide you through the process, ensuring you find the best fit for your situation.

Personal Banking

For those looking to manage their day-to-day finances, we offer personal banking solutions like checking and savings accounts. Imagine easily accessing your funds through our online and mobile banking platforms, allowing you to check balances, transfer money, and pay bills from anywhere. Additionally, if you're thinking about purchasing a new car or consolidating debt, our auto loans and vehicle financing options provide flexible terms that can suit your budget.

Digital & Online Banking

Key Services

Our online banking platform is user-friendly and secure, allowing you to check your balances, pay bills, and transfer funds with just a few clicks. You can visit us at https://www.claritycu.com/ to get started. If you're looking for quick and easy transfers between friends or family, our person-to-person transfer feature makes sending money a breeze no need to carry cash or write checks! We also prioritize security with electronic signature authorization, so you can sign documents digitally without any hassle. Plus, enjoy the peace of mind that comes with e-statements. They're not only eco-friendly but also help you keep track of your transactions in real-time.

Mobile Banking

For those on the go, our mobile application lets you manage your accounts from the palm of your hand. Whether you're checking your balance during lunch or transferring funds while waiting in line, our app makes it simple and efficient. Unfortunately, we currently do not offer mobile payments, but rest assured that our other features are designed to meet your banking needs effectively. With our commitment to providing accessible and reliable services, Clarity ensures that banking is easier than ever. Join us today and experience the benefits of modern banking that keeps up with you!

Financial Strength

At Clarity, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to be a reliable financial partner in the community, providing you with peace of mind as you navigate your financial journey. With a net worth of $19,757,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $50,008,231 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,880,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,090,784 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as well; we support members' financial goals with $3,761 in used auto loans and $146,847,766 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 52 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 34,966, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) amount to $0, further showcasing our dedication to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Clarity is your trusted partner. Visit us at 3 W Main St Middleton Id 83644 or call (208) 585-6606 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,828,153 in used vehicle loans and $8,604,703 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our financing options are designed to fit your budget, making it easier for you to drive away with confidence.

Credit Lines and Unsecured Loans

For those looking to manage expenses or consolidate debt, we offer flexible terms on unsecured credit card loans, with a total of $5,557,287 in loans helping members manage their finances effectively. Additionally, our total credit lines amounting to $29,510,445 provide even more ways for our members to access funds when needed. At Clarity, we prioritize your financial well-being and aim to provide personalized service that fits your unique situation. If you're considering refinancing or have questions about eligibility for any of our loan products, please reach out. We're here to help! To learn more about our offerings or if you have any questions, don't hesitate to call us at (208) 585-6606 or visit us at 3 W Main St Middleton Id 83644 in Middleton, ID. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $44,309,044, make buying or refinancing simple. We're here to guide you through every step, ensuring you understand your options and can choose what works best for you.

Loan Aggregator

Benefits of Using LendMesh

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

LendMesh prioritizes accuracy in its loan comparisons. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, giving users peace of mind when choosing a loan.

Clarity