Clarity Credit Union Meridian ID | Affordable Auto Loans & Business Banking

Introduction

Welcome to Clarity, your trusted financial partner located at 555 S Meridian Rd, Meridian, ID 83642. Since our establishment in 1948, we have proudly served our community, growing to a membership of over 18,437 individuals who trust us with their financial needs. With total assets exceeding $204,976,789, we are committed to offering a range of personalized services that empower you to achieve your financial goals. At Clarity, we understand that every member's journey is unique. That's why our dedicated team of 53 employees, led by CEO Wendy Edwards and Board President Brett Spencer, works tirelessly to provide tailored solutions. Whether you're looking for auto loans, mortgage options, or checking and savings accounts, we've got you covered. Our extensive portfolio includes more than 9,718 loans and leases, ensuring that we can meet diverse financial needs within our community. While members can visit us at our branch location, official correspondence should be sent to the same address: 555 S Meridian RD, Meridian, ID 83642. If you have any questions or need assistance, don't hesitate to reach out at (208) 467-6583. Our friendly staff is here to help during our operating hours from Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. We take pride in being more than just a credit union; we are a vital part of the community. With a net worth of $19,757,751 and cash in hand amounting to $1,244,702, we ensure financial stability and security for all our members. Join us at Clarity today and experience the difference of being part of a community-focused credit union where your financial success is our priority! Visit us online at www.claritycu.com or stop by the branch we look forward to serving you!

Branch History & Mission

Join Us

With convenient operating hours from Monday through Thursday from 9:00 AM to 5:30 PM and Fridays until 6:00 PM, we're here when you need us most. Plus, enjoy features like ATM availability and drive-thru banking for quick and easy access to your funds. We invite you to become part of something bigger at Clarity. Experience firsthand how our commitment to excellence in financial services can help you achieve your goals while contributing positively to the community around you. Visit us today or explore more about what we offer by calling us at 208-467-6583 or visiting our website. Together, let's build a brighter future!

Our Journey

Clarity started its journey with a mission to provide affordable financial services and foster community development. Over the decades, we've witnessed significant growth in both our membership and assets, which now stand at an impressive $204,976,789. This growth reflects our commitment to supporting not just our members but also the local economy. As technology has advanced, so have we. Clarity embraces digital solutions that make banking easier for everyone. Our services include online banking and mobile applications that allow you to manage your finances on your own terms. We are also proud of our ADA-compliant facilities that ensure accessibility for all members of our community.

Our Mission

At Clarity, our mission is simple yet profound: to empower our members through excellent financial services while actively contributing to the betterment of our community. We believe that when our members succeed financially, the entire community thrives. That's why we offer a wide range of services from checking and savings accounts to auto loans and mortgages tailored to meet the diverse needs of those we serve. We don't just focus on transactions; we focus on relationships. Our staff is dedicated to providing personalized service that goes beyond mere banking. We partner with local organizations and engage in outreach efforts aimed at making a positive impact on lives here in Meridian.

Branch Location & Accessibility

Accessibility Features

We take pride in ensuring that everyone can access our services. Our branch is fully ADA compliant with features like ramps and designated parking spots for those who need them. Plus, with ample parking available right outside, your visit will be stress-free.

Call to Action

We invite you to visit us at the Meridian Branch or give us a call at 208-467-6583 if you have any questions or need assistance. Our team looks forward to serving you!

Operating Hours

Our team is here to help you during convenient hours: Monday through Thursday from 9 AM to 5:30 PM and Friday until 6 PM. We strive to accommodate your schedule and make banking as simple as possible.

Services Offered

At Clarity, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is ready to assist you with any questions you may have. Need to make a quick deposit or withdrawal? Take advantage of our drive-thru banking service for a fast and efficient experience. We also provide ATM access for cash withdrawals and balance checks, so you can manage your finances on the go.

Member Eligibility

At Clarity, we believe that becoming a member means joining a community where your financial well-being is our top priority. If you're looking to experience a more personal and friendly approach to banking, you'll be pleased to know that membership at Clarity is open to those who live, work, worship, or attend school in the area. This inclusive policy ensures that we welcome individuals from all walks of life into our supportive family. To get started on your journey with us, simply check out the detailed eligibility requirements at this link. Opening an account with Clarity is easy and straightforward! You can begin the process online by visiting this page, or if you prefer a personal touch, feel free to call us at 208-467-6583. Our friendly team is here to assist you every step of the way. We look forward to welcoming you to Clarity and helping you achieve your financial goals right here at 555 S Meridian Rd, Meridian, ID 83642!

Business Banking & Commercial Services

Merchant Services That Work

Imagine having a payment system that makes transactions smooth and easy for your customers. Our merchant services can help you accept payments seamlessly, whether online or at your brick-and-mortar location. By partnering with us, you gain access to tools that make managing your finances simpler, allowing you to focus on what really matters growing your business. Join us at Clarity located at 555 S Meridian Rd Meridian Id 83642 in Meridian, ID, and let's work together to turn your business dreams into reality. For more information, give us a call at (208) 467-6583.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer comprehensive Business Banking services that include merchant services and business loans tailored to fit your unique needs. Whether you're starting a new venture or expanding an existing one, we're here to support your success.

Convenient Access

Accessing your money has never been easier! We provide ATM & Cash Withdrawal Services along with basic drive-thru banking for deposits and simple transactions. Plus, if you're a member of a partner credit union, you can take advantage of basic shared branch transactions for even more convenience.

Digital Banking Features

In today's fast-paced world, convenience is key. At Clarity, we pride ourselves on offering robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Need to send money? Use our person-to-person payment feature without hassle.

Get Started Today!

With so many options available at Clarity, we invite you to explore how we can help meet your financial needs. For questions or assistance with any of our services, don't hesitate to call us at 208-467-6583 or visit us in person at our Meridian branch. Let's work together towards achieving your financial goals!

Loans and Financing

Whether you're dreaming of driving a new car or purchasing a home, our Auto Loans & Vehicle Financing options make it easier than ever. Picture yourself cruising down the road in a vehicle that fits your style and budget. Additionally, our Mortgage Loans & Refinancing services help turn the dream of homeownership into reality while potentially saving you money on your monthly payments. If you're facing unexpected expenses or need a little extra cash flow, our Personal Loans & Debt Consolidation options provide flexible solutions to help you regain control over your finances. Our Credit Cards with Rewards also allow you to earn points on everyday purchases what could be better than getting rewarded while spending?

Personal Banking

We understand that managing your finances is essential for achieving your goals. That's why we offer Personal Banking services, including checking and savings accounts designed for every lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms. With just a few taps on your device, you can check balances, transfer funds, and pay bills conveniently from home or on the go.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.claritycu.com/, you have the power to manage your accounts right at your fingertips. Check your balance, pay bills, or transfer funds between accounts all from the comfort of your home or on the go. You can even send money directly to friends and family with our person-to-person transfer feature, making splitting bills a breeze.

Go Paperless with E-Statements

For those who prefer a more eco-friendly approach, we offer e-statements. This feature not only helps reduce paper waste but also allows you to access your account statements anytime without waiting for them to arrive in the mail.

Mobile Application for On-the-Go Banking

Our mobile application makes banking even easier! You can manage your finances from anywhere using your smartphone or tablet. With features like mobile check deposits and real-time notifications, staying updated on your account has never been simpler. At Clarity, we are committed to providing accessible and user-friendly banking solutions that fit your lifestyle. Experience the convenience of digital banking today! If you have any questions or need assistance, feel free to call us at (208) 467-6583.

Secure Access Anytime

Security is our top priority. We use advanced encryption and authentication methods to ensure that your personal information remains safe while you bank online. Plus, with electronic signature authorization available, signing documents is quick and hassle-free.

Financial Strength

At Clarity, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is crucial. That's why we are committed to maintaining a strong financial foundation to support your needs. With a net worth of $19,757,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $50,008,231 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,880,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,090,784 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $37,610,000 in used auto loans and $146,847,766 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 52 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 34,966, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Clarity is your trusted partner. Visit us at 555 S Meridian Rd Meridian Id 83642 or call 208-467-6583 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,828,153 in used vehicle loans and $8,604,703 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our competitive rates and flexible terms make it easier than ever.

Credit Lines and More

In addition to these offerings, we provide access to credit lines totaling $29,510,445, ensuring that you have the liquidity needed for emergencies or unexpected expenses. For business owners seeking capital to grow and expand their ventures, while we currently do not have outstanding commercial loans available at this branch location, our personal loan options can still assist in financing your projects. If you're interested in any of our loan products or would like more information about eligibility and refinancing options available at Clarity, please don't hesitate to reach out! You can contact us at (208) 467-6583 or visit us at our branch located at 555 S Meridian Rd Meridian ID 83642. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Clarity, we're here to support your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $44,309,044, make buying or refinancing simple. We offer various mortgage plans tailored to fit your unique situation. If you're considering refinancing your existing mortgage for better terms or lower rates, we can guide you through that process too.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,557,287 in loans helping members manage their finances effectively. Our credit cards come with rewards and features that allow you to make purchases confidently without the stress of high-interest rates.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh is designed to help you make informed financial decisions without the confusion. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to accuracy is based on the latest results published by the NCUA (Source: https://www.ncua.gov), which guarantees fair and transparent offers tailored to your needs. One of the key benefits of using LendMesh is its Verified Data feature. All loan offers are sourced from legitimate financial institutions, ensuring that you receive trustworthy information. Additionally, LendMesh does not engage in Sponsored Listings; lenders are not prioritized based on paid promotions. Instead, the goal is to provide unbiased results that reflect true market conditions. With Real-Time Rate Comparisons, you can access up-to-date loan rates from multiple institutions at any time. This empowers users to compare options quickly and make decisions that align with their financial goals. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take control of your borrowing choices, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Clarity