Clarity Credit Union Emmett ID | Affordable Auto Loans & ATM Services

Introduction

Welcome to Clarity at our Emmett Branch, located conveniently at 415 S Washington Ave, Emmett, ID 83617. Since our establishment in 1948, we have proudly served our community with a commitment to providing exceptional financial services and support to our 18,437 members. At Clarity, we believe in building lasting relationships with our members, and that means offering personalized banking solutions designed just for you. As a trusted credit union, we manage total assets of $204,976,789 and maintain a solid financial foundation with total deposits of $14,629,488. Our dedication to your financial well-being is reflected in the $12,447,02 cash in hand that ensures we can meet your needs promptly. With over 53 employees, including our CEO Wendy Edwards and Board President Brett Spencer, we are here to guide you every step of the way. While members can visit us at our branch for friendly service and support, please note that official correspondence should be directed to our mailing address: PO Box 500, Nampa, ID 83653. Whether you're looking for auto loans, personal loans, or simply want to open a new checking account, Clarity has got you covered! We offer comprehensive banking services tailored to fit your lifestyle. Our commitment goes beyond just numbers; it's about making a positive impact in the lives of those we serve. Ready to take the next step? Reach out to us at 208-467-6583 or visit our website here for more information about how we can help you achieve your financial goals. We look forward to welcoming you into the Clarity family!

Branch History & Mission

Join Us

We invite you to experience the benefits of becoming a member of Clarity. Whether you're looking for reliable banking services or seeking guidance on your financial journey, we're here for you every step of the way. Visit us during our operating hours 8:30 AM - 5:30 PM Monday through Thursday and 8:30 AM - 6:00 PM Friday or give us a call at 208-467-6583. Join us today and discover how Clarity can make a difference in your life!

Our Evolution

Throughout our history, Clarity has prioritized the needs of our members. From humble beginnings, we have continuously evolved to meet the changing demands of the community. We've embraced technology while maintaining a personal touch that sets us apart. Our commitment to service is evident in everything we do from offering competitive loan rates to providing personalized support for both personal and business banking needs. We proudly offer a range of services including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. As we adapt to modern banking trends, we ensure our digital services remain user-friendly and secure. With options like online banking and mobile applications available to all members, managing your finances has never been easier.

Our Mission

At Clarity, our mission is clear: we strive to enhance the financial well-being of our members while making a positive impact in our community. We believe in empowering individuals with the knowledge and resources they need to achieve their financial goals. We're not just here to provide banking services; we aim to build lasting relationships based on trust and transparency. As part of our commitment to community support, we engage in various outreach programs and partnerships that uplift those around us. Whether it's through financial education workshops or sponsoring local events, we are dedicated to giving back. While members can visit us at 415 S Washington Ave Emmett Id 83617, official correspondence should be sent to PO Box 500, Nampa, ID 83653 if you need assistance beyond your branch visit.

Branch Location & Accessibility

Convenient Access

At Clarity, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring that everyone can easily access our services. Plus, ample parking is available right outside our doors, making it easy to stop by anytime during our operating hours.

Operating Hours & Services

We understand that life can get busy! That's why our lobby is open from 8:30 AM to 5:30 PM Monday through Thursday and until 6:00 PM on Fridays perfect for those who need to visit after work or school. Our dedicated team is here to assist you with a range of services including checking and savings accounts, auto loans, mortgage refinancing, and much more. If you're in a hurry, take advantage of our drive-thru banking service for quick deposits or withdrawals without leaving your vehicle. We also offer ATM access for your convenience so you can manage your cash needs any time of day.

Stay Connected

While you can visit us at our Emmett location for all your financial needs, please remember that official correspondence should be sent to our mailing address at PO Box 500, Nampa, ID 83653. Should you have any questions or need assistance before stopping by, don't hesitate to give us a call at 208-467-6583. Come visit us at Clarity's Emmett Branch today we look forward to serving you!

Member Eligibility

Becoming a member of Clarity is like joining a welcoming family that truly cares about your financial well-being. If you live, work, or attend school in the area, you're likely eligible to join us! We believe in making banking accessible for everyone, and our community-oriented approach means we prioritize your needs and goals. For more specific eligibility details, feel free to check out our website at . Joining is simple and straightforward. Once you're ready to take the next step, you can open an account online by visiting https://auth.claritycu.com/create-bid/personal-details ?redirect= https://banking.claritycu.com . Our friendly team is here to help, so if you have any questions, don't hesitate to give us a call at (208) 467-6583. Let's embark on this journey together at Clarity, located at 415 S Washington Ave Emmett Id 83617, where your financial dreams can become a reality!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine a busy Saturday at your local café; our point-of-sale solutions help you accept payments quickly and securely, ensuring customer satisfaction while keeping your cash flow steady. At Clarity, located at 415 S Washington Ave Emmett Id 83617, we're dedicated to empowering local businesses in ID. Let us help you achieve your financial goals. For more information or to get started, call us at (208) 467-6583 today!

Comprehensive List Of Services

Business Banking

If you're running a business or planning to start one, Clarity provides specialized services like merchant services and business loans. These tools are essential for managing transactions efficiently while ensuring your business has the funds needed for growth.

Convenient Access & Support

We know convenience matters in today's fast-paced world. That's why we offer comprehensive online and mobile banking features that allow you to check balances, pay bills, and transfer funds from anywhere at any time. Need cash? Our ATM services ensure easy access to your funds whenever you need them. For those who prefer face-to-face interactions, our branch includes basic drive-thru banking for quick deposits and withdrawals without leaving your car. Plus, as part of a broader network of credit unions, we offer shared branch transactions for partner credit union members.

Credit Cards & Personal Loans

Managing debt can be challenging; however, our personal loans and debt consolidation solutions offer straightforward ways to regain control of your finances. Our credit cards come with rewards that give back to you every time you use them, making daily purchases more rewarding than ever.

Join Us Today!

At Clarity's Emmett Branch, we're here not just to serve but to help empower you financially. With dedicated staff ready to assist you at every turn, we're just a call away at 208-467-6583. Visit us today or explore more about our offerings at Clarity's Website. Let us support your journey towards financial clarity!

Personal Banking

Our personal banking services include checking and savings accounts that cater to both the casual saver and the more involved investor. Imagine having an account that not only keeps your money safe but also helps it grow over time. With competitive interest rates and easy online access through our online banking platform, managing your finances has never been simpler. For those moments when life takes an unexpected turn or when you want to make a big purchase, our auto loans and vehicle financing options are here to help. We provide flexible terms that can fit any budget, making it easier for you to drive away in the car of your choice. Additionally, if you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans are tailored to suit various financial situations.

Digital & Online Banking

Key Features

Our online platform includes e-statements, which allow you to receive and review your account statements electronically. This not only helps reduce paper clutter but also gives you quick access to important documents whenever you need them. Plus, with electronic signature authorization, signing documents is fast and secure no need for printing or mailing! If you're on the go, our mobile application makes banking even easier. You can manage your accounts right from your smartphone. And for those moments when you want to send money quickly to friends or family, our person-to-person transfer feature lets you do just that in real time. While we currently don't support mobile payments, our commitment to providing top-notch digital services remains strong. You can rely on our secure systems for all your banking activities, ensuring peace of mind every step of the way. In today's fast-paced world, having control over your finances shouldn't be complicated. At Clarity, we make it simple and accessible so you can focus on what matters most in your life. Visit us online at https://www.claritycu.com/ to explore all the ways we can help you bank smarter!

Financial Strength

Commitment to Innovation

With $16,090,784 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,761 in used auto loans and $146,847,766 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts stand at 34,966, showing a strong and growing member base that trusts us with their finances. This growing trust allows us to expand our services while maintaining high standards of reliability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Clarity is your trusted partner. Visit us at 415 S Washington Ave Emmett Id 83617 or call (208) 467-6583 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $50,008,231 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,880,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 52 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $19,757,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,828,153 in used vehicle loans and $8,604,703 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find something that fits your budget.

Credit Lines

For those needing extra flexibility with their finances, our credit lines amounting to $29,510,445 are available to help you cover unexpected expenses or make larger purchases without the hassle of applying for a new loan each time. If you're interested in refinancing options or checking your eligibility for any of these products, don't hesitate to reach out. You can contact us at 208-467-6583 for more information or visit us during our operating hours: Monday through Thursday from 8:30 AM to 5:30 PM and Friday from 8:30 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Clarity Credit Union in Emmett, we are committed to helping you find the right financial solutions tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $44,309,044, making buying or refinancing simple. Whether you're purchasing your first home or looking to refinance your existing mortgage for better terms, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,557,287 in loans helping members manage their finances effectively. Our credit card products come with various benefits designed to make everyday spending easier and more rewarding.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To experience the benefits of LendMesh for yourself, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means you receive reliable information, free from hidden agendas.

CLARITY CREDIT UNION - Emmett, ID