Clairton Works Credit Union West Mifflin PA

Introduction

Welcome to Clairton Works, where your financial well-being is our top priority! Located at 1301 Camp Hollow Rd, West Mifflin, PA 15122, we have proudly served our community since 1936. With a commitment to putting our members first, we currently support over 1,340 members and manage total assets of $11,931,737. At Clairton Works, we understand that financial decisions can be overwhelming. That's why we're here to guide you every step of the way. Whether you're looking to secure a loan or open a new account, our experienced team is dedicated to helping you achieve your financial goals. Under the leadership of our CEO, Caroline Spahr, and Board President, Richard McCauley, we strive to create a welcoming environment where every member feels valued. While members can visit us at our West Mifflin branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 250, Dravosburg, PA 15034. We invite you to explore what makes Clairton Works special our dedication to customer service and community impact sets us apart. With total loans exceeding 613, total deposits of $496,475, and a solid net worth of $1,712,435, you can trust that your finances are in safe hands with us. Our small but mighty team of just three employees ensures personalized service tailored just for you. We're excited to help you take charge of your financial future. For any questions or assistance, don't hesitate to reach out at 412-469-0410 during our operating hours from 8:00 AM to 4:00 PM Monday through Friday. Visit our website at clairtonworksfcu.com for more information on how we can assist you today!

Branch History & Mission

Welcome to Clairton Works, a credit union with a rich legacy that has been serving the community since 1936. Located at 1301 Camp Hollow Rd in West Mifflin, PA, our branch has grown alongside our members and their families, adapting to meet their needs over the decades. With a strong commitment to financial health and community support, we proudly serve a total membership of 1,340 individuals who trust us to help them achieve their financial goals. Over the years, Clairton Works has expanded its offerings while maintaining its core mission: to provide accessible financial services that uplift our community. From humble beginnings, we have evolved into a trusted resource with total assets reaching $11,931,737. Our members benefit not only from competitive rates on loans and savings but also from personalized service that puts their needs first. Our mission is simple yet powerful: we aim to empower our members through responsible financial practices and community engagement. This means offering more than just loans and savings accounts; it's about fostering relationships and providing resources that help people thrive. Whether it's through financial education workshops or partnerships with local organizations, we are dedicated to making a positive impact in West Mifflin and beyond. While members can visit us at 1301 Camp Hollow Rd, official correspondence should be sent to PO Box 250 in Dravosburg, PA. Our operating hours are convenient for busy schedules open Monday through Friday from 8:00 AM to 4:00 PM. Although we currently do not have ATM services or drive-thru banking available, our online banking options make it easy for you to manage your accounts anytime. At Clairton Works, we believe in being there for our members every step of the way. We prioritize accessibility and inclusivity in all our services while continually looking for ways to innovate and improve the member experience. Join us today and discover how being part of Clairton Works can benefit you financially while contributing to the strength of our local community. Together, let's build a brighter future! For more information or to become a member, please give us a call at 412-469-0410 or visit our website at clairtonworksfcu.com.

Branch Location & Accessibility

Accessibility Features

We prioritize making banking accessible for everyone. Our branch is equipped with ADA-compliant features, ensuring that all members can comfortably navigate our space. Ample parking is available right outside the building, making it easy for you to drop by anytime during our lobby hours.

Operating Hours

Our doors are open from 8:00 AM to 4:00 PM Monday through Friday. We encourage you to stop in and meet our friendly staff who are always eager to assist you with a variety of services tailored just for you.

Services Offered

At Clairton Works, we offer essential services designed to fit your lifestyle. Though we currently do not have ATM services or drive-thru banking available, our team is here to help with everything from account inquiries to loan applications. We're committed to providing personalized assistance that meets your unique financial needs. For any questions or if you need assistance before visiting, feel free to give us a call at 412-469-0410. We look forward to welcoming you into our community!

Member Eligibility

Becoming a member of Clairton Works is like joining a family that genuinely cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in our community to apply for membership. It's all about creating connections and providing support, whether you're saving for a dream vacation or planning for retirement. If you're interested in learning more about the specific eligibility criteria, feel free to check out this resource: https://clairtonworksfcu.com/member-benefits/. The process of opening an account at Clairton Works is straightforward and designed with you in mind. Our friendly team is here to guide you through every step, making it easy to get started. You can find all the details you need about account opening at http://loan application. If you have any questions or would like to speak with someone directly, don't hesitate to call us at (412) 469-0410. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Our goal is to empower you with the resources you need to turn your vision into reality.

Streamlined Merchant Services

In addition to loans, we offer merchant services that simplify your payment processes. Imagine effortlessly accepting payments from customers while keeping track of your sales in real time. Our merchant services allow you to focus on what you do best running your business while we handle the complexities of payment processing. Visit us at 1301 Camp Hollow Rd West Mifflin Pa 15122 in West Mifflin, PA, or contact us at (412) 469-0410 to learn how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

Banking Made Easy

One of the standout features of our service offerings includes ATM Services Only. While we currently focus on providing ATM access, this service is designed for convenience. You can easily withdraw cash or check your account balance without stepping into a branch. This means you can manage your finances quickly and efficiently, even on the go.

Digital Convenience

We also prioritize digital banking options to enhance your experience with us. While we currently do not offer mobile applications or mobile payments, our online banking platform allows you to manage your accounts from the comfort of your home. You can easily view transactions, transfer funds between accounts, and access e-statements whenever you need them.

Member-Centric Approach

At Clairton Works, we understand that our members have unique needs. That's why our services are tailored to fit various lifestyles. For instance, if you're busy juggling work and family commitments, having reliable ATM services can make all the difference when you need quick access to cash or account information.

Reach Out Anytime

If you have questions about our services or need assistance, feel free to give us a call at 412-469-0410. Our friendly staff is here to help during our operating hours from 8:00 AM to 4:00 PM, Monday through Friday. In conclusion, at Clairton Works, we're not just a credit union; we're a partner in your financial success. We invite you to visit us or explore more about what we offer by checking out our website at clairtonworksfcu.com. Your journey towards better financial health starts here!

Digital & Online Banking

Key Features

Our online banking platform offers a range of features designed to make your banking experience smooth and efficient. You can easily view your account balances, transfer money, and pay bills with just a few clicks. Plus, with our person-to-person transfer option, sending money to friends or family is as simple as sending a text message. Keeping track of your statements is hassle-free too! We offer e-statements, so you can access your financial information anytime without the clutter of paper statements. And for those who prefer an added layer of convenience, our electronic signature authorization makes it easy to sign documents securely online.

Security and Accessibility

Your security is our top priority. Our online banking services are equipped with robust security measures to protect your personal information. You can bank confidently knowing that we've got you covered. Even if you're on the go, our mobile payments feature allows you to make transactions right from your smartphone, although please note that currently we do not have a dedicated mobile application. We're continually looking for ways to improve your experience, so keep an eye out for future updates! In summary, whether you're at home or out and about, Clairton Works provides user-friendly tools for real-time account management. Explore all that digital banking has to offer by visiting us at https://clairtonworksfcu.com/ today!

Financial Strength

Growing Member Base

We currently have a strong community of 1,586 share accounts, showcasing a growing member base that trusts us with their finances. With net shares available for lending and investments totaling $153,696, we are positioned well to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Clairton Works is your trusted partner. Visit us at 1301 Camp Hollow Rd West Mifflin Pa 15122 or call (412) 469-0410 to learn more about how we can help you achieve your financial goals.

Member Savings and Resources

Members' savings are secured through $935,070 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our efficiency with a net income of $40,017, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees ready to assist you with their knowledge and dedication.

Reinvestment in Services

With $1,696,088 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our capacity to lend; with $67 in used auto loans and $4,397,523 in total loans and leases available, we are here to assist you across various sectors.

Strong Financial Health

With a net worth of $1,712,435, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.33% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $893,082 in used vehicle loans and $1,322,569 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, we have flexible financing options tailored to meet your needs.

Credit Lines

For those who prefer to have access to funds when needed, our credit lines are available with a total limit of $1,000,000. This option allows you the flexibility to borrow only what you need while managing your cash flow efficiently.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $228,038, make buying or refinancing simple. We can guide you through the process and help you find a loan that fits your budget.

Refinancing Options

If you're considering refinancing existing loans for better rates or terms, our team is ready to assist. We can help evaluate your current financial situation and explore eligibility options that may work for you. Our branch is located at 1301 Camp Hollow Rd West Mifflin Pa 15122, and we're here to support you during our operating hours from 8:00 AM to 4:00 PM Monday through Friday. If you have questions or want to discuss which loan product is right for you, don't hesitate to call us at 412-469-0410. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Clairton Works, we're dedicated to helping our members thrive financially one loan at a time!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $550,827 in loans helping members manage their finances effectively. These cards provide an excellent way to cover unexpected expenses while enjoying low-interest rates.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing information from verified institutions guarantees that the offers presented are fair and transparent.

CLAIRTON WORKS FEDERAL CREDIT UNION - West Mifflin, PA

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