Clairton Works Credit Union Clairton PA | Best Auto Loans & Business Banking

Introduction

Welcome to Clairton Works, where your financial journey is our priority! Nestled in the heart of Clairton at 600 State St Unit 3, we have been serving our community since 1936. Our commitment to providing personalized financial solutions has made us a trusted partner for over 1,340 members. At Clairton Works FCU, we understand that every dollar counts. That's why we proudly manage assets totaling $11,931,737 and offer competitive rates on loans and deposits. Currently, our total deposits stand at an impressive $496,475, showcasing the trust our members place in us. With a net worth of $1,712,435, you can rest assured that your finances are in capable hands. Under the leadership of our CEO, Caroline Spahr, and Board President, Richard McCauley, we strive to make a positive impact in our community. Our dedicated team of 3 employees is here to provide you with expert guidance on a wide range of services from personal banking and auto loans to mortgage refinancing and business banking. While members can visit us at our branch location for in-person assistance, official correspondence should be sent to the same address: 600 State St Unit 3, Clairton, PA 15025. If you have any questions or need assistance, don't hesitate to call us at 412-384-7088 during our operating hours from 8:00 AM to 4:30 PM, Monday through Friday. Join us today and discover how Clairton Works can help you reach your financial goals! Visit our website at clairtonworksfcu.com for more information or to get started on your membership journey.

Branch History & Mission

Our Evolution

Located at 600 State St Unit 3, Clairton, PA 15025, our branch is more than just a financial institution; it's a hub for community engagement and support. Over the years, we've adapted to meet the changing needs of our members. While we don't have drive-thru services or ATMs at this location, we ensure that all members can access essential banking services through online banking and mobile options. Our operating hours are convenient too open from 8:00 AM to 4:30 PM, Monday through Friday making it easy for everyone to visit us.

Our Mission

At Clairton Works, our mission goes beyond offering traditional banking products like checking accounts and auto loans; we strive to make a positive impact in the lives of our members. We believe in providing personalized financial solutions while fostering community growth. This commitment extends to various outreach programs designed to support local initiatives and partnerships that uplift our neighborhoods. While members can visit us at 600 State St Unit 3 Clairton Pa 15025, official correspondence should be sent to 600 State St Unit 3, Clairton, PA 15025. We encourage you to connect with us via phone at (412) 384-7088 for any inquiries or assistance. As we look towards the future, we're excited about continuing to innovate and enhance the member experience with services tailored just for you. Join us today and discover how Clairton Works can help you achieve your financial goals while supporting our beloved community. Together, let's build a brighter future!

Branch Location & Accessibility

A Community Hub

Clairton Works isn't just a place to manage your money; it's a community hub where you can explore a range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here to support you every step of the way. We invite you to visit us today! Come by our branch or give us a call if you have questions about how we can serve you better. We look forward to welcoming you into the Clairton Works family!

Accessibility and Parking

Accessibility is important to us. Our branch features ADA-compliant facilities and ramps to ensure everyone can access our services comfortably. We also provide ample parking for your convenience.

Convenient Features

At Clairton Works, we believe that banking should be straightforward and welcoming. Although we do not currently offer ATM services or drive-thru banking, our team is always ready to assist you during our operating hours, which are from 8:00 AM to 4:30 PM, Monday through Friday. If you have any questions or need assistance outside these hours, feel free to call us at 412-384-7088.

Member Eligibility

Joining the Clairton Works community means becoming part of a supportive network that values your financial well-being. At Clairton Works, we welcome anyone who lives, works, worships, or attends school in Clairton or surrounding areas to become a member. It's as simple as meeting these criteria you're already on the right path! As a member, you gain access to a variety of benefits designed to help you thrive financially. From competitive rates on loans and savings to personalized services that cater to your unique needs, we're here for you every step of the way. If you're ready to take the next step and open an account with us, check out our easy account opening process at [this link]( http://loan application). For detailed eligibility information, feel free to visit our website at clairtonworksfcu.com/member-benefits. If you have any questions or need assistance, don't hesitate to reach out at (412) 384-7088. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments seamlessly, whether online or in-person. This means more convenience for you and your customers. Our services help you focus on what really matters growing your business. Visit us at 600 State St Unit 3 Clairton Pa 15025 in Clairton, PA or call us at (412) 384-7088 to explore how we can assist you on your path to success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're dreaming of a new car or need reliable transportation, our auto loans and vehicle financing can make it happen. We offer competitive rates that help you drive off in the vehicle of your choice without stretching your budget. Picture yourself enjoying the open road with a payment plan that's just right for you.

Business Banking

For entrepreneurs and small business owners, we provide essential business banking services, including merchant services and business loans. We're committed to supporting local businesses by offering solutions that help them thrive.

Contact Us Today!

With all these services available at Clairton Works, we are here to assist you in achieving your financial goals. Have questions? Don't hesitate to reach out! You can call us at 412-384-7088 or visit us online at clairtonworksfcu.com. We look forward to welcoming you into our community!

Credit Cards with Rewards

With our credit cards that offer rewards, every purchase brings you closer to something special. Use them for daily expenses and earn points that can be redeemed for travel, merchandise, or cash back. It's an easy way to benefit from spending!

Digital Convenience

In today's fast-paced world, we know convenience matters. That's why Clairton Works offers robust online and mobile banking options that allow you to manage your accounts from anywhere. Need to check your balance? Transfer funds? Or pay bills? You can do all this right from your smartphone or computer.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans and refinancing options provide the support you need to navigate the home-buying process confidently. We understand that purchasing a home is one of the biggest decisions you'll make. Our team is here to guide you every step of the way, ensuring you find a mortgage solution that fits your financial situation.

Personal Banking

Our personal banking services include checking and savings accounts designed for flexibility and ease. Imagine having a checking account that fits your lifestyle easy access to your funds, no hidden fees, and online banking options that let you manage your money anytime, anywhere. Our savings accounts help you set aside funds for those special occasions or unexpected expenses.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions to help you regain control of your finances. Whether you're managing unexpected medical bills or planning a big purchase, our personal loans provide quick access to cash when you need it most.

Digital & Online Banking

Accessing Your Accounts Anytime

With our 24/7 online banking services available at https://clairtonworksfcu.com/ , you can check your account balances, review recent transactions, and transfer funds whenever it suits you. Say goodbye to waiting in lines or rushing to the bank before closing hours. Our platform gives you real-time access to your financial information right at your fingertips.

Mobile Banking on the Horizon

While we currently don't have a mobile application or mobile payments feature available yet, we're continuously working to enhance our services. We're committed to providing user-friendly options that cater to your needs as technology evolves. In summary, Clairton Works offers robust digital banking options that allow you to manage your finances efficiently and securely. To get started with online banking today, visit us at https://clairtonworksfcu.com/ and take control of your financial journey!

Simple and Secure Transactions

Need to send money to a friend? Our person-to-person transfer feature makes it quick and hassle-free. Just a few taps, and you're done! Plus, we prioritize your security. While we currently do not support electronic signatures for transactions, rest assured that your information remains safe through our secure online banking measures.

Stay Organized with E-Statements

Keep track of your finances effortlessly with e-statements. This feature allows you to receive your account statements electronically, so there's no more clutter from paper statements piling up. It's not only convenient but also eco-friendly!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Clairton Works is your trusted partner. Visit us at 600 State St Unit 3 Clairton Pa 15025 or call (412) 384-7088 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $935,070 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $1,696,088 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement means you can trust us to adapt and grow alongside your needs.

Solid Financial Health

With a net worth of $1,712,435, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,433 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $67 in used auto loans and $4,397,523 in total loans and leases. Our operational efficiency is highlighted by our $0, which reflects our ability to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees ready to serve you with knowledgeable support. With 1,586 showing a strong and growing member base that trusts us with their finances, it's clear that your community bank is built on reliability.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $893,082 in used vehicle loans and $1,322,569 in new vehicle loans already helping members get on the road. We are committed to providing flexible financing options that suit your needs. If you're interested in refinancing an existing auto loan or checking eligibility options, our team is here to assist you every step of the way.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $550,827 in loans helping members manage their finances effectively. Our credit card products come with rewards and benefits designed to fit your lifestyle.

Credit Lines

For those looking for additional financial flexibility, our credit lines total $1,000,000. This option can be a great way to handle unexpected expenses or consolidate debt. At Clairton Works located at 600 State St Unit 3 Clairton Pa 15025, we are dedicated to providing exceptional service. If you have questions or want to apply for one of our loan products, feel free to contact us at 412-384-7088 during our operating hours of 8:00 AM to 4:30 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and discover how we can help you reach your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $228,038, make buying or refinancing simple. We provide guidance throughout the process to ensure you find the right mortgage solution for your situation.

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CLAIRTON WORKS FEDERAL CREDIT UNION