City-County Employees Credit Union Clearwater FL | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to City-county Employees, your trusted partner in financial wellness since 1941! Located at 1810 N Belcher Rd, Clearwater, FL 33765, our branch is dedicated to serving the community with a personal touch. With a total membership of 3,971 and assets exceeding $37 million, we are proud to provide quality financial services tailored to meet your needs. At City-county Employees, we believe in empowering our members. We offer a variety of products including checking and savings accounts, auto loans, mortgages, and credit cards that reward you for your loyalty. With over $3.7 million in total deposits and a net worth of $3.1 million, our solid financial foundation ensures that your money is safe with us. Our leadership team, led by CEO Lois Blithe and Board President James Mehr Sr., is committed to making a positive impact in our community. With a dedicated staff of 8 employees, we strive to provide exceptional service every day. Whether you're looking for a loan or just need some financial advice, we're here to help. While members can visit us at our Clearwater branch for all their banking needs, official correspondence should be sent to the same address: 1810 N Belcher Rd, Clearwater, FL 33765-1448. We invite you to explore how we can support your financial journey. Feel free to reach out at 727-442-7746 or visit our website at ccecu.org for more information. Join us today and experience the difference of being part of the City-county Employees family!

Branch History & Mission

Community Engagement

We are proud partners in the Clearwater area and actively engage in community outreach efforts. Through various initiatives and partnerships, we contribute positively to the lives of those around us. Whether it's supporting local events or providing resources for financial literacy programs, we are committed to making a difference. As technology evolves, so do we! Our digital advancements ensure that you can manage your finances conveniently through online banking and mobile applications. We prioritize accessibility and ADA compliance so that everyone can take advantage of our services. Join us today! Experience the benefits of being part of City-county Employees where your financial goals are our priority. Together, let's build a brighter future for you and our community! For more information or assistance, feel free to call us at 727-442-7746 or visit our website.

Our Mission

At City-county Employees, our mission is simple yet profound: we aim to provide exceptional financial services while fostering a sense of community and belonging among our members. We believe in the power of collaboration and work hard to support not only individual financial goals but also local initiatives that uplift our neighborhoods. Our team is dedicated to creating a welcoming environment where everyone feels valued. With operating hours tailored for your convenience Monday through Thursday from 9:00 AM to 4:00 PM and Friday from 9:00 AM to 6:00 PM we make it easy for you to access your banking needs. Plus, with drive-thru services available, you can conduct simple transactions without stepping inside. While members can visit us at 1810 N Belcher Rd for all their banking needs, official correspondence should be sent to our mailing address at 1810 N Belcher Rd, Clearwater, FL 33765-1448.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize your comfort and convenience. We are proud to be ADA compliant, ensuring that everyone can access our services with ease. Our parking lot offers plenty of space for members, including designated spots for those who need them. If you're looking for a quick transaction, we also have a drive-thru service available for your convenience.

Operating Hours

We understand that life can get busy, which is why our lobby hours are designed to fit your schedule. You can visit us Monday through Thursday from 9:00 AM to 4:00 PM and on Fridays until 6:00 PM. Whether you need assistance with personal banking, loans, or other services, our friendly staff is here to help during these hours.

Services Offered

While visiting us at our Clearwater branch, you'll find a range of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. We also offer basic shared branch transactions for members of partner credit unions, making it easier than ever to manage your finances all in one place. If you have any questions or need assistance, feel free to give us a call at 727-442-7746. We're here to help! So whether you're looking to open an account or just need some advice on financing options, come visit us today at City-county Employees Credit Union where your financial journey matters.

Member Eligibility

Becoming a member of City-county Employees feels like joining a warm, welcoming family that truly cares about your financial well-being. If you live, work, or worship in the Clearwater area, you're likely eligible to join us! We believe in making banking accessible and supportive for everyone, and our membership is designed to include individuals from various backgrounds. For detailed eligibility criteria, feel free to check out our website at https://ccecu.originate.fiservapps.com/umnexdyxchdig5x . Joining is simple! Once you confirm your eligibility, opening an account is just a few easy steps away. You can find all the information you need to get started at http://www.ccecu.org/index.php/loans/visa-credit-cards . If you have any questions or need assistance along the way, don't hesitate to give us a call at (727) 442-7746. We're excited to welcome you into the City-county Employees community!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's marketplace, having effective payment solutions is crucial. Our merchant services simplify transactions, allowing you to focus on what really matters your customers. Whether it's accepting card payments or managing online sales, we provide tools that make payment processing easy and secure. Visit us at 1810 N Belcher Rd Clearwater Fl 33765 in Clearwater, FL, or give us a call at (727) 442-7746 to learn how we can partner with you for your business banking needs. Let's work together to build a brighter future for your enterprise!

Comprehensive List Of Services

Business Banking

For our business members, we provide essential banking services like merchant services and business loans to support your entrepreneurial endeavors. We understand that running a business requires reliable financial backing, and we are committed to helping you succeed.

Credit Cards

Our credit cards come with rewards that make every purchase more rewarding. Whether you're using them for everyday spending or special occasions, you'll find that earning rewards is easy and beneficial.

Drive-Thru Banking

For those who prefer face-to-face service but are short on time, our basic drive-thru banking offers quick access for deposits, withdrawals, and simple transactions without having to step out of your vehicle.

Loans and Financing

When it comes to loans, we've got you covered. Need an auto loan? Our vehicle financing options can help you get on the road without breaking the bank. For those looking to settle into their dream home, we offer mortgage loans and refinancing options tailored just for you. Additionally, our personal loans can assist with debt consolidation or unexpected expenses, making financial management simpler.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why our online and mobile banking platforms allow you to access your accounts anytime, anywhere. With features like e-statements, mobile payments, and person-to-person transfers, managing your finances has never been easier.

Personal Banking

Our personal banking services include checking and savings accounts that cater to both everyday transactions and long-term savings goals. Imagine having the flexibility to manage your finances online or through our mobile app, all while enjoying competitive interest rates that help your money grow.

Shared Branch Services

We also partner with other credit unions to provide shared branch transactions. This means if you're a member of a partner credit union, you can conduct basic deposits and withdrawals right here at City-county Employees. If you're ready to explore these services further or have questions about how we can assist you better, feel free to reach out at (727) 442-7746. We invite you to visit us at 1810 N Belcher Rd Clearwater Fl 33765 or check out our website at Main Office for more information. Join us today and experience how City-county Employees is more than just a credit union it's your partner in achieving financial success!

Digital & Online Banking

Key Services

Our online banking platform provides a range of features that make it simple for you to manage your money. You can view account balances, transfer funds, and pay bills all in one place. Plus, with the ability to sign documents electronically through our electronic signature authorization feature, you can complete transactions without the need to visit a branch. For those who prefer going paperless, e-statements are available to help you keep track of your finances while reducing clutter. Staying organized has never been easier!

Mobile Banking

On the go? Our mobile application makes banking as easy as tapping your phone. With mobile payments enabled, you can make purchases directly from your device no cash or cards needed! Plus, our person-to-person transfer feature lets you send money to friends or family instantly, making splitting bills or sending gifts a breeze.

Security and Ease of Use

We prioritize your security with advanced protections so you can bank with peace of mind. Our user-friendly interface ensures that even those who aren't tech-savvy will find managing their finances straightforward and hassle-free. With City-county Employees, you have the tools you need for real-time account management at your fingertips. Whether you're checking balances during lunch or transferring funds late at night, our digital banking services ensure that you're always in control of your financial journey. Explore all these features today by visiting us at https://www.ccecu.org/ and experience banking made easy!

Financial Strength

Commitment to Growth and Innovation

With $3,064,705 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive with $48,100 in used auto loans and $25,897,897 in total loans and leases, we support members' financial goals across various sectors.

Growing Member Base

We currently have a total of 6,193 share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $1,661,028, providing further assurance of our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, City-county Employees is your trusted partner. Visit us at 1810 N Belcher Rd Clearwater Fl 33765 or call (727) 442-7746 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $6,772,184 in share certificates and $516,213 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $12,979 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 7 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $3,116,349, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $837 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

In addition to these offerings, we provide credit lines totaling $2,500,000, giving you access to funds whenever you need them. This is perfect for unexpected expenses or planned projects that require additional financing. For those interested in refinancing options or checking eligibility for any of our loan products, please visit our website or give us a call at 727-442-7746. We're dedicated to providing personalized service tailored to your unique financial situation. At City-county Employees located at 1810 N Belcher Rd Clearwater FL 33765, we pride ourselves on helping our members navigate their financial journey with confidence. Let us help you find the right loan product today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,804,635 in used vehicle loans and $6,199,651 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience easier.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,265,897, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, we're here to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $314,639 in loans helping members manage their finances effectively. Our credit cards come with various rewards and features designed to enhance your purchasing power while keeping your budget in check.

Loan Aggregator

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Ensuring Accurate Comparisons

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CITY COUNTY EMPLOYEES CREDIT UNION - Clearwater, FL