City Public Service/ibew Credit Union San Antonio TX | Affordable Vehicle Loans & Business Banking

Introduction

At City Public Service/ibew, we believe in more than just banking; we are committed to building a community where our members can thrive. Located at 1002 Camden St, San Antonio, TX 78215, our branch has been serving the needs of our members since 1940. With a total membership of 3,876, we pride ourselves on creating strong relationships and offering personalized financial services tailored to you. While members can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 1002 Camden St, San Antonio, TX 78215-1452. Our dedicated team, led by CEO Adam Conine and Board President Glenn Seleen, is here to ensure you receive the best possible service. With total assets of $49,583,129 and total deposits amounting to $2,766,527, we are well-equipped to support your financial journey. Our commitment extends beyond numbers; we want you to feel valued and understood as part of our credit union family. Whether you're seeking auto loans where we've successfully issued over 2,516 loans or looking for business solutions with no net member business loan balance weighing on you, we're here to help. Our friendly staff is available Monday through Friday from 9 AM to 5 PM, ready to assist with everything from personal banking and mortgages to credit cards with rewards. If you have questions or need assistance, don't hesitate to call us at 210-353-2376. Join us today at cpsibewfcu.org and discover how City Public Service/ibew can help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we also recognize the importance of digital advancements. Our commitment to providing modern banking solutions means that members can access online banking and mobile payment options with ease. We ensure that our services are not only efficient but also accessible for everyone in compliance with ADA standards. With features such as drive-thru banking for simple transactions and a focus on customer service excellence, we invite you to experience all that City Public Service/ibew has to offer. Join us today and become part of a community-focused credit union where your financial goals matter! For inquiries or assistance, feel free to call us at 210-353-2376 or visit our website at CPS IBEW FCU. Together, let's build a brighter financial future!

Our Mission

The mission of City Public Service/ibew is straightforward yet profound: we aim to empower our members by providing exceptional financial services while fostering a strong sense of community. We understand that each member's journey is unique; therefore, we are committed to offering personalized solutions that include checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. In addition to our core financial services, we are dedicated to community outreach and support initiatives. We believe in giving back and actively seek partnerships that benefit the neighborhoods we serve. Whether it's local events or educational programs about financial literacy, we strive to make a positive impact on the lives of those around us.

Branch Location & Accessibility

Banking Made Easy

At City Public Service/ibew, we understand that your time is valuable. That's why we offer convenient drive-thru banking services for quick transactions like deposits and withdrawals. While we currently do not have ATM services on-site, our friendly staff is always ready to assist you during our lobby hours from 9 AM to 5 PM, Monday through Friday.

Conveniently Located

Our branch is just a stone's throw away from popular landmarks, ensuring that you can easily stop by whenever you need assistance. With ample parking available, visiting us is hassle-free. We also ensure accessibility for all our members with features like ADA-compliant ramps.

Visit Us Today!

We invite you to drop by and experience our welcoming atmosphere and dedicated service firsthand. At City Public Service/ibew, we are committed to helping you achieve your financial goals. We look forward to seeing you soon!

Your Financial Partner

We offer a wide range of financial services tailored to meet your needs. From personal banking options such as checking and savings accounts to vehicle financing and mortgage loans, our team is equipped to help you make informed decisions. If you have questions or want to explore your options, don't hesitate to give us a call at 210-353-2376. While members can visit us at our physical location, official correspondence should be sent to the same address: 1002 Camden St, San Antonio, TX 78215-1452.

Member Eligibility

At City Public Service/ibew, we believe that becoming a member is like joining a supportive family where your financial well-being matters. To be eligible, you simply need to live, work, or worship in the San Antonio area, or be affiliated with one of our partner organizations. This means that if you're part of our vibrant community, you're already on your way to enjoying the many benefits we offer. From competitive rates on loans to personalized service tailored just for you, being a member at City Public Service/ibew opens up a world of financial possibilities. Getting started is easy! You can learn more about the specific eligibility requirements by visiting us at https://www.cpsibewfcu.org/who-can-join . Once you confirm your eligibility, simply reach out to us at (210) 353-2376 or visit our branch located at 1002 Camden St San Antonio Tx 78215 to open an account. We're here to help make the process smooth and welcoming! Join us today and experience the difference of being part of City Public Service/ibew.

Business Banking & Commercial Services

At City Public Service/ibew, we understand that every business has unique needs and challenges. Whether you're starting a new venture or looking to expand, having the right financial partner can make all the difference. Our commercial loan options are designed to support your journey toward success. Imagine securing a loan that allows you to invest in new equipment, hire additional staff, or even open a second location. With our commitment to supporting businesses, we have the tools you need to grow. Our commercial lending programs empower you with the necessary funds to turn your plans into reality. In addition to loans, we offer merchant services that simplify transactions for your business. Think about the convenience of accepting payments seamlessly, allowing you to focus on what you do best serving your customers. While our current portfolio may not reflect extensive commercial loans yet, we are dedicated to fostering growth in our community. Let's explore how we can help your business thrive together at our branch located at 1002 Camden St San Antonio Tx 78215 in San Antonio, TX. For more information, feel free to call us at (210) 353-2376.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easy for you to get behind the wheel. We understand that purchasing a vehicle is a significant investment, which is why we provide competitive rates and flexible terms tailored to fit your budget.

Basic Drive-Thru Banking

For quick transactions without leaving your car, take advantage of our basic drive-thru banking services. You can easily make deposits, withdrawals, and other simple transactions without stepping foot inside the branch. At City Public Service/ibew, we believe in empowering our members with the tools they need to succeed financially. Whether you're looking for personal banking solutions or need assistance with business finances, we're here for you. Ready to explore what we offer? Visit us at 1002 Camden St San Antonio Tx 78215 or give us a call at (210) 353-2376 today! For more information about joining us or opening an account, check out our website.

Business Banking

If you're a business owner, we have solutions just for you! Our business banking services include merchant services and business loans designed to help your company thrive. From setting up payment processing systems to funding your next big project, we've got you covered.

Credit Cards with Rewards

For those who enjoy earning rewards on everyday purchases, our credit cards come with attractive benefits. Whether you're shopping for groceries or dining out, earn points that can be redeemed for travel or cash back, all while enjoying competitive interest rates.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why City Public Service/ibew offers robust online and mobile banking services. Access your accounts anytime, anywhere through our secure platform. You can manage transactions, pay bills, and even transfer funds using just your smartphone or computer.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans. If you're looking to buy a new home or refinance your current mortgage, our team will guide you through the process. We offer various mortgage products that can help make your dream home a reality while ensuring that monthly payments are manageable.

Personal Banking

Managing your finances should be straightforward and accessible. That's why we offer a variety of personal banking options, including checking and savings accounts designed for everyday use. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that help you keep track of your money effortlessly.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. Our personal loans can provide you with the financial flexibility you need during those times. Additionally, if you're juggling multiple debts, consider our debt consolidation options to simplify your payments and potentially lower your interest rates.

Digital & Online Banking

Always Accessible

We believe in providing our members with 24/7 online banking services. This means you can check your accounts or manage transactions at any time that suits you best. Our user-friendly interface makes it easy for everyone to navigate their accounts confidently. At City Public Service/ibew, we prioritize security alongside convenience. Rest assured that your personal information is protected while you enjoy hassle-free banking. Join us today and experience how digital banking can simplify your life!

Key Features of Our Online Banking Services

With our online banking platform, which you can access at https://www.cpsibewfcu.org/ , you'll find a variety of features that make managing your money simple and efficient. You can view your account balances, transfer funds, and even set up automatic payments all from the comfort of your own device. Need to sign a document quickly? We offer electronic signature authorization, so you can complete transactions without needing to visit a branch. Plus, enjoy the convenience of receiving e-statements to keep track of your finances without the clutter of paper.

Mobile Banking at Your Fingertips

Our mobile application puts all these features right in your pocket! With just a few taps, you can make person-to-person transfers or set up mobile payments easily. Whether you're splitting a bill with friends or making purchases on the fly, our app ensures your financial needs are met wherever you are.

Financial Strength

Committed to Growth

With $7,130,643 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $410 in used auto loans and $21,472,965 in total loans and leases, we support members' financial goals across various sectors.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. We have established a strong member base with a total of 6,152 share accounts that trust us with their finances. This reflects not only our dedication but also the growing confidence of our members.

Secure Member Savings

Members' savings are secured through $11,764,849 in share certificates and $2,651,306 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $7,835,241, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,580 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, City Public Service/ibew is your trusted partner. Visit us at 1002 Camden St San Antonio Tx 78215 or call (210) 353-2376 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,561,922 in used vehicle loans and $3,965,419 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process.

Credit Lines

For those who need additional support for larger purchases or projects, our credit lines are available with total amounts reaching $2,000,000. This feature provides peace of mind knowing that funds are accessible when needed.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0, providing flexibility and competitive rates to suit your needs.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans, we're here to assist you in evaluating your options. Our dedicated team will help determine eligibility and find solutions tailored specifically for you. At City Public Service/ibew, we prioritize your financial well-being and aim to provide straightforward loan options that empower you to make informed decisions. If you have questions or want more information about any of our loan products, don't hesitate to reach out at (210) 353-2376 or visit us at 1002 Camden St San Antonio Tx 78215 in San Antonio, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also provide flexible terms on unsecured credit card loans, with a total of $1,506,657 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs without the stress of high-interest rates.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for all users. Each loan comparison reflects current market conditions and real offers, giving you peace of mind that you're getting accurate information.

CITY PUBLIC SERVICE/IBEW FEDERAL CREDIT UNION - San Antonio, TX