Welcome to city-of-fairmont, a dedicated financial institution proudly serving the Fairmont community since its establishment in 1967. With a mission focused on empowering our members through exceptional service, we prioritize accessibility and trust in all our offerings. Under the leadership of CEO James Emerick and Board President Rick Geldbaugh, we strive to meet the diverse needs of our membership, which has grown to over 328 individuals who rely on us for their financial journeys. Our headquarters, located in the heart of Fairmont, WV, is not just a physical space; it's a hub of community engagement and support.

At city-of-fairmont, we take pride in being insured by NCUA since 8/16/1971 0:00, ensuring that your deposits are safe and secure. We understand that modern banking requires innovative solutions, which is why we offer an array of services designed to enhance your experience, including online banking options, mobile applications, and more. While we currently do not provide mobile payments or e-statements, our commitment to delivering reliable personal banking services—ranging from auto loans and credit cards with rewards to mortgage refinancing—remains unwavering. For inquiries or assistance, feel free to reach us at (304) 366-5533. Discover how we can help you achieve your financial goals today!

At city-of-fairmont, located in the heart of Fairmont, WV, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to specialized offerings such as auto loans and vehicle financing, we ensure that our members can effectively manage their everyday banking needs. Our mortgage loans and refinancing options provide pathways for homeownership, while personal loans and debt consolidation services are tailored to assist those navigating life’s milestones. For small business owners, our business banking solutions include merchant services and business loans that empower you to grow your venture with confidence.

In today's digital age, we recognize the importance of accessibility and convenience in banking. Although we currently do not offer online banking or a mobile application, our commitment to member service remains strong. While tools like person-to-person transfers and mobile payments are not available at this time, we continue to focus on providing exceptional support for all your financial inquiries. For those looking to explore membership options or learn more about eligibility, please visit . Additionally, if you're considering different loan products or want to compare rates, check out https://www.lendmesh.com/loans/vehicle_loans for valuable insights. Our team is dedicated to providing personalized assistance; feel free to reach us at (304) 366-5533 for any questions or support you may need as you navigate your financial journey with us.

At city-of-fairmont, we take pride in being a trusted financial partner for our community. With a robust Total Membership of 328, we have established a strong foundation built on trust and shared success. Our commitment to serving our members is evident in our impressive Total Assets of 1,398,503, which reflects our stability and dedication to sound financial management.

Our Net Worth of 163,412 highlights our financial strength, ensuring that we can support our members' needs effectively. Despite the challenges faced by many financial institutions, we have maintained a positive trajectory with a Net Income of 3,412, demonstrating our ability to operate efficiently while delivering value to our members.

We understand the importance of deposits in building wealth and fostering economic growth, which is why we are proud to report Total Deposits of 158,736. This figure not only signifies the trust placed in us by our members but also positions us well to offer competitive loans and leases, currently totaling 104.

With a dedicated team of just Total Employees: 3, we are able to provide personalized service that larger institutions often cannot match. Our Net Worth Ratio of 1,168 underscores our stability as we continue to manage risk while pursuing growth opportunities for our members.

In terms of lending, we focus on what matters most to you. Our Credit Card Loan Volume stands at 67, along with an impressive Auto Loan Volume of 26. These offerings are designed with your needs in mind, providing accessible financing options tailored to your lifestyle.

When it comes to commercial lending, while our current figures show no active loans, we remain committed to exploring opportunities that can benefit local businesses. As part of a national network guided by transparency and community impact, we ensure that every decision made at city-of-fairmont aligns with the best interests of our members.

All performance insights and financial data presented here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to discover how you can benefit from partnering with us today. Compare real-time loan offers at https://www.lendmesh.com/loans/vehicle_loans and find the best rates tailored just for you.