City of Deer Park Credit Union TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to the City Of Deer Park your trusted financial partner located at 2005 Center St, Deer Park, TX 77536. Since our establishment in 1964, we have proudly served our community with dedication and integrity, growing to a membership of 669 individuals who count on us for their financial needs. With total assets amounting to $6,722,221 and total deposits of $656,243, we are committed to supporting our members through every financial journey. At City Of Deer Park, we understand that banking is about more than just numbers; it's about building relationships. Our team, led by CEO Justin League and Board President Susan Mele, strives to create a welcoming environment where you feel valued and understood. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we are here to help. For your convenience, while you can visit us at our branch location, any official correspondence should be directed to the same address: 2005 Center St, Deer Park, TX 77536. We encourage you to explore our services online at dpefcu.org or give us a call at 281-479-3344 during our operating hours from 8 AM to 6 PM, Monday through Friday. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Community Engagement

City Of Deer Park actively participates in community outreach initiatives that strengthen local ties. By partnering with local organizations and supporting events, we aim to uplift those around us and create lasting positive impacts in Deer Park.

Join Us

As we continue our journey of growth and service, we invite you to become a member of City Of Deer Park. Experience firsthand the benefits of personalized banking that prioritizes your financial well-being while contributing positively to our community. For any inquiries or assistance, feel free to reach out at 281-479-3344 during our lobby hours from 8 am to 6 pm, Monday through Friday. Together, let's build a brighter future for you and for Deer Park! Visit us online at dpefcu.org to learn more about membership opportunities or open an account today!

Our Mission

Our mission is straightforward: to empower our members through accessible financial services while fostering community support. We believe that when individuals thrive financially, so does the entire community. This guiding principle drives us to offer competitive rates on loans and savings accounts while ensuring that every interaction is rooted in exceptional customer service. We also understand the importance of adapting to modern banking needs. That's why we provide online and mobile banking services along with electronic signatures and e-statements for added convenience. We are committed to being accessible and inclusive ensuring ADA compliance throughout our facilities.

Our Story

From our humble beginnings, City Of Deer Park has always aimed to serve our local community with integrity and dedication. Located at 2005 Center St, Deer Park, TX 77536, we are proud to be more than just a financial institution; we are a part of this vibrant community. While members can visit us at our branch location, official correspondence should be sent to the same address. With total assets reaching an impressive $6,722,221, our growth is a testament to our commitment to providing reliable financial services. We offer various products including personal banking accounts, auto loans, mortgage loans, and business banking solutions designed to meet our members' diverse needs.

Branch Location & Accessibility

Welcome to the City Of Deer Park branch, conveniently located at 2005 Center St in beautiful Deer Park, Texas! Our branch sits in a friendly neighborhood, making it easy for you to stop by. Just a short drive from local landmarks like the Deer Park Community Center and near various shopping spots, we're here to serve you. For your convenience, we offer ample parking right outside our door, along with features that ensure accessibility for all members. Whether you're visiting us for personal banking or looking into vehicle financing options, you can rely on a welcoming environment. Our lobby is open Monday through Friday from 8 AM to 6 PM, so there's plenty of time for you to come in and discuss your banking needs. While we currently do not have an ATM or drive-thru services available at this branch, our dedicated team is ready to assist you inside. If you have any questions or need assistance, don't hesitate to give us a call at 281-479-3344. While members can visit us at 2005 Center St, official correspondence should be sent to the same address: 2005 Center St, Deer Park, TX 77536. We invite you to explore our range of services including checking and savings accounts, auto loans, and more. Come visit us soon; we can't wait to meet you!

Member Eligibility

Becoming a member of City Of Deer Park is like joining a close-knit community where your financial well-being is our top priority. If you're looking to enjoy personalized service and a range of great products, you'll be glad to know that membership is open to anyone who lives, works, or worships in our area. It's that simple! We believe everyone deserves access to affordable banking options, and at City Of Deer Park, you'll find just that. Plus, as a member, you'll have access to exclusive benefits designed to help you save money and achieve your financial goals. To get started on your journey with us, you can easily open an account online by visiting https://www.dpefcu.org/online-banking/ . If you have any questions or need assistance, don't hesitate to give us a call at (281) 479-3344. For more detailed information on eligibility requirements, feel free to check out our website at . We can't wait to welcome you into the City Of Deer Park family!

Business Banking & Commercial Services

At City Of Deer Park, we understand that every business has unique needs and aspirations. Whether you're a budding startup or an established enterprise in Deer Park, TX, our goal is to help you thrive. Imagine having the financial support to expand your operations, invest in new equipment, or even open a new location. That's where our business loan options come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for those looking to grow. Moreover, our outstanding commercial loan portfolio stands at $0, demonstrating our dedication to driving economic growth by financing new and expanding businesses. But that's not all! Our merchant services provide practical benefits tailored for your daily operations. Picture this: seamless payment processing that allows you to focus on serving your customers rather than worrying about transactions. With easy-to-use tools and dedicated support, we're here to simplify your banking experience. Visit us at 2005 Center St Deer Park Tx 77536 or call us at (281) 479-3344 to discover how we can help your business flourish today!

Comprehensive List Of Services

Accessing Your Funds

While we currently do not have ATMs or drive-thru services at our location, we ensure that accessing cash is still convenient through various withdrawal options available within our network. At City Of Deer Park, we're dedicated to making your banking experience as smooth as possible. Our friendly team is always ready to assist you with any questions you may have about our services. For more information or assistance, feel free to call us at (281) 479-3344 or visit us at our branch located at 2005 Center St Deer Park Tx 77536 in Deer Park, TX. We look forward to serving you!

Business Banking Services

If you're a business owner, our business banking services can assist you with everything from merchant services to business loans. We are here to support local businesses in Deer Park and help them thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at City Of Deer Park, we provide robust online and mobile banking solutions. You can easily manage your accounts, transfer funds, or pay bills right from your smartphone or computer. With features like mobile payments and e-statements, staying on top of your finances has never been easier.

Home Financing Options

Looking to buy a home? Our mortgage loans and refinancing options can help turn your homeownership dreams into reality. We work closely with our members to ensure they receive the best possible terms that fit their financial situation.

Loans and Credit

For those needing extra cash, our personal loans and debt consolidation services can help you achieve your financial goals. We also offer credit cards with rewards, allowing you to earn points on every purchase while managing your expenses.

Personal Banking Solutions

We offer various personal banking services tailored to help you manage your finances effectively. Our checking and savings accounts make it easy to handle daily transactions while also saving for the future. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms, making it simpler than ever to get behind the wheel of your dream car.

Digital & Online Banking

Accessibility and Security

Your security is our top priority. Our digital banking solutions come equipped with robust security measures to protect your personal information. We want you to feel safe while managing your finances online. With all these tools at your disposal, real-time account management is just a tap away. Whether it's checking balances on the go or authorizing transactions from anywhere, City Of Deer Park makes it simple and straightforward. Explore all that digital banking has to offer today! For more information or to get started, visit us at https://www.dpefcu.org/ . Your financial journey begins here!

Key Features

One of the standout features we provide is electronic signature authorization. This means you can sign documents securely from the comfort of your home, making it easier to manage loans and other financial agreements without unnecessary trips to the branch. Plus, with e-statements available, you can receive your account statements electronically, helping you stay organized and reducing paper clutter. For those who enjoy mobile convenience, our mobile application offers a wealth of functionality right in your pocket. You can make mobile payments easily, allowing for quick transactions without the hassle of cash or checks. Unfortunately, we currently do not support person-to-person transfers; however, our other features more than make up for it.

Financial Strength

Growing Trust

We currently have 766 active share accounts, showing a strong and growing member base that trusts us with their finances. This trust underscores our commitment to maintaining transparency and reliability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, City Of Deer Park is your trusted partner. Visit us at 2005 Center St Deer Park Tx 77536 or call (281) 479-3344 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $941,280 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $91,703 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $1,380,596 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our $149 in used auto loans and $4,642,221 in total loans and leases, supporting members' financial goals across various sectors.

Strong Financial Health

With a net worth of $1,472,299, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,190 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,515,689 in used vehicle loans and $840,272 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your vehicle easy and affordable.

Credit Lines

Need extra funds for unexpected expenses? Our total credit lines amount to $400,000, providing you with quick access to cash when you need it most. This option is perfect for those who want flexibility without the commitment of a traditional loan. If you're considering refinancing any existing loans or need assistance determining eligibility for any of our products, our knowledgeable staff at City Of Deer Park are here to help. Visit us at 2005 Center St Deer Park Tx 77536 or give us a call at (281) 479-3344 during our operating hours from 8 am to 6 pm, Monday through Friday. Our team is ready to assist you in finding the right loan solution for your needs. For more information about our offerings and performance insights, visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey toward better financial health starts here at City Of Deer Park!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $0, we guide you through each step of the process, ensuring you find a solution that fits your budget and lifestyle.

Unsecured Credit Cards

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with benefits that can help you save while earning rewards on your purchases.

Loan Aggregator

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CITY OF DEER PARK FEDERAL CREDIT UNION - Deer Park, TX