City of Boston Credit Union West Roxbury MA | Best Auto Loans & Easy ATM Access

Introduction

Welcome to City Of Boston, your trusted financial partner located at 77 Spring St, West Roxbury, MA 02132. Since our establishment in 1915, we have been dedicated to serving our community with integrity and commitment. With a thriving membership of over 33,100 individuals, we pride ourselves on being more than just a credit union; we are a vital part of the West Roxbury neighborhood. At City Of Boston, we understand that financial decisions can be daunting. That's why our experienced team is here to guide you through every step of the way. With total assets of $548,376,523 and total deposits amounting to $23,902,477, we ensure that your money is in safe hands. Our commitment to supporting our members extends beyond traditional banking services; we offer a range of products tailored to meet your needs from checking and savings accounts to auto loans and business financing. We are led by our CEO, Lisa Perrin, and Board President, Cecil Jones, who both share a vision for fostering financial wellness in our community. With 79 dedicated employees, we strive to provide personalized service and support that you can rely on. While members can visit us at our branch location for face-to-face interactions or consultations, official correspondence should be sent to 77 SPRING STREET, WEST ROXBURY, MA 2132. Whether you're looking for assistance with loans totaling 14,843 or simply want to inquire about our various services including online and mobile banking we invite you to reach out. We're available at (617) 635-2300 during regular lobby hours from 9 AM to 5 PM on weekdays. Additionally, our walk-up ATM is accessible 24 hours a day for your convenience. Join us today at City Of Boston and experience the difference of a member-focused credit union! Visit our website at cityofbostoncu.com for more information or start your journey toward better financial health.

Branch History & Mission

Join Us Today!

As we continue on this journey of growth and service since 1915, we invite you to become part of our family. Experience the benefits of membership at City Of Boston where your success is our priority. Visit us online at cityofbostoncu.com or give us a call at 617-635-2300 to learn more about how we can help you thrive financially. Join us today and discover what it means to be part of a credit union that truly cares!

Our Mission

At City Of Boston, our mission is clear: to empower our members with the tools and resources they need to achieve their financial goals. We believe in making banking simple and accessible. From checking and savings accounts to auto loans and mortgage financing, our range of services is designed with you in mind. We also offer online and mobile banking solutions that allow you to manage your finances anytime, anywhere. Our dedication extends beyond just financial transactions; we actively engage with the community through outreach programs and partnerships that foster growth and support local initiatives. By investing in the neighborhoods we serve, we strive to create a positive impact that resonates throughout West Roxbury and beyond. While members can visit us at 77 Spring St for all their banking needs, official correspondence should be sent to the same address as our mailing address differs only by formatting: 77 SPRING STREET, WEST ROXBURY, MA 2132.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. The building is ADA compliant, featuring ramps and accessible parking options to ensure a smooth visit. Whether you're coming in for personal banking or simply to use our ATM, you can expect a welcoming environment.

Operating Hours

We're here for you Monday through Friday from 9 AM to 5 PM. If you need cash outside of these hours, don't worry! Our walk-up ATM is available 24/7 for your convenience.

Services Offered

At City Of Boston, we offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, our friendly staff is always ready to assist you with online and mobile banking options. If you prefer official correspondence, please note that while members can visit us at our branch address, any mail should be sent to 77 SPRING STREET, WEST ROXBURY, MA 2132. We invite you to stop by or give us a call at 617-635-2300 for any questions or assistance. We look forward to serving you!

Member Eligibility

At City Of Boston, we believe that becoming a member means joining a community that genuinely cares about your financial well-being. If you're wondering whether you can join us, the good news is that eligibility is quite straightforward. Generally, anyone who lives, works, worships, or attends school in the area surrounding our branch at 77 Spring St West Roxbury Ma 02132 can become a member. This means that many of your friends and neighbors are likely already part of our supportive family! By choosing to bank with us, you'll enjoy personalized service, competitive rates, and access to a range of financial products designed just for you. Ready to take the next step? Opening an account is easy and welcoming! For more detailed information about membership criteria, feel free to check out our eligibility page at https://cityofbostoncu.com/become-a-member/ . If you have any questions or need assistance, don't hesitate to give us a call at (617) 635-2300. We're here to help you start your journey with us today!

Business Banking & Commercial Services

At City Of Boston, we understand that every business journey is unique. Whether you're a startup aiming to make your mark or an established company looking to expand, our tailored banking solutions can help you thrive. Our commercial loan options are designed to empower local businesses, providing the financial backing needed to grow and succeed. Imagine securing a loan that not only helps you purchase new equipment but also allows you to hire more staff and increase production. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $581,721, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify transactions and enhance customer satisfaction. Picture having an efficient payment system that accepts various forms of payment seamlessly this means happier customers and quicker sales for your business. Located at 77 Spring St West Roxbury Ma 02132 in West Roxbury, MA, we invite you to connect with us at (617) 635-2300 to learn how our business banking services can fuel your success today!

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll appreciate our comprehensive business banking services which include merchant services and business loans. These resources can help your business thrive by providing necessary funding and efficient payment processing solutions.

Credit Options

For those looking to consolidate debt or fund personal projects, our personal loans provide flexible solutions. We also offer credit cards with rewards that allow you to earn points on your purchases while enjoying low-interest rates. These options can give you the financial freedom you need while helping you manage expenses effectively.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at City Of Boston, we have invested in robust online and mobile banking features. You can easily access your accounts, transfer funds, pay bills, and even use our ATM and cash withdrawal services from anywhere at any time. Our ATMs are equipped for basic transactions like withdrawals and balance checks, ensuring that your banking needs are always met promptly.

Get Started Today!

Our friendly team is here to help you every step of the way. If you have any questions or need assistance with any of our services, don't hesitate to call us at 617-635-2300. We invite you to visit us or explore more about our offerings on our website at cityofbostoncu.com. Join us today and experience how banking should be simple, accessible, and focused on you!

Personal Banking

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer a variety of checking and savings accounts designed to help you save money and reach your financial goals. With our auto loans and vehicle financing, you can drive away in the car of your dreams with competitive rates that fit your budget. If you're thinking about purchasing a home, our mortgage loans and refinancing options can guide you through the process smoothly.

Digital & Online Banking

Convenient Mobile Payments

Want to make payments on the go? Our mobile payments feature allows you to pay directly from your phone perfect for those busy days when you're out and about. In summary, at City Of Boston, our digital and online banking services are designed with you in mind offering convenience, security, and ease of use. Explore all these features today by visiting us at https://cityofbostoncu.com/ and take full control of your financial journey!

Key Features for You

Our online banking platform allows you to manage your accounts effortlessly. You can check balances, transfer funds, and pay bills with just a few clicks. If you're looking to send money quickly, our person-to-person transfer feature makes it easy to send cash to friends or family without any hassle. Plus, with our mobile application, you can carry your bank in your pocket, giving you real-time account management wherever life takes you. We also care about keeping your information safe. While we don't currently offer electronic signature authorization, we prioritize security in every transaction. Our platform is user-friendly, so whether you're tech-savvy or just getting started, you'll find it easy to navigate.

Stay Updated with E-Statements

Say goodbye to paper clutter! With e-statements available, you can access your financial statements online anytime. This not only helps the environment but also keeps your sensitive information secure and organized.

Financial Strength

Commitment to Improvement

With $41,716,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,752 in used auto loans and a total of $431,165,095 in loans and leases.

Member Savings and Growth

Members' savings are secured through $121,493,795 in share certificates and $60,083,546 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,029,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-3,654,278 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 76 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Net Worth

With a net worth of $48,011,786, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $872 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnerships

Net Shares (Funds available for lending and investments): $1,732,924. Total Share and Deposit Accounts: 59,087, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, City Of Boston is your trusted partner. Visit us at 77 Spring St West Roxbury Ma 02132 or call (617) 635-2300 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

For those interested in personal financing needs beyond vehicles and homes, we provide various other lending solutions. Our total credit lines amount to $211,818,291, offering members the flexibility they need for personal projects or emergencies. If you're considering refinancing your existing loans or need assistance determining eligibility for any of our products, our team is ready to guide you through the process. At City Of Boston Credit Union, we believe in empowering our members with access to affordable financing solutions tailored to meet their individual needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information or to discuss your specific financial situation, please reach out to us at 617-635-2300. Let us help you take the next step toward achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,917,274 in used vehicle loans and $27,395,201 in new vehicle loans already helping members get on the road. We provide flexible financing options that make it easy to drive off with the car you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,039,074, make buying or refinancing simple. We understand that purchasing a home is one of the most significant decisions you'll make, and we're here to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,626,449 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that make spending more rewarding.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures fair and transparent offers, allowing users to trust that they are viewing legitimate rates.

Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CITY OF BOSTON CREDIT UNION