City of Boston Credit Union Dorchester MA | Best Auto Loans & ATM Access

Introduction

Welcome to City Of Boston, your trusted partner in financial growth and community support! Located at 1010 William T Morrissey Blvd, Dorchester, MA 02122, we have proudly served our members since 1915. With a strong commitment to our community, we have grown to a vibrant membership of over 33,100 individuals who rely on us for their banking needs. At City Of Boston, we understand that every member is unique. That's why we offer a wide range of services tailored just for you from checking and savings accounts to auto loans and mortgage financing. Our total assets now stand at an impressive $548,376,523, ensuring that we can provide the resources you need for all your financial endeavors. Whether you're looking to buy a new car with our affordable auto loans or seeking business banking solutions, we've got you covered. Our dedicated team of 79 employees, led by CEO Lisa Perrin and Board President Cecil Jones, is here to assist you every step of the way. We pride ourselves on being more than just a credit union; we are a part of the fabric of our community, offering personalized service and financial education that empowers our members. While members can visit us at our branch location, official correspondence should be sent to 1010 MORRISSEY BLVD, DORCHESTER, MA 2122. If you have questions or need assistance, feel free to reach out at 617-635-1313 during our operating hours: Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 8:00 AM to Noon. Join us today and experience the difference with City Of Boston. Visit our website at cityofbostoncu.com to learn more about membership eligibility and how we can help you achieve your financial goals!

Branch History & Mission

Our Journey

The journey of City Of Boston began in a modest setting, but it quickly blossomed into a vital resource for individuals and families seeking financial stability. We opened our doors at 1010 William T Morrissey Blvd, a location easily accessible for all members of our community. This branch has been more than just a place for transactions; it has evolved into a hub for support and guidance. Throughout the years, we have embraced technology while maintaining our personal touch. Our services have expanded from basic banking operations to include auto loans, mortgages, personal loans, and business banking solutions. As we continue to innovate with online and mobile banking options, our commitment to serving the diverse needs of our community remains unchanged.

Our Mission

At City Of Boston, our mission is simple yet profound: we are dedicated to providing exceptional financial services while supporting the growth and development of our community. We understand that every member's journey is unique, and we strive to offer tailored solutions that empower them towards their financial goals. We believe in giving back to the community that has supported us for so long. Through various outreach programs and partnerships with local organizations, we aim to uplift those around us. Whether it's offering financial literacy workshops or supporting local events, we take pride in being an active participant in Dorchester's growth. While members can visit us at 1010 William T Morrissey Blvd Dorchester Ma 02122, official correspondence should be sent to 1010 MORRISSEY BLVD, DORCHESTER, MA 2122. Our operating hours Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 8:00 AM until noon make it convenient for you to connect with us. Plus, with an ATM available 24 hours a day, your access to funds is always at your fingertips. We invite you to experience the difference that comes with being part of the City Of Boston family. Join us today and take advantage of personalized services designed with you in mind! For more information on membership eligibility or our offerings, please visit us at our website or give us a call at (617) 635-1313. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the City Of Boston branch, located at 1010 William T Morrissey Blvd in the vibrant community of Dorchester, MA. Our branch is easily accessible and conveniently situated near local landmarks, making it a great spot for all your banking needs. Whether you're visiting us from the nearby Franklin Park or just passing through the area, we're here to serve you with a smile. At our branch, we prioritize accessibility for everyone. We have ADA-compliant features to ensure that all members can navigate our space comfortably. Plus, ample parking is available right outside, so you can hop in and out without hassle. Our operating hours are designed to fit your busy schedule. We're open Monday through Friday from 8:00 AM to 5:00 PM, and on Saturday from 8:00 AM until noon. For those late-night banking needs, our Walk-Up ATM is available 24/7 for quick cash withdrawals and balance checks. While members can visit us at 1010 William T Morrissey Blvd Dorchester Ma 02122, official correspondence should be sent to our mailing address at 1010 MORRISSEY BLVD, DORCHESTER, MA 2122 for any important documents or inquiries. If you need assistance or have questions about our services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards don't hesitate to give us a call at (617) 635-1313. Our friendly team is ready to help! We invite you to come by and discover how City Of Boston can support your financial journey today!

Member Eligibility

At City Of Boston, we believe that everyone deserves a chance to be part of a supportive community that cares about their financial well-being. Becoming a member is simple and welcoming! If you live, work, or go to school in the Boston area, you're already eligible to join us. We also invite family members of current members to come on board. This means more opportunities for you and your loved ones to enjoy the benefits of being part of our credit union family, from competitive loan rates to personalized banking services. To start your journey with us at City Of Boston, all you need to do is visit our website for detailed eligibility information at https://cityofbostoncu.com/become-a-member/ . You can easily open an account by giving us a call at (617) 635-1313 or stopping by our branch located at 1010 William T Morrissey Blvd Dorchester Ma 02122. Our friendly team is here to help you every step of the way, making sure you feel right at home as you begin this exciting new chapter in your financial life. Join us today and experience the difference of being part of a community-focused credit union!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, our merchant services simplify daily operations. Imagine accepting payments effortlessly while managing your finances all from one platform. We help you streamline transactions so you can focus on what really matters growing your business. Visit us at 1010 William T Morrissey Blvd Dorchester Ma 02122 in Dorchester, MA, or call us at (617) 635-1313 to explore how our business banking and commercial services can elevate your enterprise!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $581,721, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

At City Of Boston, we pride ourselves on being available when you need us. Our lobby hours run from Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 8:00 AM until noon. Plus, our ATM services are available 24/7 for added convenience. We invite you to explore all that City Of Boston has to offer by visiting us at our branch or reaching out via phone at 617-635-1313. Let us help you achieve your financial goals today! For more information about becoming a member or opening an account, please visit our website or check out our eligibility requirements here.

Business Banking Services

For local business owners in Dorchester, our Business Banking services are designed with your success in mind. From Merchant Services that simplify payment processing to tailored Business Loans, we aim to empower small businesses in our community.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options. Manage your accounts from anywhere with ease check balances, pay bills, and transfer funds right from your smartphone. With features like ATM & Cash Withdrawal Services, accessing your money has never been simpler. You can also enjoy basic ATM access for withdrawals and balance checks whenever you need it.

Personal Banking Solutions

Our personal banking options include various Checking & Savings Accounts tailored to fit your lifestyle. If you're saving for a dream vacation or just need a safe place for your everyday expenses, we can help you find the right account. Additionally, our Auto Loans & Vehicle Financing make it easier than ever to get behind the wheel of your new car with competitive rates and flexible terms. If homeownership is on your mind, consider our Mortgage Loans & Refinancing services. We understand that buying a home is one of life's biggest decisions, and our team is here to guide you through every step of the process. For those looking to consolidate debt or fund a special project, our Personal Loans can provide the support you need. Don't forget about our rewarding Credit Cards with Rewards! Earn points while making everyday purchases, which can lead to exciting perks down the line.

Digital & Online Banking

Key Services

Our online banking platform is easy to navigate and available 24/7 at https://cityofbostoncu.com/ . You can check balances, transfer funds, and pay bills with just a few clicks. Plus, for those who prefer paperless options, we offer e-statements, allowing you to view your account statements securely online whenever you need them. If you're always on the move, our mobile application puts banking right in your pocket. With features like mobile payments, you can make purchases without needing cash or cards just use your smartphone! You can also enjoy person-to-person transfers, making it simple to send money to friends or family quickly.

Security and Accessibility

At City Of Boston, we prioritize your security. Our online banking system employs robust security measures to keep your information safe while providing an intuitive user experience. And while we do not currently offer electronic signature authorization, our focus remains on ensuring that all transactions are as secure as possible. In summary, our digital and online banking services are designed for you offering convenience, accessibility, and peace of mind. Join us at City Of Boston today and take advantage of these fantastic features that make managing your finances easier than ever!

Financial Strength

A Solid Foundation

With a net worth of $48,011,786, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $872 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $41,716,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,752 in used auto loans and $431,165,095 in total loans and leases.

Growing Together

Total Share Accounts stand at 59,087, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,732,924, which further illustrates our ability to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, City Of Boston is your trusted partner. Visit us at 1010 William T Morrissey Blvd Dorchester Ma 02122 or call (617) 635-1313 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $121,493,795 in share certificates and $60,083,546 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,029,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-3,654,278 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 76 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,917,274 in used vehicle loans and $27,395,201 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away with the car you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,039,074, make buying or refinancing simple. We aim to support our members through every step of the mortgage process and help you find a plan that fits your budget.

Other Lending Options

For those looking for additional financing solutions, we also offer total credit lines of $211,818,291 which can provide extra flexibility when you need it most. If you're considering refinancing any existing loans or would like to learn about eligibility options for our various loan products, don't hesitate to reach out. We're here to help you navigate your options and find the best solution for your financial situation. Feel free to contact us at 617-635-1313 or visit us at our branch located at 1010 William T Morrissey Blvd Dorchester Ma 02122 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At City Of Boston, we're dedicated to supporting our community by providing accessible financial services tailored just for you!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $4,626,449 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs tailored to suit your lifestyle.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their needs.

CITY OF BOSTON CREDIT UNION