City & County Credit Union Hannibal MO | Best Auto Loans & Business Banking

Introduction

Welcome to City & County Credit Union, your trusted financial partner located at 1 Red Devil Rd, Hannibal, MO 63401. Since our establishment in 1928, we have been dedicated to serving our members with integrity and commitment. With a growing community of 62,185 members, we take pride in being more than just a credit union; we are a vital part of the Hannibal community. At City & County, we understand that every member has unique financial needs. That's why we've built a solid foundation with total assets amounting to an impressive $1,211,908,821. Our focus is on providing tailored solutions that fit your lifestyle, whether you're looking for personal banking services like checking and savings accounts or financing options such as auto loans and mortgages. Our leadership team, led by CEO Patrick Pierce and Board President Lou Bruno, shares a passion for fostering financial well-being among our members. Together with our dedicated team of 164 employees, we strive to create a welcoming environment where you can feel secure about your finances. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 1 Red Devil Rd, Hannibal, MO 63401. If you ever have questions or need assistance, don't hesitate to reach out at 573-248-1290. Join us today and discover how City & County Credit Union can support your financial journey. We invite you to explore our website at cccu.com for more information on membership eligibility and our range of services designed with you in mind!

Branch History & Mission

City & County has a rich history that dates back to its establishment in 1928. Nestled in the heart of Hannibal, Missouri, our branch has grown alongside this vibrant community, serving as a trusted partner for financial guidance and support. Located at 1 Red Devil Rd, we are easily accessible to our members and offer a welcoming environment for everyone who walks through our doors. From our humble beginnings, City & County has blossomed into a robust credit union with over 62,185 members and total assets reaching an impressive $1,211,908,821. Our journey reflects a steadfast commitment to empowering individuals and families by providing them with the financial tools they need to thrive. Each milestone we've achieved over the years speaks to our dedication to excellence and community engagement. Our mission is clear: we aim to enhance the financial well-being of our members while fostering a strong sense of community. At City & County, we believe that banking should be more than just transactions; it should be about building relationships and supporting one another. We offer a range of services from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions all designed with our members' best interests at heart. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to 1 Red Devil Rd, Hannibal, MO 63401 if it differs from your visit. We invite you to take advantage of our convenient operating hours from Monday through Friday, 7:00 a.m. to 12:00 p.m. and 1:00 p.m. to 4:00 p.m., ensuring we're available when you need us most. At City & County, we embrace modern advancements while maintaining our commitment to accessibility. With ATM availability on-site and user-friendly online banking options, managing your finances has never been easier. Our focus on customer-centric initiatives ensures that every member feels valued and understood. Community outreach is also at the heart of what we do. We actively partner with local organizations and participate in events that strengthen the bonds within Hannibal. By investing in local initiatives, we strive to make a positive impact beyond just financial services. We invite you to join us on this journey towards financial empowerment and community support. Experience firsthand the benefits of being part of City & County where your needs come first, and together we build a brighter future! For more information or to become a member today, please call us at 573-248-1290 or visit our website.

Branch Location & Accessibility

Welcome to City & County, your friendly neighborhood credit union located at 1 Red Devil Rd, Hannibal, MO 63401. We pride ourselves on being easily accessible for our members in the heart of Marion County. Whether you're stopping by for a quick transaction or to explore our full range of services, we're here to help. Our branch is conveniently situated near local landmarks that many Hannibal residents are familiar with, making it easy to find us. With ample parking available, you can visit without the stress of searching for a spot. Plus, our location is designed with accessibility in mind, featuring ADA-compliant features and ramps to ensure everyone can get the support they need. At City & County, we understand that your time is valuable. That's why we offer convenient operating hours from Monday to Friday, welcoming you from 7:00 a.m. to 12:00 p.m. and then again from 1:00 p.m. to 4:00 p.m. This schedule allows you to manage your banking needs before or after work or during your lunch break. For those who prefer digital solutions, we also provide ATM services right at our branch, giving you the flexibility to access cash whenever you need it. While we do not currently offer drive-thru service, our friendly staff is always ready to assist you inside. If you have any questions or need assistance with banking services such as personal accounts, loans, or online banking, please don't hesitate to reach out! You can contact us at 573-248-1290. We look forward to welcoming you soon come visit us at City & County, where your financial well-being is our top priority!

Member Eligibility

Becoming a member of City & County is like joining a caring community where everyone looks out for one another. If you're interested, you'll be happy to know that eligibility is quite straightforward. Generally, anyone who lives, works, worships, or attends school in our local area can join us. This means if you're part of the fabric of our community here in Hannibal, you're welcome! Plus, as a member, you'll enjoy a range of benefits tailored to help you achieve your financial goals from personalized service to competitive rates on loans and savings accounts. To take the first step toward membership at City & County, simply visit us at our branch located at 1 Red Devil Rd Hannibal Mo 63401 or check out more details about eligibility on our website at https://www.cccu.com/meet-cccu/join-cccu/membership-eligibility . If you're ready to open an account, the process is easy! You can find all the information you need for account opening right here: https://www.cccu.com/personal/borrow/apply-for-a-loan . Should you have any questions or need assistance, feel free to give us a call at (573) 248-1290. We can't wait to welcome you into our growing family!

Business Banking & Commercial Services

Practical Merchant Services

In today's fast-paced market, having efficient payment solutions is crucial. Our merchant services make transactions easier for your customers while streamlining your operations. Picture this: a busy café using our point-of-sale systems that not only process payments but also track sales trends, allowing owners to make informed decisions on inventory and staffing. Whether you're located in Hannibal or beyond, let City & County be your partner in navigating the world of business banking. Visit us at 1 Red Devil Rd Hannibal Mo 63401 or call us at (573) 248-1290 to learn more about how we can support your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $33,816,192, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Need cash quickly? Our ATM & Cash Withdrawal Services allow you to access your money effortlessly. With basic ATM access for withdrawals and balance checks available at various locations, getting cash has never been simpler. We invite you to explore these services at Hannibal, located at 1 Red Devil Rd Hannibal Mo 63401. If you have questions or would like assistance in choosing the right financial products for you, don't hesitate to reach out! Call us at (573) 248-1290, and let's get started on achieving your financial goals together!

Auto Loans & Vehicle Financing

If you're planning to buy a car, our Auto Loans & Vehicle Financing options make it easier than ever. We understand that buying a vehicle is a big decision, so we offer competitive rates and flexible terms that fit your budget. Picture yourself driving off in your dream car with financing that feels just right.

Business Banking

If you're a business owner, our Business Banking services including merchant services and business loans are crafted to support the growth of your venture. We know how hard you work; let us help make managing your finances easier so you can focus on what really matters your business.

Credit Cards with Rewards

For those who enjoy rewards while spending, our Credit Cards with Rewards are perfect for you. Earn points on every purchase and redeem them for travel, merchandise, or cash back. It's an easy way to get more from your everyday spending!

Mortgage Loans & Refinancing

Thinking about buying a home? Our Mortgage Loans & Refinancing services can help turn your dream into reality. We provide tailored mortgage solutions that work for you, whether you're purchasing a new home or looking to refinance an existing loan to save on monthly payments.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking solutions. Manage your accounts from anywhere at any time! Check balances, transfer funds, and pay bills without needing to visit the branch.

Personal Banking

For those looking to manage their everyday finances, we offer Personal Banking services that include checking and savings accounts. Imagine having a safe place for your money that also earns interest! With our accounts, you can easily access your funds through online banking or at one of our ATMs.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation services come into play. Whether you need funds for an emergency or want to consolidate debts into a single payment, we offer straightforward solutions with clear terms.

Digital & Online Banking

Key Services

With 24/7 online banking services, you can check your account balances, view recent transactions, and transfer funds with ease. Need to send money to a friend? Our person-to-person transfer feature makes it quick and hassle-free. Plus, if you're looking for a paperless option, you can enjoy the benefits of e-statements an environmentally friendly choice that helps you keep track of your finances without clutter. For those who prefer using their mobile devices, our mobile application is available for easy access on the go. While we currently don't offer mobile payments, our app ensures you have everything else you need right in your pocket.

Security and User-Friendliness

We prioritize your security with robust measures in place, so you can feel confident while banking online. Although we do not support electronic signature authorization at this time, rest assured that your personal information is protected with state-of-the-art encryption technology. Our digital banking services are designed to be user-friendly. Whether you're tech-savvy or just getting started, navigating your accounts online is straightforward. You can easily manage your finances in real-time without any unnecessary complications. At City & County, we're committed to making banking accessible and easy for all our members. With our variety of digital services tailored for convenience and security, you'll find that managing your money has never been simpler!

Financial Strength

Member-Centric Savings

Members' savings are secured through $223,049,980 in share certificates and $219,447,375 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus helps us ensure that our resources benefit you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance is reflected in our $3,880,082, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 158 full-time employees and 6 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $91,637,482 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $40,909 in used auto loans and $696,333,104 in total loans and leases.

Strong Financial Position

With a net worth of $133,915,797, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Growth

With net shares available for lending and investments totaling $818,209, our commitment to growth is evident. We proudly serve 129,926 share and deposit accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, City & County is your trusted partner. Visit us at 1 Red Devil Rd Hannibal Mo 63401 or call (573) 248-1290 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $127,548,828 in used vehicle loans and $41,694,992 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or looking for a reliable used option, we've got you covered.

Credit Lines and Business Loans

For those who need extra flexibility, our credit lines amounting to $364,073,107 are ideal for covering unexpected expenses or managing cash flow. Additionally, for business owners seeking growth opportunities, our outstanding commercial loans totaling $33,816,192 provide the capital needed to expand and thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,618,285, make buying or refinancing simple. We provide flexible terms and competitive rates to ensure that your path to homeownership is straightforward and manageable.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, we encourage you to reach out. Our team is here to guide you through the process and find solutions tailored to your specific situation. For more information about our loan offerings or to discuss which option might be right for you, please don't hesitate to contact us at 573-248-1290 or visit us at our branch located at 1 Red Devil Rd Hannibal Mo 63401. We're open Monday through Friday from 7:00 a.m. to 12:00 p.m. and 1:00 p.m. to 4:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At City & County, we're dedicated to helping you navigate your financial journey successfully!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $21,158,614 in loans helping members manage their finances effectively. This can be an excellent tool for making purchases while also building your credit score.

Loan Aggregator

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CITY & COUNTY CREDIT UNION - Hannibal, MO