City & County Credit Union Woodbury MN | Best Auto Loans & ATM Services

Introduction

Welcome to City & County, your trusted financial partner in the heart of Woodbury, MN! Located at 4008 Radio Dr, we have been serving our community since 1928, building strong relationships and fostering financial well-being among our 62,185 members. At City & County, we believe in the power of community and strive to make a positive impact with every interaction. With total assets exceeding $1.2 billion, we are committed to providing you with exceptional banking solutions tailored to your needs. Our services range from personal checking and savings accounts to auto loans, mortgages, and business banking options. Whether you're looking to purchase a new car or consolidate debt, we've got you covered with over 72,706 loans ready to assist you on your financial journey. Our leadership team, including CEO Patrick Pierce and Board President Lou Bruno, is dedicated to ensuring that each member feels valued and supported. We pride ourselves on being more than just a credit union; we are a community hub where you can access financial education and resources. You can reach us at 651-225-2700 for any inquiries or assistance. While members can visit us at our branch for face-to-face services, official correspondence should be sent to our mailing address at 4008 Radio Drive, Woodbury, MN 55129. Join us today and experience the difference that a member-focused credit union can make in your life! For more information about our services or to become a member, please visit our website at www.cccu.com. Let's work together towards achieving your financial goals!

Branch History & Mission

Commitment to Innovation

In today's digital world, we're committed to making banking easier for you. With online and mobile banking options available, managing your finances has never been more straightforward. You can access your accounts anytime, anywhere because we know flexibility matters. We also prioritize accessibility for all members of our community. Our facilities comply with ADA standards ensuring everyone can comfortably navigate our branch. As we look forward to the future, we invite you to join us on this journey. Experience the benefits of membership at City & County where your financial well-being is always at the forefront. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business services tailored for entrepreneurs we're here for you every step of the way. Join us today and become a part of a credit union that truly cares about its members! Visit our website for more information about membership eligibility or how to apply for an account online!

Our Mission

At City & County, our mission is clear: we aim to empower our members by providing them with the resources they need to achieve their financial goals. This mission drives everything we do from offering competitive rates on loans and savings accounts to providing financial education and support within our community. We believe that when our members succeed, we all succeed. Our dedication extends beyond mere financial transactions; it encompasses a deep commitment to community involvement. We actively participate in local outreach programs and partnerships that uplift our neighbors and foster a spirit of togetherness. We understand that strong communities are built on trust and collaboration.

Branch Location & Accessibility

Accessibility Features

We take pride in ensuring that everyone can visit us comfortably. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities. Parking is ample and easy to navigate, so you can focus on your banking needs without any hassle.

Get in Touch!

Have questions? Give us a call at 651-225-2700. Our friendly staff is eager to assist you! We invite you to come visit us at City & County and experience banking that feels like home. Whether it's opening an account or discussing financial options, we look forward to welcoming you soon!

Operating Hours

We understand that life gets busy! That's why our lobby hours are designed to fit into your schedule. We're open Monday through Friday from 9 AM to 5 PM, and if you prefer the drive-thru service, we're ready for you on Saturdays from 9 AM to 12 PM.

Services Offered

At City & County, we offer a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to various loan products including auto financing and mortgages, we've got you covered. Additionally, our drive-thru service allows for quick deposits and withdrawals without ever leaving your vehicle.

Member Eligibility

At City & County, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or worship in our local area, you're likely eligible to join us. We strive to serve individuals and families looking for personalized banking solutions that fit their unique needs. The benefits of membership include access to a variety of services like checking and savings accounts, auto loans, and more all designed with your best interests in mind. To get started on your journey with us, simply check out the detailed eligibility criteria at https://www.cccu.com/meet-cccu/join-cccu/membership-eligibility . Once you confirm your eligibility, opening an account is straightforward and can be done through our online application process found at https://www.cccu.com/personal/borrow/apply-for-a-loan . If you have any questions or need assistance, don't hesitate to give us a call at (651) 225-2700. Join us today at 4008 Radio Dr Woodbury Mn 55129 and discover how being a member can enhance your financial well-being!

Business Banking & Commercial Services

At City & County, we understand that every business has its unique journey. Whether you're just starting out or looking to expand, having the right financial support can make all the difference. Our commercial loan options are designed to fuel your growth and help you seize opportunities. Imagine a local bakery needing funds for new equipment to increase production. With our tailored business loans, they could secure the financing necessary to bake their way to success. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $33,816,192, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify transactions for business owners. Picture a bustling coffee shop seamlessly processing payments while serving customers this efficiency can enhance customer satisfaction and boost sales. At City & County, we aim to be your partner in navigating the world of business banking, ensuring you have the tools needed to thrive. If you're ready to take your business to the next level, visit us at 4008 Radio Dr Woodbury Mn 55129, Woodbury, MN or give us a call at (651) 225-2700!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also recognize the importance of accessibility in banking. Our branch features ATM and cash withdrawal services for quick transactions when you're on the go. If you prefer face-to-face interactions for deposits or withdrawals, our basic drive-thru banking is available for simple transactions saving you time while keeping things convenient. At City & County, we're here not just as a financial institution but as a partner in your financial well-being. Explore all these services and more by visiting us at 4008 Radio Dr Woodbury Mn 55129 or giving us a call at (651) 225-2700. Join us today in building a brighter financial future!

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to help your company thrive. We're committed to supporting local businesses in the community, providing the financial tools necessary for growth.

Credit Cards and Rewards

For those who love rewards, our credit cards come with perks that can benefit you in everyday spending. Imagine earning points or cash back on purchases you already make it's just another way we strive to enhance your financial journey.

Online & Mobile Banking

In today's busy world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your finances from anywhere. With easy access to your accounts through our user-friendly platform, you can check balances, transfer funds, and pay bills all at your fingertips.

Personal Banking

When it comes to personal banking, we have you covered with checking and savings accounts tailored to fit your lifestyle. Whether you're looking to save for a special event or simply manage your day-to-day expenses, our accounts offer flexibility and ease of use. If you're considering buying a new car, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. We also offer mortgage loans and refinancing solutions, making homeownership more accessible than ever. And if life throws unexpected expenses your way, our personal loans and debt consolidation services can help you regain control.

Digital & Online Banking

Key Features

Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, you have complete control over your financial life. Plus, for those who prefer their statements electronically, we provide e-statements that are easy to view and environmentally friendly. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just enter the recipient's details, and you're done! Although we don't currently offer mobile payments, our mobile application is here to help you bank on the go.

Security and Convenience

We prioritize your security with every transaction. While electronic signature authorization is not available, we ensure that all online activities are protected with advanced security measures. You can feel confident knowing your information is safe while enjoying the convenience of real-time account management. In summary, City & County is committed to providing you with user-friendly digital banking options that fit seamlessly into your lifestyle. Explore all these features today by visiting https://www.cccu.com/ , and experience banking made easy!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 129,926, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $818,209. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, City & County is your trusted partner. Visit us at 4008 Radio Dr Woodbury Mn 55129 or call (651) 225-2700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $223,049,980 in share certificates and $219,447,375 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $3,880,082, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 158 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Members

With $91,637,482 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $40,909 in used auto loans and $696,333,104 in total loans and leases.

Strong Financial Health

With a net worth of $133,915,797, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $127,548,828 in used vehicle loans and $41,694,992 in new vehicle loans, helping members get on the road with ease. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $33,816,192 provide the capital needed to grow and expand your business. We understand the unique challenges that come with running a business and are committed to providing tailored solutions for your financial needs. At City & County, we believe that everyone deserves access to affordable financing options. If you're considering refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at (651) 225-2700 or visit us at our branch located at 4008 Radio Dr Woodbury Mn 55129 in Woodbury, MN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,618,285, make buying or refinancing simple. We provide personalized service to help you find the right mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $21,158,614 in loans helping members manage their finances effectively. These cards can be an excellent way to handle unexpected expenses while earning rewards for your purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from recognized financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the value and effectiveness of using this tool for financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers when comparing loans. By partnering exclusively with verified financial institutions, LendMesh guarantees that all loan offers are legitimate, protecting users from misleading information.

CITY & COUNTY CREDIT UNION - Woodbury, MN