Welcome to city-and-county-employees, a cornerstone of financial empowerment in the heart of Albert Lea, MN. Established in 1950, we have proudly served our community with a commitment to providing exceptional banking solutions that cater to the diverse needs of our members. Under the leadership of CEO Brady Jones and Board President Vickie Storlie, we strive to uphold our mission of fostering financial well-being and accessibility for all, including military members and local residents alike.

As a member-focused institution, we understand the importance of modern banking tools that facilitate convenience and security. Our services include robust online banking, a user-friendly mobile application, and person-to-person transfer capabilities, ensuring you can manage your finances seamlessly from anywhere. Additionally, we are proud to be insured by the NCUA since 11/12/1975 0:00, giving our members peace of mind knowing their deposits are protected. For more information about our offerings or to get in touch with us, visit our website at https://alcitycountycu.org/ or reach out via fax at (507) 373-7205. At city-and-county-employees, trust and accessibility are at the forefront of everything we do as we continue to serve our valued members for years to come.

At city-and-county-employees, we take pride in offering a comprehensive range of financial services designed to meet the diverse needs of our members. Whether you are looking to manage your day-to-day banking through our personal banking options, including checking and savings accounts, or seeking assistance with significant life milestones like purchasing a home or financing a vehicle, we have you covered. Our offerings extend to auto loans and vehicle financing, mortgage loans and refinancing, personal loans for debt consolidation, and even credit cards with rewards that add value to your everyday spending. Additionally, our business banking solutions provide essential support for small businesses through merchant services and business loans, ensuring that entrepreneurs can thrive in their ventures.

In today's fast-paced digital world, accessibility is key, which is why we prioritize online banking and mobile app functionalities for our members. With features such as person-to-person transfers and mobile payments at your fingertips, managing finances has never been easier. While we currently do not offer e-statements or electronic signatures, our commitment to providing efficient services remains steadfast. Members can conveniently access their accounts anytime, allowing for seamless budgeting and planning for the future. If you're considering joining our community, you can learn more about membership eligibility at . Plus, for those looking to explore loan options further or compare rates, be sure to check out https://www.lendmesh.com/loans/personal_loans . Should you need any assistance or have questions about our services, feel free to reach out via fax at (507) 373-7205—we're here to help!

In today's dynamic financial landscape, city-and-county-employees stands out as a trusted and valuable partner for individuals and businesses alike. With a robust Total Membership of 1,735, our institution has fostered a strong community that reflects the trust and loyalty of our members. Our commitment to excellence is evident in our substantial Total Assets, which amount to 25,705,648, showcasing our financial stability and reliability.

As we navigate the complexities of modern finance, our Net Worth of 2,694,589 underscores our solid foundation, while our consistent Net Income of 42,314 demonstrates our ability to grow and sustain operations effectively. This growth translates into security for our members, highlighted by the impressive Total Deposits totaling 1,408,293, affirming that people choose us as their financial home.

Our diverse lending capabilities are represented in the Total Loans and Leases, which stand at 420, enabling us to support various member needs from personal loans to auto financing. With a dedicated team of just Total Employees 4, we pride ourselves on delivering personalized service that makes every interaction meaningful.

Furthermore, our exceptional Net Worth Ratio of 1,048 positions us well within the industry standards, reinforcing our commitment to maintaining a healthy balance sheet. We also cater to diverse borrowing needs with a significant Credit Card Loan Volume of 71 and an extensive Auto Loan Volume reaching 432, illustrating our capability to meet members' financial aspirations.

While we focus primarily on serving individuals, it's important to note that we hold no outstanding commercial loans, allowing us to maintain flexibility and focus on personal banking solutions tailored for you. These performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Discover how city-and-county-employees can help you achieve your financial goals by comparing real-time loan offers today at https://www.lendmesh.com/loans/personal_loans . Find the best rates tailored for your needs!