City Independence MO Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to City Credit Union, your trusted financial partner located at 2550 S State Route 291, Independence, MO 64057. Established in 1960, we have been dedicated to serving our community and providing personalized banking solutions tailored to meet your needs. With a strong membership base of 4,235 members, we pride ourselves on our commitment to fostering relationships built on trust and reliability. At City Credit Union, we understand that financial stability is essential for you and your family. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. With total assets of $56,529,583 and deposits amounting to $3,797,139, we are well-equipped to support your financial journey. Our leadership team is committed to your success. Under the guidance of CEO Lisa Autry and Board President Larry Horne, we strive to create a welcoming environment where every member feels valued. Our experienced staff of 13 employees is here to assist you with all your banking needs from 8:00 AM to 6:00 PM Monday through Friday and 8:00 AM to 12:00 PM on Saturdays. While members can visit us at our branch address, official correspondence should be sent to the same location. For any inquiries or assistance, feel free to reach out by phone at 816-252-2415 or send us a fax at 816-461-0161. Explore our website at city-cu.com for more information about our services and how we can help you achieve your financial goals. Join us today and experience the difference with City Credit Union!

Branch History & Mission

Welcome to City Credit Union, a proud financial institution deeply rooted in the heart of Independence, MO. Since our establishment in 1960, we have been dedicated to serving our community and helping our members achieve their financial goals. Over the years, we have grown significantly, currently boasting a membership of over 4,200 individuals who trust us with their financial needs. Our branch is conveniently located at 2550 S State Route 291, near the bustling intersection that connects residents to local businesses and services. With our friendly staff ready to assist you during our operating hours Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 8:00 AM to 12:00 PM we strive to make banking accessible and welcoming for everyone. While members can visit us at this address, official correspondence should be sent to our mailing address at 2550 S State Route 291, Independence, MO 64057-1226. At City Credit Union, our mission is simple yet powerful: to provide exceptional financial services while fostering a sense of community and support among our members. We believe in empowering individuals through personal banking solutions that include checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. Our total assets stand strong at $56,529,583, reflecting our commitment to financial stability and growth for our members. We pride ourselves on being more than just a credit union; we are a partner in your journey toward financial wellness. Our leadership team is dedicated to enhancing your banking experience with user-friendly online and mobile banking options. With features like electronic signatures and e-statements, we ensure that managing your finances is as easy as possible. Community outreach is at the core of who we are. We actively engage in partnerships that uplift local initiatives and support those in need. Whether it's sponsoring local events or participating in charitable activities, we aim to create a positive impact right here in Independence. As we continue this journey together, we invite you to join City Credit Union and experience the benefits of being part of a supportive financial family. Discover how we can help you thrive financially by visiting us today or calling us at 816-252-2415. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to City Credit Union, your friendly financial partner located at 2550 S State Route 291 in Independence, MO. Our branch is easy to find and conveniently situated near popular local spots, making it a breeze for you to drop by for your banking needs. If you're looking for us, you'll find our location just a stone's throw away from the bustling shops and restaurants of Independence. At City Credit Union, we prioritize accessibility for all our members. Our branch is designed with features like ADA-compliant entrances and ample parking, ensuring that everyone can access our services comfortably. Whether you're here for personal banking or exploring financing options, we aim to make your visit as pleasant as possible. Our operating hours are designed with your busy schedule in mind. Join us Monday through Friday from 8:00 AM to 6:00 PM, and on Saturdays from 8:00 AM to 12:00 PM. This gives you plenty of opportunities to come in for everything from checking accounts to auto loans without any rush. We also offer drive-thru banking for quick transactions like deposits or withdrawals, so you can manage your finances even when you're on the go. While we currently do not have ATM services available at this location, our dedicated staff is always ready to assist you with any banking service you may need. If you need any help or have questions, don't hesitate to reach out! You can give us a call at 816-252-2415. We invite you to stop by and discover how City Credit Union can support your financial journey today!

Member Eligibility

Joining the City community is a wonderful step towards better financial well-being. We welcome individuals who live, work, or worship in our area, making it easy for you to become a part of our supportive family. Whether you're looking to open a checking account, save for the future, or secure a loan, our team is here to help you every step of the way. To get started, simply visit us at 2550 S State Route 291 Independence Mo 64057, or give us a call at (816) 252-2415 if you have any questions about the membership process. For more detailed information about eligibility requirements, feel free to check out our resource at . We look forward to welcoming you to City!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer a range of merchant services that simplify daily operations for local businesses. Imagine being able to accept payments seamlessly from your customers while keeping track of sales effortlessly. Our merchant services provide the tools you need to focus on what matters most running your business. Located at 2550 S State Route 291 Independence Mo 64057, Independence, MO, our team is ready to assist you in finding the right financial solutions tailored for your business needs. For more information, give us a call at (816) 252-2415. Let's work together to build a brighter future for your business!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - While we currently do not have any member or non-member commercial loans funded, we are eager to explore options that fit your unique needs. - With an outstanding commercial loan portfolio of $0, we aim to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

For those simple banking tasks, enjoy the ease of Basic Drive-Thru Banking, where you can make deposits, withdrawals, and other straightforward transactions without leaving your vehicle. With operating hours from 8:00 AM to 6:00 PM Monday through Friday and 8:00 AM to 12:00 PM on Saturdays, we ensure that our services fit into your busy schedule. You can reach us anytime at (816) 252-2415 for inquiries or assistance. At City, we strive to foster a supportive community by providing personalized service tailored just for you. Visit us today at 2550 S State Route 291 Independence Mo 64057 or explore more about our offerings at City Credit Union. Your financial journey matters to us!

Business Banking

For entrepreneurs and small businesses in Independence, our Business Banking services are designed to empower your growth. Whether you need Merchant Services to handle transactions smoothly or Business Loans to fund new projects, we are here to support your vision.

Digital Solutions

In today's fast-paced world, convenience is key. That's why we prioritize easy access through our Online & Mobile Banking platforms. Manage your accounts, pay bills, and transfer money effortlessly from your computer or smartphone. Our commitment extends beyond digital; we also provide essential ATM & Cash Withdrawal Services for quick cash access when you're on the go.

Loans and Credit

Life can be unpredictable, which is why having access to funds when you need them is crucial. Our Personal Loans & Debt Consolidation services help members manage unexpected expenses or consolidate existing debts into one manageable payment. Additionally, we offer Credit Cards with Rewards, making everyday purchases rewarding and beneficial.

Personal Banking

When it comes to managing your everyday finances, our Personal Banking services offer a variety of options. From checking and savings accounts to help you track your spending and save for the future, to Auto Loans & Vehicle Financing that make purchasing your dream car a reality, we have tailored solutions for all your needs. If you're considering a home purchase or refinancing, our Mortgage Loans & Refinancing options provide competitive rates and flexible terms.

Digital & Online Banking

Always Open and Secure

Security is a top priority at City. Our 24/7 online banking services are equipped with advanced security measures to protect your personal information and transactions. You can feel confident knowing that your data is safe while you take care of your banking needs. In addition, we offer e-statements for easy access to your account history without the worry of lost mail or identity theft. Although we do not currently support mobile payments, our focus remains on providing a secure and efficient banking experience tailored just for you. Whether you're checking your balance before heading out or looking to make quick transfers from wherever life takes you, our digital banking services at City are here to make managing your money simple and stress-free. Explore all that we have to offer by visiting us online today!

Key Features for Your Convenience

Our online banking service provides real-time account management, allowing you to check balances, make transfers, and pay bills from the comfort of your home or on the go. If you need to send money quickly, our person-to-person transfer feature makes it simple to send funds directly to friends or family without any hassle. For those who prefer to manage their finances via mobile devices, our user-friendly mobile application is available for download. It offers all the features of online banking right in your pocket. You can also enjoy electronic statements, which help reduce paper clutter while keeping your financial information organized and accessible. Plus, with electronic signature authorization, signing documents has never been easier or more secure.

Financial Strength

A Growing Community

Total Share Accounts stand at 8,351, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $25,591, we're well-equipped to meet your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, City is your trusted partner. Visit us at 2550 S State Route 291 Independence Mo 64057 or call (816) 252-2415 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $5,377,481 in share certificates and $6,674,004 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our focus on member benefits, including better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is evident through our $0 which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 2 part-time employees ready to assist you with knowledgeable service at every visit.

Reinvestment for Growth

With $6,764,136 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; we currently have $74,647 in used auto loans and $37,378,598 in total loans and leases available to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $6,776,598, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,199 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,912,982 in used vehicle loans and $4,881,382 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find the right fit for your budget.

Business Loans

For business owners seeking capital to grow and expand their operations, we provide outstanding commercial loans that cater specifically to small businesses' needs. However, at this time, our outstanding commercial loans stand at $0. Refinancing options are available for all loan products as well reach out for more details on how we can help you lower your payments or access equity in your assets. Feel free to visit us at our branch located at 2550 S State Route 291 Independence Mo 64057, Independence, MO or give us a call at (816) 252-2415 during our operating hours from 8:00 AM to 6:00 PM Monday through Friday and 8:00 AM to 12:00 PM on Saturday. Our dedicated team is ready to assist you in finding the right loan product for your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines and Unsecured Loans

For those needing extra flexibility in managing their finances, we offer credit lines totaling $1,863,000. These lines of credit allow you to borrow as needed while only paying interest on what you use. Additionally, our unsecured credit card loans can help you manage expenses effectively; however, currently, our total in this category stands at $0.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,150,774, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance an existing mortgage, our team is here to help guide you through the process.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers presented are fair and transparent. Users can trust that they are viewing genuine loan options that meet regulatory requirements.

CITY CREDIT UNION - Independence, MO