City Amarillo TX Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to City Federal Credit Union, your trusted financial partner since 1948! Located at 8100 S Soncy Rd, Amarillo, TX 79119, we have proudly served our community for over 75 years. With a total membership of 4,950 and assets exceeding $119,966,041, we are dedicated to providing you with exceptional financial services tailored to meet your needs. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 901 S Lincoln St, Amarillo, TX 79101-3637. Our team, led by CEO Desiree Ramirez and Board President Thomas Higgins, is here to help you achieve your financial goals. At City Federal Credit Union, we believe in the power of community. We offer a range of services including personal banking accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our commitment to member satisfaction is reflected in our total deposits of $16,435,862 and net worth of $17,902,974. With a skilled staff of 16 employees, we ensure that every interaction is personal and supportive. We understand that financial journeys can be complex; that's why we offer online banking and mobile payment options for your convenience. Whether you're looking for a new car or need assistance managing debt, we're here for you every step of the way. We invite you to connect with us today! Call us at 806-373-4313 or visit our website at City Federal Credit Union to learn more about how we can help you thrive financially. Join our family and experience the benefits of being a member today!

Branch History & Mission

At City Federal Credit Union, we take pride in our rich history and commitment to serving the Amarillo community. Founded in 1948, our branch has grown from humble beginnings into a trusted financial partner for nearly 5,000 members. We are located at 8100 S Soncy Rd, Amarillo, TX 79119, a convenient spot that offers easy access to essential services and resources for our members. Over the years, City Federal Credit Union has achieved significant milestones. With total assets now exceeding $119 million, we have continually expanded our offerings to meet the evolving needs of our community. As we celebrate more than seven decades of service, we remain dedicated to providing exceptional financial products such as auto loans, mortgages, and personal banking services. Our mission is simple yet powerful: to empower our members through accessible financial solutions while fostering a strong sense of community. We believe in building lasting relationships and supporting local initiatives that make Amarillo a better place to live and work. Our commitment extends beyond traditional banking; we actively engage with local organizations and participate in outreach efforts to uplift those around us. While members can visit us at 8100 S Soncy Rd, official correspondence should be sent to 901 S Lincoln St, Amarillo, TX 79101-3637. We strive to make banking easy and convenient by offering features like ATM availability and drive-thru services. Our operating hours from 8:00 AM to 6:00 PM on weekdays ensure you can access your accounts when it suits you best. In addition to our physical services, we embrace digital advancements with online banking, mobile payments, and e-statements making it easier than ever for you to manage your finances on the go. Our commitment to accessibility means we are ADA compliant, ensuring all members can benefit from our services. Join us at City Federal Credit Union and experience firsthand how we blend exceptional financial service with community support. Whether you're looking for a new loan or simply want to open an account, we invite you to become part of our family today! For more information or assistance, feel free to reach out at 806-373-4313. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spots for individuals with disabilities. You'll find ample parking available, making your visit hassle-free.

Connect With Us

Have questions? Don't hesitate to reach out! You can call us at 806-373-4313 for assistance or visit our website at City Federal Credit Union to learn more about our offerings. We look forward to welcoming you soon!

Operating Hours

We understand that life can be busy, which is why our lobby hours are designed with your convenience in mind. We're open Monday through Friday from 8:00 AM to 6:00 PM, giving you plenty of time to stop by after work or during your lunch break. If you're in a hurry, take advantage of our drive-thru banking service for quick deposits and withdrawals without leaving your car.

Services Offered

At the Soncy Branch, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our shared service center allows members of partner credit unions to perform basic transactions such as deposits and withdrawals right here at our location. Plus, enjoy access to an ATM for cash withdrawals and balance checks whenever you need it. While members can visit us at 8100 S Soncy Rd, official correspondence should be sent to our mailing address at 901 S Lincoln St, Amarillo, TX 79101-3637.

Member Eligibility

Becoming a member of City is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Amarillo area, you're already on the right track! We also welcome those related to current members, making it easy for friends and family to join our supportive community. At City, we prioritize your needs and offer personalized services designed to help you thrive financially. To kickstart your membership journey, simply visit us at 8100 S Soncy Rd Amarillo Tx 79119 or give us a call at (806) 373-4313. You can find more details about eligibility criteria by visiting our website here. We're excited to welcome you into our community and guide you through the straightforward account opening process, which you can explore further at https://dsotapi.onlinecu.com/cityfcu/loanapplications/loanhtml.html?docid=1. Join us today and experience the benefits of being part of something special!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,731, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that help streamline your transactions. Imagine a busy restaurant where customers can pay easily using mobile payments or cards, enhancing their experience while ensuring quick service for your staff. Our services are tailored to ensure that your business runs smoothly, allowing you more time to focus on what you do best growing your enterprise. Located conveniently at 8100 S Soncy Rd Amarillo Tx 79119 in Amarillo, TX, we're here to assist you with all your business banking needs. Call us at (806) 373-4313 or visit us online at https://www.cityfederalcu.com/ to learn more about how we can help your business thrive!

Comprehensive List Of Services

Additional Services

For everyday banking needs, we provide ATM & Cash Withdrawal Services, ensuring you're never far from accessing your cash. Whether it's making deposits or handling simple transactions via our drive-thru service or shared branch transactions with partner credit unions, we've streamlined these processes for ease of use. At City, we strive to ensure that all members feel valued and supported through every financial decision they make. With our friendly team ready to assist you at any time during our operating hours from 8:00 AM to 6:00 PM, don't hesitate to reach out! Ready to take the next step? Contact us at (806) 373-4313 or visit us online at https://www.cityfederalcu.com/ to learn more about how we can serve you better!

Business Services

We understand that businesses need solid financial backing too. Our Business Banking services include merchant solutions and business loans designed to help small businesses thrive. If you're running a local shop or startup, we're here to provide the support you need for growth.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services. With just a few taps on your phone or clicks on our website, you can manage accounts, transfer funds, and pay bills anytime, anywhere. Our secure platform ensures that your information remains safe while giving you easy access to your finances.

Personal Banking

When it comes to personal banking, we have you covered with flexible options for both checking and savings accounts. Imagine having a place where you can easily access your funds while earning interest on your savings. Our accounts are tailored to fit various lifestyles, allowing you to choose what works best for you. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options make purchasing or refinancing a car straightforward and affordable. Picture driving off in your dream car without the financial strain. We help simplify the process so you can focus on enjoying your new ride. For those considering homeownership, our Mortgage Loans & Refinancing services provide competitive rates and personalized assistance. Whether you're buying your first home or looking to refinance an existing mortgage, we guide you through each step, ensuring clarity and confidence.

Personal Loans

Life can sometimes throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. Whether it's consolidating debt or funding a major purchase, we work with you to find the best solution that fits within your budget. Our Credit Cards with Rewards offer an excellent way to earn while you spend. Enjoy cashback or points that can be redeemed for travel and other perks because managing your finances should also come with rewards!

Digital & Online Banking

At City, we know that convenience and security are key to your banking experience. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle, all accessible from the comfort of your home or on the go. With our 24/7 online banking services, you can manage your accounts anytime, anywhere. Whether you need to check your balance, transfer funds, or pay bills, it's all just a click away at https://www.cityfederalcu.com/. Plus, you can enjoy the benefits of e-statements, giving you instant access to your account statements without the hassle of paper clutter. Our mobile application makes banking even easier. With features like mobile payments, you can make transactions quickly and securely right from your smartphone. Need to send money to a friend? Use our person-to-person transfer feature for quick and simple transactions between members. We prioritize your security with advanced protection measures, including electronic signature authorization for added safety when handling sensitive documents. Our user-friendly interface ensures that you can navigate through our services effortlessly. Whether you're checking your balance or making a payment, managing your finances in real-time has never been simpler. With everything at your fingertips, banking with City is both accessible and straightforward. Join us today and experience the ease of digital banking!

Financial Strength

At City, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you and ensuring your peace of mind. With a net worth of $17,902,974, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further demonstrated by our net worth ratio of 14.91%, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $46,864,173 in share certificates and $2,679,824 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,041,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,055,279 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $721 in used auto loans and $96,180,977 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is highlighted by our $-$128,568, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, City is your trusted partner. Visit us at 8100 S Soncy Rd Amarillo Tx 79119 or call (806) 373-4313 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,598,098 in used vehicle loans and $4,214,351 in new vehicle loans already helping members get on the road. We provide flexible terms to suit your needs, whether you're financing a new ride or a reliable used vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $16,731 provide the capital needed to grow and expand your business. We recognize the unique needs of entrepreneurs and are here to support you every step of the way.

Credit Cards

Managing day-to-day expenses can be easier with our unsecured credit card loans, amounting to $495,378. These cards offer flexible terms that allow you to manage your finances effectively while enjoying rewards along the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,404,387, make buying or refinancing simple. We prioritize making the process straightforward so that you can focus on settling into your new home rather than getting lost in paperwork.

Refinancing Options

If you're considering refinancing any existing loans or are unsure about eligibility options, we encourage you to reach out. Our team is ready to assist you in exploring your options for more favorable terms that fit your current financial situation. Feel free to visit us at our branch located at 8100 S Soncy Rd Amarillo Tx 79119, Amarillo, TX or give us a call at (806) 373-4313 for more information on how we can assist you with our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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CITY FEDERAL CREDIT UNION - Amarillo, TX

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