City Amarillo TX Credit Union | Low Mortgage Rates & Auto Financing

Introduction

Welcome to City, your trusted financial partner located at 5000 N Fm 1912, Amarillo, TX 79108. Established in 1948, we have proudly served our community for over 75 years, growing our membership to nearly 4,950 members. With total assets exceeding $119,966,041, we are committed to providing reliable and accessible banking solutions tailored to meet the diverse needs of our members. At City, we understand that your financial well-being is paramount. That's why we offer a variety of services ranging from personal checking and savings accounts to auto loans and business banking solutions. Our goal is not just to be a bank; we aim to be an integral part of your financial journey. Under the leadership of our CEO, Desiree Ramirez, and Board President Thomas Higgins, we prioritize transparency and member satisfaction. Our dedicated team of 16 employees is always here to assist you with any inquiries or concerns. Whether you're looking for guidance on loans over 8,674 approved or seeking ways to grow your savings (with deposits totaling $16,435,862), we are here to help. For any official correspondence, please send it to our mailing address: 901 S LINCOLN ST, AMARILLO, TX 79101-3637. You can reach us directly at 806-373-4313 during our lobby hours from 8:30 AM to 4:30 PM on weekdays. Explore our website at CITYFEDERALCU.com for more information about our services or visit us today! Let's build a brighter financial future together!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we recognize the importance of digital advancements in banking. That's why we offer online and mobile banking services along with features like electronic signatures and e-statements. These tools are designed with you in mind to make your banking experience easier and more efficient.

Join Us

We invite you to become part of the City Federal Credit Union family. Experience firsthand how we prioritize your financial health while giving back to the community we love. Visit us during lobby hours from Monday through Friday from 8:30 AM to 4:30 PM or give us a call at 806-373-4313 for any inquiries. Together, let's build a brighter future! Explore more about what we offer on our website City Federal CU or learn how you can open an account here. Welcome to City Federal Credit Union where your membership makes a difference!

Our Evolution

From our humble beginnings, we have achieved remarkable milestones. Today, we manage total assets of approximately $119,966,041. As we evolved, we maintained our focus on serving the people of Amarillo and surrounding areas. We understand that financial needs vary greatly among individuals and families, which is why we've expanded our offerings over the years. Our services include personal banking solutions like checking and savings accounts, auto loans and vehicle financing, mortgage loans, personal loans for debt consolidation, and credit cards with rewards. Our team is dedicated to ensuring that each member feels valued and supported. We believe that everyone deserves access to quality financial services, and this belief drives our mission every day.

Our Mission

City Federal Credit Union's mission is straightforward: to provide exceptional financial services while fostering a strong sense of community. We are committed to supporting not only our members but also local initiatives that enhance the well-being of Amarillo. Whether it's through partnerships with local organizations or outreach efforts aimed at improving financial literacy in our community, we strive to make a positive impact. While members can visit us at 5000 N FM 1912 Amarillo TX 79108 for all their banking needs, official correspondence should be sent to our mailing address at 901 S Lincoln St, Amarillo TX 79101-3637.

Branch Location & Accessibility

Accessibility Features

At City Federal Credit Union, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can easily access our services without any barriers. Ample parking is available right outside the entrance, making your visit even more convenient.

Call to Action

We're excited to serve you! If you have questions or need assistance before visiting us, feel free to give us a call at 806-373-4313. Whether you're stopping by for a loan inquiry or simply want to explore what we have to offer, the team at City Federal Credit Union is here for you every step of the way. Come see us soon!

Operating Hours

We invite you to come by during our operating hours from 8:30 AM to 4:30 PM on weekdays. Our friendly staff is ready to assist you with a wide range of services that include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Although we don't offer drive-thru banking at this location, we do provide ATM services for quick cash withdrawals and balance checks.

Member Eligibility

At City, we believe that joining our credit union is like becoming part of a caring family. We welcome anyone who lives, works, worships, or goes to school in the Amarillo area to become a member. It's that simple! You'll find that being part of our community opens the door to excellent financial services tailored just for you. Whether you're looking for checking and savings accounts, auto loans, or personalized assistance, our dedicated team is here to support your financial journey. To learn more about the specific eligibility criteria and to ensure you meet them, please check out this resource: . If you're ready to take the next step and open your account, it's easy! Just visit us at 5000 N Fm 1912 Amarillo Tx 79108 or give us a call at (806) 373-4313 for more information on how you can join our wonderful community at City. Your membership means access to better rates and services designed with you in mind!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,731, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer tailored merchant services that simplify everyday transactions. Imagine having the ability to accept payments seamlessly, whether it's through credit cards or mobile payments. This means more convenience for your customers and improved cash flow for your business. Our solutions are designed to empower you to focus on what you do best growing your business. Located at 5000 N Fm 1912 Amarillo Tx 79108 in Amarillo, TX, our friendly team is here to discuss how we can support your financial goals. Call us at (806) 373-4313 or visit us online at City Federal Credit Union to learn more about how we can partner with you for success!

Comprehensive List Of Services

Convenient Access

We know convenience matters. That's why our branch offers an ATM for easy cash withdrawals and balance checks whenever you need them. Our lobby hours are Monday through Friday from 8:30 AM to 4:30 PM, ensuring you have ample opportunity to visit us when it works best for you. At City, we're more than just a credit union; we're part of your community. With dedicated staff ready to assist and digital banking features designed for ease of use, we strive to make every interaction positive and productive. If you're interested in learning more about how we can help meet your financial needs, feel free to call us at 806-373-4313 or visit our website at CITYFEDERALCU.com. Join us today and experience banking that's focused on you!

Credit Cards & Business Banking

Our Credit Cards with Rewards program allows you to earn points while making everyday purchases perfect for those who enjoy rewards for their spending habits. Plus, if you're a business owner, our Business Banking services include merchant services and business loans tailored to support your entrepreneurial journey.

Loans Made Easy

We understand that life can sometimes throw unexpected expenses your way. That's why we provide various Auto Loans & Vehicle Financing solutions that help you get behind the wheel without breaking the bank. Whether you're purchasing a new car or refinancing an existing loan, we've got options for you. If you're considering buying a home, our Mortgage Loans & Refinancing services can help make your dream a reality with competitive rates and personalized guidance throughout the process. For those moments when you need extra cash for personal projects or debt consolidation, our Personal Loans are here to assist. We believe everyone deserves financial flexibility, so we work with you to find a solution that fits your situation.

Personal Banking

For those looking to manage their day-to-day finances, our Personal Banking options include both checking and savings accounts designed for every lifestyle. Imagine easily accessing your funds through our user-friendly Online & Mobile Banking platforms. With features like mobile payments and person-to-person transfers, handling your money has never been simpler.

Digital & Online Banking

Key Services

With our 24/7 online banking services available at https://www.cityfederalcu.com/ , you can check your balances, pay bills, and transfer money with just a few clicks. Our user-friendly interface helps you navigate effortlessly through your financial tasks. Need to send money to a friend? With our person-to-person transfers, it's simple to share funds without the hassle of cash. Plus, if you're ever in a hurry, our mobile payments feature allows you to make purchases directly from your phone, making transactions quicker and more convenient.

Security and Convenience

Your security is our top priority. That's why we offer electronic signature authorization for document signing, ensuring that your sensitive information is protected while still allowing you the convenience of completing transactions from anywhere. Additionally, with e-statements, you'll receive your account statements electronically, reducing clutter while keeping everything organized. For those who prefer managing their accounts through an app, our mobile application gives you all the features of online banking right at your fingertips. Whether you're depositing checks or monitoring spending habits, this tool brings control over your finances wherever you are. At City, we believe in empowering our members with accessible and efficient banking solutions that fit their lifestyles. Explore all that we have to offer today!

Financial Strength

Commitment to Growth

Our $8,055,279 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $721 in used auto loans and $96,180,977 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Trust

With a strong member base demonstrated by 6,925, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, City is your trusted partner. Visit us at 5000 N Fm 1912 Amarillo Tx 79108 or call (806) 373-4313 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our $616,033 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $46,864,173 in share certificates and $2,679,824 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,041,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $17,902,974, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,491 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,598,098 in used vehicle loans and $4,214,351 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle easier than ever.

Credit Lines and Commercial Loans

For those who need additional flexibility, our credit lines totaling $20,505,000 allow members to borrow as needed while keeping costs down. Additionally, for business owners, our outstanding commercial loans totaling $16,731 provide the capital needed to grow and expand your business operations. At City, we also offer refinancing options for various loan types. If you're looking to lower your monthly payments or consolidate debt, our team can work with you to find solutions tailored to your financial situation. If you're interested in exploring these opportunities further, please feel free to reach out to us at (806) 373-4313. Our dedicated team is here to assist you and answer any questions you may have about eligibility or application processes. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 5000 N Fm 1912 Amarillo Tx 79108 in Amarillo, TX, or check out our website for more information: https://www.cityfederalcu.com/ . Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,404,387, make buying or refinancing simple. We aim to guide you through the process and help you secure a comfortable living situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $495,378 in loans helping members manage their finances effectively. These cards can be an excellent option for covering unexpected expenses or making larger purchases without tying up your cash flow.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions. This guarantees transparency in what you're seeing, helping you understand the real options available to you. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results, so you can choose the best deal without any hidden agendas. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions quickly and effectively. You won't miss out on competitive rates due to outdated information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the reliability and effectiveness of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

CITY FEDERAL CREDIT UNION