Citizens Credit Union Midland TX | Convenient ATM Services Access

Introduction

At Citizens, we believe in building strong financial foundations for our members and the community. Located at 2609 W Loop 250 N, Midland, TX 79705, our Loop 250 Branch is more than just a place to manage your money it's a hub of support and service for over 10,452 members. Since our establishment in 1955, we have been dedicated to providing exceptional financial services that empower individuals and families. As of now, we proudly hold total assets of $219,209,321 and have facilitated loans totaling 4,910 to help our members achieve their dreams. Our commitment to you is reflected in our robust financial health, with total deposits amounting to $47,842,824 and a net worth of $23,693,276. We ensure that our members' funds are handled securely with careful management; we currently have $1,849,819 in cash on hand ready to serve you. Led by our CEO, Brandon Wooten, and Board President, Leslie Williams, our team of 34 employees works tirelessly to provide personalized service tailored to your needs. Whether you're looking for a loan to buy a new vehicle or need advice on saving for the future, we're here for you every step of the way. While you're welcome to visit us at our branch location, please note that all official correspondence should be sent directly to our branch address. For any inquiries or assistance, feel free to reach out at (432) 686-1200 or fax us at (432) 268-6120. Join us at Citizens and experience the difference that community-focused banking can make in your life. Explore how we can assist you today by visiting our website at citizensfcu.com. Your journey towards financial success starts here!

Branch History & Mission

At Citizens, we take pride in our rich history and commitment to serving the community of Midland, Texas. Since opening our doors in 1955, we've grown from a small credit union into a trusted financial institution that now supports over 10,452 members with assets totaling more than $219 million. Our location at 2609 W Loop 250 N, Midland, TX 79705 is not just an address; it's a hub of financial support and community engagement. Over the years, Citizens has adapted to meet the needs of our members while staying true to our mission: to provide accessible financial services that empower individuals and strengthen families. We believe in fostering a sense of belonging and support within our community. Every member who walks through our doors is not just a number; they are part of the Citizens family. Our mission goes beyond banking; it includes making a positive impact through various outreach initiatives. We are dedicated to improving financial literacy and offering resources that help our members achieve their goals. Whether you're looking for loans, savings options, or simply guidance on financial matters, we strive to be your partner every step of the way. As part of our commitment to innovation and accessibility, we've embraced digital advancements, allowing our members to manage their finances conveniently through online banking and mobile applications. While we do not currently offer ATM services or drive-thru banking at this branch, we ensure that all interactions are customer-focused and efficient. Citizens is also deeply rooted in community involvement. Our partnerships with local organizations enable us to contribute positively to Midland's growth and development. We believe that when our community thrives, so do our members. In addition to our core services, we take pride in being compliant with ADA standards to ensure everyone can access our facilities comfortably. We invite you to join us at Citizens and experience firsthand the benefits of being part of a credit union that truly cares about its members. Whether you're new to banking or looking for more personalized service, come visit us today! For any inquiries, feel free to reach out at 432-686-1200. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is designed with ADA-compliant features, ensuring everyone can access our services comfortably. There's ample parking available right outside, so you won't have to worry about finding a spot.

Convenient Location

Just a stone's throw away from popular local spots, our branch is situated near major intersections, making it a breeze for you to drop by. Whether you're coming from work or running errands, our location fits seamlessly into your day.

Operating Hours and Services

At the Citizens Loop 250 Branch, we value your time. While specific operating hours are currently not listed, we strive to be open when you need us most. Our staff is ready to assist you with various services tailored just for you. Although we do not offer ATM or drive-thru services at this location, our friendly team is always prepared to help with your banking needs inside the branch. If you're looking for shared services, please note that they are also unavailable here.

Reach Out Anytime

Got questions? We're just a phone call away! You can reach us at 432-686-1200. We encourage you to visit us and discover how we can help meet your financial needs. Come on down to the Citizens Loop 250 Branch your financial home in Midland! We look forward to welcoming you soon.

Member Eligibility

At Citizens, we believe that becoming a member means joining a warm and welcoming community where your financial well-being is our top priority. If you're looking to become part of the Citizens family, you'll find that eligibility is quite simple! Generally, individuals who live, work, worship, or attend school in the Midland area can join us. We also welcome immediate family members of current members. This means that whether you're new to the area or have been here for years, there's a good chance you can take advantage of our great services and benefits. You can learn more about the specific criteria by visiting our eligibility page at this link. Joining is just the beginning! As a member of Citizens, you'll gain access to a variety of financial products designed to help you thrive, from competitive loan rates to personalized service that truly cares about your needs. To open an account or if you have any questions, feel free to reach out to us at (432) 686-1200. We look forward to welcoming you to our branch located at 2609 W Loop 250 N Midland Tx 79705!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a reliable partner that offers you the tools to manage payments efficiently and enhance customer experiences. Our merchant services make it easy for businesses like yours to accept payments securely, manage transactions seamlessly, and focus on what truly matters growing your business. Located at 2609 W Loop 250 N Midland Tx 79705 in Midland, TX, we're here to provide the financial resources you need. Connect with us today at (432) 686-1200 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $72,470, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

One of the key features of our services is the ability to access your accounts through modern digital banking options. With our online banking platform, you can easily check your balances, transfer funds, and pay bills from the comfort of your home or on the go. For those who prefer mobile access, our mobile application allows you to perform transactions right from your smartphone.

Join Our Community

Becoming a member of Citizens opens up a world of benefits designed just for you. From competitive rates on loans and savings accounts to resources that help you improve your financial literacy, we are committed to supporting your financial journey. If you're interested in learning more about what we offer or want to get started with us today, don't hesitate to reach out! Give us a call at (432) 686-1200, visit us at our branch in Midland, or explore our website at Loop 250 Branch. We look forward to welcoming you into our community and helping you achieve your financial goals!

Personalized Member Support

When it comes to personal finance, having someone to guide you can make all the difference. Our team is dedicated to providing personalized support and advice based on your unique situation. Whether you're saving for a big purchase or navigating loan options, we're here to help you every step of the way.

Your ATM Needs Covered

We understand that sometimes you need cash quickly, which is why we offer ATM Services Only at our branch. While we may not have a full-service ATM on-site, we ensure that our members have access to ATMs nearby where they can withdraw cash and manage their accounts efficiently.

Digital & Online Banking

Accessibility and Benefits

For those who prefer paperless statements, we also provide e-statements that are not only environmentally friendly but also help keep your financial information organized and accessible. You won't need to worry about lost mail or misplaced documents again! At Citizens, we strive to provide services that enhance your banking experience while keeping everything secure. Embrace the ease of managing your finances in real-time with our digital banking options. If you're ready to explore these features further, visit us at https://www.citizensfcu.com/ today!

Key Features

Our online banking service allows you to check balances, view transactions, and transfer funds with just a few clicks. With 24/7 online banking available, you have the flexibility to manage your money whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it easy and quick, ensuring that you can share funds without any hassle. Security is always a top priority for us. With electronic signature authorization available, you can sign important documents securely from the comfort of your own home. Plus, our mobile application provides an extra layer of convenience for those who prefer banking on their smartphones. This app allows you to make mobile payments effortlessly and stay updated on your account status.

Financial Strength

Member-Centric Savings

Members' savings are secured through $38,083,274 in share certificates and $14,594,554 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive net income of $2,497,222 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $21,196,054 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to lend is supported by $124,607,837 in total loans and leases, including $25,596,038 in used auto loans that help our members achieve their financial goals across various sectors.

Strong Financial Health

With a net worth of $23,693,276, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Total Share Accounts: 16,243 show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $170,298, further illustrating our commitment to providing valuable services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citizens is your trusted partner. Visit us at 2609 W Loop 250 N Midland Tx 79705 or call us at 432-686-1200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $73,190,038 in used vehicle loans and $47,519,879 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find the perfect fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $72,470 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and are here to support you with tailored lending solutions.

Credit Lines

For those looking for flexibility in managing their finances, we offer total credit lines amounting to $33,227,218. This product is great for unexpected expenses or planned purchases where you might need additional cash flow.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, our team is ready to discuss alternative options that may suit your needs.

Refinancing and Eligibility Options

If you're considering refinancing existing debt or exploring eligibility options for any of our loan products, don't hesitate to reach out! Our experienced staff can guide you through the process and help determine what best suits your situation. We pride ourselves on being a community-focused credit union dedicated to serving Midland and surrounding areas. Our goal is to provide straightforward solutions that empower our members financially. For more information or to start your loan application today, contact us at 432-686-1200 or visit us online at Citizens FCU. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Though there are currently no unsecured credit card loans issued at this time, we encourage you to check back as opportunities may arise.

Loan Aggregator

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CITIZENS FEDERAL CREDIT UNION - Midland, TX

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