Citizens Credit Union Midland TX | Quick Personal Loans & Business Banking

Introduction

Welcome to Citizens, your trusted financial partner located at 2609 W Loop 250 N, Midland, TX 79705. Established in 1955, our credit union has proudly served the community for decades, fostering a culture of trust and reliability. With a robust membership of over 10,452 individuals, we are committed to providing personalized banking solutions that meet your needs. At Citizens, we understand that financial stability is essential for our members. That's why we manage total assets of $219,209,321 and have successfully granted 4,910 loans to help you achieve your goals. With total deposits reaching $47,842,824, our members can rest assured knowing their funds are safe and well-managed. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: P.O. Box 51070, Midland, TX 79710. Our dedicated team of 34 employees, led by CEO Brandon Wooten and Board President Leslie Williams, is here to assist you every step of the way. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans and mortgages, Citizens is here for you. We also offer online and mobile banking services for added convenience. Feel free to reach out to us at (432) 686-1200 or explore our website at citizensfcu.com for more information on how we can help you thrive financially. Visit us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

Citizens Credit Union has a rich history that dates back to 1955 when it first opened its doors in Midland, Texas. Over the years, we have grown from a small community bank into a trusted financial partner for over 10,000 members, proudly serving the Midland area from our branch located at 2609 W Loop 250 N, Midland, TX 79705. Our commitment to providing quality financial services and fostering community relationships has been the cornerstone of our evolution. From humble beginnings, Citizens Credit Union has seen significant growth, now boasting total assets of over $219 million. This success is not just measured in numbers but also in the trust we've built within our community. With dedicated employees who are passionate about helping members achieve their financial goals, we have continually expanded our offerings. Our services include personal banking solutions like checking and savings accounts, auto loans, mortgages, and business banking services tailored to meet the diverse needs of our membership. At Citizens, our mission is clear: we are here to empower our members by providing them with accessible and affordable financial services while actively supporting local initiatives and outreach efforts. We believe in the power of community and strive to make a positive impact through partnerships and programs that benefit those around us. Whether it's through educational workshops or sponsoring local events, we are dedicated to enriching the lives of our members beyond traditional banking. We understand that accessibility is key in today's fast-paced world. That's why we offer digital banking options alongside convenient services like drive-thru banking and ATM access. We want to ensure you can manage your finances on your terms whether it's online or face-to-face. For official correspondence, please note that while members can visit us at 2609 W Loop 250 N, all mail should be directed to P.O. Box 51070, Midland, TX 79710. As we look ahead, our focus remains on innovation and member satisfaction. We invite you to join us at Citizens Credit Union and experience firsthand the benefits of being part of a community-focused institution that truly cares about your financial well-being. Together, let's build a brighter future for ourselves and for Midland! For more information or to become a member today, call us at 432-686-1200 or visit our website at citizensfcu.com.

Branch Location & Accessibility

Convenient Banking Hours

We understand that your time is valuable. That's why we offer flexible hours to accommodate your schedule. Our lobby is open Monday through Friday from 9 AM to 5:30 PM and on Saturday from 10 AM to 1 PM. If you prefer drive-thru service, we're here for you Monday through Friday from 9 AM until 6 PM.

Easy Access and Parking

At our Loop 250 location, you'll find ample parking right outside the entrance, making it simple for you to stop by whether you're heading to work or out running errands. Our branch is fully ADA compliant, featuring ramps and accessible entrances so that everyone can bank with ease.

Get in Touch!

Have questions or need assistance? Feel free to give us a call at 432-686-1200. Our friendly team is ready to help you with whatever you need. We invite you to visit us soon at Citizens your trusted partner in financial success!

Services Tailored for You

At Citizens, we offer a variety of services to meet your banking needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage refinancing, we've got you covered. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. While members can visit us at 2609 W Loop 250 N, please note that official correspondence should be sent to our mailing address at P.O. Box 51070, Midland, TX 79710.

Member Eligibility

At Citizens, we believe that becoming a member means joining a supportive community where your financial needs are truly understood. If you're wondering how to become part of our family at Citizens, it's quite simple! Our membership is open to individuals who live, work, or worship in the Midland area. This makes it easy for you to connect with us and take advantage of our tailored services. We pride ourselves on offering a range of benefits, including competitive rates on loans and savings accounts, all aimed at helping you achieve your financial goals. To get started on your journey with us, you can check out the detailed eligibility criteria at this link. Once you've confirmed your eligibility, opening an account is just as straightforward. You can find all the necessary information on how to apply here. If you have any questions or need assistance along the way, don't hesitate to give us a call at (432) 686-1200. We're excited to welcome you to Citizens, located at 2609 W Loop 250 N Midland Tx 79705!

Business Banking & Commercial Services

Driving Economic Growth

With an outstanding commercial loan portfolio of $72,470, we continue to drive economic growth by financing new and expanding businesses in Midland, TX.

Flexible Financing Solutions

If you're not yet a member, don't worry! We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your needs.

Merchant Services That Matter

In addition to loans, our merchant services help streamline payment processes for your business. Imagine serving customers better by accepting multiple payment types while keeping transactions secure and efficient. That's what we aim for at Citizens to make banking easier so you can focus on running your business. For personalized assistance or to learn more about our offerings, visit us at 2609 W Loop 250 N Midland Tx 79705 or call us at (432) 686-1200. Let's grow together!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to hire more staff, purchase equipment, and enhance their services.

Comprehensive List Of Services

ATM and Drive-Thru Services

We also provide convenient ATM & Cash Withdrawal Services, available at our branch and through a network of ATMs nearby. For those quick transactions, our basic drive-thru banking services allow you to make deposits or withdrawals without leaving your car. With all these services combined, Citizens truly stands out as a comprehensive financial partner for both personal and business needs. Our friendly team is here to assist you every step of the way. If you're ready to take advantage of these great offerings or want more information, feel free to reach out to us at (432) 686-1200 or visit us online at Loop 250. We look forward to serving you!

Business Banking

For business owners, we understand the importance of reliable financial support. That's why we offer Business Banking services, including merchant services and business loans, which can help you grow your enterprise with confidence.

Credit Cards and Rewards

Our credit cards come with rewards that can enhance your spending power while giving you perks on everyday purchases. Imagine earning points on groceries or gas that can be redeemed for travel or cash back!

Digital and Mobile Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow you to manage your accounts from anywhere. You can check balances, transfer funds, and even make payments right from your smartphone. Plus, with features like mobile payments and person-to-person transfers, handling your finances has never been easier.

Personal Banking

For individuals, we offer Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a special occasion or managing day-to-day expenses, our accounts are designed with you in mind. If you're thinking about buying a new car, our Auto Loans & Vehicle Financing options can help you get behind the wheel without breaking the bank. We also provide Mortgage Loans & Refinancing, making home ownership more accessible. If you find yourself needing some extra funds, consider our Personal Loans & Debt Consolidation options to help manage your finances effectively.

Digital & Online Banking

Key Features

Our commitment to making banking easier for you includes features like e-statements, which allow you to receive your account statements electronically. This not only helps you stay organized but also reduces paper waste. Plus, with electronic signature authorization, signing documents has never been easier or more convenient. For those who love to shop or dine out, our mobile payments feature lets you make transactions directly from your phone. Whether you're at the store or grabbing a coffee with friends, just use our mobile app to pay quickly and securely. Speaking of our app, it's available for download so you can have all these features right at your fingertips. Another fantastic benefit is the ability to make person-to-person transfers. Need to send money to a friend? It's as simple as a few taps on your screen! And because we know that life doesn't stop after business hours, our 24/7 online banking services mean you can access your accounts whenever it suits you best. At Citizens, we are dedicated to providing accessible and easy-to-use digital banking solutions that fit into your lifestyle. Start exploring these features today by visiting https://www.citizensfcu.com/ banking has never been this simple!

Financial Strength

Growing Member Base

Total Share Accounts: 16,243 show a strong and growing member base that trusts us with their finances. This trust allows us to keep improving our services while maintaining robust financial strength. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citizens is your trusted partner. Visit us at 2609 W Loop 250 N Midland TX 79705 or call 432-686-1200 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Investment in Growth

With $21,196,054 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $12,460,783 in total loans and leases, including $25,996 in used auto loans.

Member-Centric Savings

Members' savings are secured through $38,083,274 in share certificates and $14,594,554 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $2,497,222, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $23,693,276, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $73,190,038 in used vehicle loans and $47,519,879 in new vehicle loans already helping members get on the road. Whether you prefer a shiny new model or a dependable pre-owned option, our flexible terms make it easy to drive away with confidence.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans amounting to $72,470 can provide the capital needed to expand operations or invest in new initiatives. If you're interested in exploring refinancing options or need guidance on eligibility requirements for any of these loan products, please feel free to reach out. We're here to support your journey every step of the way. Our dedicated team is available at 432-686-1200 during lobby hours: Monday through Friday from 9 AM to 5:30 PM and Saturday from 10 AM to 1 PM. You can also take advantage of our drive-thru service during extended hours until 6 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore more about our loan offerings today by visiting us online at Citizens. Your financial future starts here!

Credit Lines and Personal Loans

For those looking for extra flexibility in managing finances, we offer credit lines totaling $33,227,218. These can be invaluable for unexpected expenses or larger purchases. Additionally, we also provide unsecured credit card loans although currently totaling $0 to help members manage their day-to-day finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing straightforward. Currently, we provide Junior Lien 1-4 Family Residential Properties loans totaling $0, ensuring that our members have access to competitive rates and clear guidance throughout the process.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the reliability of the platform and its commitment to serving consumers' best interests. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that all offers presented are fair and transparent. By relying on credible institutions, LendMesh guarantees that the information users receive reflects accurate lending practices.

CITIZENS FEDERAL CREDIT UNION - Midland, TX

Compare Loan Rates Near You

Loan rates in Midland, TX (79705)