CITIZENS FEDERAL CREDIT UNION

Welcome to Citizens, your trusted financial partner located at 2110 W Wall St, Midland, TX 79701. Established in 1955, we have proudly served our community for over six decades, helping individuals and families achieve their financial goals. With a strong commitment to member service, we are dedicated to making banking accessible and beneficial for everyone. At Citizens, we believe in the power of community. Our membership has grown to over 10,452 members, all enjoying a wealth of services designed with their needs in mind. Whether you're looking for personal banking options like checking and savings accounts or seeking loans for your next vehicle or home purchase, we've got you covered. With total assets of $219,209,321 and total deposits reaching $47,842,824, our financial strength allows us to offer competitive rates and exceptional service. While members can visit us at 2110 W Wall St, official correspondence should be sent to P.O. Box 51070, Midland, TX 79710. Our team is here to help you navigate your financial journey with confidence. Under the leadership of our CEO Brandon Wooten and Board President Leslie Williams, we strive to create a welcoming environment that fosters trust and reliability. With a dedicated staff of 34 employees, we are always available to assist you during our lobby hours from Monday to Friday, 9 AM to 5:30 PM. We also offer convenient drive-thru services until 6 PM on weekdays for quick transactions. Ready to take the next step? Call us at 432-686-1200 or visit our website at Citizens FCU today! Join us and experience the difference that community-focused banking can make in your life.

Welcome to Citizens, a proud member of the Midland community since 1955. Located at 2110 W Wall St, Midland, TX 79701, our branch has been a trusted partner in financial growth for over six decades. With a rich history marked by dedication to our members and the local community, we have grown from humble beginnings into a vibrant credit union serving over 10,452 members and managing total assets of $219,209,321. From the day we opened our doors, Citizens has focused on providing exceptional financial services while fostering a spirit of community support. Our mission is straightforward: to empower our members through personalized banking solutions and robust community engagement. We believe that everyone deserves access to quality financial services that can improve their lives and help them achieve their dreams. Over the years, we have embraced advancements in technology to enhance our offerings. Members can enjoy modern conveniences such as online banking, mobile payments, and e-statements while benefiting from traditional services like auto loans and personal banking. We strive to create an inclusive environment by ensuring ADA compliance and providing easy access through our ATM services and drive-thru banking options. Citizens takes pride in being actively involved in local initiatives. Whether it's partnering with local schools or participating in community outreach programs, we are dedicated to making a positive impact right here in Midland. While you can visit us at our branch location for all your banking needs during our lobby hours (Monday to Friday from 9 AM to 5:30 PM), official correspondence should be sent to P.O. Box 51070, Midland, TX 79710 if you need to reach us by mail. We invite you to become part of our growing family at Citizens. Explore how we can assist you in achieving your financial goals while being an integral part of the Midland community. Join us today and discover the benefits of membership that goes beyond just banking! For more information or assistance, feel free to call us at 432-686-1200 or visit our website at citizensfcu.com.

At Citizens, we believe in creating a welcoming community where everyone can thrive together. Becoming a member is as simple as meeting a few friendly eligibility criteria. If you live, work, worship, or attend school in Midland County, you're already on the right track! We're here to support you with a range of services designed to meet your unique financial needs. Membership not only gives you access to our competitive rates and personalized service but also makes you part of a community that cares about your financial well-being. If you're ready to take the next step and open an account, you can easily find all the information you need on our website. For detailed eligibility criteria, please check out this link. If you have any questions or need assistance, feel free to call us at (432) 686-1200. We can't wait to welcome you to Citizens at 2110 W Wall St Midland Tx 79701!

At Citizens, we understand that every business has unique needs and aspirations. Whether you're just starting out or looking to expand, we are here to provide the financial support you need. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. Imagine having the ability to invest in new equipment, hire additional staff, or launch a marketing campaign all made possible through our tailored loan options. We make it easy for local entrepreneurs like you to access capital that can turn ideas into reality. Additionally, we offer merchant services designed to simplify your transactions. Picture this: a busy Saturday at your store where customers are eager to pay with various methods. With our merchant services, you can accept payments seamlessly, ensuring customer satisfaction and smooth operations. Located conveniently at 2110 W Wall St Midland Tx 79701, Midland, TX, we invite you to discover how our business banking solutions can help your company thrive. Give us a call at (432) 686-1200 or visit us today!

At Citizens, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential for your peace of mind. Our commitment to transparency and strength ensures you can trust us with your financial needs. With a net worth of $23,693,276, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $38,083,274 in share certificates and $14,594,554 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $21,196,054 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $25,596,000 in used auto loans and $124,607,837 in total loans and leases. Our impressive net income of $2,497,222 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. In total, we boast 16,243 share accounts, showing a strong and growing member base that trusts us with their finances. Our focus remains clear: serving you with confidence as your trusted partner. Our financial strength means we can continue serving you effectively. Whether you're saving for the future or looking to borrow for your next big purchase, Citizens is here to help you achieve your goals. Visit us at 2110 W Wall St Midland Tx 79701 or call us at 432-686-1200 to learn more about how we can support your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.