CITIZENS FEDERAL CREDIT UNION

Welcome to Citizens, your trusted financial partner located at 104 Pine St, Abilene, TX 79601. Since our establishment in 1955, we have been dedicated to serving our community with integrity and commitment. With over 10,452 members, we pride ourselves on fostering strong relationships that empower individuals and families to achieve their financial goals. At Citizens, we understand that your financial journey is unique. That's why we offer a variety of services tailored to meet your needs whether it's personal banking, auto loans, mortgage refinancing, or business banking solutions. Our total assets of $219,209,321 reflect our stability and reliability in providing secure financial services. Currently, our total deposits stand at $47,842,824, ensuring that your funds are safe and accessible. Under the leadership of CEO Brandon Wooten and Board President Leslie Williams, our team of 34 dedicated employees is here to support you every step of the way. We take pride in our strong net worth of $23,693,276 and a cash reserve of $1,849,819, which allows us to provide competitive loan options for our members. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 104 Pine St, Abilene, TX 79601. If you have any questions or need assistance, feel free to call us at (325) 232-7644 during our lobby hours from Monday through Friday between 9 AM and 4 PM. Join us at Citizens and experience a credit union that truly cares about its members and community. Whether you're looking to open an account or apply for a loan, we invite you to visit our website at citizensfcu.com for more information. Let's work together towards a brighter financial future!

Becoming a member of Citizens is like joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Abilene area, you're already on the path to membership! We believe in making our community stronger together, so if you meet these simple eligibility criteria, we warmly welcome you to join us. You can enjoy a range of benefits designed to support your financial goals and dreams. For more detailed information on eligibility requirements, feel free to visit our website at http://www.citizensfcu.com/banking/savings/become-a-member . Opening an account with us is easy and straightforward. You can start the process online or give us a call at (325) 232-7644 if you have any questions. Our friendly team is here to assist you every step of the way. If you're ready to take the next step towards becoming a member of Citizens, check out the details for opening an account at http://www.citizensfcu.com/borrowing/apply-for-a-loan . Join us today at our branch located at 104 Pine St Abilene Tx 79601, and let's build a brighter financial future together!

At Citizens, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of a strong financial foundation, which is why we are proud to share our robust financial health with you. With a net worth of $23,693,276, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $38,083,274 in share certificates and $14,594,554 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $21,196,054 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $25,996,000 in used auto loans and $124,607,837 in total loans and leases that support our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $2,497,222, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 16,243, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $170,298, reinforcing our commitment to making your money work harder for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citizens is your trusted partner. Visit us at 104 Pine St Abilene Tx 79601 or call 325-232-7644 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.