Citizens Equity First Credit Union Washington IL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Citizens Equity First at our Washington Member Center, located at 100 Legion Rd, Washington, IL 61571. Since our establishment in 1937, we have dedicated ourselves to serving our community with integrity and commitment. With over 402,409 members trusting us with their financial needs, we take pride in offering a supportive environment where everyone can thrive. At Citizens Equity First, we're not just about numbers; we're about people. With total assets of $7,768,682,749 and total deposits reaching $357,663,736, we ensure that your money is secure while providing competitive loan options and personalized services tailored to meet your needs. Our robust lending portfolio includes over 220,826 loans and leases that help fuel dreams from buying a new car to purchasing a home. Under the leadership of our CEO, Matthew Mamer, and Board President, Joseph Needham, we prioritize member satisfaction above all else. Our team of over 1,022 employees is ready to assist you with everything from personal banking to business loans. You can reach us at (309) 633-7700 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. We invite you to explore the benefits of membership with us! Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions, we have you covered. While members can visit us at our branch location for in-person service, official correspondence should be sent to the same address: 100 Legion Rd, Washington, IL 61571-2055. Discover how we can support your financial journey by visiting our website at www.cefcu.com or calling us today. Join us in building a brighter financial future together!

Branch History & Mission

At Citizens Equity First, we proudly celebrate a rich history that began in 1937 when our Washington Member Center opened its doors to the community. Over the decades, we have grown from humble beginnings into a trusted financial partner for over 402,000 members. Our branch, located at 100 Legion Rd, Washington, IL 61571, has become a cornerstone of support and service in Tazewell County. Our mission is simple yet powerful: to provide our members with exceptional financial services while fostering strong community ties. We believe in empowering individuals and families through accessible banking solutions that promote financial health. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we're here to guide you every step of the way. As we look back on our evolution, we are proud of our achievements and the milestones that have shaped us. From expanding our total assets to an impressive $7,768,682,749 to introducing digital banking options that make managing your finances easier than ever, we've always focused on innovation while maintaining a strong commitment to customer care. Our operating hours reflect our dedication to serving you: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Additionally, we offer convenient ATM services and drive-thru banking for your ease and accessibility. While our main address is where you can find us for all your banking needs, please note that any official correspondence should be sent to our mailing address at 100 Legion Rd, Washington, IL 61571-2055. We are committed not just to helping our members thrive financially but also to making a positive impact in our community. Through various partnerships and outreach programs, we aim to uplift those around us and contribute meaningfully to local initiatives. Join us at Citizens Equity First and experience firsthand the benefits of being part of a credit union that truly cares about its members. Together, let's build a brighter financial future! For more information or to get started with your membership today, feel free to call us at (309) 633-7700 or visit our website at cefcu.com.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch complies with ADA guidelines, featuring ramps and designated parking spaces to ensure everyone can easily reach us. With ample parking available, you won't have to worry about finding a spot when you arrive.

Call to Action

We invite you to come in and experience the warm welcome at our Washington Member Center! Feel free to call us at 309-633-7700 if you have any questions or need assistance before your visit. We look forward to serving you soon!

Operating Hours

Our doors are open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. These hours are designed to fit your busy schedule, allowing you to visit us at your convenience.

Services Offered

At Citizens Equity First, we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For those who prefer quick transactions, we provide drive-thru banking for deposits and withdrawals as well as ATM access for cash withdrawals and balance checks.

Member Eligibility

At Citizens Equity First, we believe in creating a community where everyone feels welcome and supported. Becoming a member is simple! If you live, work, or worship in the areas we serve, you're likely eligible to join us. We cater to individuals who share our values and want to take advantage of our range of financial services designed just for you. Not only do our members enjoy competitive rates on loans and savings, but they also gain access to personalized service and a host of benefits tailored to meet your financial needs. For more detailed information about eligibility criteria, feel free to check out our website at https://www.cefcu.com/personal/learn/membership-benefits.html. Ready to open an account? The process is straightforward! You can easily apply online or visit us at 100 Legion Rd Washington Il 61571. If you have any questions or need assistance, don't hesitate to reach out by calling (309) 633-7700. We're here to help you every step of the way as you join the Citizens Equity First family!

Business Banking & Commercial Services

Lending Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,879 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $684,214,774, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine having a payment processing solution that keeps your cash flow steady. Our merchant services provide seamless transaction experiences for both you and your customers. From credit card processing to online payments, we help ensure you can focus on what matters most growing your business. Visit us at 100 Legion Rd, Washington, IL 61571, or call us at 309-633-7700 to discover how our business banking services can empower you.

Comprehensive List Of Services

ATM and Drive-Thru Services

For quick transactions, take advantage of our ATM & Cash Withdrawal Services available at multiple locations. If you prefer in-person assistance, our Basic Drive-Thru Banking allows for convenient deposits, withdrawals, and simple transactions without leaving your car. In addition, our basic ATM access enables quick withdrawals and balance checks whenever needed. We invite you to visit us at our branch located at 100 Legion Rd, Washington, IL 61571, or call us at 309-633-7700. Our friendly staff is here to assist you Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Explore all that Citizens Equity First has to offer today! Your financial well-being is just a step away.

Business Banking Solutions

If you own a business, we understand how important it is to have the right financial support. Our Business Banking services include Merchant Services & Business Loans, enabling you to manage transactions effectively while securing funding for growth.

Digital Banking Convenience

We know that managing finances should be easy and accessible. That's why we offer robust Online & Mobile Banking platforms that let you handle everything from checking account balances to transferring funds at your convenience. Whether you're at home or on the go, accessing your accounts has never been simpler.

Personal Banking Services

When it comes to personal finance, we offer various options tailored just for you. Start with our Checking & Savings Accounts designed to help you manage your daily expenses while growing your savings. If you're thinking about purchasing a vehicle, our Auto Loans & Vehicle Financing options make it easier than ever to get behind the wheel of your dream car. For those considering homeownership or refinancing their current mortgage, our Mortgage Loans & Refinancing services provide competitive rates and flexible terms. Additionally, if you're facing unexpected expenses or need to consolidate debt, our Personal Loans & Debt Consolidation options can offer relief and peace of mind. Don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases while enjoying low-interest rates.

Digital & Online Banking

Convenient Features

With our online banking, you can effortlessly check your account balances, make transfers, and pay bills all from the comfort of your couch or while waiting in line. Plus, with e-statements available, you can say goodbye to paper clutter and manage your finances in a more eco-friendly way. If you ever need to sign documents electronically, we've got you covered with electronic signature authorization making it quick and simple to complete transactions without the hassle of printing.

Mobile Banking

On top of that, our mobile application brings all these features right to your fingertips. You can even make mobile payments easily wherever you are! While person-to-person transfers aren't currently available, managing your accounts has never been more straightforward. With everything designed for ease of use, you'll find our platform intuitive and user-friendly.

Security You Can Trust

At Citizens Equity First, security is a priority. We take every measure to protect your information so that you can bank with confidence. Our advanced security protocols ensure that your data stays safe while you enjoy the convenience of digital banking. Explore how easy it is to manage your finances today by visiting https://www.cefcu.com/. Experience the future of banking with us at Citizens Equity First!

Financial Strength

Committed Team Ready to Serve You

Our dedicated team consists of 1,016 full-time employees and 6 part-time employees who are always ready to assist you with knowledgeable service.

Growing Member Base

We also proudly serve a growing community with 776,575 total share accounts, showcasing the trust our members place in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citizens Equity First is your trusted partner. Visit us at 100 Legion Rd Washington Il 61571 or call (309) 633-7700 to learn more about how we can help you achieve your financial goals.

Lending Support for Your Needs

We support your financial goals with $85,043 in used auto loans and $5,989,870,538 in total loans and leases. This lending capacity ensures we have the resources to help you achieve your aspirations across various sectors.

Member Savings and Investments

Members' savings are secured through $1,784,103,145 in share certificates and $1,320,323,090 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $457,598, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $941,559,727, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is reflected in our net worth ratio of $1,210, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings for Future Growth

With $927,309,606 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our operational efficiency is underscored by our $0, which reflects our commitment to maintaining a robust financial environment for all members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,509,535,444 in used vehicle loans and $713,341,413 in new vehicle loans already helping members get on the road. We also provide flexible refinancing options to make your auto financing experience even more manageable.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $684,214,774 provide the capital needed to expand and succeed. We understand the unique challenges faced by businesses today and are committed to supporting you through tailored lending solutions. Each of these loan products is designed with our members' best interests in mind. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have any questions or want to learn more about our loan offerings, feel free to contact us at 309-633-7700 or visit us at 100 Legion Rd., Washington IL 61571. Let's take the next step towards achieving your financial goals together!

Credit Card Loans

Managing finances can be challenging, but we're here to help. We offer flexible terms on unsecured credit card loans, with a total of $142,483,010 in loans assisting members in effectively managing their budgets. This option provides you with the freedom to make purchases while keeping your finances organized.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $180,125,149, make buying or refinancing simple. With competitive rates and straightforward eligibility requirements, owning your dream home is within reach.

Loan Aggregator

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